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 <subject>Data integrity</subject>
 <subject>Government guaranteed loans</subject>
 <subject>Homeowners loans</subject>
 <subject>Internal controls</subject>
 <subject>Lending institutions</subject>
 <subject>Mortgage loans</subject>
 <subject>Mortgage programs</subject>
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<titleInfo>
 <title>Housing Finance: Ginnie Mae Is Meeting Its Mission but Faces Challenges in a Changing Marketplace</title>
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<abstract>The Government National Mortgage Association, commonly known as
Ginnie Mae, is a wholly owned government corporation that	 
guarantees mortgage-backed securities (MBS) backed by pools of	 
federally insured or guaranteed mortgage loans. The agency	 
supports federal housing programs by facilitating the		 
securitization of loans backed by the Federal Housing		 
Administration (FHA), Department of Veterans Affairs (VA), Rural 
Housing Service, and the Office of Public and Indian Housing	 
within the Department of Housing and Urban Development (HUD).	 
Concerned that Ginnie Mae&apos;s share of the overall MBS market has  
declined significantly, Congress asked us to address (1) the	 
state of Ginnie Mae&apos;s market share and guarantee volume, (2) the 
potential implications of changes in its share and volume, and	 
(3) the challenges Ginnie Mae faces and steps it is taking and	 
could take to address these challenges.</abstract>
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 <topic>Government guaranteed loans</topic>
 <topic>Homeowners loans</topic>
 <topic>Internal controls</topic>
 <topic>Lending institutions</topic>
 <topic>Mortgage loans</topic>
 <topic>Mortgage programs</topic>
 <topic>Mortgage-backed securities</topic>
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  <title>United States Statutes at Large</title>
  <partNumber>Volume 100 Page 412</partNumber>
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 <identifier type="Statute citation">100 Stat. 412</identifier>
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  <title>United States Public Law 448 (90th Congress)</title>
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 <identifier type="public law citation">Public Law 90-448</identifier>
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 <titleInfo>
  <title>United States Public Law 550 (102nd Congress)</title>
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 <identifier type="public law citation">Public Law 102-550</identifier>
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  <title>United States Public Law 73 (107th Congress)</title>
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 <identifier type="public law citation">Public Law 107-73</identifier>
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 <titleInfo>
  <title>United States Public Law 186 (108th Congress)</title>
</titleInfo>
 <identifier type="public law citation">Public Law 108-186</identifier>
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  <title>United States Public Law 199 (108th Congress)</title>
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