<mods xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/mods/v3" version="3.3" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" ID="P0b002ee1c39a976b">
    <name type="corporate">
         <namePart>United States Government Publishing Office</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">publisher</roleTerm>
              <roleTerm authority="marcrelator" type="code">pbl</roleTerm>
        </role>
         <role>
              <roleTerm authority="marcrelator" type="text">distributor</roleTerm>
              <roleTerm authority="marcrelator" type="code">dst</roleTerm>
        </role>
    </name>
    <name type="corporate">
         <namePart>United States</namePart>
         <namePart>Congress</namePart>
         <namePart>Senate</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">author</roleTerm>
              <roleTerm authority="marcrelator" type="code">aut</roleTerm>
        </role>
         <description>Government Organization</description>
    </name>
    <typeOfResource>text</typeOfResource>
    <genre authority="marcgt">government publication</genre>
    <language>
         <languageTerm type="code" authority="iso639-2b">eng</languageTerm>
    </language>
    <extension>
         <collectionCode>BILLS</collectionCode>
         <searchTitle>To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.;Predatory Lending Elimination Act;S. 3549 (IS)
    </searchTitle>
         <category>Bills and Statutes</category>
         <waisDatabaseName>118_cong_bills</waisDatabaseName>
         <branch>legislative</branch>
         <dateIngested>2024-01-04</dateIngested>
    </extension>
    <titleInfo>
         <title>To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.</title>
    </titleInfo>
    <titleInfo type="alternative">
         <title>Predatory Lending Elimination Act</title>
    </titleInfo>
    <titleInfo type="alternative">
         <title>S. 3549 (IS)
    </title>
    </titleInfo>
    <originInfo>
         <publisher>U.S. Government Publishing Office</publisher>
         <dateIssued encoding="w3cdtf">2023-12-14</dateIssued>
         <issuance>monographic</issuance>
    </originInfo>
    <physicalDescription>
         <note type="source content type">deposited</note>
         <digitalOrigin>born digital</digitalOrigin>
         <extent>8 p.</extent>
    </physicalDescription>
    <classification authority="sudocs">Y 1.6:</classification>
    <classification authority="sudocs">Y 1.4/1:</classification>
    <identifier type="local">P0b002ee1c39a976b</identifier>
    <identifier type="uri">https://www.govinfo.gov/app/details/BILLS-118s3549is</identifier>
    <identifier type="preferred citation">S. 3549</identifier>
    <identifier type="stock number">021-610-00252-9</identifier>
    <identifier type="Parent ILS system id">000501532</identifier>
    <identifier type="Child ILS system id">000325576</identifier>
    <identifier type="Parent ILS title">Congressional bills</identifier>
    <identifier type="Child ILS title">Senate bills</identifier>
    <identifier type="former package identifier">f:s3549_is.txt</identifier>
    <location>
         <url displayLabel="Content Detail" access="object in context">https://www.govinfo.gov/app/details/BILLS-118s3549is</url>
         <url displayLabel="HTML rendition" access="raw object">https://www.govinfo.gov/content/pkg/BILLS-118s3549is/html/BILLS-118s3549is.htm</url>
         <url displayLabel="PDF rendition" access="raw object">https://www.govinfo.gov/content/pkg/BILLS-118s3549is/pdf/BILLS-118s3549is.pdf</url>
         <url displayLabel="XML rendition" access="raw object">https://www.govinfo.gov/content/pkg/BILLS-118s3549is/xml/BILLS-118s3549is.xml</url>
    </location>
    <accessCondition type="GPO scope determination">fdlp</accessCondition>
    <recordInfo>
         <recordContentSource authority="marcorg">DGPO</recordContentSource>
         <recordCreationDate encoding="w3cdtf">2024-01-04</recordCreationDate>
         <recordChangeDate encoding="w3cdtf">2024-01-05</recordChangeDate>
         <recordIdentifier source="DGPO">BILLS-118s3549is</recordIdentifier>
         <recordOrigin>machine generated</recordOrigin>
         <languageOfCataloging>
              <languageTerm type="code" authority="iso639-2b">eng</languageTerm>
        </languageOfCataloging>
    </recordInfo>
    <name type="personal">
         <namePart>Jack Reed</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm authority="marcrelator" type="text">sponsor</roleTerm>
              <roleTerm authority="marcrelator" type="code">spn</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Jeff Merkley</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Sherrod Brown</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Tina Smith</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Richard Blumenthal</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Debbie Stabenow</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Raphael G. Warnock</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Sheldon Whitehouse</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Brian Schatz</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Ron Wyden</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Cory A. Booker</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Ben Ray Lujan</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>John Fetterman</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Peter Welch</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Alex Padilla</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="personal">
         <namePart>Laphonza R. Butler</namePart>
         <affiliation>United States Senate</affiliation>
         <role>
              <roleTerm type="text">cosponsor</roleTerm>
        </role>
         <description>United States Congress Member</description>
    </name>
    <name type="corporate">
         <namePart>United States</namePart>
         <namePart>Congress</namePart>
         <namePart>Senate</namePart>
         <namePart>Committee on Banking, Housing, and Urban Affairs</namePart>
         <role>
              <roleTerm authority="marcrelator" type="text">associated name</roleTerm>
              <roleTerm authority="marcrelator" type="code">asn</roleTerm>
        </role>
    </name>
    <relatedItem type="isReferencedBy">
         <titleInfo>
              <title>United States Code</title>
              <partNumber>Title 10 Section 987</partNumber>
              <partNumber>Title 10 Section 987(b)</partNumber>
              <partNumber>Title 10 Section 987(f)</partNumber>
        </titleInfo>
         <identifier type="USC citation">10 U.S.C. 987</identifier>
         <identifier type="USC citation">10 U.S.C. 987(b)</identifier>
         <identifier type="USC citation">10 U.S.C. 987(f)</identifier>
    </relatedItem>
    <relatedItem type="isReferencedBy">
         <titleInfo>
              <title>United States Code</title>
              <partNumber>Title 12 Section 1752</partNumber>
              <partNumber>Title 12 Section 5517(o)</partNumber>
              <partNumber>Title 12 Section 5552</partNumber>
        </titleInfo>
         <identifier type="USC citation">12 U.S.C. 1752</identifier>
         <identifier type="USC citation">12 U.S.C. 5517(o)</identifier>
         <identifier type="USC citation">12 U.S.C. 5552</identifier>
    </relatedItem>
    <relatedItem type="isReferencedBy">
         <titleInfo>
              <title>United States Code</title>
              <partNumber>Title 15 Section 1631et seq.</partNumber>
        </titleInfo>
         <identifier type="USC citation">15 U.S.C. 1631et seq.</identifier>
    </relatedItem>
    <extension>
         <docClass>s</docClass>
         <accessId>BILLS-118s3549is</accessId>
         <congress>118</congress>
         <session>1</session>
         <originChamber>SENATE</originChamber>
         <currentChamber>SENATE</currentChamber>
         <billNumber>3549</billNumber>
         <billVersion reprint="false">is</billVersion>
         <fileSuffix>is</fileSuffix>
         <shortTitle type="measure">Predatory Lending Elimination Act</shortTitle>
         <officialTitle>To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.</officialTitle>
         <action date="2023-12-14">Mr. Reed (for himself, Mr. Merkley, Mr. Brown, Ms. Smith, Mr. Blumenthal, Ms. Stabenow, Mr. Warnock, Mr. Whitehouse, Mr. Schatz, Mr. Wyden, Mr. Booker, Mr. Luján, Mr. Fetterman, Mr. Welch, Mr. Padilla, and Ms. Butler) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs</action>
         <congCommittee authorityId="ssbk00" chamber="S" congress="118" type="S">
                                
