REAL ESTATE

Addresses

State of the Union Message (1946): Harry S Truman, S4052 [20MY]

Amendments

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4343, H4345, H4346, H4347, H4349, H4351, H4352, H4353, H4355, H4356, H4357, H4358, H4364 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (H. Res. 1424), H4285 [9JN]

Rangel, Representative: censure (H. Res. 1737), H7897 [2DE]

Taxation: exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (H.R. 5901), S10443, S10520 [17DE], H8977 [22DE]

———promote tax parity between residential and business fuel cell tax credits (H.R. 3660), S4861 [10JN]

———retain estate tax with an immediate exemption increase and repeal new carryover basis rules (H.R. 4154), S803 [25FE]

Articles and editorials

Debt Fears Send Rates Up—Unease at Deficit Hurts Demand for Treasurys; Mortgage Costs on the Rise, S2146 [26MR]

Economic Recovery 2010, H528 [3FE]

Essential Fix, S10248 [15DE]

Extend Go Zone to 2012, S10248 [15DE]

Financial Panel Issues a Subpoena to Goldman Sachs, H4575 [16JN]

How Washington Failed To Rein in Fannie, Freddie. As Profits Grew, Firms Used Their Power To Mask Peril (excerpt), S3344 [6MY]

Ignoring the Elephant in the Bailout, H3299 [11MY]

Loan Aid Leaves Some Worse Off—One in Four in Government's Mortgage Program Is Dropped; Tales of Exhausted Savings, H3728 [24MY]

No Help in Sight, More Homeowners Walk Away, H527 [3FE]

Prevent a Double-Dip Recession, H3181 [5MY]

Subprime Consumers Hit at Goldman, H4575 [16JN]

U.S. Consumers Rage Against Goldman Unit, H4574 [16JN]

Wall Street Whitewash, E2205 [18DE]

What About Fan and Fred Reform?, S3461 [10MY]

Bills and resolutions

Armed Forces: extend certain enhanced mortgage and mortgage foreclosure protections (see S. 4058), S11037 [22DE]

———provide for a moratorium on the sale or foreclosure of property owned by surviving spouses of servicemembers killed in Iraq or Afghanistan (see H.R. 4664), H754 [23FE]

Bankruptcy: amend laws relative to sale by the trustee of property that is subject to a lease (see H.R. 6020), H6569 [30JY]

———modify application of certain laws relative to principal residences that are the subject of foreclosure (see H.R. 6431), H7613 [18NO]

Colorado: prohibit any use of eminent domain authority to expand Pinon Canyon Maneuver Site (see H.R. 5067), H2694 [20AP]

Committee on Homeland Security and Governmental Affairs (Senate): authorize release of Permanent Subcommittee on Investigations records on the financial crisis (see S. Res. 545), S4529 [27MY]

Community Reinvestment Act: repeal (see H.R. 5038), H2640 [15AP]

Conservation of energy: provide financial incentives for owners of commercial and multifamily residential buildings to retrofit buildings with energy efficient equipment and materials (see S. 3079), S1169 [4MR] (see H.R. 5476), H4215 [28MY]

Courts: simplify and expedite access to Federal courts for property owners once State remedies for just compensation have been exhausted (see H.R. 5624), H4973 (see H.R. 5624), H5202 [29JN]

Credit: establish certain counseling and disclosure requirements relative to reverse mortgages (see H.R. 4419), H40 [12JA]

———establish penalties for servicers that fail to timely evaluate the applications of homeowners under home loan modification programs (see S. 3161), S2019 [24MR]

———exempt certain nonprofit housing organizations from certain licensing requirements for residential mortgage loan originators (see S. 3106), S1458 [11MR]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas (see S. 3700), S6736 [4AU]

———prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property (see H.R. 4953), H2457 [25MR]

———provide additional emergency mortgage assistance to struggling homeowners (see S. 2969), S340 [28JA]

———reduce fraud and abusive practices in the origination of residential mortgages by establishing a clearinghouse of mortgage application information (see H.R. 5941), H6403 (see H.R. 5941), H6455 [29JY]

———require, as a condition for modification of a home mortgage loan held by Fannie Mae or Freddie Mac or insured under the National Housing Act, that the mortgagor be verified under the E-verify program (see H.R. 4586), H554 [3FE]

———require, as a condition for purchase of a home mortgage loan held by Fannie Mae or Freddie Mac or insured under the National Housing Act, that the mortgagor be verified under the E-verify program (see H.R. 4744), H1103 [3MR]

———require lender or servicer of a home mortgage, upon a request by the homeowner for a short sale, to make a prompt decision whether to allow the sale (see H.R. 6133), H6762 [15SE]

Dept. of Defense: extend Homeowners Assistance Program to assist Armed Forces members who are reassigned and forced to sell a home that has dropped in value (see H.R. 6272), H7390 [29SE]

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (see S. 3704), S6736 [4AU] (see H.R. 5072), H2695 [20AP]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (see H. Res. 1424), H4246 [8JN]

———improve safety and soundness of FHA mortgage insurance programs (see H.R. 4811), H1323 [10MR]

———increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (see H.R. 5981), H6567 [30JY]

———provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (see H.R. 5872), H6162 [27JY]

———transform rental assistance properties into properties with long-term, property-based, sustainable contracts that include flexibility to address certain issues (see H.R. 6468), H7854 [1DE]

