CREDIT related term(s) Consumers

Amendments

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 7567), H3259, H3260, H3263, H3264, H3265, H3266, H3267, H3268, H3269, H3270, H3271, H3272, H3273, H3274, H3275, H3276, H3277, H3278, H3279, H3280, H3282, H3283, H3284, H3285, H3286, H3287, H3288, H3289 [29AP], H3299, H3300, H3302 [30AP]

——— reform and continue agricultural and other programs (H.R. 7567), consideration (H. Res. 1224), H3145 [29AP]

Bills and resolutions

Colleges and universities: establish that State-based education loan program is excluded from certain requirements relative to preferred lender arrangement (see S. 4097), S1055 [16MR]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (see S.J. Res. 144), S1614 [25MR] (see S.J. Res. 155), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest’’ (see S.J. Res. 146), S1615 [25MR] (see H.J. Res. 163), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2012–04—Lending Discrimination (April 18, 2012)’’ (see S.J. Res. 157), S1670 [26MR] (see H.J. Res. 161), H3330 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2015–07 re—In-Person Collection of Consumer Debt’’ (see S.J. Res. 162), S1713 [13AP] (see H.J. Res. 166), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–01—Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act’’ (see S.J. Res. 148), S1670 [26MR] (see H.J. Res. 168), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2022–04—Mitigating Harm From Repossession of Automobiles’’ (see S.J. Res. 174), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Bulletin 2023–01—Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts’’ (see S.J. Res. 151), S1670 [26MR] (see H.J. Res. 182), H3393 [12MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2022–05—Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts’’ (see S.J. Res. 159), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (see S.J. Res. 128), S1090 [17MR] (see H.J. Res. 185), H3453 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Information Requests to Large Banks and Credit Unions’’ (see S.J. Res. 167), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (see S.J. Res. 141), S1367 [19MR] (see H.J. Res. 167), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (see S.J. Res. 125), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity’’ (see S.J. Res. 166), S1713 [13AP]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (see S.J. Res. 154), S1670 [26MR] (see H.J. Res. 164), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (see S.J. Res. 133), S1205 [18MR]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (see S.J. Res. 127), S1090 [17MR] (see H.J. Res. 184), H3453 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (see S.J. Res. 140), S1367 [19MR] (see H.J. Res. 177), H3342 [7MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (see S.J. Res. 145), S1615 [25MR] (see H.J. Res. 165), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (see S.J. Res. 126), S1090 [17MR]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (see S.J. Res. 147), S1615 [25MR] (see H.J. Res. 180), H3346 [11MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (see S.J. Res. 129), S1090 [17MR] (see H.J. Res. 170), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (see S.J. Res. 156), S1670 [26MR]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (see S.J. Res. 149), S1670 [26MR] (see H.J. Res. 162), H3331 [30AP]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (see S.J. Res. 134), S1205 [18MR]

——— encourage greater public-private sector collaboration to promote financial literacy for students and young adults (see H. Res. 1238), H3331 [30AP]

——— establish Assistant Director and Student Loan Borrower Advocate and work with Dept. of Education to assist borrowers to resolve complaints related to private or Federal student loans (see H.R. 7671), H2326 [25FE]

——— reduce excessive credit card late fees (see S. 3660), S256 [15JA]

Consumers: extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to all consumers (see S. 3793), S509 [5FE]

——— provide protections relative to frequent flyer programs and co-branded credit cards (see S. 4244), S1669 [26MR]

——— require resellers of information contained in consumer credit reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information (see H.R. 8141), H2789 [27MR]

Crime: prohibit making of short-term, Buy Now, Pay Later loans for purchase of semiautomatic assault weapons (see H.R. 8694), H3340 [7MY]

Dept. of Agriculture: authorize rural health facilities to use certain Federal agricultural credit assistance to refinance debt obligations, update necessary services, technology, and equipment, and support ancillary needs (see H.R. 7514), H2186 [11FE]

——— establish low-interest loan program to support renovation, retrofit, expansion, and adaptation of structures to increase availability of child care in rural communities (see H.R. 8453), H3067 [22AP]

——— establish pilot program for expedited qualification and approval process for direct farm ownership loans, and for guaranteed farm ownership loans serviced by Preferred Certified Lender (see H.R. 8472), H3090 [23AP]

——— make temporary zero-percent interest loans under Community Facilities Direct Loan Program to construct or renovate certain rural hospitals (see S. 4141), S1367 [19MR]