              <name type="authority-standard">Committee on Banking, Housing, and Urban Affairs</name>
                                
              <name type="authority-short">Banking, Housing, and Urban Affairs</name>
                            
        </congCommittee>
         <congMember bioGuideId="R000122" chamber="S" congress="118" party="D" role="SPONSOR" state="RI">
                                
              <name type="parsed">Mr. Reed</name>
                                
              <name type="authority-fnf">Jack Reed</name>
                                
              <name type="authority-lnf">Reed, Jack</name>
                                
              <name type="authority-other">Mr. John Reed</name>
                            
        </congMember>
         <congMember bioGuideId="M001176" chamber="S" congress="118" party="D" role="COSPONSOR" state="OR">
                                
              <name type="parsed">Mr. Merkley</name>
                                
              <name type="authority-fnf">Jeff Merkley</name>
                                
              <name type="authority-lnf">Merkley, Jeff</name>
                            
        </congMember>
         <congMember bioGuideId="B000944" chamber="S" congress="118" party="D" role="COSPONSOR" state="OH">
                                
              <name type="parsed">Mr. Brown</name>
                                
              <name type="authority-fnf">Sherrod Brown</name>
                                
              <name type="authority-lnf">Brown, Sherrod</name>
                            
        </congMember>
         <congMember bioGuideId="S001203" chamber="S" congress="118" party="D" role="COSPONSOR" state="MN">
                                
              <name type="parsed">Ms. Smith</name>
                                
              <name type="authority-fnf">Tina Smith</name>
                                
              <name type="authority-lnf">Smith, Tina</name>
                            
        </congMember>
         <congMember bioGuideId="B001277" chamber="S" congress="118" party="D" role="COSPONSOR" state="CT">
                                
