<mods xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:exslt="http://exslt.org/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/mods/v3" version="3.3" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" ID="P0b002ee180b88b7e">
    <name type="corporate">
         <namePart>United States Government Publishing Office</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">publisher</roleTerm>
              <roleTerm authority="marcrelator" type="code">pbl</roleTerm>
        </role>
         <role>
              <roleTerm authority="marcrelator" type="text">distributor</roleTerm>
              <roleTerm authority="marcrelator" type="code">dst</roleTerm>
        </role>
    </name>
    <name type="corporate">
         <namePart>United States</namePart>
         <namePart>Congress</namePart>
         <namePart>Senate</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">author</roleTerm>
              <roleTerm authority="marcrelator" type="code">aut</roleTerm>
        </role>
         <description>Government Organization</description>
    </name>
    <typeOfResource>text</typeOfResource>
    <genre authority="marcgt">government publication</genre>
    <language>
         <languageTerm type="code" authority="iso639-2b">eng</languageTerm>
    </language>
    <extension>
         <collectionCode>CHRG</collectionCode>
         <category>Congressional Committee Materials</category>
         <waisDatabaseName>111_senate_hearings</waisDatabaseName>
         <branch>legislative</branch>
         <dateIngested>2010-12-18</dateIngested>
    </extension>
    <titleInfo>
         <title>WALL STREET AND THE FINANCIAL CRISIS: THE ROLE OF CREDIT RATING AGENCIES</title>
    </titleInfo>
    <titleInfo type="alternative"></titleInfo>
    <location>
         <url displayLabel="Content Detail" access="object in context">https://www.govinfo.gov/app/details/CHRG-111shrg57321</url>
         <url displayLabel="HTML rendition" access="raw object">https://www.govinfo.gov/content/pkg/CHRG-111shrg57321/html/CHRG-111shrg57321.htm</url>
         <url displayLabel="PDF rendition" access="raw object">https://www.govinfo.gov/content/pkg/CHRG-111shrg57321/pdf/CHRG-111shrg57321.pdf</url>
    </location>
    <originInfo>
         <publisher>U.S. Government Printing Office</publisher>
         <dateIssued encoding="w3cdtf">2010-04-23</dateIssued>
         <issuance>monographic</issuance>
    </originInfo>
    <physicalDescription>
         <note type="source content type">deposited</note>
         <digitalOrigin>born digital</digitalOrigin>
         <extent>1221 p.</extent>
    </physicalDescription>
    <classification authority="sudocs">Y 4.G 74/9:S.HRG.111-673</classification>
    <identifier type="uri">https://www.govinfo.gov/app/details/CHRG-111shrg57321</identifier>
    <identifier type="local">P0b002ee180b88b7e</identifier>
    <identifier type="ILS system id">000773297</identifier>
    <recordInfo>
         <recordContentSource authority="marcorg">DGPO</recordContentSource>
         <recordCreationDate encoding="w3cdtf">2010-12-18</recordCreationDate>
         <recordChangeDate encoding="w3cdtf">2023-02-09</recordChangeDate>
         <recordIdentifier source="DGPO">CHRG-111shrg57321</recordIdentifier>
         <recordOrigin>machine generated</recordOrigin>
         <languageOfCataloging>
              <languageTerm type="code" authority="iso639-2b">eng</languageTerm>
        </languageOfCataloging>
    </recordInfo>
    <accessCondition type="GPO scope determination">fdlp</accessCondition>
    <extension>
         <docClass>SHRG</docClass>
         <accessId>CHRG-111shrg57321</accessId>
         <type>G</type>
         <chamber>SENATE</chamber>
         <congress>111</congress>
         <session>2</session>
         <number>673</number>
         <heldDate>2010-04-23</heldDate>
         <preferredCitation>S. Hrg. 111-673</preferredCitation>
    </extension>
    <extension>
         <searchTitle>WALL STREET AND THE FINANCIAL CRISIS: THE ROLE OF CREDIT RATING AGENCIES</searchTitle>
         <granuleClass>OTHERPART</granuleClass>
         <accessId>CHRG-111shrg57321</accessId>
         <heading>Volume 3</heading>
         <volumeNumber>3</volumeNumber>
         <graphicsInPDF>true</graphicsInPDF>
         <witness>Frank L. Raiter, Former Managing Director, Residential Mortgage Rating Group, Standard &amp; Poor&apos;s</witness>
         <witness>Richard Michalek, Former Vice President and Senior Credit Officer, Structured Derivative Products Group, Moody&apos;s Investors Services</witness>
         <witness>Eric Kolchinsky, Former Team Managing Director, Structured Derivative Products Group, Moody&apos;s Investors Service</witness>
         <witness>Arturo Cifuentes, Ph.D., Former Moody&apos;s Senior Vice President, Current Director, Finance Center, University of Chile, Santiago, Chile</witness>
         <witness>Susan Barnes, Current Managing Director, Mortgage-Backed Securities, Former North American Practice Leader, Residential Mortgage-Backed Securities, Standard &amp; Poor&apos;s</witness>
         <witness>Yuri Yoshizawa, Group Managing Director, Structured Finance, Moody&apos;s Investors Service</witness>
         <witness>Peter D&apos;Erchia, Current Managing Director, U.S. Public Finance, Former Global Practice Leader, Surveillance, Standard &amp; Poor&apos;s</witness>
         <witness>Raymond W. McDaniel, Jr., Chairman and Chief Executive Officer, Moody&apos;s Corporation</witness>
         <witness>Kathleen A. Corbet, Former President (2004-2007), Standard &amp; Poor&apos;s</witness>
         <isAppropriation>false</isAppropriation>
         <jacketId>57-321</jacketId>
         <congCommittee authorityId="ssga00" chamber="S" congress="111" type="S">
                                    
