United States Government Publishing Office publisher pbl distributor dst United States Government Accountability Office author aut Government Organization text government publication eng GAOREPORTS Legislative Agency Publications gao legislative 2010-08-12 U.S. Government Printing Office 2007-12-28 monographic deposited born digital 40 p. GA 1.13:GAO-08-28 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-08-28 P0b002ee18037299f f:d0828 DGPO 2010-08-12 2011-03-24 GAOREPORTS-GAO-08-28 machine generated eng fdlp REPORT GAOREPORTS-GAO-08-28 GAO-08-28 Damage claims Federal/state relations Flood insurance Floods Hurricane Katrina Hurricane Rita Hurricanes Insurance claims Policy evaluation Program management Policies and procedures Transparency FEMA National Flood Insurance Program Other Written Product A79248 Disputes between policyholders and insurers after the 2005 hurricane season highlight the challenges in understanding the cause and extent of damages when properties are subjected to both high winds and flooding. Questions remain over the adequacy of steps taken by the Federal Emergency Management Agency (FEMA) to ensure that claims paid by the National Flood Insurance Program (NFIP) cover only those damages caused by flooding. GAO was asked to evaluate (1) issues that arise when multiple insurance policies provide coverage for losses from a single event, (2) state regulators' oversight of loss adjusters, and (3) information that NFIP collects to assess the accuracy of damage determinations and payments. GAO collected data from FEMA, reviewed reinspection reports and relevant policies and procedures, and interviewed state regulatory officials and others about adjuster oversight and NFIP. https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-08-28/html/GAOREPORTS-GAO-08-28.htm https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-08-28/pdf/GAOREPORTS-GAO-08-28.pdf GAO-08-28 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-08-28 Other Written Product GAO-08-28; National Flood Insurance Program: Greater Transparency and Oversight of Wind and Flood Damage Determinations Are Needed; Damage claims Federal/state relations Flood insurance Floods Hurricane Katrina Hurricane Rita Hurricanes Insurance claims Policy evaluation Program management Policies and procedures Transparency FEMA National Flood Insurance Program Volume 59 Page 33 59 Stat. 33 Public Law 79-5