CONSUMERS related term(s) Credit; Product Safety

Addresses

State of the Union Message (1946): Harry S Truman, S4052 [20MY]

Amendments

Computers: protect from certain aggressive sales tactics on the Internet (S. 3386), S8305, S8306 [30NO]

Dept. of Agriculture: authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), H6782, H6785, H6786, H6787, H6790 [16SE]

———authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), consideration (H. Res. 1620), H6773 [16SE]

Dept. of Energy: establish the Home Star Retrofit Rebate Program (H.R. 5019), H3227, H3234, H3237, H3239, H3240, H3241, H3242, H3247 [6MY]

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4343, H4345, H4346, H4347, H4349, H4351, H4352, H4353, H4355, H4356, H4357, H4358, H4364 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (H. Res. 1424), H4285 [9JN]

Dept. of Transportation: establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), S10745, S10770 [19DE], H8861 [21DE]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), S4103 [20MY]

FCC: prescribe a standard to preclude commercials from being broadcast at louder volumes than the program material they accompany (S. 2847), S7758, S7764 [29SE]

FDA: improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), S7980, S7981, S7986, S7989, S7990 [17NO], S8067, S8068, S8069 [18NO], S8131, S8202 [19NO]

Financial institutions: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S2663 [26AP], S2765, S2767 [28AP], S2772, S2814, S2815, S2816, S2973, S2974, S2976, S2978, S2979, S2980 [29AP], S3007, S3008, S3009, S3013, S3014 [30AP], S3039, S3040, S3041, S3042, S3046, S3047, S3048, S3049 [3MY], S3072, S3100, S3102, S3103, S3104, S3105, S3106, S3107, S3108, S3109, S3111, S3115 [4MY], S3149, S3172, S3173, S3194, S3195, S3200, S3208, S3217, S3223, S3227, S3228, S3260, S3262, S3263, S3264, S3268, S3269, S3270, S3271, S3272, S3273, S3278, S3279 [5MY], S3328, S3332, S3347, S3349, S3350, S3364, S3365, S3366, S3368, S3369, S3371, S3372, S3373, S3374, S3375, S3376, S3377, S3378, S3380, S3381, S3382, S3383 [6MY], S3411, S3426, S3427, S3428, S3429 [7MY], S3476, S3478, S3479, S3480, S3481, S3482, S3484, S3485 [10MY], S3488, S3497, S3511, S3524, S3543, S3544, S3545, S3546, S3547, S3549, S3550, S3551, S3552, S3553, S3554, S3558, S3559, S3560, S3563, S3564, S3565, S3566 [11MY], S3575, S3576, S3590, S3611, S3616, S3617, S3618, S3619, S3625, S3648, S3649, S3650, S3651, S3652, S3654, S3655, S3656, S3657, S3658, S3659, S3660 [12MY], S3675, S3693, S3699, S3703, S3708, S3710, S3723, S3728, S3729, S3730, S3731, S3732, S3734, S3735, S3736, S3742, S3743, S3756, S3757, S3759, S3761 [13MY], S3772, S3787, S3788 [14MY], S3802, S3806, S3808, S3811, S3814, S3835, S3836, S3837, S3838, S3839, S3840, S3841, S3842, S3846 [17MY], S3856, S3859, S3861, S3866, S3867, S3879, S3881, S3890, S3912, S3913, S3914, S3915, S3916, S3918, S3919, S3920, S3921, S3922, S3923, S3925, S3926, S3927, S3931, S3932, S3933, S3935, S3938, S3940, S3941, S3943, S3944 [18MY], S3971, S3973, S3987, S3990, S3991, S3992, S3994, S3997, S4000, S4003, S4006, S4009, S4010, S4011, S4012, S4013, S4014 [19MY], S4031, S4093, S4094, S4095, S4096, S4097, S4098, S4099, S4100, S4101, S4102 [20MY]

Senior citizens: establish a consumer price index for elderly consumers to compute cost-of-living increases for Social Security (H.R. 5275), S6535 [29JY]

Telephones: prohibit deceptive altering or disguising of caller identification on outbound telephone calls (S. 30), S712, S713 [23FE]

Appointments

Conferees: H.R. 4173, Restoring American Financial Stability Act, S4170 [25MY]

———H.R. 4173, Wall Street Reform and Consumer Protection Act, H4300 [9JN]

Articles and editorials

Derivatives-Spinoff Proposal Opposed as Part of Overhaul Bill, S3058 [4MY]

Difficult Path in Goldman Case, H2675 [20AP]

House of Representative's Reform Package Hurts the Fed's Independence, E34 [15JA]

Income for Life? Sounds Good, but Do Your Homework, S4029 [20MY]

Mandatory Health Insurance—Is It Constitutional?, S1984 [24MR]

New Credit-Card Tricks, S6619 [3AU]

Protect Taxpayers From Wall Street Risk, S3142 [5MY]

Senate Financial Bill Misguided, Some Academics Say, S3057 [4MY]

Uncertainty Principle, S5817 [14JY]

Uproar Over Goldman Sachs, H2674, H2675 [20AP]

What About Fan and Fred Reform?, S3058 [4MY]

Why the Health-Care Bills Are Unconstitutional—If the Government Can Mandate the Purchase of Insurance, It Can Do Anything, H179 [19JA]

Bills and resolutions

Agriculture: protect farmers and ranchers that may be harmed economically by genetically engineered seeds, plants, or animals and ensure fairness in dealings with certain biotech companies (see H.R. 5579), H4779 [23JN]

Air pollution: provide a point of order against adding legislation establishing a global warming pollution emission cap and trade program to other legislation unless previously approved by the Senate (see S. 3655), S6302 [27JY]

Antitrust policy: restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (see H.R. 4626), H646 [22FE]

———restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), consideration (see H. Res. 1098), H753 [23FE]

Armed Forces: permit use of commissary and exchange facilities by former members who were retired or separated for physical disability (see S. 3956), S7968 [17NO]

Aviation: enable consumers to compare airfares and other costs, eliminate tax loophole that incentivizes airlines to charge baggage fees, and oversee and collect data on lost and stolen baggage (see S. 3691), S6651 [3AU]

———impose limitations on airline practices relative to the expiration of tickets for air transportation (see H.R. 5930), H6403 (see H.R. 5930), H6454 [29JY]

———prohibit air carriers from charging fees for carry-on baggage and require disclosure of passenger fees (see S. 3195), S2208 [12AP]

———require air carriers to refund baggage fees if such baggage is lost, delayed, or damaged, and require air carriers and ticket agents to include the cost of checked baggage when quoting an airfare (see H.R. 5384), H3822 [25MY]

Business and industry: reduce use of paper and plastic bags and encourage use of reusable bags (see H. Res. 1298), H2843 [22AP]

———require employees at call centers who initiate or receive telephone calls to disclose physical location of such employees (see S. 3843), S7507 [27SE] (see H.R. 6309), H7391 [29SE]

Computers: protect from certain aggressive sales tactics on the Internet (see S. 3386), S3983 [19MY] (see H.R. 5707), H5502 [1JY]

Courts: eliminate the learned intermediary defense to tort claims based on product liability (see H.R. 6421), H7548 [17NO]

CPSC: prohibit manufacture, sale, or distribution in commerce of children's food and beverage containers composed of bisphenol A (see H.R. 4456), H139 [13JA]

———prohibit manufacture, sale, or distribution in commerce of children's jewelry containing cadmium, barium, or antimony (see S. 2975), S439 [2FE] (see H.R. 4428), H138 [13JA]

———promulgate consumer product safety standard requiring child-proof closures on remote controls and other electronic products that use button cell batteries (see S. 3896), S7787 [29SE]

Credit: exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (see S. 3419), S4212 [25MY]

———exempt certain nonprofit housing organizations from certain licensing requirements for residential mortgage loan originators (see S. 3106), S1458 [11MR]

———prohibit furnishing of certain negative loan modification information to a consumer reporting agency and prohibit such information from being used in computing a consumer's credit score (see H.R. 5743), H5674 [15JY]

———provide additional emergency mortgage assistance to struggling homeowners (see S. 2969), S340 [28JA]

———provide an interest rate cap and other requirements for creditors making covered loans (see H.R. 5689), H5501 [1JY]

———require disclosures to all cosigners and guarantors of any consumer credit transaction or lease that are required to be made to the consumer (see H.R. 4659), H754 [23FE]

———require inclusion of credit scores with free annual credit reports provided to consumers (see S. 3247), S2587 [22AP] (see H.R. 4538), H422 [27JA]

———require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 6133), H6762 [15SE]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: amend effective date of provisions relative to gift certificates, store gift cards, and other general use prepaid cards (see S. 3549), S5538 [29JN] (see H.R. 5502), H4386 [10JN]

Crime: create a penalty for automobile insurance fraud (see S. 3546), S5538 [29JN]

———prevent, promote awareness of, and educate the public on mail, telemarketing, and Internet fraud targeting senior citizens (see S. 3494), S4938 [15JN]

Culture of Safety Hospital Accountability Study and Demonstration Program: establish (see S. 3596), S5964 [15JY]

Dept. of Agriculture: authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (see S. 3102), S1359 [10MR] (see H.R. 4785), H1219 [9MR]

———authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), consideration (see H. Res. 1620), H6762 [15SE]

Dept. of Commerce: study and report on access by blind consumers to certain electronic devices, establish minimum nonvisual access standards for such devices, and establish an enforcement office (see H.R. 4533), H422 [27JA]

Dept. of Energy: establish the Home Star Retrofit Rebate Program (see S. 3177), S2115 [25MR] (see S. 3434), S4528 [27MY] (see H.R. 5019), H2578 [14AP]

———establish the Home Star Retrofit Rebate Program (H.R. 5019), consideration (see H. Res. 1329), H3200 [5MY]

———improve energy conservation and efficiency standards for certain appliances and other consumer products (see S. 3925), S7788 [29SE]

Dept. of HHS: prohibit precluding of patients from entering into any contract with their health care providers (see H.R. 6170), H6879 [22SE]

