United States Government Publishing Office publisher pbl distributor dst United States Congress House of Representatives author aut Government Organization text government publication eng BILLS To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.;Credit Cardholders’ Bill of Rights Act of 2009;H.R. 627 (RH) Bills and Statutes 111_cong_bills legislative 2009-04-28 U.S. Government Printing Office 2009-04-27 monographic deposited born digital 34 p. Y 1.6: Y 1.4/6: P0b002ee180049341 https://www.govinfo.gov/app/details/BILLS-111hr627rh H.R. 627 021-610-00252-9 000501532 000325573 Congressional bills House bills f:h627_rh.txt https://www.govinfo.gov/app/details/BILLS-111hr627rh https://www.govinfo.gov/content/pkg/BILLS-111hr627rh/html/BILLS-111hr627rh.htm https://www.govinfo.gov/content/pkg/BILLS-111hr627rh/pdf/BILLS-111hr627rh.pdf https://www.govinfo.gov/content/pkg/BILLS-111hr627rh/xml/BILLS-111hr627rh.xml fdlp DGPO 2009-04-28 2023-01-09 BILLS-111hr627rh machine generated eng Carolyn B. Maloney United States House of Representatives sponsor spn United States Congress Member Barney Frank United States House of Representatives cosponsor United States Congress Member Walter B. Jones United States House of Representatives cosponsor United States Congress Member Paul E. Kanjorski United States House of Representatives cosponsor United States Congress Member Maxine Waters United States House of Representatives cosponsor United States Congress Member Luis V. Gutierrez United States House of Representatives cosponsor United States Congress Member Gary L. Ackerman United States House of Representatives cosponsor United States Congress Member Michael E. Capuano United States House of Representatives cosponsor United States Congress Member Keith Ellison United States House of Representatives cosponsor United States Congress Member Lincoln Davis United States House of Representatives cosponsor United States Congress Member Emanuel Cleaver United States House of Representatives cosponsor United States Congress Member George Miller United States House of Representatives cosponsor United States Congress Member David R. Obey United States House of Representatives cosponsor United States Congress Member Peter A. DeFazio United States House of Representatives cosponsor United States Congress Member Ruben Hinojosa United States House of Representatives cosponsor United States Congress Member James P. McGovern United States House of Representatives cosponsor United States Congress Member John A. Yarmuth United States House of Representatives cosponsor United States Congress Member John W. Olver United States House of Representatives cosponsor United States Congress Member Donna F. Edwards United States House of Representatives cosponsor United States Congress Member Joe Courtney United States House of Representatives cosponsor United States Congress Member Rosa L. DeLauro United States House of Representatives cosponsor United States Congress Member Patrick J. Kennedy United States House of Representatives cosponsor United States Congress Member Nita M. Lowey United States House of Representatives cosponsor United States Congress Member Robert A. Brady United States House of Representatives cosponsor United States Congress Member Ben Chandler United States House of Representatives cosponsor United States Congress Member David Loebsack United States House of Representatives cosponsor United States Congress Member Bill Pascrell, Jr. United States House of Representatives cosponsor United States Congress Member Timothy H. Bishop United States House of Representatives cosponsor United States Congress Member Bob Filner United States House of Representatives cosponsor United States Congress Member Russ Carnahan United States House of Representatives cosponsor United States Congress Member Anthony D. Weiner United States House of Representatives cosponsor United States Congress Member Edward J. Markey United States House of Representatives cosponsor United States Congress Member Raul M. Grijalva United States House of Representatives cosponsor United States Congress Member Elijah E. Cummings United States House of Representatives cosponsor United States Congress Member Janice D. Schakowsky United States House of Representatives cosponsor United States Congress Member Gene Green United States House of Representatives cosponsor United States Congress Member James P. Moran United States House of Representatives cosponsor United States Congress Member Betty Sutton United States House of Representatives cosponsor United States Congress Member Maurice D. Hinchey United States House of Representatives cosponsor United States Congress Member Madeleine Z. Bordallo United States House of Representatives cosponsor United States Congress Member Barbara Lee United States House of Representatives cosponsor United States Congress Member Peter Welch United States House of Representatives cosponsor United States Congress Member Brian Higgins United States House of Representatives cosponsor United States Congress Member Stephen F. Lynch United States House of Representatives cosponsor United States Congress Member Lynn