United States Government Publishing Office publisher pbl distributor dst United States Government Accountability Office author aut Government Organization text government publication eng GAOREPORTS Legislative Agency Publications gao legislative 2010-08-12 U.S. Government Printing Office 2003-07-31 monographic deposited born digital 22 p. GA 1.13:GAO-03-1036T https://www.govinfo.gov/app/details/GAOREPORTS-GAO-03-1036T P0b002ee18037f61b f:d031036t DGPO 2010-08-12 2011-03-24 GAOREPORTS-GAO-03-1036T machine generated eng fdlp REPORT GAOREPORTS-GAO-03-1036T GAO-03-1036T Credit Credit bureaus Data collection Data integrity Errors Federal regulations Credit reports Testimony A07804 Accurate credit reports are critical to the credit process--for consumers attempting to obtain credit and to lending institutions making decisions about extending credit. In today's sophisticated and highly calibrated credit markets, credit report errors can have significant monetary implications to consumers and credit granters. In recognition of the importance of this issue, the Senate Committee on Banking, Housing, and Urban Affairs asked GAO to (1) provide information on the frequency, type, and cause of credit report errors, and (2) describe the impact of the 1996 amendments to the Fair Credit Reporting Act (FCRA) on credit report accuracy and potential implications of reporting errors for consumers. https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-03-1036T/html/GAOREPORTS-GAO-03-1036T.htm https://www.govinfo.gov/content/pkg/GAOREPORTS-GAO-03-1036T/pdf/GAOREPORTS-GAO-03-1036T.pdf GAO-03-1036T https://www.govinfo.gov/app/details/GAOREPORTS-GAO-03-1036T Testimony GAO-03-1036T; Consumer Credit: Limited Information Exists on Extent of Credit Report Errors and Their Implications for Consumers; Credit Credit bureaus Data collection Data integrity Errors Federal regulations Credit reports Volume 110 Page 3009 110 Stat. 3009 Public Law 91-508 Public Law 104-208