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (see S. 3704), S6736 [4AU] (see H.R. 5072), H2695 [20AP]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (see H. Res. 1424), H4246 [8JN]

———improve safety and soundness of FHA mortgage insurance programs (see H.R. 4811), H1323 [10MR]

———incorporate transportation costs associated with the location of housing into affordability measures and standards and develop a transportation affordability index (see H.R. 5824), H5983 [22JY]

———provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (see H.R. 5872), H6162 [27JY]

———provide grants to State and local governments to carry out programs to provide mediation between mortgagees and mortgagors facing foreclosure (see H.R. 5754), H5675 [15JY]

Dept. of Justice: combat online infringement of intellectual property (see S. 3804), S7205 [20SE]

———create and maintain a public database of administrative, civil, and criminal actions against corporate entities (see H.R. 6545), H8785 [17DE]

Dept. of the Treasury: provide a receipt to each taxpayer who files a Federal income tax return (see H.R. 6458), H7644 [29NO]

———terminate authority under the Troubled Asset Relief Program (see S. 2938), S51 [20JA] (see H.R. 4566), H471 [2FE] (see H.R. 6225), H7153 (see H.R. 6225), H7211 [28SE]

Dept. of Transportation: establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), consideration of Senate amendments (see H. Res. 1781), H8940 [21DE]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate over-the-counter derivatives (H.R. 4173), consideration of conference report (see H. Res. 1490), H5302 [30JN]

Electric power: promote energy independence and self-sufficiency through net metering by certain small electric energy generation systems (see H.R. 5692), H5502 [1JY]

Electronic Fund Transfer Act: protect consumers who have government benefit cards (see H.R. 4552), H427 [29JA]

———treatment of municipalities and school districts as consumers (see S. 3898), S7787 [29SE]

Emergency Economic Stabilization Act: require institutions with outstanding assistance under the Troubled Asset Relief Program to disclose such fact to customers (see H.R. 6337), H7392 [29SE]

Endangered Species Act: improve information to consumers of Federal power marketing administrations about the costs associated with compliance (see H.R. 5964), H6404 (see H.R. 5964), H6456 [29JY]

EPA: publish list of vehicles that satisfy requirements for certification as a low emission and energy-efficient vehicle (see H.R. 5438), H4022 (see H.R. 5438), H4083 [27MY]

Expedited Funds Availability Act: adjust dollar limits on check hold policies (see H.R. 4936), H2318 [24MR]

Fair Credit Reporting Act: provide an exclusion from Red Flag Guidelines for certain small businesses (see S. 3416), S4211 [25MY]

Fair Debt Collection Practices Act: improve (see S. 3888), S7787 [29SE]

FCC: allow review of petitions on the secondary transmission of broadcast programming in orphan counties (see S. 3894), S7787 [29SE]

———encourage continued investment and innovation in communications networks by establishing a new competition analysis-based regulatory framework (see S. 3624), S6078 [21JY]

———promulgate regulations to improve billing disclosure to cellular telephone consumers (see S. 3872), S7787 [29SE]

FDA: ensure safe use of cosmetics (see H.R. 5786), H5818 [20JY]

———help prevent occurrence of cancer resulting from the use of ultraviolet tanning lamps by imposing more stringent controls on the use of such devices (see H.R. 4520), H386 [26JA]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food without creating new Government bureaucracy (see S. 3832), S7420 [23SE]

———provide additional quality control of drugs (see S. 3690), S6651 [3AU]

———require dentists to provide patients with a factsheet before performing any dental restoration work (see H.R. 4615), H602 [4FE]

FDIC: codify the Transaction Account Guarantee Program (see H.R. 5511), H4386 [10JN]

Federal Maritime Commission: maintain an Office of Dispute Resolution and Customer Advocate (see H.R. 6167), H6879 [22SE]

Financial institutions: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (see S. 3217), S2377 [15AP]

———promote transparency and accountability in the consumer financial products and services market and ensure that no company becomes too big to fail (see H.R. 4516), H386 [26JA]

———provide for a safe, accountable, fair, and efficient banking system (see S. 3241), S2518 [21AP] (see H.R. 5159), H3013 [28AP]

———provide protection for consumers who have prepaid cards (see S. 4041), S10514 [17DE]

Food: improve communication to consumers when there is a food recall (see S. 3114), S1516 [15MR]

———require labels on food that contains, or is produced with, a genetically engineered material (see H.R. 5577), H4778 [23JN]

Foreign trade: require foreign manufacturers of products imported into the U.S. to establish registered agents in the U.S. who are authorized to accept service of process against such manufacturers (see H.R. 4678), H832 [24FE]

———support effective enforcement of trade laws including antidumping and countervailing duty orders and transshipment in order to remedy harm to U.S. consumers and businesses (see H. Res. 1681), H7395 [29SE]

FTC: establish the Office for the Prevention of Fraud Targeting Seniors (see H.R. 5884), H6163 [27JY]

Government regulations: regulate debt settlement services (see S. 3264), S2708 [27AP] (see H.R. 5387), H3822 [25MY]

Health: ensure health care consumer and provider access to certain benefits plan information and provide transparency in hospital price and quality information under Medicaid (see H.R. 4803), H1322 [10MR]

———make the provision of technical services for medical imaging examinations and radiation therapy treatments safer, more accurate, and less costly (see S. 3737), S6883 [5AU]

———prohibit misleading and deceptive advertising or representation in the provision of health care services and require identification of the license of health care professionals (see H.R. 5295), H3482 [13MY]

———provide for transparency in health care pricing (see H.R. 4700), H932 [25FE]

———repeal mandate that individuals purchase health insurance (see H.R. 4995), H2502 [13AP]

Health Insurance Rate Authority: establish (see S. 3078), S1169 [4MR] (see H.R. 4757), H1167 [4MR]

Housing: provide tax incentives for short sales as a preferable alternative to foreclosure (see H.R. 4826), H1357 [11MR]

———require home inspections conducted for property with federally related mortgages be conducted by State-licensed or certified home inspectors and include such inspections in settlement statements (see H.R. 4854), H1517 [16MR]

Interstate commerce: prohibit restrictions on the resale of event tickets sold in interstate commerce as an unfair or deceptive act or practice (see H.R. 4795), H1220 [9MR]

Liability Risk Retention Act: modernize and expand coverage to include commercial property insurance (see H.R. 4802), H1322 [10MR]

Major League Baseball: require disclosure to consumers of all fees and charges associated with the sale of tickets prior to the completion of any Internet sale of such tickets (see H.R. 6390), H7394 [29SE]

Medicare: require the Dept. of HHS to negotiate lower covered part D prescription drug prices for beneficiaries (see S. 3413, 3415), S4211 [25MY] (see H.R. 4752), H1103 [3MR]

Medicare/Medicaid: improve oversight of nursing facilities by ensuring adequate, trained surveyors (see H.R. 6261), H7389 [29SE]

Money: require disclosures to consumers by coin and precious metal bullion dealers (see H.R. 6149), H6803 [16SE]

Motor vehicles: ensure availability of dual-fueled automobiles and light duty trucks (see H.R. 5633), H4974 (see H.R. 5633), H5203 [29JN]

———modify certain tax incentives for alternative vehicles and establish a Dept. of Energy battery insurance program (see S. 3715), S6883 [5AU]

———protect the rights of consumers to diagnose, service, maintain, and repair their motor vehicles (see S. 3181), S2115 [25MR]

National Cybersecurity Awareness Month: support goals and ideals (see H. Res. 1688, 1701), H7395 [29SE]

National Telephone Discount Lifeline Awareness Week: support (see H. Res. 1616), H6682 [14SE]

Patents: modify penalty for false marking (see H.R. 6352), H7393 [29SE]

———provide recourse under patent law for persons who suffer competitive injury as a result of false markings (see H.R. 4954), H2457 [25MR]

Patient Protection and Affordable Care Act: disapprove rule imposing mandates on current health plans in order to retain grandfathered status (see S.J. Res. 39), S7267 [21SE]

———expedite application of provision prohibiting rescissions of health insurance coverage (see H.R. 5761), H5675 [15JY]

———permit certain individuals losing their COBRA continuation coverage to have access to the high-risk health insurance pool program (see H.R. 5664), H5500 [1JY]

———repeal provisions that prohibit establishment of annual limits on health benefits (see H.R. 6452), H7643 [29NO]

———repeal provisions that prohibit establishment of lifetime limits on health benefits (see H.R. 6453), H7643 [29NO]

———repeal provisions that prohibit health coverage rescissions (see H.R. 6454), H7643 [29NO]

———repeal provisions that prohibit preexisting condition exclusions or other discrimination based on health status for adults (see H.R. 6449), H7643 [29NO]

———repeal provisions that prohibit preexisting condition exclusions or other discrimination based on health status for children (see H.R. 6451), H7643 [29NO]

———repeal provisions that require extension of dependent coverage to adult children under age 26 (see H.R. 6450), H7643 [29NO]

———repeal unwarranted provisions and more efficiently use taxpayer dollars in health care spending (see S. 3239), S2518 [21AP]

Petroleum: prohibit price gouging relating to gasoline and diesel fuels in areas affected by major disasters (see S. 3547), S5538 [29JN]

———require studies and reports by the CPSC and National Highway Traffic Safety Administration on the impact of increasing the use of ethanol-blended gasoline (see S. 3916), S7788 [29SE]

Pharmaceuticals: importation of prescription drugs (see S. 3415), S4211 [25MY]

———require mail-order pharmacies to notify customers when generic drugs become available and prevent such pharmacies from substituting drugs without prescriber authorization (see H.R. 6255), H7389 [29SE]

Power resources: require major fuel distributors to install blender pumps in increasing numbers (see H.R. 5632), H4974 (see H.R. 5632), H5203 [29JN]

Precious metals: require certain return policies from businesses that purchase precious metals from consumers and solicit such transactions through an Internet website (see H.R. 4501), H326 [21JA]

