FINANCIAL INSTITUTIONS

Addresses

FDIC Payment Security Conference: Tom Patterson, MagTek, Inc., E64 [21JA]

State of the Union Message (1946): Harry S Truman, S4052 [20MY]

Amendments

Bankruptcy: make technical corrections to U.S. Code provisions (H.R. 6198), S8144, S8205 [19NO], H8535 [16DE]

Budget: reconciliation of the concurrent resolution relative to health care reform, student loan reform, school construction and renovation, and other education initiatives (H.R. 4872), S1815 [22MR], S1826, S1832, S1854, S1860, S1862, S1879, S1882, S1883, S1884, S1885, S1886, S1887 [23MR], S1934, S1942, S1944, S1957, S1958, S1965, S1966, S1972, S1975, S1978, S1980, S2006, S2007, S2008, S2009, S2010, S2028, S2029, S2030, S2031, S2032, S2033, S2034, S2035, S2036, S2037, S2038, S2039, S2040, S2041, S2044, S2045, S2046, S2047, S2050, S2051, S2065, S2066 [24MR], S2069, S2070, S2071, S2072, S2073, S2074, S2075, S2076, S2077, S2078, S2131, S2132, S2133 [25MR], H2429 [25MR]

Dept. of the Treasury: create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), S5495 [28JN], S5515, S5516, S5546, S5570, S5594, S5618, S5619, S5620, S5621, S5623, S5624, S5625, S5628 [29JN], S5705, S5706, S5707, S5708, S5709, S5710, S5711, S5712, S5713, S5714, S5715 [30JN], S5749, S5750 [12JY], S5793, S5794, S5795 [13JY], S5860, S5861, S5863, S5864, S5866 [14JY], S5973, S5974, S5975 [15JY], S5997, S5998 [19JY], S6027, S6028, S6029, S6031 [20JY], S6073, S6088, S6089, S6110, S6116 [21JY], S6222, S6223, S6224 [22JY], S6247, S6261 [26JY], S6293, S6294, S6308, S6337, S6338, S6339, S6340 [27JY], S6444, S6445, S6446, S6447, S6448, S6449, S6450, S6451, S6452, S6453, S6454 [28JY], S6528, S6529 [29JY], S6934, S6961, S6962, S6972, S6973, S6974 [5AU], S7044, S7045, S7046, S7047, S7048 [13SE], S7055 [14SE], S7139 [15SE], H4520, H4529, H4531, H4533, H4534, H4535, H4537, H4538, H4539, H4540, H4541 [16JN], H4611, H4612 [17JN], H6905 [23SE]

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), consideration (H. Res. 1448), H4608 [17JN]

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase credit for small businesses (H.R. 5297), consideration of Senate amendment (H. Res. 1640), H6891 [23SE]

———instruct U.S. representatives to multilateral development banks to use the voice and influence of the U.S. to cancel Haiti's debt to such institutions (H.R. 4573), S2165 [26MR], H2512 [14AP]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), S4103 [20MY]

Government regulations: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S2663 [26AP], S2765, S2767 [28AP], S2772, S2814, S2815, S2816, S2973, S2974, S2976, S2978, S2979, S2980 [29AP], S3007, S3008, S3009, S3013, S3014 [30AP], S3039, S3040, S3041, S3042, S3046, S3047, S3048, S3049 [3MY], S3072, S3100, S3102, S3103, S3104, S3105, S3106, S3107, S3108, S3109, S3111, S3115 [4MY], S3149, S3172, S3173, S3194, S3195, S3200, S3208, S3217, S3223, S3227, S3228, S3260, S3262, S3263, S3264, S3268, S3269, S3270, S3271, S3272, S3273, S3278, S3279 [5MY], S3328, S3332, S3347, S3349, S3350, S3364, S3365, S3366, S3368, S3369, S3371, S3372, S3373, S3374, S3375, S3376, S3377, S3378, S3380, S3381, S3382, S3383 [6MY], S3411, S3426, S3427, S3428, S3429 [7MY], S3476, S3478, S3479, S3480, S3481, S3482, S3484, S3485 [10MY], S3488, S3497, S3511, S3524, S3543, S3544, S3545, S3546, S3547, S3549, S3550, S3551, S3552, S3553, S3554, S3558, S3559, S3560, S3563, S3564, S3565, S3566 [11MY], S3575, S3576, S3590, S3611, S3616, S3617, S3618, S3619, S3625, S3648, S3649, S3650, S3651, S3652, S3654, S3655, S3656, S3657, S3658, S3659, S3660 [12MY], S3675, S3693, S3699, S3703, S3708, S3710, S3723, S3728, S3729, S3730, S3731, S3732, S3734, S3735, S3736, S3742, S3743, S3756, S3757, S3759, S3761 [13MY], S3772, S3787, S3788 [14MY], S3802, S3806, S3808, S3811, S3814, S3835, S3836, S3837, S3838, S3839, S3840, S3841, S3842, S3846 [17MY], S3856, S3859, S3861, S3866, S3867, S3879, S3881, S3890, S3912, S3913, S3914, S3915, S3916, S3918, S3919, S3920, S3921, S3922, S3923, S3925, S3926, S3927, S3931, S3932, S3933, S3935, S3938, S3940, S3941, S3943, S3944 [18MY], S3971, S3973, S3987, S3990, S3991, S3992, S3994, S3997, S4000, S4003, S4006, S4009, S4010, S4011, S4012, S4013, S4014 [19MY], S4031, S4093, S4094, S4095, S4096, S4097, S4098, S4099, S4100, S4101, S4102 [20MY]

House Rules: same-day consideration of resolutions allowing consideration of certain legislation (H. Res. 1487), H5220 [30JN]

Taxation: modify certain rules applicable to regulated investment companies (H.R. 4337), S8646 [8DE], H8412 [15DE]

Appointments

Conferees: H.R. 4173, Restoring American Financial Stability Act, S4170 [25MY]

———H.R. 4173, Wall Street Reform and Consumer Protection Act, H4300 [9JN]

Articles and editorials

And Now for Students, Big Lender, S1927 [24MR]

Bailout Nation v. Rule of Law, S3688 [13MY]

Bernanke at the Creation, S314 [28JA]

Bernanke Nomination, S315 [28JA]

Bernanke Record, S315 [28JA]

Derivatives-Spinoff Proposal Opposed as Part of Overhaul Bill, S3058 [4MY]

Difficult Path in Goldman Case, H2675 [20AP]

Economic Recovery 2010, H528 [3FE]

End to Rules-Based Capital Markets, S6155 [22JY]

Federal Reserve as a Confidence Game—What They Were Saying in 2007, S4053-S4055 [20MY]

Four Things That Could Help Companies Start Hiring Again, S6848 [5AU]

Goldman Sachs' Revolving Door, H3195-H3197 [5MY]

House of Representative's Reform Package Hurts the Fed's Independence, E34 [15JA]

How Washington Failed To Rein in Fannie, Freddie. As Profits Grew, Firms Used Their Power To Mask Peril (excerpt), S3344 [6MY]

Ignoring the Elephant in the Bailout, H3299 [11MY]

In Afghanistan, Signs of Crony Capitalism, H1271 [10MR]

Income for Life? Sounds Good, but Do Your Homework, S4029 [20MY]

Jobs in the Cards?, S6845 [5AU]

Lehman's Ghost Haunts California, E672 [27AP]

Loan Aid Leaves Some Worse Off—One in Four in Government's Mortgage Program Is Dropped; Tales of Exhausted Savings, H3728 [24MY]

Loan Squeeze Thwarts Small-Business Revival, E1775 [29SE]

M.D.G.'s for Beginners . . . and Finishers, S7199 [20SE]

New Credit-Card Tricks, S6619 [3AU]

No Help in Sight, More Homeowners Walk Away, H527 [3FE]

Prevent a Double-Dip Recession, H3181 [5MY]

Protect Taxpayers From Wall Street Risk, S3142 [5MY]

SBA Program Proves a Hit, but Now It Is in Limbo, S6846 [5AU]

Senate Financial Bill Misguided, Some Academics Say, S3057 [4MY]

Small Business Bill Appears To Be Stuck in Senate, S6847 [5AU]

Small Business Credit Crunch, S3959 [19MY]

Small Business Lending Fund Will Help Recovery Jobs,, S6846 [5AU]

Spin Meter—Program Risks $30B To Save Weak Banks, S6580 [2AU]

Study—Derivatives Rules Would Cost Banks Billions, S3626 [12MY]

Tax the Windfall Banking Bonuses, S989 [3MR]

Uncertainty Principle, S5817 [14JY]

Uproar Over Goldman Sachs, H2674, H2675 [20AP]

Wall Street Whitewash, E2205 [18DE]

Washington Rule Makers Out of the Shadows, S8666 [9DE]

What About Fan and Fred Reform?, S3058 [4MY], S3461 [10MY]

Bills and resolutions

America Saves Week: support goals and ideals (see H. Res. 1082), H647 [22FE]

American Recovery and Reinvestment Act: prohibit the use of stimulus funds for signage indicating that a project is being carried out using those funds (see H.R. 5679), H5501 [1JY]

Armed Forces: enhance protection of credit ratings of active duty military personnel who are activated for service (see H.R. 5048), H2640 [15AP]

———extend certain enhanced mortgage and mortgage foreclosure protections (see S. 4058), S11037 [22DE]

———provide for a moratorium on the sale or foreclosure of property owned by surviving spouses of servicemembers killed in Iraq or Afghanistan (see H.R. 4664), H754 [23FE]

Asia: authorize appropriations and U.S. participation in replenishment of resources of the Asian Development Fund and U.S. subscription to general capital increase of the Asian Development Bank (see S. 3918), S7788 [29SE] (see S. 3951), S7968 [17NO]

Bankruptcy: make privately issued student loans dischargeable (see S. 3219), S2377 [15AP] (see H.R. 5043), H2640 [15AP]

———make technical corrections to U.S. Code provisions (see H.R. 6198), H6988 [23SE]

———modify application of certain laws relative to principal residences that are the subject of foreclosure (see H.R. 6431), H7613 [18NO]

Business and industry: provide loan guarantees and interest rate subsidies for successful companies to establish and implement long-term U.S. growth plans (see H.R. 5445), H4022 (see H.R. 5445), H4083 [27MY]

Children and youth: provide grants to State educational agencies in order to provide subgrants to eligible local entities to promote financial education to students in the classroom (see H.R. 5165), H3013 [28AP]

Committee on Homeland Security and Governmental Affairs (Senate): authorize release of Permanent Subcommittee on Investigations records on foreign use of U.S. entities to bring suspect funds into the U.S. (see S. Res. 445), S1169 [4MR]

———authorize release of Permanent Subcommittee on Investigations records on private banking and money laundering (see S. Res. 615), S6885 [5AU]

———authorize release of Permanent Subcommittee on Investigations records on the financial crisis (see S. Res. 545), S4529 [27MY]

Community development: provide financial assistance to community development financial institutions to help defray the costs of operating small dollar loan programs (see H.R. 4694), H932 [25FE]

Community Reinvestment Act: improve assessments of regulated financial institutions (see H.R. 6334), H7392 [29SE]

———repeal (see H.R. 5038), H2640 [15AP]

Consumers: provide protection for consumers who have prepaid cards (see S. 4041), S10514 [17DE]

———regulate debt settlement services (see S. 3264), S2708 [27AP] (see H.R. 5387), H3822 [25MY]

Corporations: require disclosure of beneficial owners of newly incorporated entities to prevent exploitation for criminal gain and assist law enforcement with terrorism and money laundering prevention (see H.R. 6098), H6627 [10AU]

Credit: establish certain counseling and disclosure requirements relative to reverse mortgages (see H.R. 4419), H40 [12JA]

———establish penalties for servicers that fail to timely evaluate the applications of homeowners under home loan modification programs (see S. 3161), S2019 [24MR]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (see S. 3419), S4212 [25MY]

———exempt certain nonprofit housing organizations from certain licensing requirements for residential mortgage loan originators (see S. 3106), S1458 [11MR]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas (see S. 3700), S6736 [4AU]

———prohibit furnishing of certain negative loan modification information to a consumer reporting agency and prohibit such information from being used in computing a consumer's credit score (see H.R. 5743), H5674 [15JY]

———prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property (see H.R. 4953), H2457 [25MR]

