United States Government Publishing Office publisher pbl distributor dst United States Congress House of Representatives author aut Government Organization text government publication eng CHRG Congressional Committee Materials 107_house_hearings legislative 2010-09-27 https://www.govinfo.gov/app/details/CHRG-107hhrg79319 https://www.govinfo.gov/content/pkg/CHRG-107hhrg79319/html/CHRG-107hhrg79319.htm https://www.govinfo.gov/content/pkg/CHRG-107hhrg79319/pdf/CHRG-107hhrg79319.pdf U.S. Government Printing Office 2002-04-10 monographic deposited born digital 529 digital object pages Y 4.F 49/20: https://www.govinfo.gov/app/details/CHRG-107hhrg79319 P0b002ee180aa3e36 000548305 f:79319.done.txt DGPO 2010-09-27 2023-02-14 CHRG-107hhrg79319 machine generated eng fdlp HHRG CHRG-107hhrg79319 G HOUSE 107 2 2002-04-10 2002-04-23 2002-04-24 H.R. 3995--THE HOUSING AFFORDABILITY FOR AMERICA ACT OF 2002 OTHERPART CHRG-107hhrg79319 true Lee, Hon. Barbara, U.S. Representative from the State of CA Sanders, Hon. Bernard, U.S. Representative from the State of VT Brooks, Mary E., Director, Housing Trust Fund Project, Center for Community Change, Frazier Park, CA Faith, Bill, Executive Director, Coalition of Homelessness and Housing in Ohio; Chair, Board of Directors, National Low Income Housing Coalition Gonzales, Hon. Javier, Commissioner, Santa Fe County, New Mexico; President, National Association of Counties Hadley, Katherine, Commissioner, Minnesota Housing Finance Agency, on behalf of the National Council of State Housing Agencies Lawson, Robert, President, the Lawson Companies, on behalf of the National Association of Home Builders Lopez, Rodrigo, President, AmeriSphere Multifamily Finance, L.L.C., on behalf of the Mortgage Bankers Association of America Racer, Catherine, Associate Director, Massachusetts Department of Housing & Community Development, representing the Council of State Community Development Agencies Roberts, Benson F., Vice President for Policy, Local Initiatives Support Corporation Sard, Barbara, Director of Housing Policy, Center on Budget and Policy Priorities, Washington, DC Brown, Terri H., Executive Director, Cuyahoga Metropolitan Housing Authority, Cleveland, OH Byrd, Harry A., Jr., Principal, The Harkin Group, Huntersville, NC accompanied by John Kennedy Dekker, Hans, Executive Director, Baton Rouge Area Foundation, Baton Rouge, LA Dowling, Telissa, President, Resident Advisory Board, New Jersey Department of Community Affairs, on behalf of the National Low Income Housing Coalition Eisenman, Gary, Executive Vice President of Related Capital Company, on behalf of the National Multi-Housing Council and the National Apartment Association Frasier, Joan W., President, Atlantic City Residents Advisory Board, on behalf of Ed Williams, President of ENPHRONT Friar, Maureen, Executive Director, Supportive Housing Network of New York; Advisory Committee Member, National Alliance to End Homelessness, Washington, DC Marchman, Kevin E., Executive Director, National Organization of African Americans in Housing, Washington, DC Slemmer, Thomas, President and CEO, National Church Residences, Columbus, OH, on behalf of American Association of Homes and Services for the Aging Sperling, Andrew, Deputy Executive Director, National Alliance for the Mentally Ill, Arlington, VA, and the Consortium for Citizens with Disabilities Housing Task Force Ziegler, Roy, Former Director, New Jersey Department of Community Affairs, Section 8, on behalf of National Leased Housing Association, Washington, DC Bernardi, Hon. Roy A., Assistant Secretary, Office of Community Planning and Development, U.S. Department of Housing and Urban Development Cannon, Louis P., President, D.C. State Lodge, Fraternal Order of Police Courson, John, President, Central Pacific Mortgage Company, on behalf of the Mortgage Bankers Association of America Edwards, Martin, Jr., President, National Association of Realtors Kelly, Kevin, President, Leon N. Weiner & Associates, Inc., Wilmington, DE, on behalf of the National Association of Home Builders Liu, Hon. Michael, Assistant Secretary, Office of Public and Indian Housing, U.S. Department of Housing and Urban Development McCool, Thomas J., Managing Director, Financial Markets