CONSUMERS related term(s) Credit; Product Safety

Addresses

State of the Union: President Trump, S645S649 [24FE], H2287H2295 [24FE]

Amendments

Dept. of Energy: prohibit from enforcing energy efficiency standards applicable to manufactured housing (H.R. 5184), consideration (H. Res. 977), H120 [7JA]

——— revise definition of showerhead (H.R. 4593), consideration (H. Res. 977), H120 [7JA]

EPA: expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), consideration (H. Res. 1224), H3145 [29AP]

FTC: issue regulations requiring non-flushable wet wipes to have ‘‘Do Not Flush’’ labeling (S. 1092), S1521 [22MR]

Renewable Fuels Month: designate (H. Res. 375), adopt (H. Res. 1014), H1183 [22JA]

Analyses

Food Price Outlook—Summary Findings: Hayden Stewart and Diansheng Dong, Dept. of Agriculture, H3414 [13MY]

Articles and editorials

Americans Are More Dissatisfied With Trump’s Handling of the Economy Than Ever, Poll Shows, H674 [13JA]

For Tampa Bay’s Mobile Home Residents, High Electric Bills Can Be a Crisis, H597 [9JA]

National Average Gas Prices Now Nearly 90 Cents Higher Than One Month Ago, H2541 [17MR]

Three in Four Americans Say Groceries Are So Expensive They’ve Been Forced To Cut Down on Other Spending, H2541 [17MR]

U.S. Gas Prices Hit Highest Level Since Beginning of War in Iran, H3140 [29AP]

Bills and resolutions

Amtrak: prohibit inclusion of mandatory arbitration clauses in contracts of carriage (see S. 4572), S2373 [19MY] (see H.R. 8888), H3626 [19MY]

Animals: provide pet purchasers report detailing source and health history of animal (see H.R. 8627), H3330 [30AP]

Antitrust policy: provide for divestiture of certain merger transactions (see S. 4434), S2128 [29AP]

——— specify standards governing claims of consciously parallel pricing coordination in civil actions and clarify meaning of contract, combination in form of trust or otherwise, or conspiracy (see H.R. 8633), H3330 [30AP]

——— strengthen prohibition on price discrimination (see S. 4147), S1367 [19MR] (see H.R. 8184), H2820 [2AP]

Armed Forces: expand credentialed, personalized financial and housing counseling to members serving on active duty or transitioning from service (see H.R. 8056), H2675 [24MR]

Aviation: provide protections relative to frequent flyer programs and co-branded credit cards (see S. 4244), S1669 [26MR]

Bankruptcy: make filing of petition for relief that is objectively futile or in subjective bad faith cause for dismissal of case (see S. 4346), S1840 [20AP] (see H.R. 8393), H2995 [20AP]

——— modify certain bankruptcy eligibility requirements (see S. 3977), S762 [3MR] (see H.R. 7730), H2332 [26FE]

——— modify venue requirements relative to bankruptcy proceedings (see H.R. 8111), H2776 [26MR]

Body armor: prohibit purchase, ownership, or possession of enhanced body armor by civilians, with exceptions (see S. 4553), S2326 [18MY]

Bureau of Justice Statistics: establish database to collect, aggregate, analyze, and publish comprehensive data on Federal corporate criminal enforcement actions (see S. 4104), S1056 [16MR]

Business and industry: require telephone providers, cable television providers, direct broadcast satellite service providers, and Internet providers to automatically refund customers when their services are not working (see S. 4557), S2326 [18MY]

Centers for Medicare & Medicaid Services: require Center for Medicare and Medicaid Innovation to test model implementing most-favored-nation drug pricing (see H.R. 7837), H2470 [5MR]

CFTC: modernize regulatory framework for event contracts and prediction markets (see S. 4469), S2171 [30AP]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (see S.J. Res. 144), S1614 [25MR] (see S.J. Res. 155), S1670 [26MR]

——— disapprove rule entitled ‘‘Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission’’ (see S.J. Res. 177), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest’’ (see S.J. Res. 146), S1615 [25MR] (see H.J. Res. 163), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2012–04—Lending Discrimination (April 18, 2012)’’ (see S.J. Res. 157), S1670 [26MR] (see H.J. Res. 161), H3330 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2015–02 re—Section 8 Housing Choice Voucher Homeownership Program’’ (see S.J. Res. 165), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2015–07 re—In-Person Collection of Consumer Debt’’ (see S.J. Res. 162), S1713 [13AP] (see H.J. Res. 166), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–01—Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act’’ (see S.J. Res. 148), S1670 [26MR] (see H.J. Res. 168), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–04—Mitigating Harm From Repossession of Automobiles’’ (see S.J. Res. 174), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–06—Unfair Returned Deposited Item Fee Assessment Practices’’ (see S.J. Res. 153), S1670 [26MR] (see H.J. Res. 171), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2023–01—Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts’’ (see S.J. Res. 151), S1670 [26MR] (see H.J. Res. 182), H3393 [12MY]