Privacy: foster transparency about commercial use of personal information and provide consumers with choice about collection, use, and disclosure of such information (see H.R. 5777), H5711 [19JY]

———protect consumers and businesses from identity theft and require notice of security breaches (see S. 3579), S5849 [14JY]

———protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information and require data breach notification (see S. 3742), S6884 [5AU]

Product safety: ban the sale, manufacture, distribution, and use in public facilities of drop-side cribs (see S. 3400), S4143 [24MY] (see H.R. 5386), H3822 [25MY]

———require businesses to warn employees, consumers, and the appropriate Federal officials of any product or service that poses serious danger to the public (see H.R. 6544), H8785 [17DE]

———require inclusion of warning labels on Internet and catalogue advertising of certain toys and games (see H.R. 5887), H6163 [27JY]

Public utilities: provide electric consumers the right to access certain electric energy information (see S. 3487), S4938 [15JN] (see H.R. 4860), H1518 [16MR] (see H.R. 5696), H5502 [1JY]

Real estate: prevent foreclosure of home mortgages and increase availability of affordable new mortgages and affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 6218), H7153 (see H.R. 6218), H7210 [28SE]

———reduce fraud and abusive practices in the origination of residential mortgages by establishing a clearinghouse of mortgage application information (see H.R. 5941), H6403 (see H.R. 5941), H6455 [29JY]

Renewable energy: encourage residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners (see S. 3402), S4143 [24MY]

SBA: establish a temporary Working Capital Express loan guarantee program for small business concerns (see S. 3432), S4528 [27MY]

———improve certain programs to better assist small business customers in accessing broadband technology (see S. 3506), S5112 [17JN]

SEC: modernize and strengthen investor protection (see S. 3258), S2642 [26AP]

Secure and Fair Enforcement for (S.A.F.E.) Mortgage Licensing Act: delay implementation of licensing requirements (see H.R. 5098), H2798 [21AP]

Securities: determine a customer's net equity based on the customer's last statement, prohibit certain recoveries, and change how trustees are appointed (see H.R. 6531), H8597 [16DE]

Senior citizens: establish a consumer price index for elderly consumers to compute cost-of-living increases for Social Security (see H.R. 5275), H3310 [11MY] (see H.R. 5305), H3482 [13MY]

Small business: prevent the imposition of new burdensome or unfair tax collecting requirements on small online businesses (see H. Res. 1570), H6405 (see H. Res. 1570), H6457 [29JY]

Solar energy: increase the quantity of solar photovoltaic electricity by providing rebates for the purchase and installation of additional photovoltaic systems (see S. 2993), S481 [4FE] (see H.R. 4597), H601 [4FE]

Taxation: allow a deduction for interest paid on indebtedness incurred in connection with the purchase of a new automobile or light truck (see H.R. 4897), H1890 (see H.R. 4897), H2173 [21MR]

———disclose certain return information relative to identity theft (see H.R. 5972), H6405 (see H.R. 5972), H6456 [29JY]

———establish a program to populate downloadable tax forms with taxpayer return information (see H.R. 5036), H2639 [15AP]

———exclude from gross income remediation payments for hazardous drywall (see H.R. 4697), H932 [25FE]

———modify and extend the credit for alternative motor vehicles (see H.R. 4990), H2458 [25MR]

———promote neutrality, simplicity, and fairness in the taxation of digital goods and services (see H.R. 5649), H5302 [30JN]

———provide additional protections for recipients of the earned income tax credit and the child tax credit (see H.R. 5693), H5502 [1JY]

———provide deductions for costs incurred to remediate hazardous drywall in principal residences and for living costs due to vacating such residence, and credits for moving expenses (see H.R. 4881), H1656 [18MR]

———provide incentives for the establishment of supermarkets in certain underserved areas (see H.R. 5685), H5501 [1JY]

———provide taxpayer protection and assistance relative to tax preparation (see S. 3215), S2377 [15AP] (see H.R. 5047), H2640 [15AP]

———provide that fees charged for baggage carried into the cabin of an aircraft are subject to the excise tax imposed on transportation of persons by air (see S. 3205), S2295 [14AP] (see H.R. 5021), H2578 [14AP]

———require certain determinations before the filing of all notices of Federal tax liens and supervisory approval before the filing of certain notices of Federal tax liens (see H.R. 6439), H7614 [18NO]

Technology: combat trade barriers that threaten maintenance of an open, global Internet, that mandate unique technology standards as a condition of market access, and promote free flow of information (see H.R. 5694), H5502 [1JY]

Telecommunications: improve broadband coverage and service, especially in rural and tribal areas, and spectrum coverage for public safety broadband communications services (see S. 3710), S6883 [5AU]

———require consistent use of broadband service terminology by providers and clear disclosure to consumers about actual broadband speed that may reasonably be expected (see S. 3110), S1516 [15MR]

Telephones: require cell phone early termination fees to be pro-rated over the term of a subscriber's contract (see H.R. 5583), H4779 [23JN]

Television: reauthorize, reform, and modernize satellite statutory license and conform satellite and cable statutory licenses to digital transmissions (see S. 3333), S3407 [7MY]

Transportation: prevent imposition of unreasonable transportation terminal fees (see H.R. 6301), H7391 [29SE]

Truth in Lending Act: establish additional protections for consumers with regard to payday loans (see S. 3245), S2587 [22AP]

Water: allow small public water systems to request exemption from national primary drinking water requirements for a naturally occurring contaminant (see H.R. 4798), H1220 [9MR] (see H.R. 6393), H7394 [29SE]

Cloture motions

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), conference report, S5774 [13JY], S5880 [15JY]

FDA: improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), S8049 [18NO], S8229 [29NO]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), motion to proceed, S7730 [29SE], S7929 [17NO]

Financial institutions: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S3811 [17MY], S3964, S3974 [19MY], S4042 [20MY]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), motion to proceed, S2553 [22AP], S2622, S2629 [26AP], S2707 [27AP], S2729 [28AP]

Conference reports

Wall Street Reform and Consumer Protection Act (H.R. 4173), H4977-H5200 [29JN]

Letters

American Power Act: Alan Reuther, United Automobile, Aerospace, and Agricultural Implement Workers of America (UAW), S4834 [10JN]

Applicability of certain National Historic Preservation Act provisions to proposed Dept. of Energy Home Star Retrofit Rebate Program: John M. Fowler, Advisory Council on Historic Preservation, H3220 [6MY]

Disapprove rule imposing mandates on current health plans in order to retain grandfathered status under the Patient Protection and Affordable Care Act, S7674 [29SE]

———Brewster B. Bevis, Associated Builders and Contractors, Inc., S7686 [29SE]

———Charles Cowley, S7674 [29SE]

———Ethan Rome, Health Care for America Now! (organization), S7689 [29SE]

———J. Kelly Conklin, Leanne Clarke, and David Borris, Main Street Alliance, S7675 [29SE]

———Janet Trautwein, National Association of Health Underwriters, S7685 [29SE]

———Jeffrey Levi, Trust for America's Health (organization), S7689 [29SE]

———Jennifer L. Eisler, S7674 [29SE]

———Joe Trauger, National Association of Manufacturers, S7685 [29SE]

———John Arensmeyer, Small Business Majority (organization), S7688 [29SE]

———Karen Kerrigan, Small Business & Entrepreneurship Council, S7686 [29SE]

———R. Bruce Josten, U.S. Chamber of Commerce, S7684 [29SE]

———Senator Warner, S7691 [29SE]

———Service Employees International Union, S7689 [29SE]

———Steve Pfister, National Retail Federation, S7686 [29SE]

———Susan Eckerly, National Federation of Independent Business, S7685 [29SE]

———Tressa Girt, S7674 [29SE]

———several organizations, S7688 [29SE]

Establish additional protections for consumers with regard to payday loans: Michael P. Calhoun, Center for Responsible Lending (organization), S3873 [18MY]

FDA Food Safety Modernization Act: Carol L. Tucker-Foreman, Consumer Federation of America, S7920 [17NO]

———Carol L. Tucker-Foreman and Chris Waldrop, Consumer Federation of America, S7402 [23SE]

———David W. Plunkett and Caroline Smith DeWaal, Center for Science in the Public Interest, S7401 [23SE]

———Jean Halloran and Amy V. Gadhia, Consumers Union, S7920 [17NO]

———Jeffrey Levi, Trust for America's Health (organization), S7401 [23SE], S7919 [17NO]

———Jennifer Hatcher, Food Marketing Institute, S7401 [23SE]

———Joel G. Newman, American Feed Industry Association, S7402 [23SE]

———Kathleen Sebelius, Sec. of HHS and Margaret A. Hamburg, FDA, S7921 [17NO]

———Kathleen Sebelius and Margaret A. Hamburg, Dept. of HHS, S7402 [23SE]

———several food and agricultural organizations, S7930 [17NO]

———several food industry, consumers, and public health community organizations, S7920 [17NO]

———several organizations, S7401 [23SE]

———Shelley A. Hearne, Pew Charitable Trusts (organization), S7920 [17NO]

———Wenonah Hauter, Food & Water Watch (organization), S7401 [23SE]

FDIC Division for Consumer Financial Protection establishment: David P. Sloane, AARP, S3311 [6MY]

FERC authority to ensure just and reasonable rates in electricity and natural gas markets: Bob Stallman, American Farm Bureau Federation, S3881 [18MY]

———Charles D. Gray, National Association of Regulatory Utility Commissioners, S3881 [18MY]

———John Wellinghoff, FERC, S3880 [18MY]

———several electricity and natural gas associations, S3880 [18MY]

FHA Reform Act: Mortgage Bankers Association, National Association of Home Builders and National Association of Realtors, H4350 [10JN]

———several organizations, H4351 [10JN]

Financial Stability Oversight Council addition of State banking, insurance, and securities regulators as non-voting members: National Association of Insurance Commissioners, S3710 [13MY]

General and Special Risk Insurance Funds Availability Act: Douglas M. Bibby, National Multi Housing Council and Douglas S. Culkin, National Apartment Association, H6250 [28JY]