and Community Investment, U.S. General Accounting Office Shapoff, Edward L., Vice President, Goldman, Sachs & Co., on behalf of the Healthcare Financing Study Group Weicher, Hon. John C., Assistant Secretary for Housing/FHA Commissioner, U.S. Department of Housing and Urban Development false 79-319 Committee on Financial Services Financial Services Subcommittee on Housing and Community Opportunity GARY L. ACKERMAN of New York Gary L. Ackerman Ackerman, Gary L. Gary Ackerman SPENCER BACHUS of Alabama Spencer Bachus Bachus, Spencer RICHARD H. BAKER of Louisiana Richard H. Baker Baker, Richard H. Richard Baker BOB BARR of Georgia Bob Barr Barr, Bob KEN BENTSEN of Texas Ken Bentsen Bentsen, Ken DOUG BEREUTER of Nebraska Doug Bereuter Bereuter, Doug Douglas Bereuter JUDY BIGGERT of Illinois Judy Biggert Biggert, Judy JULIA CARSON of Indiana Julia Carson Carson, Julia MICHAEL N. CASTLE of Delaware Michael N. Castle Castle, Michael N. Michael Castle CHRISTOPHER COX of California Christopher Cox Cox, Christopher MICHAEL E. CAPUANO of Massachusetts Michael E. Capuano Capuano, Michael E. Michael Capuano JOSEPH CROWLEY of New York Joseph Crowley Crowley, Joseph ERIC CANTOR of Virginia Eric Cantor Cantor, Eric SHELLEY MOORE CAPITO of West Virginia Shelley Moore Capito Capito, Shelley Moore Mrs. Shelley Capito WILLIAM LACY CLAY of Missouri Wm. Lacy Clay Clay, Wm. Lacy Wm. Clay BARNEY FRANK of Massachusetts Barney Frank Frank, Barney VITO FOSSELLA of New York Vito Fossella Fossella, Vito MIKE FERGUSON of New Jersey Mike Ferguson Ferguson, Mike PAUL E. GILLMOR of Ohio Paul E. Gillmor Gillmor, Paul E. Paul Gillmor LUIS V. GUTIERREZ of Illinois Luis V. Gutierrez Gutierrez, Luis V. Luis Gutierrez CHARLES A. GONZALEZ of Texas Charles A. Gonzalez Gonzalez, Charles A. Charles Gonzalez MARK GREEN of Wisconsin Mark Green Green, Mark FELIX J. GRUCCI, Jr. of New York Felix J. Grucci Jr. Grucci, Felix J., Jr. Felix Grucci RUBEN HINOJOSA of Texas Ruben Hinojosa Hinojosa, Ruben DARLENE HOOLEY of Oregon Darlene Hooley Hooley, Darlene MELISSA A. HART of Pennsylvania Melissa A. Hart Hart, Melissa A. Melissa Hart JAY INSLEE of Washington Jay Inslee Inslee, Jay STEVE ISRAEL of New York Steve Israel Israel, Steve WALTER B. JONES of North Carolina Walter B. Jones Jones, Walter B., Jr. Walter Jones STEPHANIE TUBBS JONES of Ohio Stephanie Tubbs Jones Jones, Stephanie Tubbs Stephanie Jones PAUL E. KANJORSKI of Pennsylvania Paul E. Kanjorski Kanjorski, Paul E. Paul Kanjorski SUE W. KELLY of New York Sue W. Kelly Kelly, Sue W. Sue Kelly PETER T. KING of New York Peter T. King King, Peter T. Peter King JAMES A. LEACH of Iowa James A. Leach Leach, James A. Jim Leach FRANK D. LUCAS of Oklahoma Frank D. Lucas Lucas, Frank D. Frank Lucas BARBARA LEE of California Barbara Lee Lee, Barbara STEVEN C. LaTOURETTE of Ohio Steven C. LaTourette LaTourette, Steven C. Steven Latourette JOHN J. LaFALCE of New York John J. LaFalce LaFalce, John J. John Lafalce KEN LUCAS of Kentucky Ken Lucas Lucas, Ken CAROLYN B. MALONEY of New York Carolyn B. Maloney Maloney, Carolyn B. Carolyn Maloney JAMES H. MALONEY of Connecticut James H. Maloney Maloney, James H. James Maloney FRANK MASCARA of Pennsylvania Frank Mascara Mascara, Frank Frank R. Mascara GREGORY W. MEEKS of New York Gregory W. Meeks Meeks, Gregory W. Gregory Meeks DONALD A. MANZULLO of Illinois Donald A. Manzullo Manzullo, Donald A. Donald Manzullo GARY G. MILLER of California Gary G. Miller Miller, Gary G. Gary Miller DENNIS MOORE of Kansas Dennis Moore Moore, Dennis ROBERT W. NEY of Ohio Robert W. Ney Ney, Robert W. Bob Ney MICHAEL G. OXLEY of Ohio Michael G. Oxley Oxley, Michael G. Michael Oxley DOUG OSE of California Doug Ose Ose, Doug RON PAUL of Texas Ron Paul Paul, Ron BOB RILEY of Alabama Bob Riley Riley, Bob MARGE ROUKEMA of New Jersey Marge Roukema Roukema, Marge EDWARD R. ROYCE of California Edward R. Royce Royce, Edward R. Ed Royce JIM RYUN of Kansas Jim Ryun Ryun, Jim MIKE ROGERS of Michigan Mike Rogers Rogers, Mike J. BERNARD SANDERS of Vermont Bernard Sanders Sanders, Bernard MAX SANDLIN of Texas Max Sandlin Sandlin, Max JOHN B. SHADEGG of Arizona John B. Shadegg Shadegg, John B. John Shadegg BRAD SHERMAN of California Brad Sherman Sherman, Brad CHRISTOPHER