——— disapprove withdrawal of rule entitled ‘‘Compliance Bulletin 2016–03—Detecting and Preventing Consumer Harm From Production Incentives’’ (see S.J. Res. 170), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–02—Deceptive Representations Involving the FDIC’s Name or Logo or Deposit Insurance’’ (see S.J. Res. 175), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–04—Insufficient Data Protection or Security for Sensitive Consumer Information’’ (see S.J. Res. 164), S1713 [13AP] (see H.J. Res. 179), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–05—Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts’’ (see S.J. Res. 159), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–06—Unanticipated Overdraft Fee Assessment Practices’’ (see S.J. Res. 169), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–07—Reasonable Investigation of Consumer Reporting Disputes’’ (see S.J. Res. 173), S1713 [13AP] (see H.J. Res. 181), H3347 [11MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2023–01—Unlawful Negative Option Marketing Practices’’ (see S.J. Res. 160), S1713 [13AP] (see H.J. Res. 183), H3393 [12MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2023-02—Reopening Deposit Accounts That Consumers Previously Closed’’ (see S.J. Res. 143), S1614 [25MR] (see H.J. Res. 173), H3337 [4MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–02—Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer’’ (see S.J. Res. 131), S1205 [18MR] (see H.J. Res. 175), H3337 [4MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (see S.J. Res. 128), S1090 [17MR] (see H.J. Res. 185), H3453 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–04—Whistleblower Protections Under CFPA Section 1057’’ (see S.J. Res. 135), S1367 [19MR] (see H.J. Res. 160), H3330 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–05—Improper Overdraft Opt-In Practices’’ (see S.J. Res. 130), S1205 [18MR] (see H.J. Res. 169), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Information Requests to Large Banks and Credit Unions’’ (see S.J. Res. 167), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (see S.J. Res. 141), S1367 [19MR] (see H.J. Res. 167), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (see S.J. Res. 125), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Disclosure of Consumer Complaint Data’’ (see S.J. Res. 179), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Disclosure of Consumer Complaint Narrative Data’’ (see S.J. Res. 176), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity’’ (see S.J. Res. 166), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (see S.J. Res. 154), S1670 [26MR] (see H.J. Res. 164), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents’’ (see S.J. Res. 132), S1205 [18MR] (see H.J. Res. 178), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (see S.J. Res. 133), S1205 [18MR]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (see S.J. Res. 127), S1090 [17MR] (see H.J. Res. 184), H3453 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (see S.J. Res. 140), S1367 [19MR] (see H.J. Res. 177), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (see S.J. Res. 145), S1615 [25MR] (see H.J. Res. 165), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (see S.J. Res. 126), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Limited Applicability of Consumer Financial Protection Act’s ‘Time or Space’ Exception With Respect to Digital Marketing Providers’’ (see S.J. Res. 150), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Procedures for Supervisory Designation Proceedings’’ (see S.J. Res. 178), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (see S.J. Res. 147), S1615 [25MR] (see H.J. Res. 180), H3346 [11MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (see S.J. Res. 129), S1090 [17MR] (see H.J. Res. 170), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (see S.J. Res. 156), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (see S.J. Res. 149), S1670 [26MR] (see H.J. Res. 162), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (see S.J. Res. 134), S1205 [18MR]

——— disapprove withdrawal of rule on preferencing and steering practices by digital intermediaries for consumer financial products or services (see S.J. Res. 168), S1713 [13AP]

——— encourage greater public-private sector collaboration to promote financial literacy for students and young adults (see H. Res. 1238), H3331 [30AP]

——— establish Assistant Director and Student Loan Borrower Advocate and work with Dept. of Education to assist borrowers to resolve complaints related to private or Federal student loans (see H.R. 7671), H2326 [25FE]

——— reduce excessive credit card late fees (see S. 3660), S256 [15JA]

——— require attestation of certain information as part of consumer complaint submission process (see H.R. 7588), H2227 [17FE]

——— restore certain guidance and rules (see H.R. 8777), H3452 [13MY]

Copyrights: ensure that safety standards developed by standards development organizations do not lose copyright protection by virtue of having been incorporated by reference into law or regulation (see S. 4145), S1367 [19MR]

CPSC: promulgate consumer product safety standard for uniform classification and labeling of certain electric bicycles and other off-road electric devices (see H.R. 7839), H2470 [5MR]

——— remove exclusion of pistols, revolvers, and other firearms from definition of ‘‘consumer product’’ in order to permit issuance of safety standards (see S. 4454), S2170 [30AP] (see H.R. 7499), H2185 [11FE]

Credit: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 3721), S376 [29JA]

——— extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to all consumers (see S. 3793), S509 [5FE]

——— prohibit consumer reporting agencies that furnish reports for tenant screening purposes from providing certain information and establish duties of users of consumer reports for housing purposes (see H.R. 8588), H3295 [29AP]

——— require resellers of information contained in consumer credit reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information (see H.R. 8141), H2789 [27MR]

——— restore and clarify intent of Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only relative to loans made by their own chartered institutions (see S. 3889), S610 [12FE] (see H.R. 7866), H2475 [9MR]

Cryptocurrency: require foreign payment stablecoin issuers to undergo annual audit similar to U.S. payment stablecoin issuers (see S. 3907), S651 [24FE]

Dept. of Agriculture: amend treatment of dates for processing under certain marketing orders (see H.R. 8152), H2790 [27MR]

——— establish online and delivery standards for retail food stores or wholesale food concerns (see S. 4045), S958 [10MR] (see H.R. 8046), H2675 [24MR]

——— expand benefits to households eligible for Federal and State energy assistance programs (see H.R. 7069), H893 [14JA]

——— modify definition of food under Supplemental Nutrition Assistance Program to include hot rotisserie chicken (see S. 4367), S1858 [21AP] (see H.R. 8403), H3044 [21AP]

——— provide producers with option to confirm absence of prohibited substances through testing (see H.R. 7406), H2041 [5FE]

——— publish information related to orders under commodity promotion laws (see H.R. 7851), H2471 [5MR]

——— require service affordability to be considered in awarding grants under rural broadband programs (see H.R. 8147), H2789 [27MR]

——— restore competition in meatpacking industry by reducing excessive concentration and market power and ultimately reduce prices for American consumers (see S. 4007), S881 [5MR]

——— streamline Tree Assistance Program application process to provide financial assistance to certain specialty crop growers impacted by natural disasters (see H.R. 8251), H2834 [13AP]

Dept. of Commerce: ban sale of nitrous oxide consumer products (see H.R. 7945), H2530 [16MR]

——— prohibit manufacture and conveyance of certain products for children that incorporate artificial intelligence (AI) chatbot (see H.R. 8382), H2994 [20AP]

——— require creation of family accounts for children to be able to use artificial intelligence (AI) chatbots and require verifiable parental consent for teens using AI chatbots (see S. 4407), S2080 [28AP]

Dept. of Education: provide transparency to consumers about college tuition costs relative to completion or graduation times and rates (see S. 4431), S2128 [29AP]

——— remove record of Federal student loan default from credit history upon loan repayment (see H.R. 8351), H2959 [16AP]

Dept. of Energy: develop and support adoption of voluntary streamlined permitting and inspection process for permitting of qualifying distributed energy systems (see H.R. 6981), H251 [8JA]

——— establish Office of Energy Affordability (see H.R. 8448), H3067 [22AP]

——— establish requirements for providing financial assistance to regulated investor owned electric utilities (see H.R. 7926), H2483 [12MR]

——— impose certain requirements on data centers to ensure prioritization of residential ratepayers (see S. 3852), S578 [11FE]

