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<classification authority="sudocs">GA 1.13:GAO-06-128R</classification>
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 <subject>Cost analysis</subject>
 <subject>Health care programs</subject>
 <subject>Health care services</subject>
 <subject>Health insurance</subject>
 <subject>Military dependents</subject>
 <subject>Military reserve personnel</subject>
 <subject>National Guard</subject>
 <subject>DOD TRICARE Program</subject>
 <type>Correspondence</type>
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<titleInfo>
 <title>Defense Health Care: Health Insurance Stipend Program Expected to Cost More Than TRICARE But Could Improve Continuity of Care for Dependents of Activated Reserve Component Members</title>
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<abstract>Since the September 11, 2001, terrorist attacks, the Department
of Defense (DOD) has increased its reliance on its National Guard
and reserve forces to support the Global War on Terrorism, and	 
particularly Operation Iraqi Freedom. Congress has been 	 
interested in making improvements and enhancements to		 
compensation and benefit programs for reserve component members. 
When reserve component members are activated for more than 30	 
days under federal authorities, they are covered under TRICARE,  
DOD&apos;s health care system. While reserve component members are	 
automatically covered by TRICARE when activated, their spouses	 
and other dependents have the option of using either TRICARE or  
their private health insurance. However, our prior work found	 
that dependents of reserve component members who had dropped	 
their private health insurance reported problems accessing the	 
TRICARE system--such as difficulty finding a health care	 
provider, establishing eligibility, understanding TRICARE	 
benefits, and knowing where to go when questions and problems	 
arise. In addition, maintaining continuity of care with the same 
health care providers, especially for dependents with chronic	 
medical conditions, may be problematic after switching to	 
TRICARE. To address these concerns, some legislative proposals	 
would give reserve component members the option of accepting a	 
stipend from DOD to help defray the cost of continuing their	 
private health insurance for their spouses and dependents when	 
they are activated for more than 30 days. The Ronald W. Reagan	 
National Defense Authorization Act for Fiscal Year 2005 requires 
us to determine the cost and feasibility of providing a stipend  
to members of the Ready Reserve to offset the cost of continuing 
their current private health insurance coverage for their	 
dependents while they are on active duty. Specifically, we (1)	 
examined whether the implementation of a health care stipend	 
program would be likely to increase or decrease the cost to DOD  
of providing health care to the spouses and dependents of reserve
component members and (2) identified the potential implications  
of a stipend program on members and their families, DOD, and the 
members&apos; employers.</abstract>
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<identifier type="preferred citation">GAO-06-128R</identifier>
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<note>Correspondence</note>
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 <searchTitle>GAO-06-128R; Defense Health Care: Health Insurance Stipend Program Expected to Cost More Than TRICARE But Could Improve Continuity of Care for Dependents of Activated Reserve Component Members;
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<subject>
 <topic>Cost analysis</topic>
 <topic>Health care programs</topic>
 <topic>Health care services</topic>
 <topic>Health insurance</topic>
 <topic>Military dependents</topic>
 <topic>Military reserve personnel</topic>
 <topic>National Guard</topic>
 <topic>DOD TRICARE Program</topic>
</subject>
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 <titleInfo>
  <title>United States Public Law 375 (108th Congress)</title>
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 <identifier type="public law citation">Public Law 108-375</identifier>
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