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<classification authority="sudocs">GA 1.13:GAO-05-696</classification>
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 <subject>Insurance regulation</subject>
 <subject>Life insurance</subject>
 <subject>Military personnel</subject>
 <subject>Military policies</subject>
 <subject>Policy evaluation</subject>
 <subject>Solicitations</subject>
 <subject>Allotment</subject>
 <subject>Policies and procedures</subject>
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<titleInfo>
 <title>Military Personnel: DOD Needs Better Controls over Supplemental Life Insurance Solicitation Policies Involving Servicemembers</title>
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<abstract>Servicemembers are engaged overseas in hostile actions that
threaten their lives and possibly the future financial security  
of their families, should they die. To address their financial	 
security needs, some servicemembers have purchased additional	 
life insurance to supplement that offered by the government.	 
Concerns have been raised, though, about solicitation violations,
as well as problems in the system for setting up payroll	 
allotments for such insurance. The Department of Defense (DOD)	 
recently published a revised draft directive on solicitation but 
will not implement the directive until at least 90 days following
this GAO report. GAO addressed three primary issues: (1) the	 
extent to which DOD solicitation regulations are being violated; 
(2) the extent to which DOD personnel are adhering to allotment  
regulations for the purchase of supplemental life insurance; and 
(3) the extent to which the new directive addresses ongoing	 
problems in supplemental life insurance solicitation policies.</abstract>
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<subject>
 <topic>Insurance regulation</topic>
 <topic>Life insurance</topic>
 <topic>Military personnel</topic>
 <topic>Military policies</topic>
 <topic>Policy evaluation</topic>
 <topic>Solicitations</topic>
 <topic>Allotment</topic>
 <topic>Policies and procedures</topic>
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  <partNumber>Title 15 Section 1011-1015</partNumber>
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 <identifier type="public law citation">Public Law 103-62</identifier>
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  <title>United States Public Law 287 (108th Congress)</title>
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  <title>United States Public Law 13 (109th Congress)</title>
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