——— impose moratorium on construction of new data centers until legislation is enacted that safeguards public from dangers of artificial intelligence (AI) (see S. 4214), S1614 [25MR]

——— prohibit from enforcing energy efficiency standards applicable to manufactured housing (H.R. 5184), consideration (see H. Res. 977), H133 [7JA]

——— require States to consider measures that limit amount of retail utility rate increases utility company can request to once every 365 days (see H.R. 8948), H3669 [20MY]

——— revise definition of showerhead (H.R. 4593), consideration (see H. Res. 977), H133 [7JA]

Dept. of HHS: address fraudulent enrollments in Patient Protection and Affordable Care Act exchanges (see H.R. 7860), H2475 [9MR]

——— adjust which engineered cyclic peptides are qualifying single source drugs relative to drug price negotiation program (see H.R. 8857), H3550 [15MY]

——— ensure that Federally-qualified health centers are not required to pay more than 340B ceiling price for covered outpatient drugs at time of purchase (see H.R. 7391), H2040 [5FE]

——— establish civil liability for health insurance issuers with high levels of claims denials (see H.R. 8442), H3067 [22AP]

——— establish grant program for medical debt relief (see H.R. 7478), H2118 [10FE]

——— make determinations of exclusivity periods for which licensed biological products are eligible (see S. 4332), S1821 [16AP]

——— provide for public awareness campaign relative to screening for type 1 diabetes (see S. 4612), S2416 [20MY]

——— release of documents, communications, and other information relating to most favored nation pricing agreements and other private or confidential drug pricing deals struck with manufacturers (see S. 4355), S1857 [21AP]

Dept. of HUD: create database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports (see H.R. 8185), H2820 [2AP]

——— establish renter outreach resource (see H.R. 8903), H3627 [19MY]

Dept. of Justice: prohibit large institutional investors from purchasing residential real estate (see S. 3937), S706 [26FE]

——— provide national safeguards to prevent abuse and fraud in online prediction markets, prevent underage use of such markets, and return regulatory authorities and oversight of such markets to States (see S. 4060), S1009 [11MR]

——— strengthen review of antitrust settlements and ensure they protect consumers, workers, and small businesses (see S. 4107), S1090 [17MR]

Dept. of the Treasury: prohibit covered financial institutions from collecting, maintaining, and disclosing information on citizenship and immigration status of consumers (see S. 4450), S2170 [30AP] (see H.R. 8643), H3330 [30AP]

——— promulgate regulations to refund tariffs invalidly assessed under International Emergency Economic Powers Act to entities that demonstrably lower consumer prices (see H.R. 7822), H2470 [5MR]

——— refund American consumers for increased costs resulting from tariffs imposed without congressional authorization (see H.R. 7646), H2258 [23FE] (see H.R. 7865), H2475 [9MR]

Dept. of Transportation: establish working group to review and establish guidance and best practices for responding to electric vehicle fires (see H.R. 8307), H2924 [15AP]

——— include public information activities as authorized programming under highway safety programs and carry out education campaign on dangers of noncompliant or counterfeit child restraint systems (see H.R. 7679), H2326 [25FE]

Dept. of Veterans Affairs: carry out demonstration project on coverage of over-the-counter hearing aids (see S. 3739), S377 [29JA]

——— establish Veteran Scam Victims Foundation (see H.R. 8841), H3531 [14MY]

Discrimination: prohibit in public accommodations on basis of sex, sexual orientation, or gender identity (see H.R. 7005), H615 [9JA]

Drugs: reduce price of insulin, require pharmacy benefit managers to pass-through manufacturer rebates for insulin products, and promote generic and biosimilar competition (see S. 4189), S1614 [25MR]

——— require out-of-pocket expenditures for drugs to count towards individual’s deductible and out-of-pocket maximum (see H.R. 8270), H2885 [14AP]

Economy: declare emergency regarding cost of living in U.S. and direct actions to be taken to address such emergency (see S. 4266), S1669 [26MR] (see H.R. 8135), H2789 [27MR]

Electric power: reinstate energy improvement tax credits, incentivize energy efficiency, assist low-income households with energy bills, crack down on price gouging, and ensure high-consumption facilities pay their own costs (see H.R. 7977), H2596 [18MR]

EPA: exclude portable fuel container from definition of consumer or commercial product (see H.R. 7000), H615 [9JA]

——— expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), consideration (see H. Res. 1224), H3293 [29AP]

——— prepare report on reuse and refill systems for various consumer products (see H.R. 7370), H2030 [4FE]

FBI: develop and implement government-wide strategy to counter scams (see H.R. 7215), H1349 [22JA]

FCC: expand scope of Do Not Call rules to include all telephone subscribers and expand private right of action for telephone consumers to petition for statutory damages for unwanted, illegal robocalls (see S. 4307), S1785 [15AP] (see H.R. 8311), H2924 [15AP]

——— make grants available to States to inform individuals of potential eligibility for Affordable Connectivity and Lifeline programs (see S. 4438), S2128 [29AP] (see H.R. 8576), H3294 [29AP]

——— terminate ability of eligible telecommunications carriers in certain States to use eligibility determination processes in place of National Verifier to determine eligibility of consumers for Lifeline service (see S. 3954), S707 [26FE]

FDA: amend treatment of homeopathic drug products (see H.R. 7050), H892 [14JA]

——— clarify and affirm preemptive authority over dietary supplement regulation (see H.R. 7366), H2030 [4FE]

——— codify definition of beef and poultry for labeling purposes, reinforce existing misbranding provisions to eliminate consumer confusion, and enhance Dept. of Agriculture labeling enforcement measures (see S. 4464), S2170 [30AP] (see H.R. 8596), H3329 [30AP]

——— collect user fees from manufacturers of all tobacco products, including e-cigarettes, and use proceeds to implement youth vaping awareness and prevention programs (see S. 4257), S1669 [26MR]

——— expand certain authorities relative to recall of controlled substances to apply to all drugs (see H.R. 7980), H2596 [18MR]

——— expand types of devices for which required labeling may be made available solely by electronic means (see S. 4519), S2278 [13MY]

Federal agencies and departments: provide for regulatory impact analyses for certain rules (see S. 4151), S1367 [19MR]