              <name type="authority-standard">Committee on Homeland Security and Governmental Affairs</name>
                                    
              <name type="authority-short">Homeland Security and Governmental Affairs</name>
                                    
              <subCommittee>
                                            
                   <name type="parsed">Permanent Subcommittee on Investigations</name>
                                        
            </subCommittee>
                                
        </congCommittee>
         <congMember bioGuideId="A000069" chamber="S" congress="111" party="D" role="COMMMEMBER" state="HI">
                                    
              <name type="parsed">DANIEL K. AKAKA of Hawaii</name>
                                    
              <name type="authority-fnf">Daniel K. Akaka</name>
                                    
              <name type="authority-lnf">Akaka, Daniel K.</name>
                                    
              <name type="authority-other">Daniel Kohikina Akaka</name>
                                
        </congMember>
         <congMember bioGuideId="B000382" chamber="S" congress="111" party="R" role="COMMMEMBER" state="UT">
                                    
              <name type="parsed">ROBERT F. BENNETT of Utah</name>
                                    
              <name type="authority-fnf">Robert F. Bennett</name>
                                    
              <name type="authority-lnf">Bennett, Robert F.</name>
                                    
              <name type="authority-other">Robert Bennett</name>
                                
        </congMember>
         <congMember bioGuideId="B001266" chamber="S" congress="111" party="D" role="COMMMEMBER" state="IL">
                                    
              <name type="parsed">ROLAND W. BURRIS of Illinois</name>
                                    
              <name type="authority-fnf">Roland  Burris</name>
                                    
              <name type="authority-lnf">Burris, Roland</name>
                                
        </congMember>
         <congMember bioGuideId="C000174" chamber="S" congress="111" party="D" role="COMMMEMBER" state="DE">
                                    
              <name type="parsed">THOMAS R. CARPER of Delaware</name>
                                    
              <name type="authority-fnf">Thomas R. Carper</name>
                                    
              <name type="authority-lnf">Carper, Thomas R.</name>
                                    
              <name type="authority-other">Mr. Thomas Carper</name>
                                
        </congMember>
         <congMember bioGuideId="C000560" chamber="S" congress="111" party="R" role="COMMMEMBER" state="OK">
                                    