SHAYS of Connecticut Christopher Shays Shays, Christopher JANICE D. SCHAKOWSKY of Illinois Janice D. Schakowsky Schakowsky, Janice D. Janice Schakowsky RONNIE SHOWS of Mississippi Ronnie Shows Shows, Ronnie PATRICK J. TOOMEY of Pennsylvania Patrick J. Toomey Toomey, Patrick Mr. Patrick Toomey PATRICK J. TIBERI of Ohio Patrick J. Tiberi Tiberi, Patrick J. Patrick Tiberi NYDIA M. VELAZQUEZ of New York Nydia M. Velazquez Velazquez, Nydia M. Nydia Velazquez MAXINE WATERS of California Maxine Waters Waters, Maxine MELVIN L. WATT of North Carolina Melvin L. Watt Watt, Melvin L. Melvin Watt DAVE WELDON of Florida Dave Weldon Weldon, Dave MIKE ROSS of Arizona false false United States Congress House of Representatives Committee on Financial Services associated name asn Government Organization Gary L. Ackerman United States House of Representatives committee member United States Congressional Member Spencer Bachus United States House of Representatives committee member United States Congressional Member Richard H. Baker United States House of Representatives committee member United States Congressional Member Bob Barr United States House of Representatives committee member United States Congressional Member Ken Bentsen United States House of Representatives committee member United States Congressional Member Doug Bereuter United States House of Representatives committee member United States Congressional Member Judy Biggert United States House of Representatives committee member United States Congressional Member Julia Carson United States House of Representatives committee member United States Congressional Member Michael N. Castle United States House of Representatives committee member United States Congressional Member Christopher Cox United States House of Representatives committee member United States Congressional Member Michael E. Capuano United States House of Representatives committee member United States Congressional Member Joseph Crowley United States House of Representatives committee member United States Congressional Member Eric Cantor United States House of Representatives committee member United States Congressional Member Shelley Moore Capito United States House of Representatives committee member United States Congressional Member Wm. Lacy Clay United States House of Representatives committee member United States Congressional Member Barney Frank United States House of Representatives committee member United States Congressional Member Vito Fossella United States House of Representatives committee member United States Congressional Member Mike Ferguson United States House of Representatives committee member United States Congressional Member Paul E. Gillmor United States House of Representatives committee member United States Congressional Member Luis V. Gutierrez United States House of Representatives committee member United States Congressional Member Charles A. Gonzalez United States House of Representatives committee member United States Congressional Member Mark Green United States House of Representatives committee member United States Congressional Member Felix J. Grucci Jr. United States House of Representatives committee member United States Congressional Member Ruben Hinojosa United States House of Representatives committee member United States Congressional Member Darlene Hooley United States House of Representatives committee member United States Congressional Member Melissa A. Hart United States House of Representatives committee member United States Congressional Member Jay Inslee United States House of Representatives committee member United States Congressional Member Steve Israel United States House of Representatives committee member United States Congressional Member Walter B. Jones United States House of Representatives committee member United States Congressional Member Stephanie Tubbs Jones United States House of Representatives committee member United States Congressional Member Paul E. Kanjorski United States House of Representatives committee member United States Congressional Member Sue W. Kelly United States House of Representatives committee member United States Congressional Member Peter T. King United States House of Representatives