———provide additional emergency mortgage assistance to struggling homeowners (see S. 2969), S340 [28JA]

———provide an interest rate cap and other requirements for creditors making covered loans (see H.R. 5689), H5501 [1JY]

———require, as a condition for modification of a home mortgage loan held by Fannie Mae or Freddie Mac or insured under the National Housing Act, that the mortgagor be verified under the E-verify program (see H.R. 4586), H554 [3FE]

———require, as a condition for purchase of a home mortgage loan held by Fannie Mae or Freddie Mac or insured under the National Housing Act, that the mortgagor be verified under the E-verify program (see H.R. 4744), H1103 [3MR]

———require disclosures to all cosigners and guarantors of any consumer credit transaction or lease that are required to be made to the consumer (see H.R. 4659), H754 [23FE]

———require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 6133), H6762 [15SE]

———require lenders of loans with Federal guarantees or Federal insurance to consent to mandatory mediation (see H.R. 4635), H646 [22FE]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: amend effective date of provisions relative to gift certificates, store gift cards, and other general use prepaid cards (see S. 3549), S5538 [29JN] (see H.R. 5502), H4386 [10JN]

Deposit insurance: provide a retroactive increase for depositors (see H.R. 5429), H4021 (see H.R. 5429), H4083 [27MY]

Dept. of HUD: increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (see H.R. 5981), H6567 [30JY]

———provide grants to State and local governments to carry out programs to provide mediation between mortgagees and mortgagors facing foreclosure (see H.R. 5754), H5675 [15JY]

———direct U.S. representatives to the IMF and World Bank to condition loans to Antigua and Barbuda on cooperation with efforts to provide redress to Stanford Financial Group fraud victims (see H. Res. 1129), H1027 [2MR]

———encourage savings, promote financial literacy, and expand opportunities for young adults by establishing Lifetime Savings Accounts (see S. 3577), S5849 [14JY] (see H.R. 4682), H833 [24FE]

———establish a fund from the sale of Troubled Asset Relief Program assets to assist local governments recoup losses incurred from Lehman Brothers Holdings Inc., bankruptcy (see H.R. 5125), H2842 [22AP]

———establish a shared equity appreciation homeownership pilot program (see H.R. 6562), H8940 [21DE]

———establish Office of the Homeowner Advocate (see H.R. 6304), H7391 [29SE]

———instruct U.S. representatives to multilateral development banks to use the voice and influence of the U.S. to cancel Haiti's debt to such institutions (see H.R. 4573), H471 [2FE]

———make a certification when making purchases under the Small Business Lending Fund Program (see H.R. 5551), H4635 [17JN]

———make electronic communications of certain Troubled Asset Relief Program recipients publicly available on the Internet (see H.R. 4519), H386 [26JA]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction (see H.R. 4482), H265 [20JA]

———require institutions to segregate Troubled Asset Relief Program funds and prohibit use of such funds for political expenditures or electioneering communications (see H.R. 4617), H606 [5FE]

———terminate authority under the Troubled Asset Relief Program (see S. 2938), S51 [20JA] (see H.R. 4566), H471 [2FE] (see H.R. 6225), H7153 (see H.R. 6225), H7211 [28SE]

Dept. of Veterans Affairs: improve laws relative to default procedures for guaranteed loans (see H.R. 6188), H6879 [22SE]

———make home loan guaranty programs for veterans regarding adjustable rate mortgages and hybrid adjustable rate mortgages (see H.R. 6146), H6803 [16SE]

———require fiduciaries of individuals receiving benefits to grant the release of such individuals' financial records (see S. 3499), S4989 [16JN]

Economy: address national security threats and vulnerabilities that could undermine economic recovery and financial markets (see S. 3920), S7788 [29SE]

———modernize and reform monetary system and restore exclusive and sovereign authority of U.S. Government to create and regulate money to rebuild the economy (see H.R. 6550), H8785 [17DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate over-the-counter derivatives (H.R. 4173), consideration of conference report (see H. Res. 1490), H5302 [30JN]

Education: limit student loan payments to ten percent of discretionary income (see H.R. 4834), H1358 [11MR]

———require additional disclosures and protections for students and cosigners relative to student loans (see S. 3996), S8348 [1DE] (see H.R. 5458), H4214 [28MY]

Electronic Fund Transfer Act: protect consumers who have government benefit cards (see H.R. 4552), H427 [29JA]

———treatment of municipalities and school districts as consumers (see S. 3898), S7787 [29SE]

Emergency Economic Stabilization Act: require institutions with outstanding assistance under the Troubled Asset Relief Program to disclose such fact to customers (see H.R. 6337), H7392 [29SE]

Evansville, IN: anniversary of Old National Bank (see H. Res. 1201), H1744 [19MR]

Expedited Funds Availability Act: adjust dollar limits on check hold policies (see H.R. 4936), H2318 [24MR]

Fair Credit Reporting Act: amend relative to applicability of identity theft guidelines to creditors (see S. 3987), S8298 [30NO] (see H.R. 6420), H7548 [17NO]

Fair Debt Collection Practices Act: improve (see S. 3888), S7787 [29SE]

FDIC: address establishment and maintenance of the Systemic Resolution Fund (see S. 3052), S857 [1MR]

———codify the Transaction Account Guarantee Program (see H.R. 5511), H4386 [10JN]

———fully insure Interest on Lawyers Trust Accounts (see S. 4052), S11037 [22DE] (see H.R. 6398), H7453 [15NO]

———permanently extend the Transaction Account Guarantee Program (see H.R. 4928), H2318 [24MR]

Federal Housing Finance Agency: submit quarterly reports to Congress during the conservatorship of Fannie Mae or Freddie Mac (see H.R. 4581), H554 [3FE]

Federal Housing Finance Oversight Board: revise requirements for congressional testimony (see H.R. 5391), H3822 [25MY]

Financial Crisis Inquiry Commission: require a preliminary report on current U.S. financial and economic crisis (see H.R. 4454), H139 [13JA]

Financial Literacy Month: designate (see S. Res. 485), S2377 [15AP]

———support goals and ideals (see H. Res. 1257), H2641 [15AP]

Foreign countries: increase transparency regarding U.S. debt instruments held by foreign governments and assess risks to the U.S. of such holdings (see S. 3240), S2518 [21AP] (see H.R. 5319), H3540 [18MY]

FRS: prevent funding from being made available to corporations that finance political campaigns or political propaganda (see H.R. 4768), H1168 [4MR]

———promulgate regulations regarding interchange transaction fees and amend the Truth in Lending Act to prohibit certain restrictions put in place by credit card networks (see H.R. 5199), H3123 [4MY]

———remove mandate on the Board of Governors and the Federal Open Market Committee to focus on maximum employment (see H.R. 6406), H7498 [16NO]

———require an audit of the Board of Governors and Federal reserve banks (see S. 2939), S51 [20JA]

Government regulations: establish a covered bond regulatory oversight program (see H.R. 4884), H1656 [18MR] (see H.R. 5823), H5983 [22JY]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (see S. 3217), S2377 [15AP]

———prohibit certain affiliations between commercial banking and investment banking companies (see H.R. 4461), H146 [15JA]

———promote transparency and accountability in the consumer financial products and services market and ensure that no company becomes too big to fail (see H.R. 4516), H386 [26JA]

———provide for a safe, accountable, fair, and efficient banking system (see S. 3241), S2518 [21AP] (see H.R. 5159), H3013 [28AP]

Government-sponsored enterprises: apply Freedom of Information Act to Fannie Mae and Freddie Mac during any period that such entities are in conservatorship or receivership (see H.R. 5539), H4596 [16JN]

———establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises (see H.R. 4889), H1743 [19MR]

———prohibit compensation for any officer or employee of Fannie Mae or Freddie Mac to exceed that provided to the Chairman of the Joint Chiefs of Staff (see H.R. 4483), H265 [20JA]

———provide on-budget status to Fannie Mae and Freddie Mac (see H.R. 4653), H754 [23FE]

———require Fannie Mae and Freddie Mac to adopt underwriting standards consistent with Dept. of Energy Property Assessed Clean Energy (PACE) programs (see S. 3642), S6201 [22JY] (see H.R. 5766), H5675 [15JY]

———suspend compensation packages for senior executives of Fannie Mae and Freddie Mac and compensate such executives in accordance with executive branch senior employees pay rates (see H.R. 4476), H265 [20JA]

Haiti Marshall Plan Committee: establish (see H. Res. 1160), H1323 [10MR]

Health Care and Education Reconciliation Act: deauthorize appropriations (see H.R. 5882), H6163 [27JY]

———repeal (see H.R. 5421), H4021 (see H.R. 5421), H4082 (see H.R. 5424), H4021 (see H.R. 5424), H4082 (see H.R. 5444), H4022 (see H.R. 5444), H4083 [27MY] (see H.R. 6555), H8785 [17DE]

Higher Education Act: provide for refinancing of certain private education loans for primary care physicians (see H.R. 6374), H7393 [29SE]

House Rules: same-day consideration of resolutions allowing consideration of certain legislation (see H. Res. 1487), H4973 [29JN]

Housing: ensure availability of loan guarantees for rural homeowners (see S. 3266), S2708 [27AP] (see H.R. 5017), H2578 [14AP]

———establish the Residential Construction Loan Guarantee Program to guarantee loans made to eligible home building companies for viable building projects (see H.R. 5409), H3869 [26MY]

———increase loan guarantee fee for certain guaranteed rural housing loans (see H.R. 5003), H2503 [13AP]

———provide tax incentives for short sales as a preferable alternative to foreclosure (see H.R. 4826), H1357 [11MR]

———require home inspections conducted for property with federally related mortgages be conducted by State-licensed or certified home inspectors and include such inspections in settlement statements (see H.R. 4854), H1517 [16MR]

International relations: reject creation of an international system of government bailouts for the financial sector or climate regulation that would negatively impact the U.S. economy and sovereignty (see S. Res. 461), S1750 [18MR]

Investments: increase funding for individual development accounts through funds received by eliminating the domestic production tax deduction for coal and other hard mineral fossil fuels (see H.R. 6067), H6570 [30JY]

Money: prevent smuggling using stored value and prepaid cards by including means of access or the value of funds in certain records and reports on monetary instrument transactions (see H.R. 4941), H2456 [25MR]

National Credit Union Administration: clarify authority to make stabilization fund expenditures without borrowing from the Treasury (see S. 4036), S10410 [16DE]

National Institute of Finance: establish (see S. 3005), S482 [4FE]

Native Americans: improve access to capital, bonding authority, and job training and promote native community development financial institutions and small business opportunities (see S. 3471), S4745 [9JN]

NeighborWorks America (organization): ensure adequate funding for mortgage foreclosure mitigation activities in connection with the Dept. of the Treasury Home Affordable Modification Program (see H.R. 6069), H6570 [30JY]

Office of the Comptroller of the Currency: create a charter for Federal Financial Services and Credit Companies (see H.R. 5942), H6403 (see H.R. 5942), H6455 [29JY]

Pensions: allow time for pensions to fund benefit obligations due to economic circumstances in the financial markets (see S. 3157), S1873 [23MR]

Privacy: foster transparency about commercial use of personal information and provide consumers with choice about collection, use, and disclosure of such information (see H.R. 5777), H5711 [19JY]

———protect consumers and businesses from identity theft and require notice of security breaches (see S. 3579), S5849 [14JY]

———protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (see S. 3742), S6884 [5AU]

Protecting Tenants at Foreclosure Act: permanently extend (see H.R. 4766), H1168 [4MR]

Public debt: establish a fee on transactions which would eliminate the national debt and provide an income tax credit to offset the impact of the fee (see H.R. 4646), H753 [23FE]

Real estate: enhance disclosure of private transfer fees in real estate transactions (see H.R. 6332), H7392 [29SE]

———establish a commercial real estate credit guarantee program to empower community banks and other lenders to make loans (see H.R. 5816), H5983 [22JY]

———prevent foreclosure of home mortgages and increase availability of affordable new mortgages and affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 6218), H7153 (see H.R. 6218), H7210 [28SE]

———prohibit certain transfer fees and covenants relative to the sale of real property (see H.R. 6260), H7389 [29SE]

———prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to, or for which, the Mortgage Electronic Registration Systems is the mortgagee of record (see H.R. 6460), H7757 [30NO]