——— require publication of Consumer Price Information Statement for each major rule (see H.R. 8515), H3123 [27AP]

FERC: ensure that American families are protected from impacts of data centers on electric grid (see H.R. 8033), H2627 [20MR]

——— establish and maintain National Utility Rate Change Tracker (see H.R. 8947), H3669 [20MY]

——— exempt consumer-regulated electric utilities from Federal regulation (see S. 3585), S89 [7JA] (see H.R. 8400), H3044 [21AP]

——— issue final rule relating to interconnection of large load facilities with transmission system (see S. 4559), S2326 [18MY]

——— issue rules relating to shared savings frameworks for certain transmitting utilities (see H.R. 7729), H2332 [26FE]

——— prohibit use of certain emergency authority to keep fossil fuel-powered electric generating facility or fossil fuel power plant online (see S. 4337), S1821 [16AP]

——— promote creation of data center load queues and data center-specific rate classes to mitigate impact of data centers on other electricity consumers (see S. 3682), S257 [15JA] (see H.R. 8241), H2830 [9AP]

——— protect consumers from manipulation of electricity and natural gas markets by traders (see S. 4351), S1857 [21AP] (see H.R. 8423), H3045 [21AP]

——— require investor owned electric or gas utilities and transmission providers to establish or calculate return on equity at lowest point in established range of reasonableness (see H.R. 8568), H3294 [29AP]

Financial literacy: improve for secondary school students (see H.R. 7183), H1171 [21JA]

Firearms: make it unlawful to sell firearms without promoting safe storage, disseminate safe storage best practices, create grants for safe storage device distribution, and allow tax credit for such device sales (see H.R. 8619), H3330 [30AP]

Food industry: prohibit retail food stores from price gouging and engaging in surveillance-based price setting practices (see S. 3892), S610 [12FE]

Foreign trade: call for trade policy that supports workers, consumers, independent farmers, small businesses, and environment (see H. Res. 1286), H3531 [14MY]

——— modify determination of transaction value for customs valuation (see S. 3841), S577 [11FE]

——— prohibit imposition of additional tariffs on agricultural inputs imported from countries to which U.S. has extended normal trade relations (see H.R. 7716), H2328 [25FE]

FTC: add additional protections against harmful practices within credit repair organization industry (see S. 4144), S1367 [19MR]

——— conduct study on conduct relative to oil and gas prices (see S. 4352), S1857 [21AP]

——— ensure transparent and competitive transportation fuel markets in order to protect consumers from unwarranted price increases (see S. 4471), S2171 [30AP]

——— establish standards for making publicly available information about training data and algorithms used in artificial intelligence (AI) foundation models (see H.R. 8094), H2775 [26MR]

——— increase consumer protections relative to subscription-based negative option contract agreements entered into on Internet (see H.R. 7048), H718 [13JA]

——— make improvements to regulations ensuring that financial institutions protect privacy of consumers’ personal financial information (see H.R. 8398), H3044 [21AP]

——— prohibit online platforms from displaying fraudulent or deceptive commercial advertisements (see S. 3774), S489 [4FE] (see H.R. 7548), H2218 [12FE]

——— provide authority to seek equitable remedies for unfair or deceptive trade practices (see S. 4311), S1785 [15AP]

——— report to Congress on unfair or deceptive acts or practices that may be prevalent in advertising or marketing of firearms and issue regulations to prohibit such acts or practices (see S. 3875), S609 [12FE] (see H.R. 7500), H2185 [11FE]

——— require original manufacturers of digital electronic equipment to make available certain documentation, diagnostic, and repair information to consumers and independent repair providers (see S. 3821), S552 [10FE] (see H.R. 7404), H2041 [5FE]

——— require third-party delivery platforms to follow certain pricing practices (see S. 4401), S2052 [27AP] (see H.R. 8510), H3123 [27AP]

GAO: conduct study relating to 1–800–MEDICARE (see H.R. 8216), H2829 [9AP]

Housing: provide low-cost construction loans for affordable homes in high-demand areas, purchase vacant land or existing properties to develop affordable housing, and transfer surplus property at discounted rates (see S. 4262), S1669 [26MR] (see H.R. 8127), H2776 [26MR]

Information technology: affirm user ownership of data, prohibit transfer or monetization of private data in exchange for services, and prohibit collection of third party contact information without written consent (see H.R. 8652), H3336 [4MY]

——— commend Ratepayer Protection Pledge by tech firms to fund energy infrastructure for data centers, promote electricity affordability, and protect U.S. ratepayers from increased costs (see S. Con. Res. 30), S1615 [25MR]

——— prohibit food retailers and third party delivery service providers from using technology that uses personal data of consumers to engage in dynamic pricing (see H.R. 8895), H3626 [19MY]

Insurance: ban anticompetitive terms in facility and insurance contracts that limit access to higher quality, lower cost care (see S. 4027), S915 [9MR]

——— expand cost sharing reductions relative to qualified health plans offered through exchanges (see H.R. 7164), H948 [20JA]

——— provide for certain reforms relative to medical loss ratios and fraudulent enrollment in qualified health plans (see H.R. 7861), H2475 [9MR]

Investments: require investment advisers for passively-managed funds to arrange for pass-through voting of proxies for certain securities (see H.R. 8265), H2885 [14AP]

IRS: codify Direct File program (see S. 3948), S706 [26FE] (see H.R. 7806), H2420 [4MR]

——— improve services provided to taxpayers (see S. 4302), S1784 [15AP]

——— provide for modernization and technological improvements of services (see H.R. 7971), H2595 [18MR]

Medicare: establish certain standards and requirements relative to financial assistance and medical debt collection for participating hospitals (see H.R. 7478), H2118 [10FE]

——— increase penalties for health care fraud (see S. 3593), S89 [7JA] (see H.R. 7569), H2224 [13FE]

——— provide for option for individuals age 50 to 64 to buy into Medicare (see H.R. 7909), H2482 [12MR]

Money: enable qualified providers to access Federal payment systems directly to help Americans send and receive money faster and with fewer fees (see H.R. 8395), H3044 [21AP]

Motor vehicles: inform consumers about capabilities and limitations of partially automated vehicles (see H.R. 7377), H2030 [4FE]

National Credit Union Administration: disapprove rule entitled ‘‘Withdrawal of Fee Reporting Requirement’’ (see S.J. Res. 142), S1580 [24MR]