——— modify rural housing financing (see S. 4182), S1580 [24MR]

——— provide for floodplain easement restoration and management (see H.R. 7264), H1915 [27JA]

——— provide grants and direct or guaranteed loans to increase domestic fertilizer production for farmers (see S. 4148), S1367 [19MR] (see H.R. 8457), H3067 [22AP]

——— reauthorize and improve relending program to resolve ownership and succession on farmland (see H.R. 7761), H2368 [3MR]

——— reform and continue agricultural and other programs (see H.R. 7567), H2224 [13FE]

——— reform and continue agricultural and other programs (H.R. 7567), consideration (see H. Res. 1224), H3293 [29AP]

——— support prompt approval of certain loans and loan guarantees (see H.R. 7426), H2094 [9FE]

Dept. of Education: carry out program permitting institutions of higher education to cosign Federal student loans for students attending institution (see H.R. 8759), H3392 [12MY]

——— change certain eligibility requirements for loan forgiveness for teachers (see H.R. 8815), H3530 [14MY]

——— eliminate interest on Federal student loans, establish Education Affordability Trust Fund, and increase annual and aggregate loan limits (see S. 4169), S1580 [24MR] (see H.R. 8045), H2674 [24MR]

——— provide Direct PLUS Loan forgiveness for parents of disabled students (see H.R. 8518), H3123 [27AP]

——— provide student loan allowance calculation for purposes of determining student aid index (see H.R. 7232), H1350 [22JA]

——— reduce interest rates of certain Federal student loans (see H.R. 7810), H2420 [4MR]

——— remove all adverse credit history relative to student loan from borrower who has rehabilitated loan (see H.R. 8361), H2960 [16AP]

——— remove record of Federal student loan default from credit history upon loan consolidation (see H.R. 8356), H2959 [16AP]

——— remove record of Federal student loan default from credit history upon loan repayment (see H.R. 8351), H2959 [16AP]

——— reverse reductions in Federal loan availability for graduate and professional students (see S. 4039), S958 [10MR]

——— use student loan repayment rates at institutions of higher education to determine institutional eligibility for Federal student aid funds and require risk sharing payments of institutions (see S. 4114), S1090 [17MR] (see H.R. 8009), H2621 [19MR]

Dept. of Energy: provide enhanced provisions for advanced nuclear energy projects receiving loan guarantees (see S. 3814), S552 [10FE]

Dept. of HHS: establish grant program for medical debt relief (see H.R. 7478), H2118 [10FE]

——— provide for participation of physical therapists in National Health Service Corps Loan Repayment program and include coverage of physical therapy services in certain programs (see S. 4420), S2080 [28AP]

Dept. of HUD: create database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports (see H.R. 8185), H2820 [2AP]

——— establish pilot program to evaluate effectiveness of insuring mortgages made to finance improvements to convert basement spaces into safely habitable dwelling units (see H.R. 8854), H3550 [15MY]

——— extend pilot program that establishes automated process for providing alternative credit rating information for mortgagors and prospective mortgagors under certain mortgages (see H.R. 8292), H2923 [15AP] (see H.R. 8318), H2958 [16AP]

——— increase certain FHA loan limits and clarify that property improvement loans may be used for construction of accessory dwelling units (see H.R. 7792), H2419 [4MR]

——— provide parity relative to access to mortgage insurance for hospitals program for licensed psychiatric hospitals (see H.R. 7030), H717 [13JA]

——— report to Congress relative to exempting any downpayment requirement for mortgage insurance offered by FHA for first-time homebuyers who are first responders or school teachers (see H.R. 7755), H2368 [3MR]

——— study feasibility and potential impacts of portable federally backed mortgage loans (see H.R. 7754), H2368 [3MR]

Dept. of Veterans Affairs: address appraisal fees for guaranteed housing loans (see S. 4218), S1668 [26MR]

——— expand eligibility for housing loans to members of Reserve components and National Guard who perform certain duties (see H.R. 7009), H655 [12JA]

——— modify maximum guaranty amount of certain guaranteed home loans (see H.R. 7141), H924 [16JA]

——— refund fees for guaranteed housing loans for certain veterans with pending disability claims (see H.R. 7598), H2228 [17FE]

——— report quarterly to Congress on housing loans insured, guaranteed, or otherwise administered (see H.R. 7150), H947 [20JA]

