United States Government Publishing Office publisher pbl distributor dst United States Congress House of Representatives author aut Government Organization text government publication eng BILLS To require the appropriate Federal banking agencies to establish a 3-year phase-in period for de novo financial institutions to comply with Federal capital standards, to provide relief for de novo rural community banks, and for other purposes.;Promoting New Bank Formation Act;H.R. 478 (RH) Bills and Statutes 119_cong_bills legislative 2025-05-07 U.S. Government Publishing Office 2025-05-06 monographic deposited born digital 8 p. Y 1.6: Y 1.4/6: P0b002ee1d27f958d https://www.govinfo.gov/app/details/BILLS-119hr478rh H.R. 478 021-610-00252-9 000501532 000325573 Congressional bills House bills f:h478_rh.txt https://www.govinfo.gov/app/details/BILLS-119hr478rh https://www.govinfo.gov/content/pkg/BILLS-119hr478rh/html/BILLS-119hr478rh.htm https://www.govinfo.gov/content/pkg/BILLS-119hr478rh/pdf/BILLS-119hr478rh.pdf https://www.govinfo.gov/content/pkg/BILLS-119hr478rh/xml/BILLS-119hr478rh.xml fdlp DGPO 2025-05-07 2026-07-11 BILLS-119hr478rh machine generated eng Andy Barr United States House of Representatives sponsor spn United States Congress Member Daniel Meuser United States House of Representatives cosponsor United States Congress Member Troy Downing United States House of Representatives cosponsor United States Congress Member Barry Loudermilk United States House of Representatives cosponsor United States Congress Member Monica De La Cruz United States House of Representatives cosponsor United States Congress Member Ben Cline United States House of Representatives cosponsor United States Congress Member Jake Ellzey United States House of Representatives cosponsor United States Congress Member Scott Franklin United States House of Representatives cosponsor United States Congress Member Bill Huizenga United States House of Representatives cosponsor United States Congress Member Brad Knott United States House of Representatives cosponsor United States Congress Member William R. Timmons IV United States House of Representatives cosponsor United States Congress Member Neal P. Dunn United States House of Representatives cosponsor United States Congress Member Roger Williams United States House of Representatives cosponsor United States Congress Member Mike Flood United States House of Representatives cosponsor United States Congress Member Gary J. Palmer United States House of Representatives cosponsor United States Congress Member Byron Donalds United States House of Representatives cosponsor United States Congress Member John W. Rose United States House of Representatives cosponsor United States Congress Member Addison P. McDowell United States House of Representatives cosponsor United States Congress Member Mark Alford United States House of Representatives cosponsor United States Congress Member Derek Schmidt United States House of Representatives cosponsor United States Congress Member Scott Fitzgerald United States House of Representatives cosponsor United States Congress Member Jefferson Shreve United States House of Representatives cosponsor United States Congress Member Tim Moore United States House of Representatives cosponsor United States Congress Member Michael Lawler United States House of Representatives cosponsor United States Congress Member Pete Sessions United States House of Representatives cosponsor United States Congress Member United States Congress House of Representatives Committee on Financial Services associated name asn Title 12 Section 1464(c) Title 12 Section 5371note 12 U.S.C. 1464(c) 12 U.S.C. 5371note H. Rept. 119-90 Union Calendar No. 64 hr BILLS-119hr478rh 119 1 HOUSE HOUSE 478 rh rh Promoting New Bank Formation Act To require the appropriate Federal banking agencies to establish a 3-year phase-in period for de novo financial institutions to comply with Federal capital standards, to provide relief for de novo rural community banks, and for other purposes. Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services Additional sponsors: Mr. Meuser, Mr. Downing, Mr. Loudermilk, Ms. De La Cruz, Mr. Cline, Mr. Ellzey, Mr. Scott Franklin of Florida, Mr. Huizenga, Mr. Knott, Mr. Timmons, Mr. Dunn of Florida, Mr. Williams of Texas, Mr. Flood, Mr. Palmer, Mr. Donalds, Mr. Rose, Mr. McDowell, Mr. Alford, Mr. Schmidt, Mr. Fitzgerald, Mr. Shreve, Mr. Moore of North Carolina, Mr. Lawler, and Mr. Sessions Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed Committee on Financial Services Financial Services Mr. Barr Andy Barr Barr, Andy Mr. Meuser Daniel Meuser Meuser, Daniel Mr. Downing Troy Downing Downing, Troy Mr. Loudermilk Barry Loudermilk Loudermilk, Barry Ms. De La Cruz Monica De La Cruz De La Cruz, Monica Mr. Cline Ben Cline Cline, Ben Mr. Ellzey Jake Ellzey Ellzey, Jake Mr. Scott Franklin of Florida Scott Franklin Franklin, Scott Mr. Huizenga Bill Huizenga Huizenga, Bill Mr. Knott Brad Knott Knott, Brad Mr. Timmons William R. Timmons IV Timmons, William R. William Timmons William R. Timmons Mr. Dunn of Florida Neal P. Dunn Dunn, Neal P. Neal Dunn Mr. Williams of Texas Roger Williams Williams, Roger Mr. Flood Mike Flood Flood, Mike Mr. Palmer Gary J. Palmer Palmer, Gary J. Gary Palmer Mr. Donalds Byron Donalds Donalds, Byron Mr. Rose John W. Rose Rose, John W. John Rose Mr. McDowell Addison P. McDowell McDowell, Addison P. Addison McDowell Mr. Alford Mark Alford Alford, Mark Mr. Schmidt Derek Schmidt Schmidt, Derek Mr. Fitzgerald Scott Fitzgerald Fitzgerald, Scott Mr. Shreve Jefferson Shreve Shreve, Jefferson Mr. Moore of North Carolina Tim Moore Moore, Tim Mr. Lawler Michael Lawler Lawler, Michael Mr. Sessions Pete Sessions Sessions, Pete false false