———provide amortization authority in certain situations for capital calculation under the Financial Institutions Examination Council Consolidated Reports of Condition and Income (see H.R. 5249), H3273 [6MY]

SBA: establish a small business intermediary lending pilot program (see H.R. 5332), H3540 [18MY]

———establish a temporary Working Capital Express loan guarantee program for small business concerns (see S. 3432), S4528 [27MY]

———establish loan guarantee program to assist small business concerns that manufacture clean energy technologies (see H.R. 6212), H6989 [23SE]

———improve the Express Loan Program (see H.R. 4598), H601 [4FE]

———make permanent the increase in surety bond guarantee limits (see S. 3836), S7420 [23SE]

———reinstate increase in surety bond guarantee limits (see S. 3835), S7420 [23SE]

SEC: modernize and strengthen investor protection (see S. 3258), S2642 [26AP]

Secure and Fair Enforcement for (S.A.F.E.) Mortgage Licensing Act: delay implementation of licensing requirements (see H.R. 5098), H2798 [21AP]

Securities: prohibit proprietary trading and certain relationships with hedge funds and private equity funds and address conflicts of interest with respect to certain securitizations (see S. 3098), S1358 [10MR]

Senior citizens: offer services to protect from affinity scams (see H.R. 6305), H7391 [29SE]

Small business: extend loan enhancements (see S. 3604, 3604), S5964 [15JY]

———improve lending and investment programs (see H.R. 6219), H7153 (see H.R. 6219), H7211 [28SE]

———include certain construction and land development loans in the definition of small business lending (see H.R. 6191), H6988 [23SE]

Small Business Investment Act: increase maximum amount for loans to State and local development companies and provide temporary authority for debt refinancing of commercial real estate (see H.R. 5412), H3870 [26MY]

State Small Business Credit Initiative: establish (see H.R. 5302), H3482 [13MY]

Student Financial Aid Awareness Month: designate (see H. Res. 1260), H2641 [15AP]

Taxation: allow a business credit for small business loans (see H.R. 5277), H3310 [11MY]

———allow a deduction for interest paid on indebtedness incurred in connection with the purchase of a new automobile or light truck (see H.R. 4897), H1890 (see H.R. 4897), H2173 [21MR]

———allow a temporary deduction of interest on unsecured credit card debt (see H.R. 4562), H470 [2FE]

———allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (see S. 3289), S2803 [29AP]

———encourage investment in certain industries by providing an exclusion from tax on certain gains (see H.R. 4877), H1656 [18MR]

———establish Catastrophe Savings Accounts (see H.R. 5915), H6283 [28JY]

———impose a higher rate of tax on bonuses paid by certain financial and other businesses (see H.R. 4414), H39 [12JA]

———impose a tax on bonuses paid by Troubled Asset Relief Program recipients (see S. 3007), S569 [11FE] (see H.R. 4426), H40 [12JA]

———impose an excise tax on bonuses paid to employees by businesses that receive Federal emergency economic assistance and limit deduction allowable for such bonuses (see S. 2994), S481 [4FE]

———limit certain executive compensation paid by systemically significant financial institutions (see S. 3149), S1812 [22MR]

———make permanent the deduction for premiums on mortgage insurance (see H.R. 6322), H7392 [29SE]

———make permanent the treatment of municipal bonds guaranteed by Federal home loan banks as tax exempt bonds (see H.R. 5311), H3483 [13MY]

———modify certain rules applicable to regulated investment companies (see S. 3948), S7968 [17NO]

———permanently modify limitations on deduction of interest by financial institutions which hold tax-exempt bonds (see S. 3350), S3643 [12MY]

———provide a credit for investment in new or expanding small businesses (see H.R. 5691), H5502 [1JY]

———provide additional protections for recipients of the earned income tax credit and the child tax credit (see H.R. 5693), H5502 [1JY]

———provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (see S. 3621), S6078 [21JY]

———provide taxpayer protection and assistance relative to tax preparation (see S. 3215), S2377 [15AP] (see H.R. 5047), H2640 [15AP]

———repeal limits on the deduction of interest on education loans (see H.R. 4574), H471 [2FE]

Wall Street Reform and Consumer Protection Act: increase financial industry transparency (see H.R. 6038), H6569 [30JY]

———repeal enhanced compensation structure reporting requirement (see H.R. 5998), H6568 [30JY]

———repeal section relative to protecting confidentiality of materials submitted to the SEC (see S. 3717), S6883 [5AU] (see H.R. 5924), H6402 (see H.R. 5924), H6454 (see H.R. 5948), H6403 (see H.R. 5948), H6455 (see H.R. 5970), H6404 (see H.R. 5970), H6456 [29JY] (see H.R. 6086), H6626 [10AU]

———repeal the Office of Financial Research (see H.R. 5999), H6568 [30JY]

Cloture motions

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), motion to proceed, S5430 [24JN], S5514 [29JN]

Conference reports

Wall Street Reform and Consumer Protection Act (H.R. 4173), H4977-H5200 [29JN]

E-mails

Small Business Jobs Act: Bryan Gipson, S6724 [4AU]

———Rick Sanborn, S7151 [16SE]

Hearings

Committee on Banking, Housing, and Urban Affairs (Senate) markup of S. 190, Federal Housing Enerterprise Regulatory Reform Act (2005), S3505 [11MY]

Committee on Banking, Housing, and Urban Affairs (Senate) markup of S. 1508, Federal Housing Enerterprise Regulatory Reform Act (2004), S3504 [11MY]

Letters

Allegations of Federal Reserve coverup of the funding source for Watergate burglars and defective audit of U.S. branch of foreign bank that transferred money to Saddam Hussein: Robert D. Auerbach, E255 [25FE]

Bonuses paid by Troubled Asset Relief Program recipients: Andrew M. Cuomo, New York Attorney General, S1148 [4MR]

Commerical real estate market instability: Representatives Kanjorski and Calvert, H3180 [5MY]

———several Representatives, H3180 [5MY]

Debt Relief for Earthquake Recovery in Haiti Act: Representative Berman, Committee on Foreign Affairs (House), H1289 [10MR]

———Representative Frank, Committee on Financial Services (House), H1289 [10MR]

Derivatives regulation legislation: Sheila C. Bair, FDIC, S3069 [4MY]

Establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises: Joseph Stanton, National Association of Home Builders, S3500 [11MY]

Exempt insurance company affiliates of depository institutions from proprietary trading restrictions: Daniel J. Keniry, Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF) (organization), S4137 [24MY]

———H. Gene Overstreet, Non Commissioned Officers Association of the U.S.A., S4136 [24MY]

———John (Doc) McCauslin, Air Force Sergeants Association, S4137 [24MY]

———Nick Marine, Naval Enlisted Reserve Association, S4137 [24MY]

FDIC Division for Consumer Financial Protection establishment: David P. Sloane, AARP, S3311 [6MY]

Federal deposit insurance rates: Sheila C. Bair, FDIC, S5900 [15JY]

Federal student loan program: Ashley Bianchi, Rhodes College, S1927 [24MR]

———Christina D. West, Vanderbilt University, S1925 [24MR]

———Janet Bonney-Baker, Baptist College of Health Sciences, S1926 [24MR]

———M. Joanna Hayes Dickens, Middle Tennessee School of Anesthesia, S1927 [24MR]

———Marian Malone Huffman, Tennessee Association of Student Financial Aid Administrators, S1926 [24MR]

———Sandra Rockett, Dyersburg State Community College, S1926 [24MR]

Financial Stability Oversight Council addition of State banking, insurance, and securities regulators as non-voting members: National Association of Insurance Commissioners, S3710 [13MY]

GAO audit of FRS monetary policy and discount-lending actions: several economics and finance professors, E34 [15JA]

Health Care and Education Reconciliation Act: A. Barry Rand, AARP, S1976 [24MR]

Increase availability of credit for small businesses: Small Business Access to Credit Coalition, S5988 [19JY]

Mandate minimum leverage and risk-based capital standards for certain financial institutions: Sheila C. Bair, FDIC, S3460 [10MY], S3617 [12MY]

National Credit Union Administration Chairman addition as a voting member of the Financial Stability Oversight Council: B. Dan Berger, National Association of Federal Credit Unions, S3353 [6MY]

———Dan Mica, Credit Union National Association, S3352 [6MY]

———Debbie Matz, National Credit Union Administration, S3352 [6MY]

Orderly and transparent bankruptcy process for non-bank financial institutions: James C. Duff, Judicial Conference of the U.S., S3688 [13MY]

———several law school professors, economists, and leaders, S3689 [13MY]

Over-the-counter derivatives markets regulation and market transparency improvement: Coalition for Derivatives End-Users, S3597 [12MY]

———Jay Timmons, National Association of Manufacturers, S3596 [12MY]

———Paul A. Volcker, S3608 [12MY]

———several organizations, S3597 [12MY]

Permit community banks to remain under FRS supervision: Camden R. Fine, Independent Community Bankers of America (organization), S3522 [11MY]

———R. Bruce Josten, U.S. Chamber of Commerce, S3522 [11MY]

Prohibit Federal assistance to bailout swap dealers and major swap participants: Americans for Financial Reform (organization), S3141 [5MY]

Prohibit proprietary trading and certain relationships with hedge funds and private equity funds and address conflicts of interest with respect to certain securitizations: John S. Reed, S2691 [27AP]

Promulgate regulations regarding debit and credit card interchange transaction fees: Americans for Financial Reform (organization), S3698 [13MY]

———National Trade Associations, S3698 [13MY]

Protect consumers from interstate lending laws: Americans for Financial Reform (organization), S3149 [5MY]

Protect identity of whistleblowers and ensure transparency and accountability in Government investigations of financial fraud: several consumer protection and government accountability organizations, S3975 [19MY]

Reform the regulation of the housing-related Government-sponsored enterprises: several Senators, S3343 [6MY]

Reform the way initial credit ratings are assigned: Paul S. Stevens, Investment Company Institute, S3979 [19MY]

Regulate over-the-counter derivatives markets and improve market transparency: Senator Dodd, Committee on Banking, Housing and Urban Affairs (Senate) and Senator Lincoln, Committee on Agriculture, Nutrition, and Forestry (Senate), H5248 [30JN]

Regulated Investment Company Modernization Act: Paul S. Stevens, Investment Company Institute, H7070 [28SE]

Repeal Wall Street Reform and Consumer Protection Act section relative to protecting confidentiality of materials submitted to the SEC: several organizations, S6889 [5AU]

Restoring American Financial Stability Act: Camden R. Fine, Independent Community Bankers of America (organization), S3142 [5MY]

———James C. Duff, Judicial Conference of the U.S., S2575 [22AP]

———several housing and community development organizations, S3520 [11MY]

———Susan Eckerly, National Federation of Independent Business, S2695 [27AP]

———Vicki Cox Golder, National Association of Realtors, S3500, S3519 [11MY]

Small Business Jobs Act: Camden R. Fine, Independent Community Bankers of America (organization), S7020 [13SE], H6933 [23SE]

———Floyd E. Stoner, American Bankers Association, S7020 [13SE]

———Mike Duffin, Precision Machined Products Association, S7154 [16SE]

———Richard H. Neiman, S6727 [4AU]

———Robert C. Kiener, Precision Machined Products Association, S7154 [16SE]

———Robert E. McKenna, Motor & Equipment Manufacturers Association, S7155 [16SE]

———Robert L. Akers, Jr., National Tooling & Machining Association, S7154 [16SE]

———Scott DeFife, National Restaurant Association, S6509 [29JY]

———Tom Cochran, U.S. Conference of Mayors, S6725 [4AU]

———William E. Gaskin, Precision Metalforming Association, S7154 [16SE]

———William E. Gaskin, Precision Metalforming Association and Robert L. Akers, Jr., National Tooling & Machining Association, S7153 [16SE]

Small Business Lending Fund Act: American Bankers Association, E1125 [16JN]

———Vicki Cox Golder, National Association of Realtors, H4517 [16JN]

Veterinary Medicine Loan Repayment Program Enhancement Act: several veterinary organizations, S6080 [21JY]

Wall Street Reform and Consumer Protection Act: Senators Lincoln and Dodd, S6192 [22JY]

Lists

Congressional staff who worked on H.R. 4173, Restoring American Financial Stability Act, S4140 [24MY]

Congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, S5835 [14JY], H5255 [30JN]