———Joseph Stanton, National Association of Home Builders, H6250 [28JY]

———several health care, housing, and seniors organizations, H6250 [28JY]

———William P. Killmer, Mortgage Bankers Association, H6250 [28JY]

Home Star Energy Retrofit Act: Representative Towns, Committee on Oversight and Government Reform (House), H3217 [6MY]

———Representative Waxman, Committee on Energy and Commerce (House), H3217 [6MY]

Implementation of National Consensus Appliance Agreements Act: several organizations, S7832 [29SE]

National Credit Union Administration Chairman addition as a voting member of the Financial Stability Oversight Council: B. Dan Berger, National Association of Federal Credit Unions, S3353 [6MY]

———Dan Mica, Credit Union National Association, S3352 [6MY]

———Debbie Matz, National Credit Union Administration, S3352 [6MY]

Protect consumers from interstate lending laws: Americans for Financial Reform (organization), S3149 [5MY]

Restoring American Financial Stability Act: Camden R. Fine, Independent Community Bankers of America (organization), S3142 [5MY]

———James C. Duff, Judicial Conference of the U.S., S2575 [22AP]

———several housing and community development organizations, S3520 [11MY]

———Susan Eckerly, National Federation of Independent Business, S2695 [27AP]

———Vicki Cox Golder, National Association of Realtors, S3500, S3519 [11MY]

Rural Energy Savings Program Act: Joseph Stanton, National Association of Home Builders, H6767 [16SE]

Wall Street Reform and Consumer Protection Act: Senators Lincoln and Dodd, S6192 [22JY]

Lists

Congressional staff who worked on H.R. 4173, Restoring American Financial Stability Act, S4140 [24MY]

Congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, S5835 [14JY], H5255 [30JN]

Organizations supporting FDA Food Safety Modernization Act, H8210 [8DE], H8889 [21DE]

Organizations supporting H.R. 4173, Wall Street Reform and Consumer Protection Act, S5834 [14JY]

Organizations supporting S.J. Res. 39, disapproval of rule imposing mandates on current health plans in order to retain grandfathered status under the Patient Protection and Affordable Care Act, S7684 [29SE]

Memorandums

Consumer Bureau vs. SEC/CFTC Powers: Representative Dennis Moore, H5217 [30JN]

Democrat Spending Since Troubled Asset Relief Program Was Enacted Into Law, H2247 [23MR]

Good Is Oft Interred With Their Bones: James D. MacPhee, Mike Menzies, and Sal Marranca, Independent Community Bankers of America (organization), S5832 [14JY]

Language of Financial Reform: Frank Luntz, S2260-S2262 [14AP]

Motions

Antitrust policy: restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), H787 [24FE]

Dept. of Agriculture: authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), H6789 [16SE]

Dept. of Energy: establish the Home Star Retrofit Rebate Program (H.R. 5019), H3244 [6MY]

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4363 [10JN]

Dept. of Transportation: establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), H8884 [21DE]

Economy: provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), S4130, S4136 [24MY], S5880 [15JY], H4289 [9JN], H5260 [30JN]

FDA: improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), S7730 [29SE], S8230 [29NO]

Financial institutions: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S2553 [22AP], S2729 [28AP], S3809 [17MY], S3894 [18MY]

Press releases

Senate Resolution Would Weaken New Health Insurance Patient Protections: AARP, S7689 [29SE]

Remarks in House

Air pollution: impact of economy-wide global warming pollution emission cap and trade program, H24 [12JA], H316 [21JA], H476 [3FE], H1157 [4MR], H1814 [20MR], H2782 [21AP], H2804 [22AP], H3189 [5MY], H3259 [6MY], H4254 [9JN], H4411 [14JN], H4438, H4500 [15JN], H4575, H4591 [16JN], H4600, H4626 [17JN], H4671 [22JN], H5537 [13JY], H5969 [22JY], H6051, H6147 [27JY], E57 [21JA]

American Recovery and Reinvestment Act: impact of stimulus funding, H1443 [16MR], H2889 [27AP], H5573, H5574, H5604 [14JY], H5799-H5801, H5806 [20JY], H6268 [28JY], H6579 [10AU], H6737, H6742 [15SE], H7529 [17NO], E568 [15AP]

Antitrust policy: restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers, H1354 [11MR]

———restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), H744-H751 [23FE], H758, H771-H791 [24FE], H837, H918-H920 [25FE], E245, E256 [25FE], E263 [26FE], E514 [13AP]

———restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), consideration (H. Res. 1098), H761-H769 [24FE]

———restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), motion to recommit, H788-H790 [24FE]

Aviation: prohibit air carriers from charging fees for carry-on baggage and require disclosure of passenger fees, H2478 [13AP]

BP P.L.C.: support for the American Power Act and certain Federal energy policies, H4590-H4593 [16JN], H5810 [20JY]

Business and industry: reduce use of paper and plastic bags and encourage use of reusable bags (H. Res. 1298), E627 [22AP]

Computers: protect from certain aggressive sales tactics on the Internet (S. 3386), H8374-H8376 [15DE], E2165 [16DE]

Consumer Credit Counseling Service of Greater Dallas, Inc.: tribute to workshop on protecting finances, H2940 [28AP]

Consumer Financial Protection Agency: establish, H3254 [6MY], H3844, H3845, H3847 [26MY], H4088 [28MY], H5235 [30JN]

———establish (H.R. 3126), H936 [26FE], H2888 [27AP]

Credit: exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (H.R. 3421), H7079-H7081 [28SE], E1791 [29SE]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), H654, H660 [23FE], H2887 [27AP]

———suspend credit card fees, except those for processing, on contributions to certain charities, H169 [19JA]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: amend effective date of provisions relative to gift certificates, store gift cards, and other general use prepaid cards (H.R. 5502), H4393-H4395 [14JN], E1098, E1100, E1110 [15JN]

Credit cards: establish a national usury rate for consumer accounts under open end consumer credit plans (H.R. 4300), H2683 [20AP]

Crime: prevent, promote awareness of, and educate the public on mail, telemarketing, and Internet fraud targeting senior citizens (H.R. 3040), H6101-H6104 [27JY]

Democratic Party: national agenda, H5295-H5297 [30JN]

Dept. of Agriculture: authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), H6777-H6791 [16SE]

———authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), consideration (H. Res. 1620), H6766-H6775 [16SE]

———authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (H.R. 4785), motion to recommit, H6789 [16SE]

———consider passive houses retrofits when identifying qualified energy efficiency measures relative to certain entities making certain energy related loans to rural consumers, H6787 [16SE]

———provide assistance and technical advice to qualified entities making certain energy related loans to rural consumers in order to increase participation in areas of high unemployment, H6786 [16SE]

———require lenders making certain energy related loans to rural consumers give priority to Armed Forces active duty members and veterans, H6787 [16SE]

Dept. of Commerce: study and report on access by blind consumers to certain electronic devices, establish minimum nonvisual access standards for such devices, and establish an enforcement office (H.R. 4533), E165 [4FE]

Dept. of Energy: add Armed Forces exchanges as qualified rebate aggregators under the Home Star Retrofit Rebate Program, H3239 [6MY]

———establish Home Star Energy Efficiency Loan Program, H6778, H6781, H6782 [16SE]

———establish the Home Star Retrofit Rebate Program, H6781 [16SE]

———establish the Home Star Retrofit Rebate Program (H.R. 5019), H3129 [5MY], H3216-H3248 [6MY], H3281 [11MY], H3315, H3354 [12MY], H3469 [13MY], H3634 [19MY], H4513, H4584 [16JN], H4912 [29JN], H5601 [14JY], E791 [7MY], E798 [11MY], E828 [12MY], E852 [13MY]

———establish the Home Star Retrofit Rebate Program (H.R. 5019), consideration (H. Res. 1329), H3207-H3215 [6MY]

———establish the Home Star Retrofit Rebate Program (H.R. 5019), motion to recommit, H3245-H3247 [6MY]

———permit homeowners who have lost appliances or suffered home damage in federally declared disaster areas to be eligible for the Home Star Retrofit Rebate Program, H3240, H3241 [6MY]

———prohibit funding for distribution of promotional items to promote the Home Star Retrofit Rebate Program, H3223 [6MY]

———prohibit Home Star Retrofit Rebate Program loan repayments from being used to provide assistance to additional recipients, H3237-H3239 [6MY]

———prohibit use of Home Star Retrofit Rebate Program funds for earmarks, H3241 [6MY]

———report waste, fraud, and abuse occuring in the Home Star Retrofit Rebate Program, H3242, H3243 [6MY]

———study effects of Home Star Retrofit Rebate Program energy efficiency measures on noise abatement, H3213 [6MY]

Dept. of HUD: extend special funds to be used to remediate damage from installation of tainted drywall, H4357 [10JN]

———grant authority to establish higher minimum down payment requirements on mortgages and require report to Congress on implementation of such requirements, H4348 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4300 [9JN], H4342-H4365 [10JN], E1063, E1065, E1068, E1069, E1075 [10JN], E1103 [15JN], E1184 [23JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (H. Res. 1424), H4277-H4287 [9JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), corrections in engrossment, H4366 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), motion to recommit, H4364 [10JN]

———include information on financial management and credit risk in mortgage counseling services, H4347 [10JN]

———incorporate transportation costs associated with the location of housing into affordability measures and standards and develop a transportation affordability index (H.R. 5824), E1407 [22JY]

———prevent any taxpayer bailout of the FHA, H4364 [10JN]

———prioritize mortgage counseling services to areas with high foreclosure rates, H4346, H4347 [10JN]

———prohibit FHA issuance of mortgage insurance for borrowers with strategic defaults, H4364 [10JN]

———provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (H.R. 5872), H6249-H6251 [28JY]

Dept. of the Treasury: provide a receipt to each taxpayer who files a Federal income tax return (H.R. 6458), E2001 [29NO]

———terminate authority under the Troubled Asset Relief Program (H.R. 4566), H565, H568, H569 [4FE]