National Electrical Safety Month: designate (see H. Res. 1302), H3627 [19MY]

National Highway Traffic Safety Administration: conduct study relative to motor vehicle flammability hazards (see H.R. 8444), H3067 [22AP]

National Scam Survivor Day: designate (see H. Res. 1288), H3531 [14MY]

Natural Gas Act: amend to include definition of term ‘‘public interest’’ (see S. 4520), S2278 [13MY]

NIST: establish task forces to develop technical standards and guidelines for identification of content created by generative artificial intelligence (AI) (see H.R. 8893), H3626 [19MY]

——— establish task forces to develop technical standards and guidelines for identification of content created by generative artificial intelligence (AI) and ensure that content includes disclosures of content origin (see H.R. 8479), H3091 [23AP]

OMB: notify consumer reporting agencies when there is lapse in Government funding and direct reporting agency to delete any derogatory credit information reported during covered period (see S. 4478), S2171 [30AP]

Patient Protection and Affordable Care Act: ensure taxpayer funds for health insurance coverage are available only to U.S. citizens, nationals, or aliens lawfully present (see H.R. 7817), H2470 [5MR]

——— establish public health insurance option (see S. 3599), S115 [8JA] (see H.R. 7023), H655 [12JA]

Petroleum: prohibit exportation of gasoline during periods of high gasoline prices (see H.R. 8266), H2885 [14AP]

——— prohibit exports of crude oil, gasoline, and diesel fuel during period of military operations against Iran (see H.R. 8670), H3340 [7MY]

Pharmaceuticals: prohibit pharmacy benefit managers, insurers, and prescription drug or medical device wholesalers from being under common ownership with certain medical service providers (see S. 3822), S552 [10FE]

——— prohibit pharmacy benefit managers and pharmacies from being under common ownership (see S. 4509), S2277 [13MY] (see H.R. 8779), H3452 [13MY]

Postal Service: conduct study on feasibility of carrying out program to provide electronic notifications to customers regarding weather and mail delivery (see H.R. 8491), H3091 [23AP]

——— submit report to Congress on mail and package delivery service performance in St. Louis, MO, region (see H.R. 8599), H3329 [30AP]

Power resources: prohibit liability against those engaged in mining, extraction, production, refinement, transportation, distribution, marketing, manufacture, or sale of energy for damages or injunctive relief (see S. 4340), S1821 [16AP] (see H.R. 8330), H2958 [16AP]

——— promote competition in area of digital energy management tools, enhance consumer access to electric energy and natural gas information, and allow for adoption of innovative products and service (see S. 3926), S706 [26FE] (see H.R. 7741), H2332 [26FE]

——— protect from price-gouging of gasoline and other fuels (see H.R. 8698), H3341 [7MY]

——— protect reliability of electric grid by preempting certain State climate mandates (see S. 3839), S577 [11FE]

Privacy: establish national framework for consumer privacy rights and protection of personal data (see H.R. 8413), H3045 [21AP]

——— strengthen laws governing personal data and create clear standards and regulations for businesses that collect, process, and use personally identifiable data (see S. 4211), S1614 [25MR]

Public utilities: add standard relative to consideration of large load facilities as class of electric consumers (see H.R. 7066), H892 [14JA]

Recycling: prohibit person from making misleading recycled content claim in advertising, marketing, selling, or offering for sale product to consumer (see H.R. 7502), H2186 [11FE]

Renewable Fuels Month: designate (H. Res. 375), adopt (see H. Res. 1014), H1349 [22JA]

SEC: establish Senior Investor Taskforce (see S. 4055), S1009 [11MR]

States: prohibit from imposing charges for purpose of funding Regional Greenhouse Gas Initiative Energy Efficiency Program (see H.R. 7991), H2597 [18MR]

Tariff: exempt small business concerns from certain duties imposed by President and prevent price gouging relative to goods subject to such duties (see S. 4038), S958 [10MR]

——— provide for refund of duties imposed under International Emergency Economic Powers Act (see S. 3905), S651 [24FE] (see S. 4364), S1858 [21AP]

Taxation: allow deduction of taxes and State-mandated surcharges included on gas or electric utility bills (see H.R. 8350), H2959 [16AP]

——— establish individual tariff refund credit (see H.R. 7636), H2234 [20FE]

——— impose windfall profits excise tax on crude oil and rebate tax collected back to individual taxpayers (see S. 4111), S1090 [17MR] (see H.R. 7960), H2550 [17MR]

——— impose windfall profits excise tax on crude oil and rebate tax collected back to individual taxpayers until all hostilities with Iran have ceased and Strait of Hormuz is fully reopened (see H.R. 8803), H3453 [13MY]

——— modify certain investment credit rules relative to nuclear facilities (see H.R. 8482), H3091 [23AP]

——— provide diesel fuel tax holiday (see H.R. 8772), H3393 [12MY]

——— provide gasoline tax holiday (see S. 4032), S915 [9MR] (see H.R. 7919), H2482 [12MR] (see H.R. 8572), H3294 [29AP]

——— provide rebates to individuals using tariff proceeds (see S. 4093), S1047 [12MR]

——— provide tax holiday for gasoline and diesel fuel (see S. 4485), S2200 [11MY] (see H.R. 8753), H3392 [12MY] (see H.R. 8795), H3452 [13MY]

——— repeal limitation on deductions for personal casualty losses and provide for increased taxpayer relief relative to theft losses involving fraud, deceit, or misrepresentation (see H.R. 6999), H615 [9JA]

——— reverse certain energy-related modifications enacted in One Big Beautiful Bill Act (see H.R. 8477), H3091 [23AP]

——— suspend certain fuel excise taxes when national average gasoline price exceeds certain amount and prohibit certain credits or deductions for oil and gas companies during such periods (see H.R. 8600), H3329 [30AP]

Technology: prohibit certain uses of algorithmic decision systems to inform individualized prices for food, groceries, and agricultural commodities (see H.R. 8229), H2829 [9AP]

——— require any person that maintains Internet website or sells or distributes mobile application affiliated with foreign adversary country to disclose that fact to those who use such website or application (see S. 3614), S130 [12JA]

Television: improve access of consumers to professional sports broadcasts (see S. 4301), S1784 [15AP]

