United States Government Publishing Office publisher pbl distributor dst United States Government Accountability Office author aut Government Organization text government publication eng GAOREPORTS Legislative Agency Publications gao legislative 2010-08-12 U.S. Government Printing Office 2002-10-25 monographic deposited born digital 39 p. GA 1.13:GAO-03-191 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-03-191 P0b002ee18037e970 f:d03191 DGPO 2010-08-12 2011-03-28 GAOREPORTS-GAO-03-191 machine generated eng fdlp REPORT GAOREPORTS-GAO-03-191 GAO-03-191 Disadvantaged persons Health care programs Health insurance Unemployment compensation programs Managed health care State-administered programs Medicaid Program State Children's Health Insurance Program Other Written Product A05398 The six states reviewed had in place a variety of protections, established prior to the economic downturn, to assist unemployed individuals in maintaining health insurance coverage: State-mandated continuation coverage, which required small businesses to extend their group health coverage to former employees and their families who choose to pay for it. Guaranteed conversion, which required insurers to allow eligible individuals to convert their group coverage to individual health insurance policies. Guaranteed issue, which required insurers to offer coverage to those who did not have access to group coverage or public insurance. High-risk pools, state-created associations that offered comprehensive health insurance benefits to individuals with acute or chronic health conditions. However, individuals usually bore the full cost of the premiums, which was usually higher than their premium cost under employer-sponsored plans. For individuals who relied on unemployment benefits as their principal income, premiums absorbed a significant share of the benefit. https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-03-191/html/GAOREPORTS-GAO-03-191.htm https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-03-191/pdf/GAOREPORTS-GAO-03-191.pdf GAO-03-191 https://www.govinfo.gov/app/details/GAOREPORTS-GAO-03-191 Other Written Product GAO-03-191; Health Insurance: States' Protections and Programs Benefit Some Unemployed Individuals; Disadvantaged persons Health care programs Health insurance Unemployment compensation programs Managed health care State-administered programs Medicaid Program State Children's Health Insurance Program Volume 100 Page 83 100 Stat. 83 Volume 110 Page 1937 Volume 110 Page 2105 110 Stat. 1937 110 Stat. 2105 Volume 116 Page 21 116 Stat. 21 Public Law 99-272 Public Law 104-191 Public Law 104-193 Public Law 107-147 Public Law 107-210