Electronic Fund Transfer Act: amend to adjust certain thresholds for inflation (see S. 3849), S577 [11FE] (see H.R. 7484), H2185 [11FE]

Eximbank: exclude certain financing from default rate and permit market-competitive compensation for certain employees (see S. 4228), S1668 [26MR]

——— prohibit provision of financing to persons with seriously delinquent tax debt (see S. 4308), S1785 [15AP]

FEC: modify requirements regarding contributions related to elections for Federal office and improve FEC operations (see H.R. 8720), H3346 [11MY]

Financial institutions: address applications for deposit insurance submitted by industrial banks to FDIC (see S. 3734), S377 [29JA]

——— apply enhanced supervision and prudential standards applicable to bank holding companies to large banks that do not have bank holding company (see H.R. 7888), H2476 [9MR]

——— expand homeownership access (see H.R. 7647), H2258 [23FE]

——— provide requirements for bulk auction or group sale of certain non-performing loans (see S. 3753), S419 [30JA]

Financial literacy: improve for secondary school students (see H.R. 7183), H1171 [21JA]

Financial Literacy Month: designate (see S. Res. 694), S2081 [28AP]

Firearms: prohibit States from prohibiting or deterring usage of any merchant category code established by International Organization for Standardization, including codes that identify firearm and ammunition merchants (see H.R. 7133), H924 [16JA]

FRS: mandate discount window testing to determine liquidity of financial institutions (see S. 4585), S2415 [20MY]

——— require Board of Governors to prescribe regulations relative to network competition in credit card transactions (see S. 3623), S161 [13JA] (see H.R. 7035), H717 [13JA]

FTC: add additional protections against harmful practices within credit repair organization industry (see S. 4144), S1367 [19MR]

GSA: authorize creation of ‘‘Lending.gov’’ as shared services platform to provide single source of access to loans provided by Federal agencies and modern technology to support effective management of Federal credit programs (see S. 3980), S801 [4MR] (see H.R. 7789), H2419 [4MR]

Housing: prohibit consumer reporting agencies that furnish reports for tenant screening purposes from providing certain information and establish duties of users of consumer reports for housing purposes (see H.R. 8588), H3295 [29AP]

Medicare: establish certain standards and requirements relative to financial assistance and medical debt collection for participating hospitals (see H.R. 7478), H2118 [10FE]

National Credit Union Administration: provide flexibility to increase Federal credit union loan maturities (see S. 3616), S161 [13JA]

OMB: notify consumer reporting agencies when there is lapse in Government funding and direct reporting agency to delete any derogatory credit information reported during covered period (see S. 4478), S2171 [30AP]

One Big Beautiful Bill Act: repeal certain student loan provisions (see S. 4269), S1669 [26MR]

Real estate: set restrictions on sale of single-family homes financed by Federal Government (see H.R. 7586), H2224 [13FE]

SBA: require employees to certify that employee does not have any prohibited conflicts of interest relative to loans in which employee is involved (see H.R. 7401), H2040 [5FE]

Ships and vessels: make changes relative to direct loans by Dept. of Transportation and Maritime Administration for financing of fishing vessels (see H.R. 7350), H2029 [4FE]

Small business: enact certain legislation and regulations to protect small business owners seeking financing that would start, continue, or expand operations and create jobs (see H. Res. 1267), H3342 [7MY]

States: empower States to set maximum annual percentage rates applicable to consumer credit transactions (see S. 3721), S376 [29JA]

——— restore and clarify intent of Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only relative to loans made by their own chartered institutions (see S. 3889), S610 [12FE] (see H.R. 7866), H2475 [9MR]

Taxation: allow deduction for loan interest payments made relative to recreational vehicles (see H.R. 8672), H3340 [7MY]

——— allow establishment of first-time homebuyer savings accounts (see H.R. 7422), H2094 [9FE]

——— apply floor plan financing interest rules to semitrailers (see H.R. 7944), H2530 [16MR]

——— exempt qualified student loan bonds from volume cap and alternative minimum tax (see S. 3761), S470 [3FE]

——— expand deduction for student loan interest to include payments toward principal and increase value of deduction (see H.R. 7536), H2218 [12FE]

——— include watercraft as applicable passenger vehicles for purpose of deducting personal loan interest (see H.R. 7222), H1350 [22JA]