Haymarket, VA, Branch Banking and Trust Co., (BB&T) branch staff, E399 [17MR]

Haymarket, VA, Branch Banking and Trust Co., (BB&T) senior leadership team, E399 [17MR]

Internet addresses of studies and papers relative to student financial aid programs and student loan programs in H.R. 4872, Health Care and Education Reconciliation Act, S1985 [24MR]

Organizations endorsing H.R. 5297, Small Business Jobs Act, S7019 [13SE]

Organizations supporting H.R. 4173, Wall Street Reform and Consumer Protection Act, S5834 [14JY]

Organizations supporting H.R. 5297, Small Business Jobs Act, S6471 [29JY]

Proposed points of order against certain provisions in H.R. 4872, Health Care and Education Reconciliation Act, submitted by Senator Grassley, S2084 [25MR]

Small Business Jobs Act newspaper and magazine story headlines, S6506 [29JY]

Memorandums

Consumer Bureau vs. SEC/CFTC Powers: Representative Dennis Moore, H5217 [30JN]

Democrat Spending Since Troubled Asset Relief Program Was Enacted Into Law, H2247 [23MR]

Good Is Oft Interred With Their Bones: James D. MacPhee, Mike Menzies, and Sal Marranca, Independent Community Bankers of America (organization), S5832 [14JY]

Language of Financial Reform: Frank Luntz, S2260-S2262 [14AP]

Small Business Lending Fund Act: Independent Community Bankers of America (organization), H4517 [16JN]

Motions

Budget: reconciliation of the concurrent resolution relative to health care reform, student loan reform, school construction and renovation, and other education initiatives (H.R. 4872), S1821, S1840, S1847 [23MR], S1923, S1937, S1959, S1980, S1993, S1994, S1995, S1996, S1997, S1998, S1999, S2000, S2001, S2002, S2003, S2004, S2005, S2006, S2008, S2009, S2010, S2011 [24MR], S2070, S2071, S2072, S2073, S2074, S2075, S2076, S2077, S2078, S2079 [25MR], H2167 [21MR], H2429 [25MR]

Dept. of the Treasury: create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), S5430 [24JN], S5515 [29JN], S6073 [21JY], S6293, S6340 [27JY], S6473 [29JY], S6974 [5AU], S7140 [15SE], S7146 [16SE], H4616 [17JN], H6930 [23SE]

Outlines

Addressing small business needs to create jobs, S1640 [17MR]

Press releases

Angel Capital Association Supports Amendments to Financial Reform Bill—Sen. Dodd's Amendments Allow for Efficient Capital Access for Entrepreneurs and Also Improve Fraud Protection for Investors: Angel Capital Association, S3813 [17MY]

Eye-Opening Report Details Government Mortgage Companies' Role in Financial Meltdown: Representative Boehner, E2151 [15DE]

ICBA and 28 State Community Bank Associations Urge Prompt Passage of Small Business Lending Fund Bill: Independent Community Bankers of America (organization), S5512 [29JN]

Manufacturers Applaud Senator Voinovich for His Support of Small Business Jobs Act: Precision Metalforming Association and National Tooling & Machining Association, S7154 [16SE]

State Regulators Support Administration's Small Business Lending Proposals: Neil Milner, Conference of State Bank Supervisors, H4518 [16JN]

Proclamations

Financial Literacy Month: President Obama, H2657 [20AP]

Questions and answers

Dominance of Unethical Banking: Jay Kernis with William K. Black, E2253 [22DE]

Remarks in House

America Saves Week: support goals and ideals (H. Res. 1082), H1069-H1071 [3MR], E319 [5MR]

American Recovery and Reinvestment Act: impact on small business tax credits, H2486 [13AP]

———prohibit the use of stimulus funds for signage indicating that a project is being carried out using those funds (H.R. 5679), H5570 [14JY], H5620 [15JY]

Appropriations: revised allocation of spending authority to certain committees of the House, H2171 [21MR]

Armed Forces: extend certain enhanced mortgage and mortgage foreclosure protections (H.R. 3976), H2183, H2184 [22MR], H4089 [28MY], E501 [25MR]

———extend certain enhanced mortgage and mortgage foreclosure protections (S. 4058), H8980 [22DE]

Association of Community Organizations for Reform Now, Inc. (ACORN): alleged involvement in voter registration fraud, H2837 [22AP], H4503 [15JN]

Bankruptcy: make privately issued student loans dischargeable (H.R. 5043), E570 [15AP]

———make technical corrections to U.S. Code provisions (H.R. 6198), H7158-H7161 [28SE], E1730 [23SE], E1973 [18NO]

———make technical corrections to U.S. Code provisions (H.R. 6198), Senate amendment, H8535 [16DE]

———modify application of certain laws relative to principal residences that are the subject of foreclosure (H.R. 6431), E1979 [18NO]

———provide an orderly and transparent bankruptcy process for non-bank financial institutions, H4289-H4297 [9JN], H5233, H5235 [30JN]

Budget: allocation of funds, H4078-H4081 [27MY]

———reconciliation of the concurrent resolution relative to health care reform, student loan reform, school construction and renovation, and other education initiatives (H.R. 4872), H1597 [18MR], H1777, H1783, H1790, H1795 [20MR], H1854-H2169 [21MR], H2175, H2176, H2177, H2192-H2213 [22MR], H2247, H2248 [23MR], H2276, H2277 [24MR], E437, E440, E441, E444, E447 [22MR], E454, E455, E457, E462 [23MR], E465, E468, E469, E472, E473, E475, E477 [24MR], E506 [25MR]

Business and industry: provide shareholders with an advisory vote on executive compensation and prevent perverse incentives in the compensation practices of financial institutions, H3257 [6MY]

———require 120-day waiting period for startup companies to receive investor funds, H3017 [29AP]

California: anniversary of First Northern Bank, E124 [2FE]

Colleges and universities: encourage communities to hold explanatory events for the Free Application for Federal Student Aid (FAFSA), E161 [4FE]

Commerce Financial Corp.: inclusion in Forbes (publication) ``America's Best Banks'' list, E479 [24MR]

Community banks: impact of government regulations on lending ability, H607 [9FE]

Consumer Credit Counseling Service of Greater Dallas, Inc.: tribute to workshop on protecting finances, H2940 [28AP]

Consumer Financial Protection Agency: establish, H3254 [6MY], H3844, H3845, H3847 [26MY], H4088 [28MY], H5235 [30JN]

———establish (H.R. 3126), H936 [26FE], H2888 [27AP]

Consumers: protect from predatory mortgage lending practices, H3191, H3192 [5MY], H3256 [6MY], H5235, H5294 [30JN]

Credit: cap maximum loan limits for FHA single family insured mortgages in certain high cost areas, H4355, H4356 [10JN]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (H.R. 3421), H7079-H7081 [28SE], E1791 [29SE]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas, H4354 [10JN]

———limit number of FHA-insured mortgages to a certain percentage of total private-market home loans originated in a year, H4352, H4353 [10JN]

———promulgate regulations regarding debit and credit card interchange transaction fees, H3874 [27MY], H4680 [23JN], H5254, H5256 [30JN]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), H654, H660 [23FE], H2887 [27AP]

———raise downpayment requirements for borrowers under FHA-insured mortgages, H4349-H4351 [10JN]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: amend effective date of provisions relative to gift certificates, store gift cards, and other general use prepaid cards (H.R. 5502), H4393-H4395 [14JN], E1098, E1100, E1110 [15JN]

Credit cards: establish a national usury rate for consumer accounts under open end consumer credit plans (H.R. 4300), H2683 [20AP]

———increase penalties for certain fraud offenses committed to facilitate gangs, crime syndicates, and terrorism, E64 [21JA]

Crime: reduce white collar crime and fraud in financial system, E2252 [22DE]

Cuyahoga County, OH: tribute to Cuyahoga County Common Pleas Court Foreclosure Mediation Program, E2024 [1DE]

Davis, Janet: Georgia Credit Union Affiliates Lifetime Achievement Award recipient, E881 [19MY]

Democratic Party: national agenda, H5295-H5297 [30JN], H6153-H6159 [27JY]

Deposit insurance: provide a retroactive increase for depositors (H.R. 5429), E980 [28MY]

Dept. of Education: proposal to bar private lenders from making government-guaranteed loans within the Federal Family Education Loan Program, H1627 [18MR]

Dept. of HUD: include information on financial management and credit risk in mortgage counseling services, H4347 [10JN]

———increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (H.R. 5981), H6468, H6469 [30JY]

———prioritize mortgage counseling services to areas with high foreclosure rates, H4346, H4347 [10JN]

Dept. of the Treasury: capital treatment of small business lending fund investments, H6931 [23SE]

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), H3547 [19MY], H4443 [15JN], H4510, H4513-H4542 [16JN], H4600, H4610-H4618 [17JN], H4679 [23JN], H4913 [29JN], H5600 [14JY], H6029 [26JY], H6262 [28JY], H6688 [15SE], H6765 [16SE], H6812 [22SE], H6883, H6885, H6981 [23SE], H7027, H7028 [28SE], H7215, H7216 [29SE], E1125 [16JN], E1127, E1129, E1131, E1133, E1139 [17JN], E1153, E1165 [22JN], E1723 [23SE], E1765, E1775, E1777, E1863 [29SE]

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), Senate amendment, H6905-H6939 [23SE], E1751 [28SE], E1780 [29SE]

———create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), unanimous-consent agreement, H4513 [16JN]

———define small business under Small Business Lending Fund Program, increase loan volume, establish baseline measurement for lending, and include certain lending centers as qualified lending institutions, H4530, H4531 [16JN]

———economic effects of Troubled Asset Relief Program, H8036 [7DE]

———ensure farmers and rural communities receive equal consideration through the Small Business Lending Fund Program, H4540, H4541 [16JN]

———ensure selection criteria for the Small Business Early Stage Investment program includes the extent to which investment capital would be concentrated in targeted industries, H4538 [16JN]

———ensure that community banks participating in the Small Business Lending Fund Program prioritize, reach out to, and focus on veteran-owned small businesses, H4529 [16JN]

———ensure that Small Business Lending Fund Program materials are culturally and linguistically diverse, provide for minority outreach, and disaggregate data, H4541 [16JN]

———ensure that State-run venture capital programs are eligible to participate in the State Small Business Credit Initiative program and clarify eligibility of State financing programs, H4537 [16JN]

———establish a fund from the sale of Troubled Asset Relief Program assets to assist local governments recoup losses incurred from Lehman Brothers Holdings Inc., bankruptcy (H.R. 5125), E672 [27AP]

———establish the Office of Small Business Lending Fund Oversight, H4535, H4536 [16JN]

———facilitate participation by Community Development Financial Institutions Fund recipients in the Small Business Lending Fund Program, H6931, H6932 [23SE]

———give the Special Inspector General of the Troubled Asset Relief Program oversight of the Small Business Lending Fund Program and certify that banks are receiving funds based on merit, H4616, H4617 [17JN]

———include construction and land development loans as eligible under the Small Business Lending Fund Program, H4612, H4613 [17JN]

———include nonowner-occupied commercial real estate loans as eligible under the Small Business Lending Fund Program, H4531 [16JN]

———instruct U.S. representatives to multilateral development banks to use the voice and influence of the U.S. to cancel Haiti's debt to such institutions (H.R. 4573), H533, H538 [3FE], H1288-H1295 [10MR]

———instruct U.S. representatives to multilateral development banks to use the voice and influence of the U.S. to cancel Haiti's debt to such institutions (H.R. 4573), Senate amendments, H2512, H2513 [14AP]

———make a certification when making purchases under the Small Business Lending Fund Program (H.R. 5551), H4682-H4685 [23JN]

———reiterate requirement to submit a report on terrorism financing in accordance with the Intelligence Reform and Terrorism Prevention Act, H891, H892 [25FE]

———repeal authority to extend the Troubled Asset Relief Program (H.R. 4110), H6596 [10AU]

———require financial institutions lending funds received from the Small Business Lending Fund Program indicate such fact on applicable loan documents, H4534, H4535 [16JN]

———require financial institutions receiving Troubled Asset Relief Program assistance to increase lending levels, H362 [26JA]

———review current banking laws and regulations that prohibit U.S. citizens living abroad from accessing U.S. banking services, H2939 [28AP]