Dept. of the Treasury: allow amounts under the Troubled Assets Relief Program to be used to provide legal assistance to homeowners to avoid foreclosure (see S. 3979), S8244 [29NO] (see H.R. 5510), H4386 [10JN]

———establish a shared equity appreciation homeownership pilot program (see H.R. 6562), H8940 [21DE]

———establish Office of the Homeowner Advocate (see H.R. 6304), H7391 [29SE]

Dept. of Veterans Affairs: improve and make permanent the loan guarantee for the purchase of residential cooperative housing units (see H.R. 6567), H8940 [21DE]

———make home loan guaranty programs for veterans regarding adjustable rate mortgages and hybrid adjustable rate mortgages (see H.R. 6146), H6803 [16SE]

———modify provision of certain benefits, memorial certificate eligibility, loan guarantee matters, real property covenants and liens, and adjudication of mental incompetence (see S. 3765), S7033 [13SE]

———provide housing loan benefits for children of Armed Forces members and veterans who die from service-connected disabilities (see H.R. 4845), H1440 [15MR]

District of Columbia: promote development of southwest waterfront (see H.R. 5544), H4597 [16JN]

Eminent domain: prohibit Federal economic development funds to States that carry out public takings for private purposes (see H.R. 5582), H4779 [23JN]

———require State and local compliance with constitutional mandates and prevent abuses of power (see H. Res. 1471), H4779 [23JN]

Fair Housing Act: amend (see H.R. 6500), H8263 [8DE]

Federal Housing Finance Agency: submit quarterly reports to Congress during the conservatorship of Fannie Mae or Freddie Mac (see H.R. 4581), H554 [3FE]

FHA: establish a shared equity homeownership pilot program for mortgage insurance (see H.R. 6256), H7389 [29SE]

Financial institutions: enhance disclosure of private transfer fees in real estate transactions (see H.R. 6332), H7392 [29SE]

———establish a commercial real estate credit guarantee program to empower community banks and other lenders to make loans (see H.R. 5816), H5983 [22JY]

———provide amortization authority in certain situations for capital calculation under the Financial Institutions Examination Council Consolidated Reports of Condition and Income (see H.R. 5249), H3273 [6MY]

———require lenders of loans with Federal guarantees or Federal insurance to consent to mandatory mediation (see H.R. 4635), H646 [22FE]

Floods: provide reimbursement for certain services relating to an approved letter of flood map amendment (see H.R. 5722), H5546 [13JY]

Forest Service: revise the Recreation Residence Program as it applies to units derived from public domain by implementing a procedure for determining cabin user fees (see S. 3929), S7788 [29SE] (see H.R. 4888), H1743 [19MR]

Government: prohibit expenditure of funds for construction or lease of buildings or space in the District of Columbia until January 1, 2012 (see H.R. 5906), H6283 [28JY]

Government regulations: prohibit certain transfer fees and covenants relative to the sale of real property (see H.R. 6260), H7389 [29SE]

Government-sponsored enterprises: apply Freedom of Information Act to Fannie Mae and Freddie Mac during any period that such entities are in conservatorship or receivership (see H.R. 5539), H4596 [16JN]

———establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises (see H.R. 4889), H1743 [19MR]

———prohibit compensation for any officer or employee of Fannie Mae or Freddie Mac to exceed that provided to the Chairman of the Joint Chiefs of Staff (see H.R. 4483), H265 [20JA]

———provide on-budget status to Fannie Mae and Freddie Mac (see H.R. 4653), H754 [23FE]

———require Fannie Mae and Freddie Mac to adopt underwriting standards consistent with Dept. of Energy Property Assessed Clean Energy (PACE) programs (see S. 3642), S6201 [22JY] (see H.R. 5766), H5675 [15JY]

———suspend compensation packages for senior executives of Fannie Mae and Freddie Mac and compensate such executives in accordance with executive branch senior employees pay rates (see H.R. 4476), H265 [20JA]

Gulf of Mexico: provide relief to homeowners with FHA-insured mortgages who are economically affected by the Deepwater Horizon oil spill incident (see H.R. 5601), H4871 [24JN]

Housing: allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters (see H.R. 5028), H2639 [15AP]

———ensure availability of loan guarantees for rural homeowners (see S. 3266), S2708 [27AP] (see H.R. 5017), H2578 [14AP]

———ensure that certain multifamily housing mortgage purchases by Fannie Mae and Freddie Mac increase or preserve the number of dwelling units affordable to low-income families (see H.R. 5361), H3701 [20MY]

———establish the Residential Construction Loan Guarantee Program to guarantee loans made to eligible home building companies for viable building projects (see H.R. 5409), H3869 [26MY]

———provide tax incentives for short sales as a preferable alternative to foreclosure (see H.R. 4826), H1357 [11MR]

———require Federal agencies and certain Government-sponsored enterprises to reserve residential real estate owned for purchase by owner-occupants and other buyers using public funds for a certain period (see H.R. 4582), H554 [3FE]

———require home inspections conducted for property with federally related mortgages be conducted by State-licensed or certified home inspectors and include such inspections in settlement statements (see H.R. 4854), H1517 [16MR]

Housing Assistance Council: authorize appropriations (see S. 3637), S6200 [22JY] (see H.R. 5122), H2842 [22AP]

Immigration: provide for the seizure and forfeiture of real property used or intended to be used for alien smuggling (see H.R. 5769), H5711 [19JY]