Cost Estimates

Bringing the Discount Window Into the 21st Century Act (H.R. 3390): CBO, H2078 [9FE]

Community Bank Deposit Access Act (H.R. 5317): CBO, H3587 [19MY]

Farm, Food, and National Security Act (H.R. 7567): CBO, E405–E411 [4MY]

Letters

Farm, Food, and National Security Act: Representative Bost, Committee on Veterans’ Affairs (House), E404 [4MY]

——— Representative Comer, Committee on Oversight and Government Reform (House), E405 [4MY]

——— Representative Glenn Thompson, Committee on Agriculture (House), E403, E404, E405 [4MY]

——— Representative Graves, Committee on Transportation and Infrastructure (House), E404 [4MY]

——— Representative Guthrie, Committee on Energy and Commerce (House), E404 [4MY]

——— Representative Hill, Committee on Financial Services (House), E403 [4MY]

——— Representative Jason Smith, Committee on Ways and Means (House), E405 [4MY]

——— Representative Jordan, Committee on Judiciary (House), E404 [4MY]

——— Representative Roger Williams, Committee on Small Business (House), E403 [4MY]

——— Representative Walberg, Committee on Education and Workforce (House), E403 [4MY]

Motions

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (S.J. Res. 155), S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (S.J. Res. 128), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (S.J. Res. 125), S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (S.J. Res. 154), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (S.J. Res. 133), S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (S.J. Res. 127), S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (S.J. Res. 140), S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (S.J. Res. 145), S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (S.J. Res. 126), S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (S.J. Res. 147), S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (S.J. Res. 129), S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (S.J. Res. 156), S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (S.J. Res. 134), S2272 [13MY]

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 7567), H3175 [29AP], H3310 [30AP]

Remarks in House

BIA: process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines (S. 723), H2359–H2362 [3MR]

Coastal Area District Development Authority, Inc.: anniversary, H2084 [9FE]

Dept. of Agriculture: include commercial fishing and fish processing as eligible agricultural activities for certain programs, H3283, H3284 [29AP]

——— increase loan guarantee limit for biorefinery, renewable chemical, and biobased product manufacturing assistance program, H3280 [29AP]

——— reform and continue agricultural and other programs, H1940 [2FE]

——— reform and continue agricultural and other programs (H.R. 7567), H2423, H2427 [5MR], H3006 [21AP], H3169–H3290 [29AP], H3299–H3311 [30AP], H3410–H3417 [13MY], H3543 [15MY], E393, E400 [30AP], E403 [4MY]

——— reform and continue agricultural and other programs (H.R. 7567), consideration (H. Res. 1224), H3137–H3147 [29AP]

——— reform and continue agricultural and other programs (H.R. 7567), corrections in engrossment, H3311 [30AP]

Dept. of Education: ensure that borrowers who have performed qualifying public service receive Public Service Loan Forgiveness, H2044 [9FE]

Financial institutions: ensure that well-capitalized banks can accept custodial deposits without facing additional requirements or heightened scrutiny so that such banks may more readily make loans in their community (H.R. 5317), H3586–H3588 [19MY]

Financial Literacy Month: observance, H2964 [20AP]

FRS: review discount window operations and implement improvements to such operations (H.R. 3390), H2076–H2078 [9FE]

SBA: modify criteria for loans for plant acquisition, construction, conversion or expansion (H.R. 5763), H930, H931 [20JA]

——— require annual portfolio risk analysis of loans guaranteed under Small Business Investment Act (H.R. 5788), H932–H934 [20JA]

Taxation: allow early childhood educators to take educator expense deduction (H.R. 5334), H3111–H3113 [27AP]

Remarks in Senate

Biden, Joseph R., Jr.: evaluation of administration relative to Consumer Financial Protection Bureau, S2262 [13MY]

CFPB: disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work’’ (S.J. Res. 156), motion to proceed, S2270 [13MY]

