United States Government Publishing Office publisher pbl distributor dst United States Government Accountability Office General Government Division author aut Government Organization text government publication eng GAOREPORTS Legislative Agency Publications gao legislative 2010-08-12 U.S. Government Printing Office 1999-06-28 monographic deposited born digital 72 p. GA 1.13:GGD-99-115 https://www.govinfo.gov/app/details/GAOREPORTS-GGD-99-115 P0b002ee1803a32b4 f:gg99115 DGPO 2010-08-12 2011-03-28 GAOREPORTS-GGD-99-115 machine generated eng fdlp REPORT GAOREPORTS-GGD-99-115 GGD-99-115 Information disclosure Economic analysis Stocks (securities) Social security benefits Investments Retirement benefits Financial management Pensions Social Security Program SSA Individual Account Program Chapter Report GGD The aging of the U.S. population poses a financial burden for the Social Security program. Some have suggested including individual retirements accounts as an element of Social Security reform. To help Congress better understand the potential implications of individual accounts, this report describes how such accounts could affect the (1) private capital and annuities markets as well as national savings, (2) potential returns and risks to individuals, and (3) disclosure and education efforts needed to inform the American people about such a program. https://www.govinfo.gov/content/pkg/GAOREPORTS-GGD-99-115/html/GAOREPORTS-GGD-99-115.htm https://www.govinfo.gov/content/pkg/GAOREPORTS-GGD-99-115/pdf/GAOREPORTS-GGD-99-115.pdf GAO/GGD-99-115 https://www.govinfo.gov/app/details/GAOREPORTS-GGD-99-115 Chapter Report GAO/GGD-99-115; Social Security: Capital Markets and Educational Issues; Information disclosure Economic analysis Stocks (securities) Social security benefits Investments Retirement benefits Financial management Pensions Social Security Program SSA Individual Account Program