Investments: increase funding for individual development accounts through funds received by eliminating the domestic production tax deduction for coal and other hard mineral fossil fuels (see H.R. 6067), H6570 [30JY]

Liability Risk Retention Act: modernize and expand coverage to include commercial property insurance (see H.R. 4802), H1322 [10MR]

Mortgages: prevent foreclosure of home mortgages and increase availability of affordable new mortgages and affordable refinancing of mortgages held by Fannie Mae and Freddie Mac (see H.R. 6218), H7153 (see H.R. 6218), H7210 [28SE]

———prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to, or for which, the Mortgage Electronic Registration Systems is the mortgagee of record (see H.R. 6460), H7757 [30NO]

National Homeownership Month: support goals and ideals (see H. Res. 1434), H4387 [10JN]

NeighborWorks America (organization): ensure adequate funding for mortgage foreclosure mitigation activities in connection with the Dept. of the Treasury Home Affordable Modification Program (see H.R. 6069), H6570 [30JY]

Northern Mariana Islands: authorize incremental vouchers for section 8 tenant-based rental assistance to help meet housing needs of low-income families (see H.R. 5845), H5984 [22JY]

OMB: establish the Federal Real Property Disposal Pilot Program (see H.R. 5535), H4596 [16JN]

Protecting Tenants at Foreclosure Act: permanently extend (see H.R. 4766), H1168 [4MR]

Rangel, Representative: censure (see H. Res. 1737), H7643 [29NO]

Real estate investment trusts: anniversary of establishing legislation (see H. Res. 1595), H6572 [30JY]

Secure and Fair Enforcement for (S.A.F.E.) Mortgage Licensing Act: delay implementation of licensing requirements (see H.R. 5098), H2798 [21AP]

———exempt manufactured and modular housing retailers from requirements (see H.R. 5369), H3744 [24MY]

Small Business Investment Act: increase maximum amount for loans to State and local development companies and provide temporary authority for debt refinancing of commercial real estate (see H.R. 5412), H3870 [26MY]

Taxation: allow a deduction for the portion of any equity investment used to buy down debt on commercial real property (see H.R. 5943), H6403 (see H.R. 5943), H6455 [29JY]

———allow expensing of certain real property (see S. 3083), S1229 [5MR]

———allow first-time homebuyer credit for purchase of principal residence to replace a principal residence damaged or destroyed in a federally declared disaster (see H.R. 5398), H3823 [25MY]

———allow individuals a credit against income tax for noise abatement property installed in residences impacted by train and airplane noise (see H.R. 6364), H7393 [29SE]

———allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (see S. 3289), S2803 [29AP]

———allow the first-time homebuyer credit in the case of joint returns of long-time residents where only 1 spouse meets the ownership and use requirements (see H.R. 4713), H971 [26FE]

———exclude executive branch officers and employees from nonrecognition rules relative to the sale of property to comply with conflict-of-interest requirements (see H.R. 5639), H4974 (see H.R. 5639), H5203 [29JN]

———exclude income attributable to certain empowerment zone real property from gross income (see H.R. 6041), H6569 [30JY]

———exempt certain farmland from the estate tax (see S. 3664), S6397 [28JY] (see H.R. 5475), H4214 [28MY]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (see H.R. 5901), H6282 [28JY]

———expand and extend the first-time homebuyer credit (see H.R. 5168), H3013 [28AP] (see H.R. 5188), H3077 [29AP] (see H.R. 5623), H4973 (see H.R. 5623), H5202 [29JN]

———extend first-time homebuyer tax credit (see H.R. 6504), H8264 [8DE]

———extend the first-time homebuyer credit (see H.R. 5183), H3077 [29AP]

———increase deductions for start-up expenditures and small business meal and entertainment expenses, provide a standard deduction for business use of a home, and extend bonus depreciation (see H.R. 4637), H647 [22FE]

———make certain tax relief permanent and permanently repeal estate and gift taxes (see H.R. 6522), H8519 [15DE] (see H.R. 6538), H8598 [16DE]

———make permanent the deduction for premiums on mortgage insurance (see H.R. 6322), H7392 [29SE]

———modify the dependent care tax credit and extend and increase the additional standard deduction for State and local real property taxes (see H.R. 5075), H2695 [20AP]

———modify treatment of foreign investments in U.S. real property (see H.R. 4539), H422 [27JA]

———permanently extend Bush administration tax cuts and provide permanent alternative minimum tax and estate tax relief (see S. 3773), S7034 [13SE] (see S. 3975), S8063 [18NO] (see H.R. 6415), H7548 [17NO]

———permanently extend the 15-year recovery period for qualified leasehold improvement property, restaurant property, and retail improvement property (see S. 3510), S5112 [17JN]

———permanently extend the deductibility of mortgage insurance premiums (see S. 3692), S6651 [3AU]

———prevent further restriction of Federal income tax deduction for interest paid on debt secured by a first or second home (see H. Con. Res. 334), H8520 [15DE]

———provide a 15-year recovery period for nonresidential real property in rural areas (see H.R. 5314), H3483 [13MY]

———provide a maximum rate on gain from the sale or exchange of depreciable real property by individuals (see H.R. 5263), H3310 [11MY]

———provide a partial exclusion from gross income of gain from the sale of non-principal residences (see H.R. 4930), H2318 [24MR]