              <name type="parsed">TOM COBURN of Oklahoma</name>
                                    
              <name type="authority-fnf">Tom Coburn</name>
                                    
              <name type="authority-lnf">Coburn, Tom</name>
                                
        </congMember>
         <congMember bioGuideId="C001035" chamber="S" congress="111" party="R" role="COMMMEMBER" state="ME">
                                    
              <name type="parsed">SUSAN M. COLLINS of Maine</name>
                                    
              <name type="authority-fnf">Susan M. Collins</name>
                                    
              <name type="authority-lnf">Collins, Susan M.</name>
                                    
              <name type="authority-other">Ms. Susan Collins</name>
                                
        </congMember>
         <congMember bioGuideId="E000194" chamber="S" congress="111" party="R" role="COMMMEMBER" state="NV">
                                    
              <name type="parsed">JOHN ENSIGN of Nevada</name>
                                    
              <name type="authority-fnf">John Ensign</name>
                                    
              <name type="authority-lnf">Ensign, John</name>
                                
        </congMember>
         <congMember bioGuideId="G000359" chamber="S" congress="111" party="R" role="COMMMEMBER" state="SC">
                                    
              <name type="parsed">LINDSEY GRAHAM of South Carolina</name>
                                    
              <name type="authority-fnf">Lindsey Graham</name>
                                    
              <name type="authority-lnf">Graham, Lindsey</name>
                                
        </congMember>
         <congMember bioGuideId="L000261" chamber="S" congress="111" party="D" role="COMMMEMBER" state="MI">
                                    
              <name type="parsed">CARL LEVIN of Michigan</name>
                                    
              <name type="authority-fnf">Carl Levin</name>
                                    
              <name type="authority-lnf">Levin, Carl</name>
                                    
              <name type="authority-other">Carl Milton Levin</name>
                                
        </congMember>
         <congMember bioGuideId="L000304" chamber="S" congress="111" party="I" role="COMMMEMBER" state="CT">
                                    
              <name type="parsed">JOSEPH I. LIEBERMAN of Connecticut</name>
                                    
              <name type="authority-fnf">Joseph I. Lieberman</name>
                                    
              <name type="authority-lnf">Lieberman, Joseph I.</name>
                                    
              <name type="authority-other">Joseph Lieberman</name>
                                
        </congMember>
         <congMember bioGuideId="L000550" chamber="S" congress="111" party="D" role="COMMMEMBER" state="LA">
                                    
              <name type="parsed">MARY L. LANDRIEU of Louisiana</name>
                                    
              <name type="authority-fnf">Mary L. Landrieu</name>
                                    
              <name type="authority-lnf">Landrieu, Mary L.</name>
                                    
              <name type="authority-other">Mrs. Mary Landrieu</name>
                                
        </congMember>
         <congMember bioGuideId="M000303" chamber="S" congress="111" party="R" role="COMMMEMBER" state="AZ">
                                    
              <name type="parsed">JOHN McCAIN of Arizona</name>
                                    
              <name type="authority-fnf">John McCain</name>
                                    
              <name type="authority-lnf">McCain, John</name>
                                    
              <name type="authority-other">John Sidney Mccain</name>
                                
        </congMember>
         <congMember bioGuideId="M001170" chamber="S" congress="111" party="D" role="COMMMEMBER" state="MO">
                                    
              <name type="parsed">CLAIRE McCASKILL of Missouri</name>
                                    
              <name type="authority-fnf">Claire McCaskill</name>
                                    
              <name type="authority-lnf">McCaskill, Claire</name>
                                
        </congMember>
         <congMember bioGuideId="P000590" chamber="S" congress="111" party="D" role="COMMMEMBER" state="AR">
                                    
              <name type="parsed">MARK L. PRYOR of Arkansas</name>
                                    
              <name type="authority-fnf">Mark L. Pryor</name>
                                    
              <name type="authority-lnf">Pryor, Mark L.</name>
                                    
              <name type="authority-other">Mr. Mark Lunsford Pryor</name>
                                
        </congMember>
         <congMember bioGuideId="T000464" chamber="S" congress="111" party="D" role="COMMMEMBER" state="MT">
                                    