Transportation: prohibit universal free fare policies on public transportation (see H.R. 7843), H2471 [5MR]

U.S. Digital Privacy Agency: establish to enforce user rights and data collection, possession, disclosure, and maintenance obligations by information technology entities relative to privacy of personal information (see H.R. 8014), H2621 [19MR]

War: provide tax credit to Americans facing higher costs arising from war-related disruptions in global energy markets due to conflict involving U.S., Israel, and Iran, and prevent war profiteering in essential goods (see H.R. 8214), H2829 [9AP]

Essays

State of the Union: Andrew Walsh, S761 [3MR]

Letters

Affordable Housing Over Mandating Efficiency Standards (Affordable HOMES) Act: several organizations, H599 [9JA]

Lists

Additional cosponsors of S. 4007, Family Grocery and Farmer Relief Act, S857 [5MR]

Motions

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (S.J. Res. 155), S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–02—Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer’’ (S.J. Res. 131), S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (S.J. Res. 128), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–04—Whistleblower Protections Under CFPA Section 1057’’ (S.J. Res. 135), S2272 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–05—Improper Overdraft Opt-In Practices’’ (S.J. Res. 130), S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (S.J. Res. 125), S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (S.J. Res. 154), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents’’ (S.J. Res. 132), S2264 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (S.J. Res. 133), S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (S.J. Res. 127), S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (S.J. Res. 140), S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (S.J. Res. 145), S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (S.J. Res. 126), S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Limited Applicability of Consumer Financial Protection Act’s ‘Time or Space’ Exception With Respect to Digital Marketing Providers’’ (S.J. Res. 150), S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (S.J. Res. 147), S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (S.J. Res. 129), S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (S.J. Res. 156), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (S.J. Res. 134), S2272 [13MY]

Dept. of Energy: revise definition of showerhead (H.R. 4593), H695 [13JA]

EPA: expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), H3428 [13MY]

Remarks in House

Aviation Consumer Protection Advisory Committee: extend (H.R. 5663), H2657, H2658 [24MR]

Body armor: prohibit purchase, ownership, or possession of enhanced body armor by civilians, with exceptions (H.R. 3398), H3515 [14MY]

Business and industry: investigate reported overcharging of customers at retail stores, H5 [6JA]

California: management of next-generation 911 system funding, H2321 [25FE]

Dept. of Agriculture: modify definition of food under Supplemental Nutrition Assistance Program to include hot rotisserie chicken, H3273 [29AP]

——— release of Economic Research Service Food Price Outlook, H3415 [13MY]

——— require report on Supplemental Nutrition Assistance Program eligible food pilot programs and recommend possible modifications to definition of ‘‘eligible foods’’, H3277, H3278 [29AP]

Dept. of Commerce: prohibit manufacture and conveyance of certain products for children that incorporate artificial intelligence (AI) chatbot (H.R. 8382), H3000 [21AP]

Dept. of Energy: certify that revoking existing energy standards will not negatively impact consumers, H2284 [24FE]

——— prohibit from enforcing energy efficiency standards applicable to manufactured housing (H.R. 5184), H595H604 [9JA]

——— prohibit from enforcing energy efficiency standards applicable to manufactured housing (H.R. 5184), consideration (H. Res. 977), H112H122 [7JA]

——— require certification that imposed tariffs are not increasing costs or disrupting supply chain for critical minerals, H2153 [11FE]

——— require to certify that war with Iran has not increased U.S. energy or gasoline prices before repeal of certain Federal building energy efficiency performance standards, H3058 [22AP]

——— revise definition of showerhead (H.R. 4593), H127H132 [7JA], H695 [13JA]

——— revise definition of showerhead (H.R. 4593), consideration (H. Res. 977), H112H122 [7JA]

Domestic policy: lower cost of consumer products and increase affordability, H114, H128, H130 [7JA], H1133H1135, H1137 [21JA], H1970H1973 [3FE], H2109H2114 [10FE], H2541, H2548 [17MR], H2587, H2589H2591 [18MR], H2609 [19MR], H3028 [21AP]

DTE Energy Co.: condemn rate increases, H2431 [5MR]

EPA: expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), H1182, H1344 [22JA], H3410H3417, H3421H3428 [13MY], H3509 [14MY]

——— expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), consideration (H. Res. 1224), H3137H3147 [29AP]

FCC: establish vetting process for prospective applicants for high-cost Universal Service Program funding (S. 98), H2976H2978 [20AP]

Firearms: make it unlawful to sell firearms without promoting safe storage, disseminate safe storage best practices, create grants for safe storage device distribution, and allow tax credit for such device sales (H.R. 8619), H3541 [15MY]

Food: tribute to local grocers for role in addressing food insecurity, H1176 [22JA]

FRS: prohibit Federal Reserve banks from offering certain products or services directly to individuals and prohibit use of central bank digital currency for monetary policy (H.R. 1919), H3142 [29AP]

Hunger: address food insecurity, H2427 [5MR]

Insurance: impact of health insurance company profits on health care, coverage, costs, and accessibility, H2637 [24MR]

IRS: provide for modernization and technological improvements of services (H.R. 7971), H3101H3104 [27AP]

Medicare: establish improved Medicare for All national health insurance program (H.R. 3069), H111 [7JA]

Money: ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services at U.S. brick-and-mortar businesses (H.R. 1138), H3547 [15MY]

Newsom, Gavin: impact of policies by California Governor on economy and quality of life, H2320 [25FE]

Patient Protection and Affordable Care Act: anniversary, H2718 [26MR]

——— impact of implementation on health care, coverage, costs, and accessibility, H3159 [29AP]

Pharmaceuticals: improve services provided by pharmacy benefit managers, H2237 [23FE]

Power resources: protect from price-gouging of gasoline and other fuels, H3412 [13MY]

Renewable Fuels Month: designate (H. Res. 375), H1185 [22JA]

——— designate (H. Res. 375), adopt (H. Res. 1014), H1177H1185 [22JA]

Republican Party: national agenda, H2539 [17MR], H3139 [29AP], H3415, H3417 [13MY]

Rural Domestic Energy Council: establish, H1178, H1182 [22JA]

SSA: improve customer service through restoration of agency workforce, reopening of hearing and field offices, and increased funding, H1177 [22JA]