Consumer Financial Protection Bureau: disapprove rule entitled ‘‘Fair Credit Reporting Act; Preemption of State Laws’’ (S.J. Res. 155), motion to proceed, S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Consumer Financial Protection Circular 2024–03—Unlawful and Unenforceable Contract Terms and Conditions’’ (S.J. Res. 128), motion to proceed, S2270, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), S2262 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt’’ (S.J. Res. 141), motion to proceed, S2265 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Debt Collection Practices (Regulation F); Pay-to-Pay Fees’’ (S.J. Res. 125), motion to proceed, S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements’’ (S.J. Res. 154), motion to proceed, S2270 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Background Screening’’ (S.J. Res. 133), motion to proceed, S2266 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; File Disclosure’’ (S.J. Res. 127), motion to proceed, S2268 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Name-Only Matching Procedures’’ (S.J. Res. 140), motion to proceed, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports’’ (S.J. Res. 145), motion to proceed, S2266, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt’’ (S.J. Res. 126), motion to proceed, S2269 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’ (S.J. Res. 147), motion to proceed, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘The Fair Credit Reporting Act’s Limited Preemption of State Laws’’ (S.J. Res. 129), motion to proceed, S2271 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), S2253, S2263 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’ (S.J. Res. 149), motion to proceed, S2267 [13MY]

——— disapprove withdrawal of rule entitled ‘‘Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans’’ (S.J. Res. 134), motion to proceed, S2272 [13MY]

——— impact, S2263 [13MY]

Consumers: expand definition of active duty military consumer for purposes of certain credit monitoring requirements (S. 2074), S877 [5MR]

——— extend consumer protections relative to interest rates and credit limits provided to Armed Forces members to all consumers (S. 3793), S511 [5FE]

Dept. of Agriculture: reform and continue agricultural and other programs (H.R. 7567), S2143 [30AP]

Financial institutions: provide requirements for bulk auction or group sale of certain non-performing loans (S. 3753), S420 [30JA]

Financial Literacy Month: designate (S. Res. 694), S2075, S2076 [28AP]

FRS: require Board of Governors to prescribe regulations relative to network competition in credit card transactions (S. 3623), S230–S232 [15JA]

Trump, President: evaluation of administration, S202 [14JA]

——— evaluation of administration relative to Consumer Financial Protection Bureau, S2263 [13MY]

Reports filed

College Financial Aid Clarity Act: Committee on Education and Workforce (House) (H.R. 6502) (H. Rept. 119–460), H1170 [21JA]

Consideration of H.R. 7567, Farm, Food, and National Security Act: Committee on Rules (House) (H. Res. 1224) (H. Rept. 119–628), H3293 [29AP]

Farm, Food, and National Security Act: Committee on Agriculture (House) (H.R. 7567) (H. Rept. 119–620), H3044 [21AP]

Protecting Privacy in Purchases Act: Committee on Financial Services (House) (H.R. 1181) (H. Rept. 119–522), H2325 [25FE]

Small Business Lending Fraud Prevention Act: Committee on Small Business (House) (H.R. 7401) (H. Rept. 119–500), H2232 [20FE]

Student Financial Clarity Act: Committee on Education and Workforce (House) (H.R. 6498) (H. Rept. 119–461), H1170 [21JA]

Supporting Early-Childhood Educators’ Deductions (SEED) Act: Committee on Ways and Means (House) (H.R. 5334) (H. Rept. 119–600), H2828 [9AP]

Tribal Trust Land Homeownership Act: Committee on Natural Resources (House) (H.R. 2130) (H. Rept. 119–513), H2257 [23FE]

Texts of

H. Res. 1224, consideration of H.R. 7567, Farm, Food, and National Security Act, H3137 [29AP]

H.R. 3390, Bringing the Discount Window Into the 21st Century Act, H2076 [9FE]

H.R. 5317, Community Bank Deposit Access Act, H3586 [19MY]

H.R. 5334, Supporting Early-Childhood Educators’ Deductions (SEED) Act, H3111 [27AP]

H.R. 5763, Main Street Parity Act, H930 [20JA]

H.R. 5788, 504 Program Risk Oversight Act, H933 [20JA]

H.R. 7567, Farm, Food, and National Security Act, H3176–H3259 [29AP]

S. 723, Tribal Trust Land Homeownership Act, H2359–H2361 [3MR]

S. 2074, Servicemembers’ Credit Monitoring Enhancement Act, S877 [5MR]

S. 4244, Protect Your Points Act, S1672 [26MR]

S. Res. 694, Financial Literacy Month, S2084 [28AP]

S.J. Res. 147, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Statement of Policy Regarding Prohibition on Abusive Acts or Practices’’, S1617 [25MR]

S.J. Res. 149, disapprove withdrawal of Consumer Financial Protection Bureau rule entitled ‘‘Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed’’, S1673 [26MR]