committee member United States Congressional Member James A. Leach United States House of Representatives committee member United States Congressional Member Frank D. Lucas United States House of Representatives committee member United States Congressional Member Barbara Lee United States House of Representatives committee member United States Congressional Member Steven C. LaTourette United States House of Representatives committee member United States Congressional Member John J. LaFalce United States House of Representatives committee member United States Congressional Member Ken Lucas United States House of Representatives committee member United States Congressional Member Carolyn B. Maloney United States House of Representatives committee member United States Congressional Member James H. Maloney United States House of Representatives committee member United States Congressional Member Frank Mascara United States House of Representatives committee member United States Congressional Member Gregory W. Meeks United States House of Representatives committee member United States Congressional Member Donald A. Manzullo United States House of Representatives committee member United States Congressional Member Gary G. Miller United States House of Representatives committee member United States Congressional Member Dennis Moore United States House of Representatives committee member United States Congressional Member Robert W. Ney United States House of Representatives committee member United States Congressional Member Michael G. Oxley United States House of Representatives committee member United States Congressional Member Doug Ose United States House of Representatives committee member United States Congressional Member Ron Paul United States House of Representatives committee member United States Congressional Member Bob Riley United States House of Representatives committee member United States Congressional Member Marge Roukema United States House of Representatives committee member United States Congressional Member Edward R. Royce United States House of Representatives committee member United States Congressional Member Jim Ryun United States House of Representatives committee member United States Congressional Member Mike Rogers United States House of Representatives committee member United States Congressional Member Bernard Sanders United States House of Representatives committee member United States Congressional Member Max Sandlin United States House of Representatives committee member United States Congressional Member John B. Shadegg United States House of Representatives committee member United States Congressional Member Brad Sherman United States House of Representatives committee member United States Congressional Member Christopher Shays United States House of Representatives committee member United States Congressional Member Janice D. Schakowsky United States House of Representatives committee member United States Congressional Member Ronnie Shows United States House of Representatives committee member United States Congressional Member Patrick J. Toomey United States House of Representatives committee member United States Congressional Member Patrick J. Tiberi United States House of Representatives committee member United States Congressional Member Nydia M. Velazquez United States House of Representatives committee member United States Congressional Member Maxine Waters United States House of Representatives committee member United States Congressional Member Melvin L. Watt United States House of Representatives committee member United States Congressional Member Dave Weldon United States House of Representatives committee member United States Congressional Member MIKE ROSS of Arizona United States House of Representatives committee member United States Congressional Member Lee, Hon. Barbara, U.S. Representative from the State of CA witness wit Hearing Witness Sanders, Hon. Bernard, U.S. Representative from the State of VT witness wit Hearing Witness Brooks, Mary E., Director, Housing Trust Fund Project, Center for Community Change, Frazier Park, CA witness wit Hearing Witness Faith, Bill, Executive Director, Coalition of Homelessness and Housing in