              <name type="parsed">JON TESTER of Montana</name>
                                    
              <name type="authority-fnf">Jon Tester</name>
                                    
              <name type="authority-lnf">Tester, Jon</name>
                                
        </congMember>
         <congMember bioGuideId="V000126" chamber="S" congress="111" party="R" role="COMMMEMBER" state="OH">
                                    
              <name type="parsed">GEORGE V. VOINOVICH of Ohio</name>
                                    
              <name type="authority-fnf">George V. Voinovich</name>
                                    
              <name type="authority-lnf">Voinovich, George V.</name>
                                    
              <name type="authority-other">George Voinovich</name>
                                
        </congMember>
         <bill congress="111" context="BODY" number="48" type="S"></bill>
         <congHearing congress="111" number="673" type="S"></congHearing>
         <isNomination>false</isNomination>
         <isErrata>false</isErrata>
    </extension>
    <name type="corporate">
         <namePart>United States</namePart>
         <namePart>Congress</namePart>
         <namePart>Senate</namePart>
         <namePart>Committee on Homeland Security and Governmental Affairs</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">associated name</roleTerm>
              <roleTerm authority="marcrelator" type="code">asn</roleTerm>
        </role>
         <description>Government Organization</description>
    </name>
    <name type="personal">
         <namePart>Daniel K. Akaka</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Robert F. Bennett</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Roland  Burris</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Thomas R. Carper</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Tom Coburn</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Susan M. Collins</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>John Ensign</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Lindsey Graham</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Carl Levin</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Joseph I. Lieberman</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Mary L. Landrieu</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>John McCain</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Claire McCaskill</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Mark L. Pryor</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Jon Tester</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>George V. Voinovich</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">committee member</roleTerm>
        </role>
         <description>United States Congressional Member</description>
    </name>
    <name type="personal">
         <namePart>Frank L. Raiter, Former Managing Director, Residential Mortgage Rating Group, Standard &amp; Poor&apos;s</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Richard Michalek, Former Vice President and Senior Credit Officer, Structured Derivative Products Group, Moody&apos;s Investors Services</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Eric Kolchinsky, Former Team Managing Director, Structured Derivative Products Group, Moody&apos;s Investors Service</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Arturo Cifuentes, Ph.D., Former Moody&apos;s Senior Vice President, Current Director, Finance Center, University of Chile, Santiago, Chile</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Susan Barnes, Current Managing Director, Mortgage-Backed Securities, Former North American Practice Leader, Residential Mortgage-Backed Securities, Standard &amp; Poor&apos;s</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Yuri Yoshizawa, Group Managing Director, Structured Finance, Moody&apos;s Investors Service</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Peter D&apos;Erchia, Current Managing Director, U.S. Public Finance, Former Global Practice Leader, Surveillance, Standard &amp; Poor&apos;s</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Raymond W. McDaniel, Jr., Chairman and Chief Executive Officer, Moody&apos;s Corporation</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <name type="personal">
         <namePart>Kathleen A. Corbet, Former President (2004-2007), Standard &amp; Poor&apos;s</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">witness</roleTerm>
              <roleTerm authority="marcrelator" type="code">wit</roleTerm>
        </role>
         <description>Hearing Witness</description>
    </name>
    <relatedItem type="isReferencedBy">
         <identifier type="Jacket citation"></identifier>
    </relatedItem>
    <relatedItem type="isReferencedBy">
         <titleInfo>
              <title>United States Senate Bill 48 (111th Congress)</title>
        </titleInfo>
         <identifier type="Congressional Bill citation">S. 48</identifier>
         <extension>
              <congress>111</congress>
              <context>BODY</context>
        </extension>
    </relatedItem>
    <relatedItem type="isReferencedBy">
         <titleInfo>
              <title>United States Senate Hearing 673 (111th Congress)</title>
        </titleInfo>
         <identifier type="Congressional Hearing Citation">S. Hrg. 111-673</identifier>
    </relatedItem>
</mods>