———terminate authority under the Troubled Asset Relief Program (H.R. 4566), H565, H568, H569 [4FE]

———terminate authority under the Troubled Asset Relief Program (H.R. 6225), H7221-H7223, H7225 [29SE]

Economy: analysis of causes and potential remedies of current economic recession, H307 [21JA], H1019-H1024 [2MR], H1155, H1159 [4MR], H1300 [10MR], H2677-H2682 [20AP], H2868-H2871 [26AP], H3004-H3008 [28AP], H3104 [4MY], H3184-H3191 [5MY], H3425-H3432 [12MY], H4409 [14JN], H4744-H4746, H4750, H4751 [23JN], H4963-H4969 [29JN], H5228 [30JN], H5495, H5496 [1JY], H5970 [22JY], H6155-H6159 [27JY], H6265 [28JY], H6742-H6748 [15SE], E53-E55 [20JA]

———awarding of bonuses to executives after receiving Government bailout funds, H335 [26JA], E7 [12JA]

———clarify regulatory authority of SEC and CFTC over broker-dealers and investment advisors, H5216 [30JN]

———comparison between policies of past Presidential administrations and the Obama administration, H5822, H5905-H5912 [21JY], H5945, H5946 [22JY]

———Government bailout of financial institutions, H376 [26JA], H638 [22FE], H2632 [15AP], H3130 [5MY], H3263 [6MY], H3535 [18MY], H4078 [27MY], H4237, H4238 [8JN], H4412 [14JN], H4497 [15JN], H4670 [22JN], H5244 [30JN]

———impact of depreciation of the U.S. dollar, H3251 [6MY]

———impact of failure to extend Bush administration tax cuts, H3637 [19MY], H3808 [25MY]

———impact of subprime mortgage lending, H5597 [14JY]

———impact of war and financial crisis, H6047 [27JY]

———national objectives priority assignments, H4314-H4321 [9JN], H5284-H5289, H5297 [30JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), H197 [20JA], H366, H367 [26JA], H389, H390 [27JA], H480 [3FE], H2678-H2684 [20AP], H2700, H2702, H2703, H2780 [21AP], H2805, H2806, H2836 [22AP], H2887, H2888, H2889, H2890, H2927-H2933 [27AP], H3003 [28AP], H3018 [29AP], H3083, H3106-H3108 [4MY], H3191-H3199 [5MY], H3252-H3262 [6MY], H3280, H3299, H3302 [11MY], H3315, H3317 [12MY], H3468, H3474 [13MY], H3548 [19MY], H3665 [20MY], H3755, H3756, H3804, H3809-H3814 [25MY], H3844-H3849 [26MY], H3874 [27MY], H4289 [9JN], H4440, H4442 [15JN], H4512 [16JN], H4680 [23JN], H4902 [28JN], E7 [12JA], E613 [21AP], E1230 [29JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), conference report, H4907, H4913, H4915, H4953-H4957, H4966 [29JN], H5206, H5207, H5208, H5209, H5212-H5220, H5233-H5261, H5281, H5282, H5294, H5295, H5297 [30JN], H5306 [1JY], H5601, H5602 [14JY], H5670 [15JY], H5805, H5812 [20JY], H5823, H5898 [21JY], H5925, H5961 [22JY], H6148 [27JY], E1237, E1257 [30JN], E1262, E1270, E1272, E1285 [1JY], E1294, E1295 [13JY], E1347-E1349, E1350 [15JY], E1383 [20JY], E1407 [22JY], E1429 [27JY], E1505 [30JY], E2144, E2146 [15DE]

———reform the financial regulatory system of the U.S., H176 [19JA], H335 [26JA], H2649, H2673 [20AP], H2700, H2701 [21AP], H2997-H3003 [28AP], H3105 [4MY], H3758 [25MY], H5603 [14JY], E7 [12JA]

———reform the financial regulatory system of the U.S. (H.R. 3310), H5227, H5240, H5258 [30JN]

———regulation of U.S. financial markets, H6027 [26JY], E2204 [18DE]

———require CFTC and SEC to conduct rulemakings to eliminate conflicts of interest arising from control of clearing and trading facilities by swap entities, H5217 [30JN]

———require mortgage lenders participating in Making Home Affordable Program to report monthly to the Dept. of the Treasury, H5225 [30JN]

———restore Americans' net worth, H1173 [9MR]

Education: require additional disclosures and protections for students and cosigners relative to student loans (H.R. 5458), H7077-H7079 [28SE], E1781, E1782 [29SE]

———student loans and financial aid programs funding, H6153 [27JY]

Eximbank: denial of loan guarantee to Reliance Industries Ltd., to purchase mining equipment from Bucyrus International Inc., H5493 [1JY]

Fair Credit Reporting Act: amend relative to applicability of identity theft guidelines to creditors (S. 3987), H8059, H8060 [7DE]

FBI: provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (H.R. 3995), H2673 [20AP], H2822 [22AP], H3001 [28AP], H3198 [5MY]

FDIC: fully insure Interest on Lawyers Trust Accounts (H.R. 6398), H7727, H7728 [30NO], H7763 [1DE]

———require financial regulators issue non-conflicting guidelines to banks relative to financial regulatory capital requirements and lending standards, H4533 [16JN]

Federal Deposit Insurance Act: provide for deposit restricted qualified tuition programs, H2651-H2654 [20AP]

Federal Home Loan Banks: anniversary of Affordable Housing Program, E1311 [14JY], E2086 [8DE]

Financial Literacy Month: support goals and ideals (H. Res. 1257), H2656-H2659 [20AP], H2909 [27AP], E605 [21AP], E643 [26AP]

Florida: resurgence in housing market, H3758 [25MY]

Foreign countries: increase transparency regarding U.S. debt instruments held by foreign governments and assess risks to the U.S. of such holdings (H.R. 5319), H3546 [19MY]

FRS: clarify exemptions to interchange fees of prepaid cards used for health care and employee benefits programs and transportation accounts, H5225 [30JN]

———remove mandate on the Board of Governors and the Federal Open Market Committee to focus on maximum employment (H.R. 6406), H7502 [17NO]

Gambling: prohibit Internet gambling, H2510 [14AP]

GAO: analyze the effectiveness of the Dept. of HUD loss mitigation home retention programs, H4357 [10JN]

Government regulations: address concept of ``too big to fail'' by requiring institutions to pay into a resolution fund, H3255 [6MY]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices, H2868-H2871 [26AP], H2884 [27AP]

———promote transparency and accountability in the consumer financial products and services market and ensure that no company becomes too big to fail (H.R. 4516), H336 [26JA]

———restore certain provisions of law to separate investment banking from commercial banking, H271 [21JA]

———restore certain provisions of law to separate investment banking from commercial banking (H.R. 4377), H112 [13JA], H4956 [29JN], H5283 [30JN]

———waiver of receipt of dividends by Federal mutual holding companies, E2146 [15DE]

Government-sponsored enterprises: establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises (H.R. 4889), H4279, H4281-H4285 [9JN]

———prohibit compensation for any officer or employee of Fannie Mae or Freddie Mac to exceed that provided to the Chairman of the Joint Chiefs of Staff, H4283, H4284 [9JN]

———provide on-budget status to Fannie Mae and Freddie Mac (H.R. 4653), H4279, H4281-H4285 [9JN]

Haymarket, VA: tribute to opening of new Branch Banking and Trust Co., (BB&T) branch, E399 [17MR]

Health Care and Education Reconciliation Act: deauthorize appropriations (H.R. 5882), H6274, H6275 [28JY]

———repeal (H.R. 5444), E985 [28MY]

Higher Education Act: amend (H.R. 3221), H1488 [16MR], H3391 [12MY], H5900 [21JY]

House Rules: same-day consideration of resolutions allowing consideration of certain legislation (H. Res. 1487), H5212-H5222 [30JN]

Housing: ensure availability of loan guarantees for rural homeowners (H.R. 5017), H2907-H2909 [27AP]

———handling of foreclosure crisis, H244 [20JA], E1871 [29SE]

———reduce foreclosures of residential mortgages, H1017 [2MR]

———reform the regulation of the housing-related Government-sponsored enterprises, H2779 [21AP], H2836 [22AP], H2928 [27AP], H3299 [11MY], H4279-H4285, H4315 [9JN], H5217 [30JN], H7202 [28SE], H8522 [16DE]

Insurance: clarify that once a borrower has demonstrated to a lender that flood insurance has been purchased, the lender must terminate the force-placed insurance, H5629 [15JY]

Keno Micro-Fund (organization): tribute, E587 [20AP]

National Credit Union Administration: clarify authority to make stabilization fund expenditures without borrowing from the Treasury (S. 4036), H8975 [22DE]

National Infrastructure Development Bank: establish (H.R. 2521), H1015 [2MR]

Navarro, Imelda: Laredo, TX, Business Hall of Fame inductee, E777 [6MY]

Obama, President: evaluation of administration, H3115-H3121 [4MY], H3187 [5MY]

———evaluation of economic policies, H1735-H1738 [19MR], H2248 [23MR], H3007-H3012 [28AP], H3115 [4MY], H4656 [22JN], H4770-H4773 [23JN], H4960 [29JN], H5550 [14JY], H6812 [22SE]

Office of Minority and Women Inclusion: establish, H4967 [29JN]

Pensions: allow time for pensions to fund benefit obligations due to economic circumstances in the financial markets (H.R. 3936), H3766 [25MY]

Populist Caucus: agenda, H1011-H1017 [2MR]

Privacy: provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (H.R. 3506), H2513, H2514 [14AP]

Progressive Financial Services, Inc.: anniversary, E861 [18MY]

Public debt: debt held by foreigners, H3758 [25MY], H6322 [29JY]

Pulitzer Prize: recognition of Puget Sound Business Journal for explanatory reporting, E600 [21AP]

Real estate: address instability in commerical real estate market, H3179 [5MY]

Republican Party: national agenda, H2941 [28AP]

Santos, Sharon T.: Credit Union National Association Desjardin Financial Literacy Award recipient, E372 [12MR]

SBA: establish a small business intermediary lending pilot program (H.R. 5332), H3665 [20MY]

———establish the Small Business Borrower Assistance Program to provide payments of principal and interest on qualifying small business loans, H4611, H4612 [17JN]

———improve the Express Loan Program (H.R. 4598), H1493, H1494 [16MR]

SEC: review of regulations of investment advisers and broker-dealers, H5255 [30JN]

Securities: regulate over-the-counter derivatives markets and improve market transparency, H4957 [29JN], H5245, H5248 [30JN]

Securities Investor Protection Act: reform, H3177 [5MY]

Senate: tribute to congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, H5255 [30JN]

Senior citizens: protect economic interests, H3844-H3849 [26MY]

Small business: allow small banks to amortize losses or write-downs on real estate loans in order to increase availability of credit for small businesses, H4532, H4533 [16JN]

———authorize certain debt refinancing (H.R. 2527), H323 [21JA]

———facilitate access to capital, H1014 [2MR]

———improve access to credit, H3633-H3637 [19MY], H5538 [13JY]

———include certain construction and land development loans in the definition of small business lending (H.R. 6191), H7081, H7082 [28SE]

States: ensure women and minority-owned businesses are provided with capital lending opportunities, H4513 [16JN]

Taxation: allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (H.R. 4256), H3084 [4MY]

———encourage investment in certain industries by providing an exclusion from tax on certain gains (H.R. 4877), H3633 [19MY]

———impose a higher rate of tax on bonuses paid by certain financial and other businesses, H306 [21JA]

———impose a higher rate of tax on bonuses paid by certain financial and other businesses (H.R. 4414), H12, H16 [12JA], H44 [13JA]

———impose a tax on bonuses paid by Troubled Asset Relief Program recipients (H.R. 4426), H195, H196 [20JA], H363 [26JA], H558 [4FE], H1012 [2MR], H6287 [29JY]

———impose a tax on certain securities transactions to fund job creation and deficit reduction (H.R. 4191), H393 [27JA], H558 [4FE], H1014-H1017 [2MR]

———modify certain rules applicable to regulated investment companies (H.R. 4337), H7064-H7070 [28SE]

———modify certain rules applicable to regulated investment companies (H.R. 4337), Senate amendment, H8412-H8418 [15DE]

———provide taxpayer protection and assistance relative to tax preparation (H.R. 5047), E559 [15AP]

