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         <title>AMERICAN ACCESS TO BANKING ACT</title>
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         <subtitle>Report to accompany H.R. 4544</subtitle>
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    <abstract>The Committee on Financial Services, to whom was referred the bill (H.R. 4544) to direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institutions through the review of application processes, the review of capital raising by de novo regulated institutions, and the establishment of various outreach programs, and for other purposes, having considered the same, reports favorably thereon with an amendment and recommends that the bill as amended do pass.</abstract>
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         <action date="2025-09-08">Committed to the Committee of the Whole House on the State of the Union and ordered to be printed</action>
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         <shortTitle>American Access to Banking Act</shortTitle>
         <recommendation>The Committee on Financial Services, to whom was referred the bill (H.R. 4544) to direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institutions through the review of application processes, the review of capital raising by de novo regulated institutions, and the establishment of various outreach programs, and for other purposes, having considered the same, reports favorably thereon with an amendment and recommends that the bill as amended do pass.</recommendation>
         <submittedStatement>Mr. Hill of Arkansas, from the Committee on Financial Services, submitted the following</submittedStatement>
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