United States Government Publishing Office publisher pbl distributor dst United States Congress Senate author aut Government Organization text government publication eng CHRG Congressional Committee Materials 112_senate_hearings legislative 2011-12-06 https://www.govinfo.gov/app/details/CHRG-112shrg70857 https://www.govinfo.gov/content/pkg/CHRG-112shrg70857/html/CHRG-112shrg70857.htm https://www.govinfo.gov/content/pkg/CHRG-112shrg70857/pdf/CHRG-112shrg70857.pdf U.S. Government Printing Office 2011-05-12 monographic deposited born digital 192 p. Y 4.B 22/3:S.HRG.112-139 https://www.govinfo.gov/app/details/CHRG-112shrg70857 P0b002ee1812468db 000863298 DGPO 2011-12-06 2023-02-09 CHRG-112shrg70857 machine generated eng fdlp SHRG CHRG-112shrg70857 G SENATE 112 1 139 2011-05-12 S. Hrg. 112-139 THE NEED FOR NATIONAL MORTGAGE SERVICING STANDARDS OTHERPART CHRG-112shrg70857 true A. Nicole Clowers, Acting Director, Financial Markets and Community Investment, Government Accountability Office Diane E. Thompson, of Counsel, National Consumer Law Center Laurie F. Goodman, Senior Managing Director, Amherst Securities David H. Stevens, President and Chief Executive Officer, Mortgage Bankers Association Anthony B. Sanders, Professor of Finance, George Mason University School of Management Richard A. Harpootlian, Attorney, Richard A. Harpootlian P.A false 70-857 Committee on Banking, Housing, and Urban Affairs Banking, Housing, and Urban Affairs Subcommittee on Housing, Transportation, and Community Development DANIEL K. AKAKA of Hawaii Daniel K. Akaka Akaka, Daniel K. Daniel Kohikina Akaka SHERROD BROWN of Ohio Sherrod Brown Brown, Sherrod MICHAEL F. BENNET of Colorado Michael F. Bennet Bennet, Michael F. Mr. Michael Bennet MIKE CRAPO of Idaho Mike Crapo Crapo, Mike BOB CORKER of Tennessee Bob Corker Corker, Bob JIM DeMINT of South Carolina Jim DeMint DeMint, Jim Mr. James Demint KAY HAGAN of North Carolina Kay R. Hagan Hagan, Kay R. Mrs. Kay Hagan TIM JOHNSON of South Dakota Tim Johnson Johnson, Tim MIKE JOHANNS of Nebraska Mike Johanns Johanns, Mike HERB KOHL of Wisconsin Herb Kohl Kohl, Herb Herbert Kohl MARK KIRK of Illinois Mark Kirk Kirk, Mark Steven Mark Steven Kirk ROBERT MENENDEZ of New Jersey Robert Menendez Menendez, Robert JERRY MORAN of Kansas Jerry Moran Moran, Jerry JEFF MERKLEY of Oregon Jeff Merkley Merkley, Jeff JACK REED of Rhode Island Jack Reed Reed, Jack Mr. John Reed CHARLES E. SCHUMER of New York Charles E. Schumer Schumer, Charles E. Mr. Charles Schumer RICHARD C. SHELBY of Alabama Richard C. Shelby Shelby, Richard C. Mr. Richard Shelby PATRICK J. TOOMEY of Pennsylvania Patrick J. Toomey Toomey, Patrick Mr. Patrick Toomey JON TESTER of Montana Jon Tester Tester, Jon DAVID VITTER of Louisiana David Vitter Vitter, David ROGER F. WICKER of Mississippi Roger F. Wicker Wicker, Roger F. Mr. Roger Wicker MARK R. WARNER of Virginia Mark R. Warner Warner, Mark R. Mr. Mark Warner false false United States Congress Senate Committee on Banking, Housing, and Urban Affairs associated name asn Government Organization Daniel K. Akaka United States Senate committee member United States Congressional Member Sherrod Brown United States Senate committee member United States Congressional Member Michael F. Bennet United States Senate committee member United States Congressional Member Mike Crapo United States Senate committee member United States Congressional Member Bob Corker United States Senate committee member United States Congressional Member Jim DeMint United States Senate committee member United States Congressional Member Kay R. Hagan United States Senate committee member United States Congressional Member Tim Johnson United States Senate committee member United States Congressional Member Mike Johanns United States Senate committee member United States Congressional Member Herb Kohl United States Senate committee member United States Congressional Member Mark Kirk United States Senate committee member United States Congressional Member Robert Menendez United States Senate committee member United States Congressional Member Jerry Moran United States Senate committee member United States Congressional Member Jeff Merkley United States Senate committee member United States Congressional Member Jack Reed United States Senate committee member United States Congressional Member Charles E. Schumer United States Senate committee member United States Congressional Member Richard C. Shelby United States Senate committee member United States Congressional Member Patrick J. Toomey United States Senate committee member United States Congressional Member Jon Tester United States Senate committee member United States Congressional Member David Vitter United States Senate committee member United States Congressional Member Roger F. Wicker United States Senate committee member United States Congressional Member Mark R. Warner United States Senate committee member United States Congressional Member A. Nicole Clowers, Acting Director, Financial Markets and Community Investment, Government Accountability Office witness wit Hearing Witness Diane E. Thompson, of Counsel, National Consumer Law Center witness wit Hearing Witness Laurie F. Goodman, Senior Managing Director, Amherst Securities witness wit Hearing Witness David H. Stevens, President and Chief Executive Officer, Mortgage Bankers Association witness wit Hearing Witness Anthony B. Sanders, Professor of Finance, George Mason University School of Management witness wit Hearing Witness Richard A. Harpootlian, Attorney, Richard A. Harpootlian P.A witness wit Hearing Witness