UMB Financial Corp.: inclusion in Forbes (publication) ``America's Best Banks'' list, E471 [24MR]

Wall Street Reform and Consumer Protection Act: repeal section relative to protecting confidentiality of materials submitted to the SEC (H.R. 6086), H6954 [23SE]

———repeal section relative to protecting confidentiality of materials submitted to the SEC (S. 3717), H6952-H6955 [23SE]

Warren, Elizabeth: urge appointment to be FRS Bureau of Consumer Financial Protection Director, H5824 [21JY]

Washington Mutual, Inc.: economic impact of bank failure, H2649 [20AP]

Weatherford, TX: anniversary of First National Bank, E1039 [8JN]

Weiss, Maryanne: National Bank of Arizona Women's Financial Group Woman of the Year award recipient, E96 [27JA]

West Liberty, KY: anniversary of Commercial Bank, E1502 [30JY]

Remarks in Senate

Aberdeen, SD: anniversary of Aberdeen Federal Credit Union, S47 [20JA]

American Recovery and Reinvestment Act: impact of stimulus funding, S234 [26JA]

Antitrust policy: ensure application of antitrust laws to enhance accountability and protect consumers, S3626 [12MY]

Arkansas: anniversary of Delta Trust & Bank, S337 [28JA]

Armed Forces: establish specific consumer protection liaison for members and their families, S3611-S3613 [12MY]

———extend certain enhanced mortgage and mortgage foreclosure protections (S. 4058), S10990 [22DE]

Bankruptcy: amend laws, S3017-S3019, S3026-S3028 [3MY]

———eliminate special treatment of derivatives in bankruptcy and liquidation process, S2410 [19AP]

———make privately issued student loans dischargeable (S. 3219), S2388 [15AP]

———make technical corrections to U.S. Code provisions (H.R. 6198), S8205 [19NO], S10508 [17DE]

———provide an orderly and transparent bankruptcy process for non-bank financial institutions, S3620-S3624 [12MY], S3668-S3670, S3673, S3686-S3691 [13MY], S3802 [17MY], S4039 [20MY]

Bernanke, Ben S.: impact of previous decisions as Federal Reserve Board Chair on suitability to serve additional term, S321 [28JA]

Budget: reconciliation of the concurrent resolution relative to health care reform, student loan reform, school construction and renovation, and other education initiatives (H.R. 4872), S1783-S1790, S1798, S1799 [22MR], S1819, S1821-S1867 [23MR], S1923-S2012 [24MR], S2069-S2089 [25MR], S2158 [26MR], S2753 [28AP]

———reconciliation of the concurrent resolution relative to health care reform, student loan reform, school construction and renovation, and other education initiatives (H.R. 4872), motion to commit, S1838-S1841, S1846-S1849 [23MR], S1924, S1937-S1940, S1959, S1994-S1998, S2000, S2005 [24MR], S2075, S2076 [25MR]

Business and industry: require all financial companies put into receivership to be liquidated, S2779-S2781 [29AP]

Cayman Islands: assessment as a tax secrecy jurisdiction that allows citizens and companies to avoid taxes and other financial disclosures, S4721, S4723 [9JN]

CFTC: provide clear antimarket manipulation authority, S3348 [6MY]

———require foreign boards of trade to register, S3531 [11MY], S3702 [13MY], S4064 [20MY]

———set hard caps on speculative position limits for futures on energy commodities, S2410 [19AP]

Colleges and universities: address increasing levels of student loan debt and default rates, S7106-S7108 [15SE], S7587-S7590 [28SE]

———authorize release of Permanent Subcommittee on Investigations records on private banking and money laundering (S. Res. 615), S6982 [5AU]

———authorize release of Permanent Subcommittee on Investigations records on the financial crisis (S. Res. 545), S4560 [27MY]

Community banks: impact of government regulations on lending ability, S2189 [12AP]

———permit community banks to remain under FRS supervision, S2489, S2490 [21AP], S3138, S3139 [5MY], S3521-S3529 [11MY], S3573, S3574, S3575 [12MY]

Congress: accomplishments of the 111th Congress, S5-S7 [20JA], S11012, S11013, S11024-S11026 [22DE]

Consumers: limit transaction fees on customer withdrawals from automated cash machines, S3150, S3151 [5MY]

———protect from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling (S. 863), S3516 [11MY]

———require disclosure of credit score used to evaluate consumers when score results in an adverse action, S3772 [14MY], S3810 [17MY]

Corporations: impact of federalized corporate governance relative to improved proxy assests, S3131 [5MY]

Credit: amend definition of credit to exclude no-interest credit instruments, S3973 [19MY]

———empower States to set the maximum annual percentage rates applicable to consumer credit transactions, S3075, S3076 [4MY], S3402 [7MY]

———establish penalties for servicers that fail to timely evaluate the applications of homeowners under home loan modification programs (S. 3161), S2024 [24MR]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (S. 3419), S4220 [25MY]

———promulgate regulations regarding debit and credit card interchange transaction fees, S3455 [10MY], S3588-S3590 [12MY], S3695-S3698, S3704, S3705 [13MY], S4839-S4841 [10JN], S4929-S4931 [15JN], S4977 [16JN], S5925 [15JY], S10995-S10997 [22DE]

———protect consumers from usury, S1608 [16MR], S1662-S1664 [17MR], S2362 [15AP], S2446 [20AP], S2734, S2735 [28AP]

———protect consumers from usury (S. 582), S2704 [27AP], S8771 [10DE]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), S6618-S6621 [3AU]

———reform the way initial credit ratings are assigned, S3082 [4MY], S3155, S3156 [5MY], S3311 [6MY], S3399 [7MY], S3465 [10MY], S3673-S3678, S3681-S3683 [13MY], S3955, S3958, S3977-S3979 [19MY], S4044 [20MY]

———require the mortgage originator retain a certain percentage of the mortgage for its lifetime or until the mortgage is paid, S2435, S2436 [20AP]

———restore State's rights to protect consumers from usury, S3708, S3709 [13MY], S3803 [17MY], S3971, S3972 [19MY]

Credit cards: prevent predatory lending, S2790-S2793 [29AP]

Credit unions: advance the ability to promote small business growth and economic development opportunities, S5772 [13JY], S6354 [28JY]

———advance the ability to promote small business growth and economic development opportunities (S. 2919), unanimous-consent request, S10725, S10726 [19DE]

———raise limits on member business loans, S6381 [28JY]

Democratic Party: national agenda, S7004-S7008 [13SE]

Dept. of Education: condition Federal Family Education Loan Program funding on certification that no State will experience a net job loss as a result of enactment, S1959, S1999 [24MR]

———proposal to bar private lenders from making government-guaranteed loans within the Federal Family Education Loan Program, S1708 [18MR]

Dept. of HUD: increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (H.R. 5981), S6741 [4AU]

Dept. of Justice: improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), S1610 [16MR], S2414 [19AP]

Dept. of the Treasury: create the Small Business Lending Fund Program to make capital investments in eligible institutions to increase availability of credit for small businesses (H.R. 5297), S5161 [18JN], S5163 [21JN], S5423, S5424 [24JN], S5515-S5523 [29JN], S5655, S5666, S5674, S5675 [30JN], S5771-S5773, S5775 [13JY], S5797, S5798 [14JY], S5954 [15JY], S5980, S5985-S5988 [19JY], S6002, S6009 [20JY], S6053, S6067-S6073 [21JY], S6132, S6148-S6177, S6180-S6190 [22JY], S6285, S6292 [27JY], S6345, S6346, S6351, S6354-S6356, S6359-S6365, S6373-S6376, S6381-S6388 [28JY], S6459-S6476, S6494-S6509 [29JY], S6568-S6572, S6580 [2AU], S6724-S6727 [4AU], S6845-S6848, S6868, S6972-S6974 [5AU], S7003, S7007, S7012-S7015, S7018-S7022 [13SE], S7051-S7065, S7067 [14SE], S7097, S7102-S7113, S7116-S7120, S7122-S7125, S7139, S7140 [15SE], S7144-S7158 [16SE], S7408 [23SE], S7440 [24SE], S7455 [27SE]

———establish Office of the Homeowner Advocate, S3398 [7MY], S4036 [20MY], S4644 [8JN], S4924, S4928 [15JN]

———facilitate community bank access to capital in order to increase lending to small businesses, S319-S321 [28JA]

———guarantee payment on bonds or notes used to provide loans to community development financial institutions, S4035, S4036 [20MY], S6383 [28JY], S6475 [29JY]

———instruct U.S. representatives to multilateral development banks to use the voice and influence of the U.S. to cancel Haiti's debt to such institutions (H.R. 4573), S2165 [26MR]

———make a certification when making purchases under the Small Business Lending Fund Program (H.R. 5551), S5456 [24JN], S5459 [25JN]

———prohibit institutions that have delinquent Troubled Asset Relief Program loans from accessing funds through the Small Business Lending Fund Program, S7108-S7110 [15SE]

———prohibit unreasonable and excessive compensation and compensation not based on performance standards for Troubled Asset Relief Program assistance recipients, S1213 [5MR]

———provide assistance to community depository institutions under the Public-Private Investment Program, S7102 [15SE]

———provide assistance to community depository institutions under the Public-Private Investment Program (S. 2867), S2257 [14AP]

———require any amounts repaid by financial institutions receiving Troubled Asset Relief Program assistance be used for debt reduction, S3512, S3513 [11MY]

———terminate authority under the Troubled Asset Relief Program, S28-S30 [20JA], S68-S70, S73-S79, S81, S96-S100 [21JA]

———terminate authority under the Troubled Asset Relief Program and commence liquidation, S5900 [15JY]

Dept. of Veterans Affairs: require fiduciaries of individuals receiving benefits to grant the release of such individuals' financial records (S. 3499), S4993 [16JN]

Economy: analysis of causes and potential remedies of current economic recession, S1608 [16MR], S1662-S1664 [17MR], S2195-S2197 [12AP], S2497 [21AP], S2726 [28AP], S3591-S3594 [12MY], S4046-S4052 [20MY], S4206 [25MY]

———awarding of bonuses to executives after receiving Government bailout funds, S8739 [10DE]

———Government bailout of financial institutions, S5801 [14JY], S8740-S8742 [10DE]

———limit proprietary trading activity of banks, S83 [21JA], S139-S142 [22JA]

———national objectives priority assignments, S7232 [21SE]

———prohibit use of taxpayer funds to bailout failing financial institutions, S2752 [28AP], S3017, S3020-S3023, S3026-S3028 [3MY], S3061-S3065, S3083 [4MY], S3140, S3147 [5MY], S4072 [20MY]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), S2152, S2155-S2157 [26MR], S4110, S4139 [24MY], S4192, S4207, S4208 [25MY], S4404 [26MY], S4497-S4499, S4560 [27MY], S4839-S4841 [10JN], S4929-S4931 [15JN], S4967, S4973, S4977 [16JN], S5167 [21JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), conference report, S5656-S5661 [30JN], S5774, S5775 [13JY], S5801-S5803, S5807, S5811, S5814-S5822, S5825, S5828-S5835, S5840-S5842, S5844 [14JY], S5870-S5933, S5943-S5945 [15JY], S6040, S6041 [21JY], S6155 [22JY], S6241-S6243 [26JY], S6513 [29JY]

———reform the financial regulatory system of the U.S., S11 [20JA], S176 [25JA], S299, S319 [28JA], S388 [1FE], S473-S475 [4FE], S1220-S1222 [5MR], S1416-S1421 [11MR], S1609-S1611 [16MR], S1719-S1721 [18MR], S2152-S2155 [26MR], S2189 [12AP], S2216-S2218, S2222-S2224 [13AP], S2254, S2258-S2260, S2262-S2265 [14AP], S2414-S2416 [19AP], S7599-S7601 [28SE], S7744 [29SE], S8769-S8771 [10DE]

———regulation of U.S. financial markets, S6850 [5AU]

Education: reduce interest rates paid by student borrowers on education loans, S1924, S1928, S1929, S1947, S1996 [24MR]

———student loans and financial aid programs funding, S1980, S1984, S1987-S1989 [24MR], S2079, S2080 [25MR]

Fair Credit Reporting Act: amend relative to applicability of identity theft guidelines to creditors (S. 3987), S8288, S8289 [30NO]

Fair Debt Collection Practices Act: improve (S. 3888), S7801 [29SE]