Ohio; Chair, Board of Directors, National Low Income Housing Coalition witness wit Hearing Witness Gonzales, Hon. Javier, Commissioner, Santa Fe County, New Mexico; President, National Association of Counties witness wit Hearing Witness Hadley, Katherine, Commissioner, Minnesota Housing Finance Agency, on behalf of the National Council of State Housing Agencies witness wit Hearing Witness Lawson, Robert, President, the Lawson Companies, on behalf of the National Association of Home Builders witness wit Hearing Witness Lopez, Rodrigo, President, AmeriSphere Multifamily Finance, L.L.C., on behalf of the Mortgage Bankers Association of America witness wit Hearing Witness Racer, Catherine, Associate Director, Massachusetts Department of Housing & Community Development, representing the Council of State Community Development Agencies witness wit Hearing Witness Roberts, Benson F., Vice President for Policy, Local Initiatives Support Corporation witness wit Hearing Witness Sard, Barbara, Director of Housing Policy, Center on Budget and Policy Priorities, Washington, DC witness wit Hearing Witness Brown, Terri H., Executive Director, Cuyahoga Metropolitan Housing Authority, Cleveland, OH witness wit Hearing Witness Byrd, Harry A., Jr., Principal, The Harkin Group, Huntersville, NC accompanied by John Kennedy witness wit Hearing Witness Dekker, Hans, Executive Director, Baton Rouge Area Foundation, Baton Rouge, LA witness wit Hearing Witness Dowling, Telissa, President, Resident Advisory Board, New Jersey Department of Community Affairs, on behalf of the National Low Income Housing Coalition witness wit Hearing Witness Eisenman, Gary, Executive Vice President of Related Capital Company, on behalf of the National Multi-Housing Council and the National Apartment Association witness wit Hearing Witness Frasier, Joan W., President, Atlantic City Residents Advisory Board, on behalf of Ed Williams, President of ENPHRONT witness wit Hearing Witness Friar, Maureen, Executive Director, Supportive Housing Network of New York; Advisory Committee Member, National Alliance to End Homelessness, Washington, DC witness wit Hearing Witness Marchman, Kevin E., Executive Director, National Organization of African Americans in Housing, Washington, DC witness wit Hearing Witness Slemmer, Thomas, President and CEO, National Church Residences, Columbus, OH, on behalf of American Association of Homes and Services for the Aging witness wit Hearing Witness Sperling, Andrew, Deputy Executive Director, National Alliance for the Mentally Ill, Arlington, VA, and the Consortium for Citizens with Disabilities Housing Task Force witness wit Hearing Witness Ziegler, Roy, Former Director, New Jersey Department of Community Affairs, Section 8, on behalf of National Leased Housing Association, Washington, DC witness wit Hearing Witness Bernardi, Hon. Roy A., Assistant Secretary, Office of Community Planning and Development, U.S. Department of Housing and Urban Development witness wit Hearing Witness Cannon, Louis P., President, D.C. State Lodge, Fraternal Order of Police witness wit Hearing Witness Courson, John, President, Central Pacific Mortgage Company, on behalf of the Mortgage Bankers Association of America witness wit Hearing Witness Edwards, Martin, Jr., President, National Association of Realtors witness wit Hearing Witness Kelly, Kevin, President, Leon N. Weiner & Associates, Inc., Wilmington, DE, on behalf of the National Association of Home Builders witness wit Hearing Witness Liu, Hon. Michael, Assistant Secretary, Office of Public and Indian Housing, U.S. Department of Housing and Urban Development witness wit Hearing Witness McCool, Thomas J., Managing Director, Financial Markets and Community Investment, U.S. General Accounting Office witness wit Hearing Witness Shapoff, Edward L., Vice President, Goldman, Sachs & Co., on behalf of the Healthcare Financing Study Group witness wit Hearing Witness Weicher, Hon. John C., Assistant Secretary for Housing/FHA Commissioner, U.S. Department of Housing and Urban Development witness wit Hearing Witness H.R. 674 107 BODY H.R. 858 107 BODY H.R. 951 107 BODY H.R. 2349 107 BODY H.R. 3191 107 BODY H.R. 3926 107 BODY H.R. 3995 107 COVER H.R. 3995 107 BODY Serial No. 107-64