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<classification authority="sudocs">GA 1.13:HRD-94-40</classification>
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 <reportNumber>HRD-94-40</reportNumber>
 <subject>Health insurance cost control</subject>
 <subject>Insurance premiums</subject>
 <subject>Employee benefit plans</subject>
 <subject>Health maintenance organizations</subject>
 <subject>Fringe benefit costs</subject>
 <subject>State employees</subject>
 <subject>Municipal employees</subject>
 <subject>State programs</subject>
 <identifier>CalPERS Health Benefits Program (CA)</identifier>
 <identifier>CalPERS PERSCare Plan (CA)</identifier>
 <identifier>CalPERS PERSChoice Plan (CA)</identifier>
 <identifier>California</identifier>
 <identifier>National Health Care Reform Initiative</identifier>
 <identifier>Clinton Health Care Plan</identifier>
 <identifier>Health Security Act</identifier>
 <type>Letter Report</type>
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<titleInfo>
 <title>Health Insurance: California Public Employees&apos; Alliance Has Reduced Recent Premium Growth</title>
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<abstract>As part of the ongoing debate over health care reform, policymakers have
been weighing the pros and cons of alternative ways to purchase care.
The administration&apos;s health care reform package and other recent reform
proposals call for purchasing cooperatives to manage competition among
health care plans.  One frequently cited example of a successful
purchasing cooperative is the California Public Employees&apos; Retirement
System (CalPERS), which negotiates health premiums for many public
employees in California.  This report analyzes CalPERS&apos; effectiveness in
controlling health care costs for its members.  GAO (1) examines
CalPERS&apos; cost-containment record, (2) identifies factors that have
contributed to the trend in its premium rates, (3) assesses the impact
of CalPERS&apos; cost-containment efforts on its members&apos; benefits, and (4)
discusses the applicability of its Health Benefits Program as a model of
managed competition--a system under which large purchasing cooperatives
contract with a variety of competing health plans on behalf of employers
and individuals.</abstract>
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<identifier type="preferred citation">GAO/HRD-94-40</identifier>
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<note>Letter Report</note>
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 <searchTitle>GAO/HRD-94-40; Health Insurance: California Public Employees&apos; Alliance Has Reduced Recent Premium Growth;
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<subject>
 <topic>Health insurance cost control</topic>
 <topic>Insurance premiums</topic>
 <topic>Employee benefit plans</topic>
 <topic>Health maintenance organizations</topic>
 <topic>Fringe benefit costs</topic>
 <topic>State employees</topic>
 <topic>Municipal employees</topic>
 <topic>State programs</topic>
 <topic>CalPERS Health Benefits Program (CA)</topic>
 <topic>CalPERS PERSCare Plan (CA)</topic>
 <topic>CalPERS PERSChoice Plan (CA)</topic>
 <topic>California</topic>
 <topic>National Health Care Reform Initiative</topic>
 <topic>Clinton Health Care Plan</topic>
 <topic>Health Security Act</topic>
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