FDIC: amend the definition of the term ``assessment base'' to include a financial entity's total assets in determination of deposit insurance premiums, S3070, S3071, S3073-S3075 [4MY], S3149, S3153, S3154 [5MY], S3296-S3299, S3320 [6MY]

———establish a sunset for the authority Division for Consumer Financial Protection, S3694 [13MY]

———establish Division for Consumer Financial Protection, S3296, S3297, S3299-S3303, S3305-S3308, S3309-S3328 [6MY]

———exempt activities of nonprofit and tax-exempt organizations from risk-based matrix of factors used to assess entities with regard to liquidation authority, S5902 [15JY]

———fully insure Interest on Lawyers Trust Accounts (H.R. 6398), S10920 [21DE], S10963, S10964 [22DE]

———impact of granting liquidation authority over small depository institutions and large financial institutions, S3960 [19MY]

———remove statutory references to credit rating agencies as sources for determining creditworthiness of investments, S3323 [6MY]

Financial Literacy Month: designate (S. Res. 485), S2393, S2394 [15AP]

Financial Markets Commission: establish (S. 298), S5825 [14JY]

Financial Stability Oversight Council: add State banking, insurance, and securities regulators as non-voting members, S3710 [13MY]

———add the Chairman of the National Credit Union Administration as a voting member, S3352 [6MY]

Foreign banks: clarify treatment of U.S. branches and agencies of foreign banks relative to swap desk push out requirements, S5903 [15JY]

Foreign countries: increase transparency regarding U.S. debt instruments held by foreign governments and assess risks to the U.S. of such holdings, S4649 [8JN], S4736-S4738 [9JN]

FRS: create an office of military liaison within the Bureau of Consumer Financial Protection, S3400-S3402 [7MY], S3776-S3778 [14MY]

———establish Bureau of Consumer Financial Protection, S3578 [12MY], S3775 [14MY], S3960, S3974 [19MY], S5891 [15JY]

———increase transparency and accountability, S1608 [16MR], S1662-S1664 [17MR], S2446 [20AP]

———prohibit Bureau of Consumer Financial Protection investigation of consumer transactions without the written permission of the consumer, S3800 [17MY], S4059 [20MY]

———publish information on financial assistance provided to various entities, S3670-S3673 [13MY]

———require an audit of the Board of Governors and Federal reserve banks (S. 2939), S58 [20JA], S62 [21JA]

———require an audit of the Board of Governors and Federal reserve banks (S. 2939), star print, S351 [28JA]

———require Board of Governors to publish information on financial assistance provided to various entities, S175 [25JA], S2362 [15AP], S3080 [4MY]

———require GAO audit of the FRS Board of Governors and publication of information on financial assistance provided to various entities, S2686 [27AP], S2733 [28AP], S3016 [3MY], S3135-S3138 [5MY], S3329-S3334, S3337 [6MY], S3489-S3495 [11MY]

———require non-bank financial companies meet statutory minimum capital standards, S5902, S5903 [15JY]

———set minimum leverage level on all significant financial institutions, S4192 [25MY]

FTC: preserve enforcement and regulatory authority while coordinating regulatory efforts with the Bureau of Consumer Financial Protection, S3807, S3808 [17MY]

Government regulations: address concept of ``too big to fail'' through stricter limits on leverage and liabilities and through improved capital assessment and financial reporting, S2625 [26AP], S2997, S2998 [30AP], S3024-S3026 [3MY], S3080 [4MY], S3303, S3307-S3309, S3350, S3351 [6MY], S3888 [18MY]

———address the concept of ``Too Big To Fail'' through improved regulation and breaking up large banks in order to prevent future Government bailouts (S. 2746), S8768 [10DE]

———allow flexible mortgage loan payment terms based on seasonal incomes, S3072, S3073 [4MY]

———create a financial stability council to oversee the financial regulatory activities of the Government, S3459-S3461 [10MY], S3953 [19MY]

———eliminate certain banking regulations that infringe on the privacy rights of customers, S3072, S3073 [4MY]

———enhance supervision of non-bank financial companies, S5872 [15JY]

———exempt insurance company affiliates of depository institutions from proprietary trading restrictions, S4136 [24MY]

———impact of mark to market financial regulatory rule 114 relative to real estate appraisals, S387-S389 [1FE]

———implement framework for Federal supplements and prefunding in averting liquidity crises in large institutions, S2265, S2266 [14AP]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S2332, S2334, S2346, S2352-S2357, S2362 [15AP], S2399, S2401, S2404-S2410 [19AP], S2433-S2439, S2446, S2447, S2452-S2454, S2467 [20AP], S2484-S2487, S2489-S2493, S2495-S2497, S2500-S2506 [21AP], S2536-S2541, S2545, S2548 [22AP], S2750-S2752 [28AP], S2772-S2782, S2786, S2790-S2794 [29AP], S2987-S2999, S3001-S3004 [30AP], S3015-S3028 [3MY], S3051-S3085, S3087 [4MY], S3119-S3126, S3128-S3133, S3135-S3144, S3147-S3157, S3291 [5MY], S3296-S3353 [6MY], S3385-S3387, S3398-S3403 [7MY], S3453-S3470 [10MY], S3488-S3509, S3511-S3532 [11MY], S3569, S3572-S3613, S3616-S3627 [12MY], S3664-S3683, S3686-S3711 [13MY], S3769, S3772-S3778 [14MY], S3793, S3800-S3819 [17MY], S3855-S3902 [18MY], S3951-S3953, S3955-S3964, S3966-S3980 [19MY], S4027-S4078 [20MY], S10921 [21DE]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), motion to proceed, S2553-S2559, S2562, S2574-S2580 [22AP], S2605-S2637 [26AP], S2674-S2678, S2680-S2707 [27AP], S2716-S2719, S2721-S2745, S2747-S2750 [28AP]

———mandate minimum leverage and risk-based capital standards on certain financial institutions, S3459-S3461 [10MY], S3616 [12MY], S3710 [13MY], S3774 [14MY], S4192 [25MY], S4973 [16JN]

———prohibit certain affiliations between commercial banking and investment banking companies, S3889 [18MY], S4072 [20MY]

———prohibit certain affiliations between commercial banking and investment banking companies (S. 2886), S474 [4FE], S2727 [28AP], S5909 [15JY]

———prohibit certain payments to loan originators and require verification by lenders of the ability of consumers to repay loans, S3516-S3521 [11MY], S3572-S3574 [12MY], S4064 [20MY]

———prohibit federally insured banks from engaging in proprietary trading and impose strict capital charges on large nonbanking financial entities, S2629 [26AP]

———prohibit naked credit default swaps, S2998 [30AP], S3079 [4MY], S3874, S3877-S3879, S3884, S3890-S3894 [18MY]

———provide for a safe, accountable, fair, and efficient banking system, S2781 [29AP]

———provide for a safe, accountable, fair, and efficient banking system (S. 3241), S2519-S2521 [21AP], S2612 [26AP], S2682 [27AP], S2727 [28AP]

———reform regulations for residential mortgage underwriting standards, S3513-S3521 [11MY], S3572, S3574, S3578 [12MY], S4043 [20MY]

———require financial institutions to disclose to customers if they have a material conflict of interest with the financial product they are selling, S4062 [20MY]

———restore certain provisions of law to separate investment banking from commercial banking, S115 [21JA], S1416-S1421 [11MR], S2414-S2416 [19AP], S2446 [20AP], S2492 [21AP]

———strengthen authority and oversight, S6290-S6292 [27JY]

Government-sponsored enterprises: amend the definition of financial company to impose limits on nondeposit liabilities for certain housing-related Government-sponsored enterprises, S3350, S3351 [6MY]

———establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises, S3496-S3509 [11MY], S3669 [13MY], S4044 [20MY], S7704 [29SE]

———require Fannie Mae and Freddie Mac to adopt underwriting standards consistent with Dept. of Energy Property Assessed Clean Energy (PACE) programs (S. 3642), S6206 [22JY]

Health Care and Education Reconciliation Act: economic impact on Tennessee State budget, S1980 [24MR]

Housing: assessment of Federal housing policy, S4046 [20MY]

———establish suitability standards for seniors relative to reverse mortgages and increase regulation of industry, S4040 [20MY]

———handling of foreclosure crisis, S553 [11FE]

———reform the regulation of the housing-related Government-sponsored enterprises, S2487 [21AP], S2694 [27AP], S3341-S3345 [6MY], S3386 [7MY], S3456, S3461-S3468 [10MY], S3804-S3806, S3809 [17MY], S3957, S3960, S3969-S3971 [19MY], S4037, S4042, S4064, S4071-S4074 [20MY], S8317 [1DE]

IMF: certify that loans to foreign countries whose public debt exceeds its gross domestic product will be repaid, S3802, S3810, S3817 [17MY]

Insurance: make permanent the temporary increase in deposit insurance coverage, S5871 [15JY]

Investments: clarify definition of swap dealers to not include end users that execute swaps through affiliates, S5907 [15JY]

Lehman Brothers Holdings Inc.: release of report detailing bankruptcy filing, S1598 [16MR]

Municipal Securities Rulemaking Board: enhance regulation of municipal securities market, advisers, and dealers, S10921 [21DE]

National Credit Union Administration: clarify authority to make stabilization fund expenditures without borrowing from the Treasury (S. 4036), S10364 [16DE]

National Institute of Finance: establish (S. 3005), S496 [4FE]

Obama, President: State of the Union Message, S359-S362 [29JA]

Privacy: prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (S. 1490), S11026 [22DE]

———protect consumers and businesses from identity theft and require notice of security breaches (S. 3579), S5851 [14JY]

Public debt: debt held by foreigners, S1332 [10MR]

Real estate: exempt qualified mortgages from credit risk retention requirements based on asset class and type of loan, S3590, S3591 [12MY]

———exempt qualified residential mortgages from credit risk retention requirements, S3575, S3576, S3591 [12MY], S10441 [17DE]

SBA: allow aquaculture business disaster assistance loans, S7440 [24SE]

———extend and expand certified development company/504 loan program, S5674 [30JN]

———increase loan limits and provide for low-interest refinancing for small businesses (S. 2869), S1639, S1642 [17MR]

SEC: clarify definition of ``accredited investor'' to facilitate access by small businesses to capital, S3812-S3814, S3817 [17MY], S4063, S4064 [20MY]

———modernize and strengthen investor protection (S. 3258), S2644 [26AP]

———prohibit use of fee revenues to fund operations without undergoing annual appropriations process, S4139 [24MY]

———provide whistleblower protections for employees of nationally recognized statistical rating organizations, S3349 [6MY], S5872 [15JY]

———regulation of high-frequency trading, S921-S923 [2MR], S3340 [6MY], S3582-S3585 [12MY], S4960-S4962 [16JN], S7599-S7601 [28SE]

———require systemically risky companies to disclose all off-balance sheet activities to the SEC, S3151 [5MY]

———set standards and exercise oversight of credit rating agency procedures, S3682 [13MY]

———set standards for independence of compensation consultants, S4037 [20MY]

Securities: comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system, S2497, S2500 [21AP], S2698 [27AP], S2776 [29AP], S3067 [4MY], S5905, S5906 [15JY]

———establish a fiduciary standard of care for broker-dealers, S3399 [7MY]

———prohibit Federal assistance to bailout swap dealers and major swap participants, S3140 [5MY], S4192 [25MY], S5886 [15JY]

———prohibit proprietary trading and certain relationships with hedge funds and private equity funds and address conflicts of interest with respect to certain securitizations, S2633 [26AP], S2690, S2691 [27AP], S3468-S3470 [10MY], S3874, S3888, S3896-S3902 [18MY], S3963, S3966 [19MY], S4044, S4057-S4059 [20MY], S4110 [24MY], S4192 [25MY], S5886, S5889, S5893-S5899, S5901, S5904, S5932 [15JY]

———regulate over-the-counter derivatives markets and improve market transparency, S3595-S3610 [12MY], S3953, S3966 [19MY], S4042 [20MY], S5890 [15JY]

———study imposition of a transaction fee on all security-based transactions, S3587 [12MY]

Securitites: allow purchase and disposal of securities and other underwriting or market making activities that do not exceed near term demands of clients, customers, or counterparties, S5906 [15JY]

Senate: tribute to congressional staff who worked on H.R. 4173, Restoring American Financial Stability Act, S4139 [24MY]