———terminate authority under the Troubled Asset Relief Program (H.R. 6225), H7221-H7223, H7225 [29SE]

Dept. of Transportation: establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), Senate amendments, H8852, H8861-H8890 [21DE], E2249 [22DE]

———establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), consideration of Senate amendments (H. Res. 1781), H8820-H8823 [21DE]

———impact of voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle, H2485-H2487 [13AP]

Economy: Federal Government control versus free enterprise, H4625-H4630 [17JN], H5707 [19JY], H5911 [21JY], H6140-H6143 [27JY]

———impact of subprime mortgage lending, H5597 [14JY]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate over-the-counter derivatives (H.R. 4173), consideration of conference report (H. Res. 1490), H5223-H5231 [30JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), H197 [20JA], H366, H367 [26JA], H389, H390 [27JA], H480 [3FE], H2678-H2684 [20AP], H2700, H2702, H2703, H2780 [21AP], H2805, H2806, H2836 [22AP], H2887, H2888, H2889, H2890, H2927-H2933 [27AP], H3003 [28AP], H3018 [29AP], H3083, H3106-H3108 [4MY], H3191-H3199 [5MY], H3252-H3262 [6MY], H3280, H3299, H3302 [11MY], H3315, H3317 [12MY], H3468, H3474 [13MY], H3548 [19MY], H3665 [20MY], H3755, H3756, H3804, H3809-H3814 [25MY], H3844-H3849 [26MY], H3874 [27MY], H4289 [9JN], H4440, H4442 [15JN], H4512 [16JN], H4680 [23JN], H4902 [28JN], E7 [12JA], E613 [21AP], E1230 [29JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), conference report, H4907, H4913, H4915, H4953-H4957, H4966 [29JN], H5206, H5207, H5208, H5209, H5212-H5220, H5233-H5261, H5281, H5282, H5294, H5295, H5297 [30JN], H5306 [1JY], H5601, H5602 [14JY], H5670 [15JY], H5805, H5812 [20JY], H5823, H5898 [21JY], H5925, H5961 [22JY], H6148 [27JY], E1237, E1257 [30JN], E1262, E1270, E1272, E1285 [1JY], E1294, E1295 [13JY], E1347-E1349, E1350 [15JY], E1383 [20JY], E1407 [22JY], E1429 [27JY], E1505 [30JY], E2144, E2146 [15DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), motion to instruct conferees, H4289-H4297 [9JN]

———reform the financial regulatory system of the U.S., H176 [19JA], H335 [26JA], H2649, H2673 [20AP], H2700, H2701 [21AP], H2997-H3003 [28AP], H3105 [4MY], H3758 [25MY], H5603 [14JY], E7 [12JA]

———reform the financial regulatory system of the U.S. (H.R. 3310), H5227, H5240, H5258 [30JN]

EPA: prohibit funding for a public information campaign for the Home Star Retrofit Rebate Program, H3239, H3240 [6MY]

FCC: prescribe a standard to preclude commercials from being broadcast at louder volumes than the program material they accompany (S. 2847), H7720, H7721 [30NO], H7899 [2DE]

FDA: help prevent occurrence of cancer resulting from the use of ultraviolet tanning lamps by imposing more stringent controls on the use of such devices (H.R. 4520), E93 [26JA]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food, H8148-H8151, H8207-H8213 [8DE], H8820-H8823, H8861-H8890 [21DE], E2098 [9DE]

———provide with certain authority to regulate tobacco products (H.R. 1256), E474 [24MR], E1157 [22JN]

Federal Maritime Commission: maintain an Office of Dispute Resolution and Customer Advocate (H.R. 6167), E1704 [22SE]

Financial institutions: improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices, H2868-H2871 [26AP], H2884 [27AP]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), H2648 [20AP], H2701 [21AP], H2882, H2885, H2886, H2892 [27AP], H2941, H3007, H3009 [28AP], H3129 [5MY], H3205 [6MY]

———promote transparency and accountability in the consumer financial products and services market and ensure that no company becomes too big to fail (H.R. 4516), H336 [26JA]

———protect from predatory mortgage lending practices, H3191, H3192 [5MY], H3256 [6MY], H5235, H5294 [30JN]

———provide exception from requirement for annual privacy notices for financial institutions which do not share personal information with affiliates (H.R. 3506), H2513, H2514 [14AP]

———require mortgage lenders participating in Making Home Affordable Program to report monthly to the Dept. of the Treasury, H5225 [30JN]

———restore certain provisions of law to separate investment banking from commercial banking, H271 [21JA]

———restore certain provisions of law to separate investment banking from commercial banking (H.R. 4377), H112 [13JA], H4956 [29JN], H5283 [30JN]

Foreign trade: require foreign manufacturers of products imported into the U.S. to establish registered agents in the U.S. who are authorized to accept service of process against such manufacturers (H.R. 4678), H5900 [21JY]

FRS: clarify exemptions to interchange fees of prepaid cards used for health care and employee benefits programs and transportation accounts, H5225 [30JN]

GAO: conduct study to determine the amount of money and energy that has been saved by Home Star Retrofit Rebate Program energy efficiency measures, H3241, H3242 [6MY]

Health: constitutionality of mandate requiring U.S. citizens to have health insurance, H148, H177-H183 [19JA], H636, H637 [22FE], H1387, H1388 [12MR], H1740 [19MR], H1793 [20MR], H1876 [21MR], H2218, H2242 [23MR], H2479 [13AP], H5528 [13JY], H5679 [19JY], E506 [25MR]

———encourage use of electronic medical records, H1542 [17MR]

———ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers (H.R. 3596), H762, H766 [24FE]

———protect privacy of medical records, H1413 [15MR], H1488, H1489 [16MR], H5811 [20JY]

———reduce health care and insurance costs through medical malpractice tort reform, H760, H772, H778-H781, H783, H785, H795, H824 [24FE], H1353 [11MR], H1362 [12MR], H1431 [15MR], H1599 [18MR], H3624 [19MY], H4863 [24JN], E367 [12MR]

———repeal mandate that individuals purchase health insurance, H4477, H4478 [15JN], H4599 [17JN]

———repeal mandate that individuals purchase health insurance (H.R. 4995), E529 [13AP]

Home Star Energy Retrofit Act: sunset provisions if budget deficit is negatively impacted, H3245 [6MY], E791 [7MY]

Indiana: assessment of health care costs, H4218 [8JN]

Insurance: allow sharing of historical loss data and performance of actuarial services by health insurance companies, H774-H778, H788 [24FE]

———provide for cooperative governing of individual health insurance coverage offered in interstate commerce, H1352 [11MR], H1431 [15MR]

———provide for cooperative governing of individual health insurance coverage offered in interstate commerce (H.R. 3217), H912 [25FE]

Medicaid: increase price transparency of hospital information and provide for additional research on consumer information on charges and out-of-pocket costs (H.R. 2249), H912 [25FE]

Money: repeal legal tender laws, prohibit taxation on certain coins and bullion, and repeal superfluous sections related to coinage (H.R. 4248), H245 [20JA]

National Historic Preservation Act: applicability of section on informing Federal agency decisions about undertakings that may impact historic properties to proposed Dept. of Energy Home Star Retrofit Rebate Program, H3220 [6MY]

Obama, President: evaluation of economic policies, H5550 [14JY], H5799-H5804 [20JY], H5942 [22JY]

Patient Advocate Foundation: tribute to Hampton, VA, facility, E1453 [28JY]

Patient Protection and Affordable Care Act: allow States the right to opt out of federally-imposed health insurance mandate, H2449 [25MR]

———disapprove rule imposing mandates on current health plans in order to retain grandfathered status, H7456 [16NO]

———filing of lawsuits by States relative to constitutionality of mandate requiring U.S. citizens to have health insurance, H2311 [24MR], H2684-H2687 [20AP], H2828 [22AP], H2859-H2865 [26AP], H3109 [4MY]

Pharmaceuticals: importation of prescription drugs, H1365 [12MR]

———prohibit brand name drug companies from compensating generic drug companies to delay the entry of a generic drug into the market, H5386 [1JY]

Populist Caucus: agenda, H1011-H1017 [2MR]

Power resources: secure U.S. energy future, provide incentives for domestic production of clean energy technology, achieve meaningful pollution reductions, and create jobs, H4590 [16JN]

Precious metals: require certain return policies from businesses that purchase precious metals from consumers and solicit such transactions through an Internet website (H.R. 4501), H8105-H8107 [8DE]

Public utilities: provide electric consumers the right to access certain electric energy information (H.R. 4860), E386 [16MR]

SEC: review of regulations of investment advisers and broker-dealers, H5255 [30JN]

Securities Investor Protection Act: reform, H3177 [5MY]

Senate: tribute to congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, H5255 [30JN]

Senior citizens: address needs to improve quality of life, H5550 [14JY]

———establish a consumer price index for elderly consumers to compute cost-of-living increases for Social Security and Medicare benefits (H.R. 2365), H8101 [8DE]

———protect economic interests, H3844-H3849 [26MY]

Solar energy: increase the quantity of solar photovoltaic electricity by providing rebates for the purchase and installation of additional photovoltaic systems (H.R. 4597), H1151 [4MR], E631 [22AP], E870 [18MY]

Taxation: allow deductions for interest payments on car loans and sales and excise taxes on certain motor vehicle purchases, H2487 [13AP]

———extend deduction for State and local sales taxes, H6166 [28JY]

———promote neutrality, simplicity, and fairness in the taxation of digital goods and services (H.R. 5649), E1255 [30JN]

———provide taxpayer protection and assistance relative to tax preparation (H.R. 5047), E559 [15AP]

———repeal excise tax on telephone use and other communications services (H.R. 2203), H2649 [20AP]

———require certain determinations before the filing of all notices of Federal tax liens and supervisory approval before the filing of certain notices of Federal tax liens (H.R. 6439), E1969 [18NO]

Telephones: prohibit deceptive altering or disguising of caller identification on outbound telephone calls (H.R. 1258), H2522-H2524 [14AP]

