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<classification authority="sudocs">GA 1.13:T-HEHS-98-173</classification>
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 <subject>Health maintenance organizations</subject>
 <subject>Information disclosure</subject>
 <subject>Consumer protection</subject>
 <subject>Health care planning</subject>
 <subject>Written communication</subject>
 <subject>Statistical data</subject>
 <subject>Health care programs</subject>
 <identifier>Medicare Health Maintenance Organizations Program</identifier>
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<titleInfo>
 <title>HMO Complaints and Appeals: Plans&apos; Systems Have Most Key Elements, but Consumer Concerns Remain</title>
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<abstract>GAO discussed its recent report on health maintenance organization (HMO)
complaint and appeal procedures, focusing on: (1) the elements that are
considered important to a system for processing HMO members&apos; complaints
and appeals; (2) the extent to which HMOs&apos; complaint and appeal systems
for members contain these elements; (3) the concerns that consumers have
regarding HMO complaint and appeals systems; (4) the information that is
available on the number and types of complaints and appeals HMOs receive
from their members; and (5) how, if at all, HMOs use their complaint and
appeal data.&lt;p/&gt;GAO noted that: (1) the HMOs in its study have most elements identified
as important by regulatory, consumer, and industry groups; (2) however,
GAO found: (a) considerable variation in how the HMOs specify certain
policies; (b) poor understanding of HMO systems by members; and (c) a
lack of consistency in the way the HMOs define, collect, and maintain
data in complaints and appeals; (3) GAO examined HMOs&apos; time periods,
decisionmaking processes, and communication with members regarding their
complaints and appeal systems; (4) consistently, the plans have 9 of the
11 key elements in their policies and procedures; (5) even where GAO
found a policy or procedure to be common across HMOs, plans exhibit
considerable variation in the specifics of certain policies; (6) most
HMOs told GAO that they include medical professionals among the appeal
decisionmakers; some plans use physicians not employed by the plan to
review appeals; (7) although the majority of HMOs&apos; complaint and appeal
systems include most of the important elements, consumer advocates
expressed concern that such systems are not fully meeting the needs of
enrollees; (8) advocates specifically noted the lack of an independent,
external review of plan decisions on appeals and noted members&apos;
difficulty in understanding how to use complaint and appeal systems; (9)
the most common complaints were about medical or administrative
services, quality of care, and claims issues; the most common appeals
were appeals of benefits issues, denial of payment for emergency room
visits, and referral issues; and (10) all HMOs in GAO&apos;s study told GAO
that they analyze complaint and appeal data to identify systemic
problems and opportunities for improvement.</abstract>
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<note>Testimony</note>
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 <searchTitle>GAO/T-HEHS-98-173; HMO Complaints and Appeals: Plans&apos; Systems Have Most Key Elements, but Consumer Concerns Remain;
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<subject>
 <topic>Health maintenance organizations</topic>
 <topic>Information disclosure</topic>
 <topic>Consumer protection</topic>
 <topic>Health care planning</topic>
 <topic>Written communication</topic>
 <topic>Statistical data</topic>
 <topic>Health care programs</topic>
 <topic>Medicare Health Maintenance Organizations Program</topic>
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