———tribute to congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, S5828, S5835 [14JY], S5932 [15JY]

———tribute to congressional staff who worked on H.R. 4872, Health Care and Education Reconciliation Act, S2203 [12AP]

Small business: help to create new jobs and drive economic recovery, S1639-S1643 [17MR]

———provide support for small business concerns, S2257 [14AP]

———reform usury rates on credit cards issued to small businesses, S1642 [17MR]

States: clarify applicability of certain enforcement authorities with respect to regulating national banks, S3867-S3873 [18MY]

———protect consumers from interstate lending laws, S3149, S3150 [5MY], S3956 [19MY]

———retain preemption standard for State consumer financial laws, S5902 [15JY]

Taxation: impose a tax on bonuses paid by Troubled Asset Relief Program recipients (S. 3007), S570 [11FE]

———impose an excise tax on bonuses paid to employees by businesses that receive Federal emergency economic assistance and limit deduction allowable for such bonuses, S989, S990 [3MR], S1147-S1149 [4MR], S1287 [9MR], S2994-S2997 [30AP], S3580 [12MY]

———limit certain executive compensation paid by systemically significant financial institutions, S2189 [12AP], S2409 [19AP]

———modify certain rules applicable to regulated investment companies (H.R. 4337), S7774 [29SE], S7871 [15NO], S8651 [8DE]

———provide exclusion for assistance provided to certain veterinary student loan repayment or forgiveness program participants (S. 3621), S6079 [21JY]

———provide taxpayer protection and assistance relative to tax preparation (S. 3215), S2381 [15AP]

U.S. Sentencing Commission: review and amend Federal sentencing guidelines and policy statements applicable to persons convicted of securities fraud, S3399 [7MY]

Wall Street Reform and Consumer Protection Act: repeal section relative to protecting confidentiality of materials submitted to the SEC, S6513 [29JY]

———repeal section relative to protecting confidentiality of materials submitted to the SEC (S. 3717), S6889 [5AU], S7298, S7299 [21SE], S7440 [24SE]

Whistleblowing: protect identity of whistleblowers and ensure transparency and accountability in Government investigations of financial fraud, S3975 [19MY]

Reports filed

Accountability and Transparency in Rating Agencies Act: Committee on Financial Services (House) (H.R. 3890) (H. Rept. 111-685), H8597 [16DE]

Consideration of Conference Report on H.R. 4173, Wall Street Reform and Consumer Protection Act: Committee on Rules (House) (H. Res. 1490) (H. Rept. 111-518), H5302 [30JN]

Consideration of H.R. 3590, Patient Protection and Affordable Care Act and H.R. 4872, Reconciliation Act: Committee on Rules (House) (H. Res. 1203) (H. Rept. 111-448), H1817 [20MR]

Consideration of H.R. 5297, Small Business Lending Fund Act: Committee on Rules (House) (H. Res. 1436) (H. Rept. 111-506), H4424 [14JN]

———Committee on Rules (House) (H. Res. 1448) (H. Rept. 111-508), H4596 [16JN]

Consideration of Senate Amendment to H.R. 5297, Small Business Jobs Act: Committee on Rules (House) (H. Res. 1640) (H. Rept. 111-621), H6878 [22SE]

Consideration of Senate Amendments to H.R. 4872, Health Care and Education Reconciliation Act: Committee on Rules (House) (H. Res. 1225) (H. Rept. 111-458), H2456 [25MR]

Helping Heroes Keep Their Homes Act: Committee on Veterans' Affairs (House) (H.R. 3976) (H. Rept. 111-451), H2215 [22MR]

Improved Financial and Commodity Markets Oversight and Accountability Act: Committee on Homeland Security and Governmental Affairs (Senate) (H.R. 885), S1617 [16MR]

Medical Debt Relief Act: Committee on Financial Services (House) (H.R. 3421) (H. Rept. 111-629), H7152, H7210 [28SE]

Private Fund Investment Advisers Registration Act: Committee on Financial Services (House) (H.R. 3818) (H. Rept. 111-686), H8597 [16DE]

Reconciliation Act: Committee on the Budget (House) (H.R. 4872) (H. Rept. 111-443), H1595 [17MR]

Repeal Section of Wall Street Reform and Consumer Protection Act Relative to Protecting Confidentiality of Materials Submitted to the SEC: Committee on the Judiciary (Senate) (S. 3717), S7174 [16SE]

Restoring American Financial Stability Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 3217), S2377 [15AP]

———Committee on Banking, Housing, and Urban Affairs (Senate) (S. 3217) (S. Rept. 111-176), S3006 [30AP]

Same-Day Consideration of Resolutions Allowing Consideration of Certain Legislation: Committee on Rules (House) (H. Res. 1487) (H. Rept. 111-516), H4973, H5202 [29JN]

Small Business Job Creation and Access to Capital Act: Committee on Small Business and Entrepreneurship (Senate) (S. 2869) (S. Rept. 111-342), S7786 [29SE]

Small Business Lending Fund Act: Committee on Financial Services (House) (H.R. 5297) (H. Rept. 111-499), H4021, H4082 [27MY]

Wall Street Reform and Consumer Protection Act: Committee of Conference (H.R. 4173) (H. Rept. 111-517), H4973, H5202 [29JN]

Rulings of the Chair

Statements

Derivatives Regulation Legislation: FRS, S3069 [4MY]

Regulate Over-the-Counter Derivatives Markets and Improve Market Transparency: Senator Lincoln, S5920-S5925 [15JY]

Small Business Jobs Act Amendment Process: Senator Reid, S6466 [29JY]

Summaries

Accomplishments of the 111th Congress, E2250 [22DE]

Bankruptcy Technical Corrections Act (H.R. 6198), H7159-H7161 [28SE], E1973 [18NO]

Tables

Budget aggregates, H2172 [21MR]

Mandatory GAO reports and studies required by the Dodd-Frank Wall Street Reform and Consumer Protection Act, E1653 [15SE]

Pay-as-you-go effects of H.R. 3421, Medical Debt Relief Act, H7148, H7205 [28SE]

Pay-as-you-go effects of H.R. 3506, Eliminate Privacy Notice Confusion Act, H2576 [14AP]

Pay-as-you-go effects of H.R. 4178, Deposit Restricted Qualified Tuition Programs Act, H2693 [20AP]

Pay-as-you-go effects of H.R. 4337, Regulated Investment Company Modernization Act, H7149, H7206 [28SE]

Pay-as-you-go effects of H.R. 5297, Small Business Jobs Act, S7150 [16SE]

Pay-as-you-go effects of H.R. 5297, Small Business Jobs and Credit Act, H4633 [17JN]

Pay-as-you-go effects of H.R. 6398, FDIC full insurance of Interest on Lawyers Trust Accounts, H7754 [30NO]

Revised allocation of spending authority to Committee on Education and Labor (House), Committee on Energy and Commerce (House), and Committee on Ways and Means (House), H2172 [21MR]

Small Business Jobs Act sections and sponsors, S6467-S6470 [29JY]

Texts of

H. Res. 1082, support goals and ideals of America Saves Week, H1069 [3MR]

H. Res. 1203, consideration of H.R. 3590, Patient Protection and Affordable Care Act and H.R. 4872, Health Care and Education Reconciliation Act, H1824 [21MR]

H. Res. 1225, consideration of Senate amendments to H.R. 4872, Health Care and Education Reconciliation Act, H2418 [25MR]

H. Res. 1257, support goals and ideals of Financial Literacy Month, H2656 [20AP]

H. Res. 1436, consideration of H.R. 5486, Small Business Jobs Tax Relief Act and H.R. 5297, Small Business Lending Fund Act, H4447 [15JN]

H. Res. 1448, consideration of H.R. 5297, Small Business Lending Fund Act, H4602 [17JN]

H. Res. 1487, same-day consideration of resolutions allowing consideration of certain legislation, H5212 [30JN]

H. Res. 1490, consideration of conference report on H.R. 4173, Wall Street Reform and Consumer Protection Act, H5223 [30JN]

H. Res. 1640, consideration of Senate amendment to H.R. 5297, Small Business Jobs Act, H6886 [23SE]

H.R. 3421, Medical Debt Relief Act, H7079 [28SE]

H.R. 3506, Eliminate Privacy Notice Confusion Act, H2513 [14AP]

H.R. 3976, Helping Heroes Keep Their Homes Act, H2183 [22MR]

H.R. 4173, Restoring American Financial Stability Act, S4239-S4394 [25MY]

H.R. 4337, Regulated Investment Company Modernization Act, H7064-H7069 [28SE]

H.R. 4573, Debt Relief for Earthquake Recovery in Haiti Act, H1288 [10MR]

H.R. 4872, Health Care and Education Reconciliation Act, H2153-H2167 [21MR]

H.R. 5017, Rural Housing Preservation and Stabilization Act, H2907 [27AP]

H.R. 5297, Small Business Jobs Act, H6905-H6930 [23SE]

H.R. 5458, Student Loan Protection Act, H7078 [28SE]

H.R. 5502, amend effective date of Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provisions relative to gift certificates, store gift cards, and other general use prepaid cards, H4394 [14JN]

H.R. 5551, require Dept. of the Treasury to make a certification when making purchases under the Small Business Lending Fund Program, H4682 [23JN]

H.R. 5981, increase Dept. of HUD flexibility relative to amount of FHA single family housing mortgage insurance premiums, H6468 [30JY]

H.R. 6191, include certain construction and land development loans in the definition of small business lending, H7081 [28SE]

H.R. 6198, Bankruptcy Technical Corrections Act, H7158 [28SE]

H.R. 6398, FDIC full insurance of Interest on Lawyers Trust Accounts, H7727 [30NO]

S. 3005, National Institute of Finance Act, S497-S500 [4FE]

S. 3161, Mortgage Modification Reform Act, S2025 [24MR]

S. 3215, Taxpayer Bill of Rights Act, S2382-S2387 [15AP]

S. 3219, Fairness for Struggling Students Act, S2388 [15AP]

S. 3258, Modernizing and Strengthening Investor Protection Act, S2644-S2649 [26AP]

S. 3419, Medical Debt Relief Act, S4221 [25MY]

S. 3499, Fiduciary Benefits Oversight Act, S4994 [16JN]

S. 3579, Data Security Act, S5851-S5853 [14JY]

S. 3717, repeal section of Wall Street Reform and Consumer Protection Act relative to protecting confidentiality of materials submitted to the SEC, S7299 [21SE], H6952 [23SE]

S. 3717, repeal Wall Street Reform and Consumer Protection Act section relative to protecting confidentiality of materials submitted to the SEC, S6889 [5AU]

S. 3888, End Debt Collector Abuse Act, S7802 [29SE]

S. 3987, Red Flag Program Clarification Act, S8289 [30NO], H8059 [7DE]

S. 4036, clarify National Credit Union Administration authority to make stabilization fund expenditures without borrowing from the Treasury, S10364 [16DE], H8975 [22DE]

S. 4058, Helping Heroes Keep Their Homes Act, S10990 [22DE], H8980 [22DE]

S. Res. 445, Committee on Homeland Security and Governmental Affairs (Senate) Permanent Subcommittee on Investigations release of records on foreign use of U.S. entities to bring suspect funds into the U.S., S1186, S1209 [4MR]

S. Res. 461, reject creation of an international system of government bailouts for the financial sector or climate regulation that would negatively impact the U.S. economy and sovereignty, S1753 [18MR]

S. Res. 485, Financial Literacy Month, S2389, S2393 [15AP]

S. Res. 545, Committee on Homeland Security and Governmental Affairs (Senate) Permanent Subcommittee on Investigations release of records on the financial crisis, S4556, S4560 [27MY]

S. Res. 615, Committee on Homeland Security and Governmental Affairs (Senate) release of Permanent Subcommittee on Investigations records on private banking and money laundering, S6908, S6982 [5AU]

Transcripts

Commercial Real Estate Markets Hearing: Representative Calvert With Sec. of the Treasury Geithner, H3181 [5MY]

Simon Johnson and James Kwak Interview: ``Bill Moyer's Journal,'' PBS, H3005 [28AP]

Wall Street Bonuses: ``Bill Moyer's Journal,'' PBS, H306 [21JA]

William K. Black Interview: ``Bill Moyer's Journal,'' PBS, H3004 [28AP]