———provide an additional allowance for the deduction of qualified residence interest for a principal residence and waive recapture of first-time homebuyer credit for home purchases made in 2008 (see H.R. 5239), H3272 [6MY]

———provide relief to certain married couples ineligible for first-time homebuyer credit (see H.R. 4701), H932 [25FE]

———provide that treatment of tenant-stockholders in cooperative housing corporations also apply to stockholders of corporations that only own land on which residences are located (see H.R. 5437), H4021 (see H.R. 5437), H4083 [27MY]

———reform and encourage investment in commercial real estate (see H.R. 6317), H7391 [29SE]

———repeal expansion of information reporting requirements for certain payments to corporations or for property and eliminate loopholes that encourage companies to move operations offshore (see H.R. 5982), H6567 [30JY]

———require individuals to provide their Social Security number in order to claim the first-time homebuyer tax credit (see H.R. 4760), H1168 [4MR]

———treat certain employee-funded pensions the same as qualified trusts for purposes of unrelated debt-financed income derived from real property and increase limit on elective deferrals to such pensions (see H.R. 6056), H6570 [30JY]

Hearings

Committee on Banking, Housing, and Urban Affairs (Senate) markup of S. 190, Federal Housing Enerterprise Regulatory Reform Act (2005), S3505 [11MY]

Committee on Banking, Housing, and Urban Affairs (Senate) markup of S. 1508, Federal Housing Enerterprise Regulatory Reform Act (2004), S3504 [11MY]

Letters

Aiding Those Facing Foreclosure Act: Timothy F. Geithner, Sec. of the Treasury, H8629 [17DE]

Commerical real estate market instability: Representatives Kanjorski and Calvert, H3180 [5MY]

———several Representatives, H3180 [5MY]

Establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises: Joseph Stanton, National Association of Home Builders, S3500 [11MY]

FHA Reform Act: Mortgage Bankers Association, National Association of Home Builders and National Association of Realtors, H4350 [10JN]

———several organizations, H4351 [10JN]

General and Special Risk Insurance Funds Availability Act: Douglas M. Bibby, National Multi Housing Council and Douglas S. Culkin, National Apartment Association, H6250 [28JY]

———Joseph Stanton, National Association of Home Builders, H6250 [28JY]

———several health care, housing, and seniors organizations, H6250 [28JY]

———William P. Killmer, Mortgage Bankers Association, H6250 [28JY]

Gulf Opportunity Zone low-income housing tax credit extension: Timothy F. Geithner, Sec. of the Treasury and Shaun Donovan, Sec. of HUD, S920 [2MR], S10248 [15DE]

Homebuyer Assistance and Improvement Act: Representative Bennie G. Thompson, Committee on Homeland Security (House), H4938 [29JN]

———Representative Levin, Committee on Ways and Means (House), H4939 [29JN]

Homebuyer tax credit: several Representatives, H4686 [23JN]

Housing Finance Agency Innovation Fund for the Hardest-Hit Housing Markets: George W. Madison, Dept. of the Treasury, H8626 [17DE]

———Timothy F. Geithner, Sec. of the Treasury, H8626 [17DE]

Investigation of fraudulent activities of Goldman Sachs Group, Inc.: several Representatives, H3002 [28AP]

Jobs creation and retention: several civil rights and human rights organizations, E203 [23FE]

Permanently extend Bush administration tax cuts: several taxpayers, S8533 [4DE]

Permanently extend estate tax relief: Landi McFarland, S7464 [27SE]

Reform the regulation of the housing-related Government-sponsored enterprises: several Senators, S3343 [6MY]

Restoring American Financial Stability Act: several housing and community development organizations, S3520 [11MY]

———Vicki Cox Golder, National Association of Realtors, S3500, S3519 [11MY]

Tax Hike Prevention Act: several Senators, S8327 [1DE], H7877 [2DE]

Motions

Dept. of HUD: improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4363 [10JN]

Taxation: repeal expansion of information reporting requirements for certain payments to corporations or for property and eliminate loopholes that encourage companies to move operations offshore (H.R. 5982), H6475 [30JY]

Press releases

Eye-Opening Report Details Government Mortgage Companies' Role in Financial Meltdown: Representative Boehner, E2151 [15DE]

Remarks in House

American Recovery and Reinvestment Act: impact of the extension and modification of the first-time homebuyer credit on income tax refunds, H2485, H2486 [13AP]

Armed Forces: extend certain enhanced mortgage and mortgage foreclosure protections (H.R. 3976), H2183, H2184 [22MR], H4089 [28MY], E501 [25MR]

———extend certain enhanced mortgage and mortgage foreclosure protections (S. 4058), H8980 [22DE]

Association of Community Organizations for Reform Now, Inc. (ACORN): alleged involvement in voter registration fraud, H2837 [22AP], H4503 [15JN]

Bankruptcy: modify application of certain laws relative to principal residences that are the subject of foreclosure (H.R. 6431), E1979 [18NO]

Coast Guard: convey certain real property to Marquette, MI, H7139 [28SE]

Commercial real estate: address instability in market, H3179 [5MY]

Consumers: protect from predatory mortgage lending practices, H3191, H3192 [5MY], H3256 [6MY], H5235, H5294 [30JN]

Courts: strengthen enforcement of spousal court-ordered property distributions (H.R. 610), H2555 [14AP]

Credit: cap maximum loan limits for FHA single family insured mortgages in certain high cost areas, H4355, H4356 [10JN]