              <name type="parsed">Mr. Blumenthal</name>
                                
              <name type="authority-fnf">Richard Blumenthal</name>
                                
              <name type="authority-lnf">Blumenthal, Richard</name>
                            
        </congMember>
         <congMember bioGuideId="S000770" chamber="S" congress="118" party="D" role="COSPONSOR" state="MI">
                                
              <name type="parsed">Ms. Stabenow</name>
                                
              <name type="authority-fnf">Debbie Stabenow</name>
                                
              <name type="authority-lnf">Stabenow, Debbie</name>
                            
        </congMember>
         <congMember bioGuideId="W000790" chamber="S" congress="118" party="D" role="COSPONSOR" state="GA">
                                
              <name type="parsed">Mr. Warnock</name>
                                
              <name type="authority-fnf">Raphael G. Warnock</name>
                                
              <name type="authority-lnf">Warnock, Raphael G.</name>
                                
              <name type="authority-other">Mr. Raphael Warnock</name>
                            
        </congMember>
         <congMember bioGuideId="W000802" chamber="S" congress="118" party="D" role="COSPONSOR" state="RI">
                                
              <name type="parsed">Mr. Whitehouse</name>
                                
              <name type="authority-fnf">Sheldon Whitehouse</name>
                                
              <name type="authority-lnf">Whitehouse, Sheldon</name>
                            
        </congMember>
         <congMember bioGuideId="S001194" chamber="S" congress="118" party="D" role="COSPONSOR" state="HI">
                                
              <name type="parsed">Mr. Schatz</name>
                                
              <name type="authority-fnf">Brian Schatz</name>
                                
              <name type="authority-lnf">Schatz, Brian</name>
                            
        </congMember>
         <congMember bioGuideId="W000779" chamber="S" congress="118" party="D" role="COSPONSOR" state="OR">
                                
              <name type="parsed">Mr. Wyden</name>
                                
              <name type="authority-fnf">Ron Wyden</name>
                                
              <name type="authority-lnf">Wyden, Ron</name>
                            
        </congMember>
         <congMember bioGuideId="B001288" chamber="S" congress="118" party="D" role="COSPONSOR" state="NJ">
                                
              <name type="parsed">Mr. Booker</name>
                                
              <name type="authority-fnf">Cory A. Booker</name>
                                
              <name type="authority-lnf">Booker, Cory A.</name>
                                
              <name type="authority-other">Mr. Cory Booker</name>
                            
        </congMember>
         <congMember bioGuideId="L000570" chamber="S" congress="118" party="D" role="COSPONSOR" state="NM">
                                
              <name type="parsed">Mr. Luján</name>
                                
              <name type="authority-fnf">Ben Ray Lujan</name>
                                
              <name type="authority-lnf">Lujan, Ben Ray</name>
                                
              <name type="authority-other">Mr. Ben Lujan</name>
                            
        </congMember>
         <congMember bioGuideId="F000479" chamber="S" congress="118" party="D" role="COSPONSOR" state="PA">
                                
              <name type="parsed">Mr. Fetterman</name>
                                
              <name type="authority-fnf">John Fetterman</name>
                                
              <name type="authority-lnf">Fetterman, John</name>
                                
              <name type="authority-other">Mr. John K. Fetterman</name>
                            
        </congMember>
         <congMember bioGuideId="W000800" chamber="S" congress="118" party="D" role="COSPONSOR" state="VT">
                                
              <name type="parsed">Mr. Welch</name>
                                
              <name type="authority-fnf">Peter Welch</name>
                                
              <name type="authority-lnf">Welch, Peter</name>
                            
        </congMember>
         <congMember bioGuideId="P000145" chamber="S" congress="118" party="D" role="COSPONSOR" state="CA">
                                
              <name type="parsed">Mr. Padilla</name>
                                
              <name type="authority-fnf">Alex Padilla</name>
                                
              <name type="authority-lnf">Padilla, Alex</name>
                            
        </congMember>
         <congMember bioGuideId="B001320" chamber="S" congress="118" party="D" role="COSPONSOR" state="CA">
                                
              <name type="parsed">Ms. Butler</name>
                                
              <name type="authority-fnf">Laphonza R. Butler</name>
                                
              <name type="authority-lnf">Butler, Laphonza R.</name>
                                
              <name type="authority-other">Ms. Laphonza Butler</name>
                            
        </congMember>
         <isPrivate>false</isPrivate>
         <isAppropriation>false</isAppropriation>
         <USCode title="10">
                                
              <section number="987"></section>
                                
              <section detail="(b)" number="987"></section>
                                
              <section detail="(f)" number="987"></section>
                            
        </USCode>
         <USCode title="12">
                                
              <section number="1752"></section>
                                
              <section detail="(o)" number="5517"></section>
                                
              <section number="5552"></section>
                            
        </USCode>
         <USCode title="15">
                                
              <section detail="et seq." number="1631"></section>
                            
        </USCode>
    </extension>
</mods>