———prohibit deceptive altering or disguising of caller identification on outbound telephone calls (S. 30), H8376-H8380 [15DE]

———require accurate and reasonable disclosure of the terms and conditions of prepaid telephone calling cards and services (H.R. 3993), H4698-H4701 [23JN], E1189, E1201 [24JN]

Television: reauthorize, reform, and modernize satellite statutory license and conform satellite and cable statutory licenses to digital transmissions (S. 3333), H3317-H3330 [12MY], E849 [13MY]

Warren, Elizabeth: urge appointment to be FRS Bureau of Consumer Financial Protection Director, H5824 [21JY]

Remarks in Senate

Agriculture: allow small farmers to be regulated by States, S8010, S8013 [18NO], S8225, S8226 [29NO], S8266 [30NO]

Air pollution: impact of economy-wide global warming pollution emission cap and trade program, S1493 [15MR], S3797-S3800 [17MY], S4796, S4797 [10JN], S4872-S4876 [14JN], S4899-S4901 [15JN], S4953 [16JN], S5508 [29JN], S5638 [30JN], S6268 [27JY], S7604 [28SE], S8017-S8019 [18NO]

———provide a point of order against adding legislation establishing a global warming pollution emission cap and trade program to other legislation unless previously approved by the Senate (S. 3655), S6269 [27JY]

American Recovery and Reinvestment Act: impact of stimulus funding, S2278 [14AP], S5292-S5294 [23JN], S5838-S5840 [14JY], S7590-S7592 [28SE]

Antitrust policy: restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers, S3626 [12MY]

———restore application of Federal antitrust laws to the business of health insurance to protect competition and consumers (H.R. 4626), S824 [26FE], S825 [1MR], S2015 [24MR], S2087 [25MR]

———restore rule making it illegal for manufacturers to set a minimum price below which a retailer cannot sell the manufacturer's product, S3698 [13MY]

Armed Forces: permit use of commissary and exchange facilities by former members who were retired or separated for physical disability (S. 3956), S7972 [17NO]

Aviation: ensure air passengers have access to necessary services while on a grounded air carrier and are not unnecessarily held on a grounded air carrier before or after a flight, S1732 [18MR]

———require air carriers and ticket agents to notify consumers of taxes and fees applicable to airline tickets and prohibit imposition of fuel surcharges that do not correlate to fuel costs, S1585 [16MR]

Bankruptcy: amend laws, S3017-S3019, S3026-S3028 [3MY]

Business and industry: require all foreign and domestic companies registered with the SEC to report annually on amounts paid to each country for access to oil, gas, and minerals, S3315 [6MY], S3815-S3818 [17MY], S4056 [20MY], S5872 [15JY]

CFTC: provide authority to prevent the trading of futures and swap contracts that are contrary to the public interest, S5906, S5907 [15JY]

———provide clear antimarket manipulation authority, S3348 [6MY]

———require foreign boards of trade to register, S3531 [11MY], S3702 [13MY], S4064 [20MY]

———set hard caps on speculative position limits for futures on energy commodities, S2410 [19AP]

Colleges and universities: address increasing levels of student loan debt and default rates, S7106-S7108 [15SE], S7587-S7590 [28SE]

Commodity Exchange Act: bring greater transparency and accountability to commodity markets, S2676-S2678 [27AP]

Computers: protect from certain aggressive sales tactics on the Internet (S. 3386), S8053 [18NO], S8305 [30NO]

Contracts: establish fair procedures for arbitration clauses, S5221-S5223 [22JN]

———establish fair procedures for arbitration clauses (S. 931), S2016 [24MR]

Corporations: impact of federalized corporate governance relative to improved proxy assests, S3131 [5MY]

Courts: decision in Comcast v. FCC on the authority to regulate broadband access and consumer protections on the Internet, S2286, S2287 [14AP]

CPSC: prohibit manufacture, sale, or distribution in commerce of children's food and beverage containers composed of bisphenol A (BPA), S7941, S7942 [17NO]

———promulgate consumer product safety standard requiring child-proof closures on remote controls and other electronic products that use button cell batteries (S. 3896), S7803 [29SE]

Credit: amend definition of credit to exclude no-interest credit instruments, S3973 [19MY]

———empower States to set the maximum annual percentage rates applicable to consumer credit transactions, S3075, S3076 [4MY], S3402 [7MY]

———exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled (S. 3419), S4220 [25MY]

———prohibit use of consumer credit checks against prospective and current employees for the purpose of making adverse employment decisions, S3083-S3085 [4MY]

———protect consumers from usury, S1608 [16MR], S1662-S1664 [17MR], S2362 [15AP], S2446 [20AP], S2734, S2735 [28AP]

———protect consumers from usury (S. 582), S2704 [27AP], S8771 [10DE]

———protect from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling (S. 863), S3516 [11MY]

———provide for enhanced disclosure under an open end credit plan (H.R. 627), S6618-S6621 [3AU]

———require disclosure of credit score used to evaluate consumers when score results in an adverse action, S3772-S3774 [14MY], S3810 [17MY]

———require inclusion of credit scores with free annual credit reports provided to consumers, S3062, S3063 [4MY], S3291 [5MY], S3699 [13MY]

———require inclusion of credit scores with free annual credit reports provided to consumers (S. 3247), S2589 [22AP], S2632 [26AP]

———require the mortgage originator retain a certain percentage of the mortgage for its lifetime or until the mortgage is paid, S2435, S2436 [20AP]

———restore State's rights to protect consumers from usury, S3708, S3709 [13MY], S3803 [17MY], S3971, S3972 [19MY]

Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act: amend effective date of provisions relative to gift certificates, store gift cards, and other general use prepaid cards (H.R. 5502), S5795 [13JY]

Credit cards: prevent predatory lending, S2790-S2793 [29AP]

Culture of Safety Hospital Accountability Study and Demonstration Program: establish (S. 3596), S5968 [15JY]

Dept. of Agriculture: authorize loans to certain entities to make loans to consumers to implement energy efficiency measures to reduce home energy use (S. 3102), S1363 [10MR], S8337 [1DE]

Dept. of Energy: establish the Home Star Retrofit Rebate Program (S. 3177), S2121 [25MR]

———establish the Home Star Retrofit Rebate Program (S. 3434), S4531 [27MY]

———improve energy conservation and efficiency standards for certain appliances and other consumer products (S. 3925), S7813 [29SE]

Dept. of HUD: provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (H.R. 5872), S6740, S6741 [4AU]

Dept. of Justice: combat online infringement of intellectual property (S. 3804), S7207-S7210 [20SE], S8239 [29NO]

Dept. of the Treasury: dedicate portion of the Troubled Asset Relief Program funding to provide low-interest loans to unemployed homeowners facing foreclosure, S3818 [17MY]

———establish Office of the Homeowner Advocate, S3398 [7MY]

———terminate authority under the Troubled Asset Relief Program, S28-S30 [20JA], S68-S70, S73-S79, S81, S96-S100 [21JA]

———terminate authority under the Troubled Asset Relief Program and commence liquidation, S5900 [15JY]

Dept. of Transportation: establish voucher program for consumers to trade in a high polluting vehicle and purchase a more fuel efficient vehicle (H.R. 2751), S10770 [19DE], S10810 [20DE]

Dept. of Veterans Affairs: named J.D. Power and Associates top mail order pharmacy program, S11027 [22DE]

Economy: indicators of progress towards economic recovery, S8311 [1DE]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), S2152, S2155-S2157 [26MR], S4110, S4139 [24MY], S4192, S4207, S4208 [25MY], S4404 [26MY], S4497-S4499, S4560 [27MY], S4839-S4841 [10JN], S4929-S4931 [15JN], S4967, S4973, S4977 [16JN], S5167 [21JN]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), conference report, S5656-S5661 [30JN], S5774, S5775 [13JY], S5801-S5803, S5807, S5811, S5814-S5822, S5825, S5828-S5835, S5840-S5842, S5844 [14JY], S5870-S5933, S5943-S5945 [15JY], S6040, S6041 [21JY], S6155 [22JY], S6241-S6243 [26JY], S6513 [29JY]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), insert S. 3217 language in lieu, S4077 [20MY]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), motion to instruct conferees, S4130-S4139 [24MY]

———provide financial regulatory reform, protect consumers and investors, enhance Federal understanding of insurance issues, and regulate the over-the-counter derivatives markets (H.R. 4173), unanimous-consent agreement, S4076, S4104 [20MY], S5880 [15JY]

———reform the financial regulatory system of the U.S., S11 [20JA], S176 [25JA], S299, S319 [28JA], S388 [1FE], S473-S475 [4FE], S1220-S1222 [5MR], S1416-S1421 [11MR], S1609-S1611 [16MR], S1719-S1721 [18MR], S2152-S2155 [26MR], S2189 [12AP], S2216-S2218, S2222-S2224 [13AP], S2254, S2258-S2260, S2262-S2265 [14AP], S2414-S2416 [19AP], S7599-S7601 [28SE], S7744 [29SE], S8769-S8771 [10DE]

Fair Debt Collection Practices Act: improve (S. 3888), S7801 [29SE]

FCC: broadband policy on neutrality, S10853, S10889-S10891 [21DE]

———encourage continued investment and innovation in communications networks by establishing a new competition analysis-based regulatory framework (S. 3624), S6081 [21JY]

———prescribe a standard to preclude commercials from being broadcast at louder volumes than the program material they accompany (S. 2847), S7763 [29SE]

———promulgate regulations to improve billing disclosure to cellular telephone consumers (S. 3872), S7793 [29SE]