———increase maximum mortgage loan limits for FHA multi-family housing projects with elevators and for extremely high-cost areas, H4354 [10JN]

———limit number of FHA-insured mortgages to a certain percentage of total private-market home loans originated in a year, H4352, H4353 [10JN]

———raise downpayment requirements for borrowers under FHA-insured mortgages, H4349-H4351 [10JN]

Cuyahoga County, OH: tribute to Cuyahoga County Common Pleas Court Foreclosure Mediation Program, E2024 [1DE]

Dept. of Defense: amend Homeowners Assistance Program to allow flexibility in setting homeowner assistance commencement date for Armed Forces members permanently reassigned during mortgage crisis, H4067 [27MY]

Dept. of HUD: grant authority to establish higher minimum down payment requirements on mortgages and require report to Congress on implementation of such requirements, H4348 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), H4300 [9JN], H4342-H4365 [10JN], E1063, E1065, E1068, E1069, E1075 [10JN], E1103 [15JN], E1184 [23JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), consideration (H. Res. 1424), H4277-H4287 [9JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), corrections in engrossment, H4366 [10JN]

———improve financial safety and soundness of the FHA mortgage insurance program (H.R. 5072), motion to recommit, H4364 [10JN]

———include information on financial management and credit risk in mortgage counseling services, H4347 [10JN]

———increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (H.R. 5981), H6468, H6469 [30JY]

———prevent any taxpayer bailout of the FHA, H4364 [10JN]

———prioritize mortgage counseling services to areas with high foreclosure rates, H4346, H4347 [10JN]

———prohibit FHA issuance of mortgage insurance for borrowers with strategic defaults, H4364 [10JN]

———provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (H.R. 5872), H6249-H6251 [28JY]

———provide mortgage insurance premium refunds to eligible borrowers of FHA-insured loans that were closed but not endorsed prior to a certain date, H4351, H4352 [10JN]

———require anyone seeking an FHA mortgage to certify they have not been convicted of a sex offense against a minor, H4357, H4358 [10JN]

———section 8 programs and Housing Opportunities for Persons with AIDS funding, H6324 [29JY]

Dept. of the Treasury: allow amounts under the Troubled Assets Relief Program to be used to provide legal assistance to homeowners to avoid foreclosure (H.R. 5510), H8623-H8629 [17DE]

———include construction and land development loans as eligible under the Small Business Lending Fund Program, H4612, H4613 [17JN]

———include nonowner-occupied commercial real estate loans as eligible under the Small Business Lending Fund Program, H4531 [16JN]

Dept. of Veterans Affairs: improve and make permanent the loan guarantee for the purchase of residential cooperative housing units (H.R. 6567), E2224 [21DE]

Depts. of Defense, Veterans Affairs, and related agencies: prohibit funding to exercise power of eminent domain without just compensation to property owners, H6227, H6241, H6242 [28JY]

Economy: analysis of causes and potential remedies of current economic recession, H3184-H3191 [5MY], H3425-H3432 [12MY], H4409 [14JN], H4744-H4746, H4750, H4751 [23JN], H5228 [30JN], H5970 [22JY], H6742-H6748 [15SE]

———Government bailout of financial institutions, H376 [26JA], H638 [22FE], H2632 [15AP], H3130 [5MY], H3263 [6MY], H3535 [18MY], H4078 [27MY], H4237, H4238 [8JN], H4412 [14JN], H4497 [15JN], H4670 [22JN], H5244 [30JN]

———impact of subprime mortgage lending, H5597 [14JY]

———national objectives priority assignments, H659 [23FE]

———regulation of U.S. financial markets, E2204 [18DE]

———restore Americans' net worth, H1173 [9MR]

Eminent domain: prohibit Federal economic development funds to States that carry out public takings for private purposes (H.R. 5582), E1182 [23JN]

FBI: provide additional resources for Federal investigations and prosecutions of crimes related to the recent financial crisis (H.R. 3995), H2673 [20AP], H2822 [22AP], H3001 [28AP], H3198 [5MY]

FEMA: establish grants to educate local real estate agents on National Flood Insurance Program and coordinate efforts with such agents to facilitate purchase of insurance coverage, H5651 [15JY]

———phase out subsidized flood insurance premiums for severe repetitive loss properties, H5643 [15JY]

———reimburse property owners for expenses incurred by filing successful letters of map amendment to exclude their property from flood zones, H5645 [15JY]

Financial institutions: allow small banks to amortize losses or write-downs on real estate loans in order to increase availability of credit for small businesses, H4532, H4533 [16JN]

———handling of foreclosure crisis, H244 [20JA], E1871 [29SE]

———impact of government regulations on lending ability of community banks, H607 [9FE]

———require mortgage lenders participating in Making Home Affordable Program to report monthly to the Dept. of the Treasury, H5225 [30JN]

Florida: resurgence in housing market, H3758 [25MY]

GAO: analyze the effectiveness of the Dept. of HUD loss mitigation home retention programs, H4356, H4357 [10JN]

Goldman Sachs Group, Inc.: SEC investigation of alleged fraudulent activities relative to sale of financial product tied to subprime mortgages, H2647 [20AP], H2803, H2804, H2822 [22AP], H2880 [27AP], H2939, H2997-H3003 [28AP], H3104, H3105 [4MY], H3195 [5MY], H4573 [16JN]