C. Woolsey United States House of Representatives cosponsor United States Congress Member Brad Sherman United States House of Representatives cosponsor United States Congress Member Doris O. Matsui United States House of Representatives cosponsor United States Congress Member Nick J. Rahall II United States House of Representatives cosponsor United States Congress Member Lloyd Doggett United States House of Representatives cosponsor United States Congress Member Glenn C. Nye United States House of Representatives cosponsor United States Congress Member Zoe Lofgren United States House of Representatives cosponsor United States Congress Member Bart Stupak United States House of Representatives cosponsor United States Congress Member Howard L. Berman United States House of Representatives cosponsor United States Congress Member Jay Inslee United States House of Representatives cosponsor United States Congress Member Charles A. Gonzalez United States House of Representatives cosponsor United States Congress Member Anna G. Eshoo United States House of Representatives cosponsor United States Congress Member Carol Shea-Porter United States House of Representatives cosponsor United States Congress Member Niki Tsongas United States House of Representatives cosponsor United States Congress Member Peter J. Visclosky United States House of Representatives cosponsor United States Congress Member David Wu United States House of Representatives cosponsor United States Congress Member Yvette D. Clarke United States House of Representatives cosponsor United States Congress Member Mazie K. Hirono United States House of Representatives cosponsor United States Congress Member Steve Cohen United States House of Representatives cosponsor United States Congress Member Mark H. Schauer United States House of Representatives cosponsor United States Congress Member Eleanor Holmes Norton United States House of Representatives cosponsor United States Congress Member Daniel Lipinski United States House of Representatives cosponsor United States Congress Member Daniel B. Maffei United States House of Representatives cosponsor United States Congress Member Frank Kratovil, Jr. United States House of Representatives cosponsor United States Congress Member Chellie Pingree United States House of Representatives cosponsor United States Congress Member Bill Delahunt United States House of Representatives cosponsor United States Congress Member Earl Blumenauer United States House of Representatives cosponsor United States Congress Member Michael A. Arcuri United States House of Representatives cosponsor United States Congress Member James R. Langevin United States House of Representatives cosponsor United States Congress Member John J. Hall United States House of Representatives cosponsor United States Congress Member Danny K. Davis United States House of Representatives cosponsor United States Congress Member Neil Abercrombie United States House of Representatives cosponsor United States Congress Member Jesse L. Jackson, Jr. United States House of Representatives cosponsor United States Congress Member Adam B. Schiff United States House of Representatives cosponsor United States Congress Member Brad Miller United States House of Representatives cosponsor United States Congress Member Gene Taylor United States House of Representatives cosponsor United States Congress Member Bruce L. Braley United States House of Representatives cosponsor United States Congress Member Sanford D. Bishop, Jr. United States House of Representatives cosponsor United States Congress Member Henry A. Waxman United States House of Representatives cosponsor United States Congress Member Joe Baca United States House of Representatives cosponsor United States Congress Member Michael M. Honda United States House of Representatives cosponsor United States Congress Member Jose E. Serrano United States House of Representatives cosponsor United States Congress Member Susan A. Davis United States House of Representatives cosponsor United States Congress Member Melvin L. Watt United States House of Representatives cosponsor United States Congress Member Sander M. Levin United States House of Representatives cosponsor United States Congress Member Fortney Pete Stark United States House of Representatives cosponsor United States Congress Member Chris Van Hollen United States House of Representatives cosponsor United States Congress Member John Lewis United States House of Representatives cosponsor United States Congress Member Jane Harman United States House of Representatives cosponsor United States Congress Member Alcee L. Hastings United States House of Representatives cosponsor United States Congress Member Al Green United States House of Representatives cosponsor United States Congress Member Henry C. "Hank" Johnson, Jr. United States House of Representatives cosponsor United States Congress Member Kathy Castor United States House of Representatives cosponsor United States Congress Member Mary Jo Kilroy United States House of Representatives cosponsor United States Congress Member Eric J. J. Massa United States House of Representatives cosponsor