Taxation: impose windfall profits excise tax on crude oil and rebate tax collected back to individual taxpayers (S. 4111), H2560 [18MR]

——— provide gasoline tax holiday (H.R. 7919), H2706 [25MR]

Trump, President: evaluation of administration, H1133 [21JA], H2321H2324 [25FE], H2683 [25MR], H3000 [21AP]

——— evaluation of administration relative to economy, H620 [12JA], H669, H674, H675 [13JA], H2104, H2110, H2113 [10FE], H2268 [24FE], H2842 [14AP], H3159, H3169, H3175 [29AP], H3536 [15MY]

——— evaluation of administration relative to energy policy, H2284 [24FE], H2314H2319 [25FE]

——— evaluation of administration relative to foreign trade, H2175 [11FE], H2272, H2273 [24FE], H2300 [25FE]

——— evaluation of administration relative to tariffs, H602 [9JA], H2155H2161 [11FE], H3460 [14MY]

——— State of the Union Message, H2309 [25FE]

Remarks in Senate

Agriculture: address foreign control of U.S. agriculture and food supply, S1762S1764 [15AP]

Bankruptcy: modify certain bankruptcy eligibility requirements (S. 3977), S766 [3MR], S769 [4MR]

Biden, Joseph R., Jr.: evaluation of administration relative to Consumer Financial Protection Bureau, S2262 [13MY]

——— evaluation of administration relative to economy, S2283 [13MY]

Budget: create point of order against legislation that fails to address insurance companies stepping between patients and their doctors to delay or deny access to care, S1907, S1908 [22AP]

——— create point of order against legislation that would not decrease home electricity bills, S1913 [22AP]

——— create point of order against reconciliation legislation that does not lower out-of-pocket health care costs, S1906 [22AP]

——— establish deficit-neutral reserve fund relating to grocery costs, S1907 [22AP]

——— establish deficit-neutral reserve fund to protect consumers from price increases associated with tariffs and Iran war, S1909, S1910 [22AP]

CFPB: disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–02—Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer’’ (S.J. Res. 131), motion to proceed, S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Limited Applicability of Consumer Financial Protection Act’s ‘Time or Space’ Exception With Respect to Digital Marketing Providers’’ (S.J. Res. 150), motion to proceed, S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (S.J. Res. 156), motion to proceed, S2270 [13MY]

Climate: effects of climate change on home insurance premiums, S1471 [21MR]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (S.J. Res. 155), motion to proceed, S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (S.J. Res. 128), motion to proceed, S2270, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–04—Whistleblower Protections Under CFPA Section 1057’’ (S.J. Res. 135), motion to proceed, S2272 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–05—Improper Overdraft Opt-In Practices’’ (S.J. Res. 130), motion to proceed, S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), S2262 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), motion to proceed, S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (S.J. Res. 125), motion to proceed, S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (S.J. Res. 154), motion to proceed, S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents’’ (S.J. Res. 132), motion to proceed, S2264 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (S.J. Res. 133), motion to proceed, S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (S.J. Res. 127), motion to proceed, S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (S.J. Res. 140), motion to proceed, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (S.J. Res. 145), motion to proceed, S2266, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (S.J. Res. 126), motion to proceed, S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (S.J. Res. 147), motion to proceed, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (S.J. Res. 129), motion to proceed, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), S2253, S2263 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), motion to proceed, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (S.J. Res. 134), motion to proceed, S2272 [13MY]

——— impact, S2263 [13MY]

Credit: expand definition of active duty military consumer for purposes of certain credit monitoring requirements (S. 2074), S877 [5MR]

——— extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to all consumers (S. 3793), S511 [5FE]

Cryptocurrency: provide for regulation of payment stablecoins (S. 1582), S1038 [12MR]

——— require foreign payment stablecoin issuers to undergo annual audit similar to U.S. payment stablecoin issuers (S. 3907), S653 [24FE]

Democratic Party: national agenda, S228 [15JA], S770 [4MR]

Dept. of Agriculture: evaluation of voluntary label program, S2289 [14MY]

——— restore competition in meatpacking industry by reducing excessive concentration and market power and ultimately reduce prices for American consumers (S. 4007), S856 [5MR]

Dept. of Energy: impose moratorium on construction of new data centers until legislation is enacted that safeguards public from dangers of artificial intelligence (AI) (S. 4214), S1587 [24MR]

Dept. of HHS: LIHEAP heating and cooling assistance funding, S2045 [27AP]

Dept. of HUD: prohibit large institutional investors from purchasing residential real estate, S911 [9MR]

Dept. of the Treasury: refund American consumers for increased costs resulting from tariffs imposed without congressional authorization, S857 [5MR]

Domestic policy: lower cost of consumer products and increase affordability, S5 [5JA], S67 [7JA], S228, S234 [15JA], S742 [3MR], S771, S778 [4MR], S972 [11MR], S1147 [17MR], S1772 [15AP]

Drugs: reduce price of insulin, require pharmacy benefit managers to pass-through manufacturer rebates for insulin products, and promote generic and biosimilar competition (S. 4189), S2092 [29AP]

Economy: revitalize the middle class, S2283 [13MY]

EPA: expand ethanol waiver for Reid vapor pressure limitations of motor vehicle fuels and return certain retired credits to small refineries under Renewable Fuel Program (H.R. 1346), S2289, S2297 [14MY], S2402 [20MY]

FCC: mandate full compensation from telecommunications providers to customers following service outages, S229 [15JA]

FDA: authorization of flavored e-cigarettes, S2253 [13MY]

FERC: promote creation of data center load queues and data center-specific rate classes to mitigate impact of data centers on other electricity consumers (S. 3682), S1175 [18MR]

FTC: issue regulations requiring non-flushable wet wipes to have ‘‘Do Not Flush’’ labeling (S. 1092), S1521, S1522 [22MR]

Health: address health care affordability by establishing health savings accounts for out-of-pocket costs, increasing price transparency, and expanding access to safe and nutritious food, S1849 [21AP]

Internet: ensure equitable consumer access to event tickets, S364 [29JA]

IRS: codify Direct File program (S. 3948), S1769S1772 [15AP]

——— codify Direct File program (S. 3948), unanimous-consent request, S1771 [15AP]