Government-sponsored enterprises: establish a term for conservatorships of Fannie Mae and Freddie Mac, and provide conditions for continued operations, wind down, and dissolution of such enterprises (H.R. 4889), H4279, H4281-H4285 [9JN]

———prohibit compensation for any officer or employee of Fannie Mae or Freddie Mac to exceed that provided to the Chairman of the Joint Chiefs of Staff, H4283, H4284 [9JN]

———provide on-budget status to Fannie Mae and Freddie Mac (H.R. 4653), H4279, H4281-H4285 [9JN]

GSA: enhance authorities relative to real property that has yet to be reported excess (H.R. 2495), H4604 [17JN], H4891 [28JN]

Housing: allow homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters (H.R. 5028), H3728 [24MY]

———ensure availability of loan guarantees for rural homeowners (H.R. 5017), H2907-H2909 [27AP]

———establish a program to assist homeowners experiencing temporary difficulty making mortgage payments, H5258 [30JN]

———reduce foreclosures of residential mortgages, H1017 [2MR]

———reform the regulation of the housing-related Government-sponsored enterprises, H2779 [21AP], H2836 [22AP], H2928 [27AP], H3299 [11MY], H4279-H4285, H4315 [9JN], H5217 [30JN], H7202 [28SE], H8522 [16DE]

———require all newly constructed, federally assisted single-family houses and town houses meet minimum standards of visitability for the disabled (H.R. 1408), E165 [4FE]

Housing Advocates, Inc.: tribute, E1098 [15JN]

Immigration: provide for the seizure and forfeiture of real property used or intended to be used for alien smuggling (H.R. 5769), H5723 [20JY], E1360 [19JY]

National Homeownership Month: support goals and ideals (H. Res. 1434), H4685-H4687 [23JN], E1204 [24JN]

Novato, CA: anniversary of Frank Howard Allen Realtors (business), E2090 [8DE]

Obama, President: evaluation of economic policies, H2248 [23MR]

O'Brien, Cheryl: Tacoma-Pierce County Association of Realtors Realtor of the Year Award recipient, E1526 [30JY]

Ohio Association of Realtors: anniversary, E1603 [14SE]

OMB: establish the Federal Real Property Disposal Pilot Program (H.R. 5535), H4603-H4608 [17JN]

Rangel, Representative: censure (H. Res. 1737), H7891-H7899, H8016-H8018 [2DE], H8036 [7DE], E2060 [2DE], E2065 [7DE]

———investigate alleged House Rules and tax law violations relative to gift acceptance and financial disclosure, H3304 [11MY], H6035 [26JY], H6600-H6603 [10AU]

Real estate investment trusts: anniversary of establishing legislation, E1582 [14SE]

———anniversary of establishing legislation (H. Res. 1595), H6696, H6697 [15SE], E1664 [16SE], E1745 [24SE]

Senior citizens: protect economic interests, H3844-H3849 [26MY]

Taxation: allow first-time homebuyer credit for purchase of principal residence to replace a principal residence damaged or destroyed in a federally declared disaster (H.R. 5398), E935 [25MY]

———allow specified energy property grants to real estate investment trusts without regard to the ratable share income limitations (H.R. 4256), H3084 [4MY]

———enhance information exchange between IRS and State prisons to prevent tax fraud by prison inmates, H4937 [29JN]

———exclude income attributable to certain empowerment zone real property from gross income (H.R. 6041), E1512 [30JY]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (H.R. 5901), H6429-H6431 [29JY]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (H.R. 5901), Senate amendments, H8977 [22DE]

———expand and extend the first-time homebuyer credit (H.R. 5623), H4936-H4939 [29JN]

———extend estate tax relief, H8037 [7DE], H8513-H8517 [15DE], H8523, H8554, H8555, H8560, H8562, H8573-H8577 [16DE]

———modify the first-time homebuyers credit for Armed Forces members and certain other Federal employees (H.R. 3590), H301-H303 [21JA], E13 [12JA]

———permanently extend Bush administration tax cuts, H6687, H6733, H6735 [15SE], H6765, H6766, H6797-H6800 [16SE], H6812 [22SE], H6968-H6972, H6981-H6985 [23SE], H7216, H7217, H7219 [29SE], H7457 [16NO], H7535-H7537 [17NO], H7839-H7845 [1DE], E1872 [29SE]

———permanently extend Bush administration tax cuts and provide permanent alternative minimum tax and estate tax relief (S. 3773), H8021 [2DE]

———permanently extend estate tax relief, H4487, H4488 [15JN]

———provide a credit for certain home purchases, H362 [26JA]

———require individuals to provide their Social Security number in order to claim the first-time homebuyer tax credit (H.R. 4760), E303 [4MR]

Toledo, OH: anniversary of Board of Realtors, E612 [21AP]

Remarks in Senate

Armed Forces: extend certain enhanced mortgage and mortgage foreclosure protections (S. 4058), S10990 [22DE]

Bernanke, Ben S.: impact of previous decisions as Federal Reserve Board Chair on suitability to serve additional term, S321 [28JA]

Committee on Homeland Security and Governmental Affairs (Senate): authorize release of Permanent Subcommittee on Investigations records on the financial crisis (S. Res. 545), S4560 [27MY]

Consumers: protect from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling (S. 863), S3516 [11MY]

Credit: establish penalties for servicers that fail to timely evaluate the applications of homeowners under home loan modification programs (S. 3161), S2024 [24MR]

