United States Government Publishing Office publisher pbl distributor dst United States Government Accountability Office author aut Government Organization text government publication eng GAOREPORTS Legislative Agency Publications gao legislative 2010-08-12 U.S. Government Printing Office 2004-10-06 monographic deposited born digital 173 p. GA 1.13:GAO-05-61 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-05-61 P0b002ee1803716c0 f:d0561 DGPO 2010-08-12 2011-03-28 GAOREPORTS-GAO-05-61 machine generated eng fdlp REPORT GAOREPORTS-GAO-05-61 GAO-05-61 Banking law Banking regulation Federal regulations Financial institutions Independent regulatory commissions Insurance regulation Interagency relations International economic relations Regulatory agencies Securities regulation Consolidation Financial services industry Australia Germany Japan Netherlands United Kingdom Other Written Product A12936

In light of the passage of the 1999 Gramm-Leach-Bliley Act and increased competition within the financial services industry at home and abroad, GAO was asked to report on the current state of the U.S. financial services regulatory structure. This report describes the changes to the financial services industry, focusing on banking, securities, futures, and insurance; the structure of the U.S. and other regulatory systems; changes in regulatory and supervisory approaches; efforts to foster communication and cooperation among U.S. and other regulators; and the strengths and weaknesses of the current regulatory structure. https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-05-61/html/GAOREPORTS-GAO-05-61.htm https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-05-61/pdf/GAOREPORTS-GAO-05-61.pdf GAO-05-61 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-05-61 Other Written Product GAO-05-61; Financial Regulation: Industry Changes Prompt Need to Reconsider U.S. Regulatory Structure; Banking law Banking regulation Federal regulations Financial institutions Independent regulatory commissions Insurance regulation Interagency relations International economic relations Regulatory agencies Securities regulation Consolidation Financial services industry Australia Germany Japan Netherlands United Kingdom Title 15 Section 6713 15 U.S.C. 6713 Title 31 Section 5318(l) 31 U.S.C. 5318(l) Volume 103 Page 363 103 Stat. 363 Volume 108 Page 2238 108 Stat. 2238 Volume 117 Page 2003 117 Stat. 2003 Public Law 106-102