FDA: improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food, S10770 [19DE], S10810 [20DE]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), S6866 [5AU], S7111 [15SE], S7143 [16SE], S7337 [22SE], S7392-S7405 [23SE], S8046, S8049, S8093, S8094 [18NO], S8111 [19NO], S8211-S8213, S8219-S8239 [29NO], S8259-S8268 [30NO], S8545 [6DE]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), motion to proceed, S7730 [29SE], S7877, S7880 [15NO], S7913, S7917-S7923, S7926, S7929-S7932, S7941, S7942 [17NO], S8001, S8008-S8010, S8013-S8017, S8025-S8031 [18NO]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), unanimous-consent agreement, S8222 [29NO]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food (S. 510), unanimous-consent request, S7336 [22SE], S7394 [23SE], S8221, S8222 [29NO], S8267 [30NO]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food without creating new Government bureaucracy, S8232 [29NO], S8263 [30NO]

———improve capacity to prevent, detect, and respond to food safety problems and the safety of imported food without creating new Government bureaucracy (S. 3832), S7397 [23SE]

———permit emergency scheduling of designer anabolic steriods, S8028 [18NO]

FDIC: establish a sunset for the authority Division for Consumer Financial Protection, S3694 [13MY]

———establish Division for Consumer Financial Protection, S3296, S3297, S3299-S3303, S3305-S3308, S3309-S3328 [6MY]

———remove statutory references to credit rating agencies as sources for determining creditworthiness of investments, S3323 [6MY]

FERC: clarify authority to ensure just and reasonable rates in electricity and natural gas markets, S3402 [7MY], S3879, S3890 [18MY]

Financial institutions: allow flexible mortgage loan payment terms based on seasonal incomes, S3072, S3073 [4MY]

———allow purchase and disposal of securities and other underwriting or market making activities that do not exceed near term demands of clients, customers, or counterparties, S5906 [15JY]

———eliminate certain banking regulations that infringe on the privacy rights of customers, S3072, S3073 [4MY]

———enhance supervision of non-bank financial companies, S5872 [15JY]

———ensure application of antitrust laws to enhance accountability and protect consumers, S3626 [12MY]

———establish specific consumer protection liaison for Armed Forces members and their families, S3611-S3613 [12MY]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), S2332, S2334, S2346, S2352-S2357, S2362 [15AP], S2399, S2401, S2404-S2410 [19AP], S2433-S2439, S2446, S2447, S2452-S2454, S2467 [20AP], S2484-S2487, S2489-S2493, S2495-S2497, S2500-S2506 [21AP], S2536-S2541, S2545, S2548 [22AP], S2750-S2752 [28AP], S2772-S2782, S2786, S2790-S2794 [29AP], S2987-S2999, S3001-S3004 [30AP], S3015-S3028 [3MY], S3051-S3085, S3087 [4MY], S3119-S3126, S3128-S3133, S3135-S3144, S3147-S3157, S3291 [5MY], S3296-S3353 [6MY], S3385-S3387, S3398-S3403 [7MY], S3453-S3470 [10MY], S3488-S3509, S3511-S3532 [11MY], S3569, S3572-S3613, S3616-S3627 [12MY], S3664-S3683, S3686-S3711 [13MY], S3769, S3772-S3778 [14MY], S3793, S3800-S3819 [17MY], S3855-S3902 [18MY], S3951-S3953, S3955-S3964, S3966-S3980 [19MY], S4027-S4078 [20MY], S10921 [21DE]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), motion to proceed, S2553-S2559, S2562, S2574-S2580 [22AP], S2605-S2637 [26AP], S2674-S2678, S2680-S2707 [27AP], S2716-S2719, S2721-S2745, S2747-S2750 [28AP]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), unanimous-consent agreement, S2682 [27AP], S2748 [28AP], S3617 [12MY]

———improve accountability and transparency in the financial system, end ``too big to fail'', end bailouts, and protect consumers from abusive financial services practices (S. 3217), unanimous-consent request, S2553 [22AP], S3811, S3812 [17MY], S3896 [18MY], S4031 [20MY]

———limit transaction fees on customer withdrawals from automated cash machines, S3150, S3151 [5MY]

———prohibit certain payments to loan originators and require verification by lenders of the ability of consumers to repay loans, S3516-S3521 [11MY], S3572-S3574 [12MY], S4064 [20MY]

———prohibit federally insured banks from engaging in proprietary trading and impose strict capital charges on large nonbanking financial entities, S2629 [26AP]

———protect consumers from interstate lending laws, S3149, S3150 [5MY], S3956 [19MY]

———provide for a safe, accountable, fair, and efficient banking system, S2781 [29AP]

———provide for a safe, accountable, fair, and efficient banking system (S. 3241), S2519-S2521 [21AP], S2612 [26AP], S2682 [27AP], S2727 [28AP]

———reform regulations for residential mortgage underwriting standards, S3513-S3521 [11MY], S3572, S3574, S3578 [12MY], S4043 [20MY]

———require all financial companies put into receivership to be liquidated, S2779-S2781 [29AP]

———require financial institutions to disclose to customers if they have a material conflict of interest with the financial product they are selling, S4062 [20MY]

———require systemically risky companies to disclose all off-balance sheet activities to the SEC, S3151 [5MY]

———restore certain provisions of law to separate investment banking from commercial banking, S115 [21JA], S1416-S1421 [11MR], S2414-S2416 [19AP], S2446 [20AP], S2492 [21AP]

Financial Stability Oversight Council: add State banking, insurance, and securities regulators as non-voting members, S3710 [13MY]

———add the Chairman of the National Credit Union Administration as a voting member, S3352 [6MY]

Foreign trade: require foreign manufacturers of products imported into the U.S. to establish registered agents in the U.S. who are authorized to accept service of process against such manufacturers, S4931-S4933 [15JN], S5390, S5391 [24JN]

FRS: create an office of military liaison within the Bureau of Consumer Financial Protection, S3400-S3402 [7MY], S3776-S3778 [14MY]

———establish Bureau of Consumer Financial Protection, S3578 [12MY], S3775 [14MY], S3960, S3974 [19MY], S5891 [15JY]

———prohibit Bureau of Consumer Financial Protection investigation of consumer transactions without the written permission of the consumer, S3800 [17MY], S4059 [20MY]

FTC: preserve enforcement and regulatory authority while coordinating regulatory efforts with the Bureau of Consumer Financial Protection, S3807, S3808 [17MY]

Health: constitutionality of mandate requiring U.S. citizens to have health insurance, S1984, S2012 [24MR], S6599 [3AU]

———ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers, S3154 [5MY]

———reduce health care and insurance costs through medical malpractice tort reform, S1132 [4MR], S1276 [9MR], S1506 [15MR]

Health care professionals: improve access to pro bono health care for medically underserved or indigent individuals by providing limited medical liability protections, S2070 [25MR]

Health Insurance Rate Authority: establish, S1954 [24MR]

———establish (S. 3078), S1172-S1174 [4MR], S2561 [22AP], S5184-S5186 [21JN], S5533 [29JN]

Housing: assessment of Federal housing policy, S4046 [20MY]

———establish suitability standards for seniors relative to reverse mortgages and increase regulation of industry, S4040 [20MY]

Insurance: provide for cooperative governing of individual health insurance coverage offered in interstate commerce, S2075, S2076 [25MR]

Investments: clarify definition of swap dealers to not include end users that execute swaps through affiliates, S5907 [15JY]

———provide authority to CFTC and SEC to determine if a person dealing under-collateralization of investment swaps is a major swap participant or a major security-based swap participant, S5907 [15JY]

Medicare: ensure transparency of Independent Payment Advisory Board, S2109 [25MR]

———require the Dept. of HHS to negotiate lower covered part D prescription drug prices for beneficiaries (S. 3415), S4218 [25MY]

Motor vehicles: ensure availability of dual-fueled automobiles and light duty trucks and require major fuel distributors to install blender pumps in increasing numbers (S. 1627), S5287 [23JN]

———protect the rights of consumers to diagnose, service, maintain, and repair their motor vehicles (S. 3181), S2127 [25MR]

Patient Protection and Affordable Care Act: allow States the right to opt out of federally-imposed health insurance mandate, S1945, S1998 [24MR]

———condition implementation on Dept. of HHS certification that premiums will not increase higher than projected, S1852-S1855 [23MR], S1995 [24MR]

———disapprove rule imposing mandates on current health plans in order to retain grandfathered status (S.J. Res. 39), S7931 [17NO]

———disapprove rule imposing mandates on current health plans in order to retain grandfathered status (S.J. Res. 39), motion to proceed, S7673-S7678, S7680-S7693 [29SE]

———disapprove rule imposing mandates on current health plans in order to retain grandfathered status (S.J. Res. 39), unanimous-consent agreement, S7605 [28SE]

———implementation of Patient's Bill of Rights, S7391, S7412-S7414 [23SE]

———repeal penalty for failure to comply with individual health insurance mandate, S2076 [25MR]

———repeal unwarranted provisions and more efficiently use taxpayer dollars in health care spending (S. 3239), S2519 [21AP]

Petroleum: require studies and reports by the CPSC and National Highway Traffic Safety Administration on the impact of increasing the use of ethanol-blended gasoline (S. 3916), S7811 [29SE]

Pharmaceuticals: importation of prescription drugs (S. 3415), S4218 [25MY]

Power resources: secure U.S. energy future, provide incentives for domestic production of clean energy technology, achieve meaningful pollution reductions, and create jobs, S3797-S3800 [17MY], S3955 [19MY], S4822-S4825, S4833 [10JN], S4873 [14JN], S5508 [29JN], S8367-S8369 [2DE]

Privacy: prevent identity theft, ensure privacy, and enhance penalties, law enforcement, and protections against security breaches, fraudulent access, and misuse of personally identifiable information (S. 1490), S11026 [22DE]

———protect consumers and businesses from identity theft and require notice of security breaches (S. 3579), S5851 [14JY]

Public utilities: provide electric consumers the right to access certain electric energy information (S. 3487), S4940 [15JN]

Real estate: exempt qualified mortgages from credit risk retention requirements based on asset class and type of loan, S3590, S3591 [12MY]

———exempt qualified residential mortgages from credit risk retention requirements, S3575, S3576, S3591 [12MY], S10441 [17DE]

SEC: modernize and strengthen investor protection (S. 3258), S2644 [26AP]