———require the mortgage originator retain a certain percentage of the mortgage for its lifetime or until the mortgage is paid, S2435, S2436 [20AP]

Dept. of HUD: increase flexibility relative to amount of FHA single family housing mortgage insurance premiums (H.R. 5981), S6741 [4AU]

———provide adequate commitment authority for guaranteed loans that are obligations of the General and Special Risk Insurance Funds (H.R. 5872), S6740, S6741 [4AU]

Dept. of Justice: improve enforcement of mortgage fraud, securities fraud, financial institution fraud and other frauds related to Federal assistance and relief programs (S. 386), S1610 [16MR], S2414 [19AP]

Dept. of the Treasury: dedicate portion of the Troubled Asset Relief Program funding to provide low-interest loans to unemployed homeowners facing foreclosure, S3818 [17MY]

———establish Office of the Homeowner Advocate, S3398 [7MY], S4036 [20MY], S4644 [8JN], S4924, S4928 [15JN]

Economy: Government bailout of financial institutions, S5801 [14JY], S8740-S8742 [10DE]

———reform the financial regulatory system of the U.S., S11 [20JA]

———regulation of U.S. financial markets, S6850 [5AU]

Financial institutions: allow flexible mortgage loan payment terms based on seasonal incomes, S3072, S3073 [4MY]

———amend the definition of financial company to impose limits on nondeposit liabilities for certain housing-related Government-sponsored enterprises, S3350, S3351 [6MY]

———handling of foreclosure crisis, S553 [11FE]

———impact of government regulations on lending ability of community banks, S2189 [12AP]

———impact of mark to market financial regulatory rule 114 relative to real estate appraisals, S387-S389 [1FE]

———prohibit certain payments to loan originators and require verification by lenders of the ability of consumers to repay loans, S3516-S3521 [11MY], S3572-S3574 [12MY], S4064 [20MY]

———reform regulations for residential mortgage underwriting standards, S3513-S3521 [11MY], S3572, S3574, S3578 [12MY], S4043 [20MY]

FRS: establish Bureau of Consumer Financial Protection, S3578 [12MY], S3775 [14MY], S3960, S3974 [19MY], S5891 [15JY]

Goldman Sachs Group, Inc.: SEC investigation of alleged fraudulent activities relative to sale of financial product tied to subprime mortgages, S2538 [22AP]

Government regulations: exempt qualified mortgages from credit risk retention requirements based on asset class and type of loan, S3590, S3591 [12MY]

———exempt qualified residential mortgages from credit risk retention requirements, S3575, S3576, S3591 [12MY], S10441 [17DE]

———require Fannie Mae and Freddie Mac to adopt underwriting standards consistent with Dept. of Energy Property Assessed Clean Energy (PACE) programs (S. 3642), S6206 [22JY]

Housing: assessment of Federal housing policy, S4046 [20MY]

———establish suitability standards for seniors relative to reverse mortgages and increase regulation of industry, S4040 [20MY]

———reform the regulation of the housing-related Government-sponsored enterprises, S2487 [21AP], S2694 [27AP], S3341-S3345 [6MY], S3386 [7MY], S3456, S3461-S3468 [10MY], S3804-S3806, S3809 [17MY], S3957, S3960, S3969-S3971 [19MY], S4037, S4042, S4064, S4071-S4074 [20MY], S8317 [1DE]

Housing Assistance Council: authorize appropriations (S. 3637), S6203 [22JY]

Lehman Brothers Holdings Inc.: release of report detailing bankruptcy filing, S1598 [16MR]

Little Rock, AR: tribute to Habitat for Humanity of Pukaski County, S4524 [27MY]

National Guard: convey certain real property to North Little Rock, AR, S10937 [22DE]

Real estate investment trusts: anniversary of establishing legislation, S7023 [13SE], S7081 [14SE]

Taxation: allow expensing of certain real property (S. 3083), S1230-S1233 [5MR], S5255 [22JN]

———exempt certain farmland from the estate tax (S. 3664), S6440 [28JY], S8452 [3DE]

———exempt certain stock of real estate investment trusts from the tax on foreign investment in U.S. real property interests (H.R. 5901), S6595, S6596 [2AU], S6598 [3AU], S10443 [17DE]

———expand and extend the first-time homebuyer credit, S8269 [30NO]

———expand and extend the first-time homebuyer credit (H.R. 5623), S5631 [29JN], S5638, S5651, S5679 [30JN]

———extend Bush administration tax cuts and provide estate tax relief, S8671-S8673 [9DE]

———extend estate tax relief, S8761, S8776 [10DE], S8979 [14DE], S10245, S10247 [15DE]

———extend Gulf Opportunity Zone low-income housing tax credit, S920 [2MR], S1003, S1004 [3MR], S10240, S10241, S10245, S10247-S10249 [15DE]

———extend the time for closing on a principal residence eligible for the first-time homebuyer credit, S4877 [14JN], S4970, S4971 [16JN], S5096, S5097 [17JN]

———modify the first-time homebuyers credit for Armed Forces members and certain other Federal employees (H.R. 3590), S7-S10, S12, S30, S36 [20JA], S211 [26JA], S457-S460 [4FE], S827-S836 [1MR]

———permanently extend Bush administration tax cuts, S7476, S7481 [27SE]