Kennedy, Sec. of HHS: assessment of comments relative to safety of consuming high sugar content beverages, S954 [10MR]

One Big Beautiful Bill Act: impact, S4 [5JA], S691 [26FE], S779 [4MR]

Patient Protection and Affordable Care Act: impact of implementation on health care, coverage, costs, and accessibility, S121 [12JA]

Pharmaceuticals: improve services provided by pharmacy benefit managers, S1701 [13AP]

Power resources: national energy policy, S362 [29JA]

Republican Party: national agenda, S1924 [22AP]

Senate: legislative accomplishments, S67 [7JA]

——— legislative priorities, S560 [11FE]

Tariff: limit authority to impose duties on articles of food (S. 3229), S103, S104 [8JA]

——— limit authority to impose duties on articles of food (S. 3229), unanimous-consent request, S103 [8JA]

——— provide for refund of duties imposed under International Emergency Economic Powers Act (S. 4364), S1851, S1852 [21AP]

——— provide for refund of duties imposed under International Emergency Economic Powers Act (S. 4364), unanimous-consent request, S1851, S1852 [21AP]

Technology: provide for regulation of digital assets, S123 [12JA]

——— require disclosure of camera or recording capability in certain Internet-connected devices (H.R. 859), S2097S2099 [29AP]

——— require disclosure of camera or recording capability in certain Internet-connected devices (H.R. 859), unanimous-consent request, S2097, S2098 [29AP]

Trump, President: evaluation of administration, S635S641 [24FE], S771 [4MR]

——— evaluation of administration relative to budget, S2353 [19MY]

——— evaluation of administration relative to Consumer Financial Protection Bureau, S2263 [13MY]

——— evaluation of administration relative to economy, S187, S188 [14JA], S447 [3FE], S1872 [22AP], S2145, S2155 [30AP], S2208, S2215, S2216 [12MY], S2252, S2262 [13MY], S2288 [14MY], S2318 [18MY], S2345 [19MY]

——— evaluation of administration relative to energy policy, S1470 [21MR], S1598 [25MR], S2222 [12MY]

——— evaluation of administration relative to foreign trade, S623 [23FE], S633 [24FE]

——— evaluation of administration relative to offshore wind projects, S91S93 [7JA]

——— State of the Union Message, S658S663 [25FE], S693 [26FE]

Reports filed

ACPAC Modernization Act: Committee on Transportation and Infrastructure (House) (H.R. 5663) (H. Rept. 119–547), H2529 [16MR]

Adopt H. Res. 375, Renewable Fuels Month: Committee on Rules (House) (H. Res. 1014) (H. Rept. 119–462), H1349 [22JA]

Consideration of H.R. 1346, Nationwide Consumer and Fuel Retailer Choice Act: Committee on Rules (House) (H. Res. 1224) (H. Rept. 119–628), H3293 [29AP]

Consideration of H.R. 4593, Saving Homeowners From Overregulation With Exceptional Rinsing (SHOWER) Act: Committee on Rules (House) (H. Res. 977) (H. Rept. 119–424), H133 [7JA]

Consideration of H.R. 5184, Affordable Housing Over Mandating Efficiency Standards (Affordable HOMES) Act: Committee on Rules (House) (H. Res. 977) (H. Rept. 119–424), H133 [7JA]

Direct Seller and Real Estate Agent Harmonization Act: Committee on Education and Workforce (House) (H.R. 3495) (H. Rept. 119–494), H2185 [11FE]

Household Goods Shipping Consumer Protection Act: Committee on Commerce, Science, and Transportation (Senate) (S. 337) (S. Rept. 119–112), S626 [23FE]

Student Financial Clarity Act: Committee on Education and Workforce (House) (H.R. 6498) (H. Rept. 119–461), H1170 [21JA]

Taxpayer Experience Improvement Act: Committee on Ways and Means (House) (H.R. 7971) (H. Rept. 119–607), H2829 [9AP]

Unfunded Mandates Accountability and Transparency Act: Committee on Oversight and Government Reform (House) (H.R. 580) (H. Rept. 119–446), H717 [13JA]

Texts of

H. Res. 375, Rural Domestic Energy Council, H1185 [22JA]

H. Res. 977, consideration of H.R. 4593, Saving Homeowners From Overregulation With Exceptional Rinsing (SHOWER) Act, H113 [7JA]

H. Res. 977, consideration of H.R. 5184, Affordable Housing Over Mandating Efficiency Standards (Affordable HOMES) Act, H113 [7JA]

H. Res. 1014, adopt H. Res. 375, Rural Domestic Energy Council, H1177 [22JA]

H. Res. 1224, consideration of H.R. 1346, Nationwide Consumer and Fuel Retailer Choice Act, H3137 [29AP]

H.R. 1346, Nationwide Consumer and Fuel Retailer Choice Act, H3421 [13MY]

H.R. 4593, Saving Homeowners From Overregulation With Exceptional Rinsing (SHOWER) Act, H127 [7JA]

H.R. 5184, Affordable Housing Over Mandating Efficiency Standards (Affordable HOMES) Act, H595 [9JA]

H.R. 5663, ACPAC Modernization Act, H2657 [24MR]

H.R. 7971, Taxpayer Experience Improvement Act, H3102 [27AP]

S. 98, Rural Broadband Protection Act, H2977 [20AP]

S. 1092, Wastewater Infrastructure Pollution Prevention and Environmental Safety (WIPPES) Act, S1521 [22MR]

S. 2074, Servicemembers’ Credit Monitoring Enhancement Act, S877 [5MR]

S. 4007, Family Grocery and Farmer Relief Act, S883S887 [5MR]

S. 4104, Corporate Crime Database Act, S1057 [16MR]

S. 4244, Protect Your Points Act, S1672 [26MR]

S. 4307, Protecting American Consumers From Robocalls Act, S1786 [15AP]

S. 4431, Time for Completion Act, S2130 [29AP]

S. 4438, Promoting Access to Broadband Act, S2131 [29AP]

S. Con. Res. 30, commend Ratepayer Protection Pledge by tech firms to fund energy infrastructure for data centers, promote electricity affordability, and protect U.S. ratepayers from increased costs, S1618 [25MR]

S.J. Res. 147, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’, S1617 [25MR]

S.J. Res. 149, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’, S1673 [26MR]