———set standards and exercise oversight of credit rating agency procedures, S3682 [13MY]

Senate: tribute to congressional staff who worked on H.R. 4173, Restoring American Financial Stability Act, S4139 [24MY]

———tribute to congressional staff who worked on H.R. 4173, Wall Street Reform and Consumer Protection Act, S5828, S5835 [14JY], S5932 [15JY]

States: retain preemption standard for State consumer financial laws, S5902 [15JY]

Supreme Court: decision in FCC v. AT&T on expanding the personal privacy exemption for law enforcement records to corporations and their activities, S7885 [15NO]

Taxation: allow a refundable credit for the purchase of private health insurance, S1853 [23MR]

———extend deduction for State and local sales taxes, S692 [23FE]

———make permanent the deduction of State and local general sales taxes, S7484 [27SE], S7717, S7718 [29SE]

———provide taxpayer protection and assistance relative to tax preparation (S. 3215), S2381 [15AP]

Telephones: prohibit deceptive altering or disguising of caller identification on outbound telephone calls (S. 30), S713 [23FE]

Television: reauthorize, reform, and modernize satellite statutory license and conform satellite and cable statutory licenses to digital transmissions (S. 3333), S3435 [7MY]

Truth in Lending Act: establish additional protections for consumers with regard to payday loans, S3873 [18MY]

Reports filed

Bereaved Consumer's Bill of Rights Act: Committee on Energy and Commerce (House) (H.R. 3655) (H. Rept. 111-672), H8089 [7DE]

Calling Card Consumer Protection Act: Committee on Energy and Commerce (House) (H.R. 3993) (H. Rept. 111-507), H4505 [15JN]

Combating Online Infringement and Counterfeits Act: Committee on the Judiciary (Senate) (S. 3804), S8062 [18NO]

———Committee on the Judiciary (Senate) (S. 3804) (S. Rept. 111-373), S10513 [17DE]

Commercial Advertisement Loudness Mitigation (CALM) Act: Committee on Commerce, Science, and Transportation (Senate) (S. 2847), S7615 [28SE]

———Committee on Commerce, Science, and Transportation (Senate) (S. 2847) (S. Rept. 111-340), S7786 [29SE]

Consideration of Conference Report on H.R. 4173, Wall Street Reform and Consumer Protection Act: Committee on Rules (House) (H. Res. 1490) (H. Rept. 111-518), H5302 [30JN]

Consideration of H.R. 4626, Health Insurance Industry Fair Competition Act: Committee on Rules (House) (H. Res. 1098) (H. Rept. 111-418), H753 [23FE]

Consideration of H.R. 4785, Rural Energy Savings Program Act: Committee on Rules (House) (H. Res. 1620) (H. Rept. 111-594), H6762 [15SE]

Consideration of H.R. 5019, Home Star Energy Retrofit Act: Committee on Rules (House) (H. Res. 1329) (H. Rept. 111-475), H3200 [5MY]

Consideration of H.R. 5072, FHA Reform Act: Committee on Rules (House) (H. Res. 1424) (H. Rept. 111-503), H4246 [8JN]

Consideration of Senate Amendments to H.R. 2751, FDA Food Safety Modernization Act: Committee on Rules (House) (H. Res. 1781) (H. Rept. 111-692), H8940 [21DE]

Discount Pricing Consumer Protection Act: Committee on the Judiciary (House) (H.R. 3190) (H. Rept. 111-676), H8263 [8DE]

———Committee on the Judiciary (Senate) (S. 148) (S. Rept. 111-227), S6078 [21JY]

FHA Reform Act: Committee on Financial Services (House) (H.R. 5072) (H. Rept. 111-476), H3272 [6MY]

Foreign Manufacturers Legal Accountability Act: Committee on Energy and Commerce (House) (H.R. 4678) (H. Rept. 111-683), H8597 [16DE]

Guarantee of a Legitimate Deal Act: Committee on Energy and Commerce (House) (H.R. 4501) (H. Rept. 111-673), H8089 [7DE]

Internet Gambling Regulation, Consumer Protection, and Enforcement Act: Committee on Financial Services (House) (H.R. 2267) (H. Rept. 111-656), H7452 [15NO]

Investor Protection Act: Committee on Financial Services (House) (H.R. 3817) (H. Rept. 111-687), H8597 [16DE]

Medical Debt Relief Act: Committee on Financial Services (House) (H.R. 3421) (H. Rept. 111-629), H7152, H7210 [28SE]

Preserve Access to Affordable Generics Act: Committee on the Judiciary (Senate) (S. 369) (S. Rept. 111-123), S438 [2FE]

Restore Online Shoppers' Confidence Act: Committee on Commerce, Science, and Transportation (Senate) (S. 3386) (S. Rept. 111-240), S6583 [2AU]

Restoring American Financial Stability Act: Committee on Banking, Housing, and Urban Affairs (Senate) (S. 3217), S2377 [15AP]

———Committee on Banking, Housing, and Urban Affairs (Senate) (S. 3217) (S. Rept. 111-176), S3006 [30AP]

Rural Energy Savings Program Act: Committee on Agriculture (House) (H.R. 4785) (H. Rept. 111-585), H6681 [14SE]

Truth in Caller ID Act: Committee on Energy and Commerce (House) (H.R. 1258) (H. Rept. 111-461), H2502 [13AP]

Wall Street Reform and Consumer Protection Act: Committee of Conference (H.R. 4173) (H. Rept. 111-517), H4973, H5202 [29JN]

Statements

Enzi Proposal Would Threaten Market Reforms in Affordable Care Act: Center on Budget and Policy Priorities, S7688 [29SE]

Tables

Changes that disqualify health plans from grandfathered status under the Patient Protection and Affordable Care Act, S7680 [29SE]

Mandatory GAO reports and studies required by the Dodd-Frank Wall Street Reform and Consumer Protection Act, E1653 [15SE]

Pay-as-you-go effects of H.R. 3421, Medical Debt Relief Act, H7148, H7205 [28SE]

Pay-as-you-go effects of H.R. 3506, Eliminate Privacy Notice Confusion Act, H2576 [14AP]

Pay-as-you-go effects of H.R. 5872, General and Special Risk Insurance Funds Availability Act, H6281 [28JY]

Pay-as-you-go effects of Harkin substitute amendment to S. 510, FDA Food Safety Modernization Act, S8267 [30NO]

Pay-as-you-go effects of S. 3333, Satellite Television Extension and Localism Act, S3435 [7MY]

Texts of

H. Res. 1098, consideration of H.R. 4626, Health Insurance Industry Fair Competition Act, H761 [24FE]

H. Res. 1329, consideration of H.R. 5019, Home Star Energy Retrofit Act, H3207 [6MY]

H. Res. 1424, consideration of H.R. 5072, FHA Reform Act, H4277 [9JN]

H. Res. 1490, consideration of conference report on H.R. 4173, Wall Street Reform and Consumer Protection Act, H5223 [30JN]

H. Res. 1620, consideration of H.R. 4785, Rural Energy Savings Program Act, H6766 [16SE]

H. Res. 1781, consideration of Senate amendments to H.R. 5116, America COMPETES Reauthorization Act, H.R. 2751, FDA Food Safety Modernization Act, and H.R. 2142, GPRA Modernization Act, H8820 [21DE]

H.R. 1258, Truth in Caller ID Act, H2522 [14AP]

H.R. 2751, FDA Food Safety Modernization Act, S10824-S10847 [20DE]

H.R. 3040, Senior Financial Empowerment Act, H6101 [27JY]

H.R. 3421, Medical Debt Relief Act, H7079 [28SE]

H.R. 3506, Eliminate Privacy Notice Confusion Act, H2513 [14AP]

H.R. 3993, Calling Card Consumer Protection Act, H4698-H4700 [23JN]

H.R. 4173, Restoring American Financial Stability Act, S4239-S4394 [25MY]

H.R. 4501, Guarantee of a Legitimate Deal Act, H8105 [8DE]

H.R. 4626, Health Insurance Industry Fair Competition Act, H771 [24FE]

H.R. 5072, FHA Reform Act, H4343-H4345 [10JN]

H.R. 5502, amend effective date of Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provisions relative to gift certificates, store gift cards, and other general use prepaid cards, H4394 [14JN]

H.R. 5872, General and Special Risk Insurance Funds Availability Act, H6249 [28JY]

S. 30, Truth in Caller ID Act, S713 [23FE], H8377 [15DE]

S. 510, FDA Food Safety Modernization Act, S8031-S8046 [18NO]

S. 2847, Commercial Advertisement Loudness Mitigation (CALM) Act, H7720 [30NO]

S. 3078, Health Insurance Rate Authority Act, S1174 [4MR]

S. 3102, Rural Energy Savings Program Act, S1363 [10MR]

S. 3177, Home Star Energy Retrofit Act, S2121-S2127 [25MR]

S. 3215, Taxpayer Bill of Rights Act, S2382-S2387 [15AP]

S. 3258, Modernizing and Strengthening Investor Protection Act, S2644-S2649 [26AP]

S. 3333, Satellite Television Extension and Localism Act, S3435-S3446 [7MY], H3317-H3328 [12MY]

S. 3386, Restore Online Shoppers' Confidence Act, S8307 [30NO], H8374 [15DE]

S. 3419, Medical Debt Relief Act, S4221 [25MY]

S. 3434, Home Star Energy Retrofit Act, S4531-S4539 [27MY]

S. 3579, Data Security Act, S5851-S5853 [14JY]

S. 3804, Combating Online Infringement and Counterfeits Act, S7208 [20SE]

S. 3872, Cell Phone Bill Shock Act, S7794 [29SE]

S. 3888, End Debt Collector Abuse Act, S7802 [29SE]

S. 3896, Access to Button Cell Batteries Act, S7804 [29SE]

S. 3925, Implementation of National Consensus Appliance Agreements Act, S7814-S7832 [29SE]

S. 3956, permit use of commissary and exchange facilities by former Armed Forces members who were retired or separated for physical disability, S7972 [17NO]