———permanently extend Bush administration tax cuts and provide permanent alternative minimum tax and estate tax relief (S. 3773), S7004-S7007, S7048 [13SE], S7052, S7077 [14SE], S7106 [15SE], S7309 [22SE], S7678 [29SE], S7917 [17NO], S8009, S8020-S8023 [18NO], S8312-S8314, S8325-S8338 [1DE], S8475 [3DE]

———permanently extend Bush administration tax cuts and provide permanent alternative minimum tax and estate tax relief (S. 3975), S8108 [18NO], S8111 [19NO]

———permanently extend estate tax relief, S4640 [8JN], S5047-S5049 [16JN], S5250 [22JN], S6062, S6066 [21JY], S6178 [22JY], S7463 [27SE]

———repeal estate tax, S106 [21JA]

———retain estate tax, S5244-S5246 [22JN]

———retain estate tax with an immediate exemption increase and repeal new carryover basis rules (H.R. 4154), S5 [20JA]

Reports filed

Cabin Fee Act: Committee on Natural Resources (House) (H.R. 4888) (H. Rept. 111-604), H6802 [16SE]

Censure of Representative Charles B. Rangel: Committee on Standards of Official Conduct (House) (H. Res. 1737) (H. Rept. 111-661), H7643 [29NO]

Consideration of H.R. 5072, FHA Reform Act: Committee on Rules (House) (H. Res. 1424) (H. Rept. 111-503), H4246 [8JN]

Energy-Efficient Manufactured Housing Act: Committee on Energy and Natural Resources (Senate) (S. 1320) (S. Rept. 111-307), S7506 [27SE]

FHA Reform Act: Committee on Financial Services (House) (H.R. 5072) (H. Rept. 111-476), H3272 [6MY]

Helping Heroes Keep Their Homes Act: Committee on Veterans' Affairs (House) (H.R. 3976) (H. Rept. 111-451), H2215 [22MR]

In the Matter of Representative Stark: Committee on Standards of Official Conduct (House) (H. Rept. 111-409), H427 [29JA]

Modify Provision of Veterans' Benefits, Memorial Certificate Eligibility, Loan Guarantees, Real Property Covenants and Liens, and Adjudication of Mental Incompetence: Committee on Veterans' Affairs (Senate) (S. 3765) (S. Rept. 111-282), S7033 [13SE]

National Women's History Museum Act: Committee on Environment and Public Works (Senate) (S. 2129) (S. Rept. 111-216), S5488 [28JN]

Prohibit Challenges to Eligibility To Register or Vote Relative to Home Foreclosure or a Jurisdiction Adversely Affected by Disaster: Committee on House Administration (House) (H.R. 3489) (H. Rept. 111-457), H2456 [25MR]

Veterans, Women, Families With Children, and Persons With Disabilities Housing Fairness Act: Committee on Financial Services (House) (H.R. 476) (H. Rept. 111-678), H8285 [9DE]

Statements

Housing and Community Development Policy: Senator Bond, S8673-S8675 [9DE]

Summaries

Accomplishments of the 111th Congress, E2250 [22DE]

Tables

Pay-as-you-go effects of H.R. 5623, Homebuyer Assistance and Improvement Act, H4972, H5201 [29JN]

Pay-as-you-go effects of H.R. 5872, General and Special Risk Insurance Funds Availability Act, H6281 [28JY]

Pay-as-you-go effects of H.R. 5901, Real Estate Jobs and Investment Act, H6453 [29JY]

Pay-as-you-go effects of H.R. 5982, Small Business Tax Relief Act, H6566 [30JY]

Texts of

H. Res. 1424, consideration of H.R. 5072, FHA Reform Act, H4277 [9JN]

H. Res. 1434, support goals and ideals of National Homeownership Month, H4685 [23JN]

H. Res. 1595, real estate investment trusts legislation establishment anniversary, H6696 [15SE]

H. Res. 1737, censure of Representative Rangel, H7891 [2DE]

H.R. 3976, Helping Heroes Keep Their Homes Act, H2183 [22MR]

H.R. 5017, Rural Housing Preservation and Stabilization Act, H2907 [27AP]

H.R. 5072, FHA Reform Act, H4343-H4345 [10JN]

H.R. 5510, Aiding Those Facing Foreclosure Act, H8623 [17DE]

H.R. 5623, Homebuyer Assistance and Improvement Act, H4936 [29JN]

H.R. 5872, General and Special Risk Insurance Funds Availability Act, H6249 [28JY]

H.R. 5901, Real Estate Jobs and Investment Act, H6429 [29JY]

H.R. 5981, increase Dept. of HUD flexibility relative to amount of FHA single family housing mortgage insurance premiums, H6468 [30JY]

H.R. 5982, Small Business Tax Relief Act, H6470-H6474 [30JY]

S. 3079, Building Star Energy Efficiency Act, S1175-S1180 [4MR]

S. 3161, Mortgage Modification Reform Act, S2025 [24MR]

S. 3773, Tax Hike Prevention Act, S7042-S7044 [13SE]

S. 4058, Helping Heroes Keep Their Homes Act, S10990 [22DE], H8980 [22DE]

S. Res. 545, Committee on Homeland Security and Governmental Affairs (Senate) Permanent Subcommittee on Investigations release of records on the financial crisis, S4556, S4560 [27MY]

Transcripts

Commercial Real Estate Markets Hearing: Representative Calvert With Sec. of the Treasury Geithner, H3181 [5MY]