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<classification authority="sudocs">GA 1.13:HEHS-97-19</classification>
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 <subject>Federal social security programs</subject>
 <subject>Information dissemination operations</subject>
 <subject>Social security benefits</subject>
 <subject>Public relations</subject>
 <subject>Forms (documents)</subject>
 <subject>Retirement benefits</subject>
 <identifier>SSA Personal Earnings and Benefits Estimate Statement</identifier>
 <identifier>Social Security Program</identifier>
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<titleInfo>
 <title>SSA Benefit Statements: Well Received by the Public But Difficult to Comprehend</title>
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<abstract>Pursuant to a congressional request, GAO reviewed the Social Security
Administration&apos;s (SSA) overall progress in issuing the Personal Earnings
and Benefits Estimate Statement (PEBES), focusing on: (1) whether the
PEBES benefit estimates are reasonable; (2) what SSA has done to improve
the statement; (3) the extent to which the statement communicates its
goals and information clearly; (4) SSA plans to revise the statement
further; and (5) actions that GAO believes will improve the statement.&lt;p/&gt;GAO found that: (1) the methods and assumptions used by SSA for
estimating future retirement benefits are consistent with those used by
private and public pension plan sponsors; (2) the public feels that the
PEBES can be a valuable tool for retirement planning; (3) although SSA
has taken steps to improve PEBES, it fails to communicate clearly the
complex information readers need to understand SSA programs and
benefits, partly because the design and organization of the statement
make it difficult for the reader to locate and understand important
information; (4) readers are confused by several important explanations,
such as who in their family is eligible for benefits; (5) SSA is
considering redesigning PEBES, but only if the redesign results in
reduced printing costs; (6) this approach overlooks hidden costs, such
as the workload generated by public inquiries when people do not
understand the statement, and the possibility that a poorly designed
statement will undermine, rather than improve, public confidence; and
(7) active leadership from SSA senior managers will be needed to ensure
the success of this important initiative.</abstract>
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<note>Letter Report</note>
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<subject>
 <topic>Federal social security programs</topic>
 <topic>Information dissemination operations</topic>
 <topic>Social security benefits</topic>
 <topic>Public relations</topic>
 <topic>Forms (documents)</topic>
 <topic>Retirement benefits</topic>
 <topic>SSA Personal Earnings and Benefits Estimate Statement</topic>
 <topic>Social Security Program</topic>
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<relatedItem type="isReferencedBy">
 <titleInfo>
  <title>United States Public Law 239 (101st Congress)</title>
</titleInfo>
 <identifier type="public law citation">Public Law 101-239</identifier>
</relatedItem>
<relatedItem type="isReferencedBy">
 <titleInfo>
  <title>United States Public Law 508 (101st Congress)</title>
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 <identifier type="public law citation">Public Law 101-508</identifier>
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