United States Congress Member Ben Ray Lujan United States House of Representatives cosponsor United States Congress Member Larry Kissell United States House of Representatives cosponsor United States Congress Member Leonard L. Boswell United States House of Representatives cosponsor United States Congress Member Kathleen A. Dahlkemper United States House of Representatives cosponsor United States Congress Member Patrick J. Murphy United States House of Representatives cosponsor United States Congress Member Betsy Markey United States House of Representatives cosponsor United States Congress Member Timothy J. Walz United States House of Representatives cosponsor United States Congress Member Gabrielle Giffords United States House of Representatives cosponsor United States Congress Member Pedro R. Pierluisi United States House of Representatives cosponsor United States Congress Member Paul Tonko United States House of Representatives cosponsor United States Congress Member Mike Quigley United States House of Representatives cosponsor United States Congress Member John B. Larson United States House of Representatives cosponsor United States Congress Member Jerrold Nadler United States House of Representatives cosponsor United States Congress Member John Barrow United States House of Representatives cosponsor United States Congress Member Gerald E. Connolly United States House of Representatives cosponsor United States Congress Member Marcia L. Fudge United States House of Representatives cosponsor United States Congress Member Harry Teague United States House of Representatives cosponsor United States Congress Member United States Congress House of Representatives Committee on Financial Services associated name asn Title 15 Section 1631et seq. Title 15 Section 1637 Title 15 Section 1637(c) Title 15 Section 1646(b) 15 U.S.C. 1631et seq. 15 U.S.C. 1637 15 U.S.C. 1637(c) 15 U.S.C. 1646(b) H. Rept. 111-88 Union Calendar No. 41 hr BILLS-111hr627rh 111 1 HOUSE HOUSE 627 rh rh Credit Cardholders’ Bill of Rights Act of 2009 To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Additional sponsors: Mr. Lynch, Ms. Woolsey, Mr. Sherman, Ms. Matsui, Mr. Rahall, Mr. Doggett, Mr. Nye, Ms. Zoe Lofgren of California, Mr. Stupak, Mr. Berman, Mr. Inslee, Mr. Gonzalez, Ms. Eshoo, Ms. Shea-Porter, Ms. Tsongas, Mr. Visclosky, Mr. Wu, Ms. Clarke, Ms. Hirono, Mr. Cohen, Mr. Schauer, Ms. Norton, Mr. Lipinski, Mr. Maffei, Mr. Kratovil, Ms. Pingree of Maine, Mr. Delahunt, Mr. Blumenauer, Mr. Arcuri, Mr. Langevin, Mr. Hall of New York, Mr. Davis of Illinois, Mr. Abercrombie, Mr. Jackson of Illinois, Mr. Schiff, Mr. Miller of North Carolina, Mr. Taylor, Mr. Braley of Iowa, Mr. Bishop of Georgia, Mr. Waxman, Mr. Baca, Mr. Honda, Mr. Serrano, Mrs. Davis of California, Mr. Watt, Mr. Levin, Mr. Stark, Mr. Van Hollen, Mr. Lewis of Georgia, Ms. Harman, Mr. Hastings of Florida, Mr. Al Green of Texas, Mr. Johnson of Georgia, Ms. Castor of Florida, Ms. Kilroy, Mr. Massa, Mr. Luján, Mr. Kissell, Mr. Boswell, Mrs. Dahlkemper, Mr. Patrick J. Murphy of Pennsylvania, Ms. Markey of Colorado, Mr. Walz, Ms. Giffords, Mr. Pierluisi, Mr. Tonko, Mr. Quigley, Mr. Larson of Connecticut, Mr. Nadler of New York, Mr. Barrow, Mr. Connolly of Virginia, Ms. Fudge, and Mr. Teague Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed Mrs. Maloney (for herself, Mr. Frank of Massachusetts, Mr. Jones, Mr. Kanjorski, Ms. Waters, Mr. Gutierrez, Mr. Ackerman, Mr. Capuano, Mr. Ellison, Mr. Davis of Tennessee, Mr. Cleaver, Mr. George Miller of California, Mr. Obey, Mr. DeFazio, Mr. Hinojosa, Mr. McGovern, Mr. Yarmuth, Mr. Olver, Ms. Edwards of Maryland, Mr. Courtney, Ms. DeLauro, Mr. Kennedy, Mrs. Lowey, Mr. Brady of Pennsylvania, Mr. Chandler, Mr. Loebsack, Mr. Pascrell, Mr. Bishop of New York, Mr. Filner, Mr. Carnahan, Mr. Weiner, Mr. Markey of Massachusetts, Mr. Grijalva, Mr. Cummings, Ms. Schakowsky, Mr. Gene Green of Texas, Mr. Moran of Virginia, Ms. Sutton, Mr. Hinchey, Ms. Bordallo, Ms. Lee of California, Mr. Welch, and Mr. Higgins) introduced the following bill; which was referred to the Committee on Financial Services Committee on Financial Services Financial Services Mrs. Maloney Carolyn B. Maloney Maloney, Carolyn B. Carolyn Maloney Mr. Frank of Massachusetts Barney Frank Frank, Barney Mr. Jones Walter B. Jones Jones, Walter B., Jr. Walter Jones Mr. Kanjorski Paul E. Kanjorski Kanjorski, Paul E. Paul Kanjorski Ms. Waters Maxine Waters Waters, Maxine Mr. Gutierrez Luis V. Gutierrez Gutierrez, Luis V. Luis Gutierrez Mr. Ackerman Gary L. Ackerman Ackerman, Gary L. Gary Ackerman Mr. Capuano Michael E. Capuano Capuano, Michael E. Michael Capuano Mr. Ellison Keith Ellison Ellison, Keith Mr. Davis of Tennessee Lincoln Davis Davis, Lincoln Mr. Cleaver Emanuel Cleaver Cleaver, Emanuel Mr. George Miller of California George Miller Miller, George Mr. Obey David R. Obey Obey, David R. David Obey Mr. DeFazio Peter A. DeFazio DeFazio, Peter A. Peter Defazio Mr. Hinojosa Ruben Hinojosa Hinojosa, Ruben Mr. McGovern James P. McGovern McGovern, James P. James Mcgovern Mr. Yarmuth John A. Yarmuth Yarmuth, John A. Mr. John Yarmuth Mr. Olver John W. Olver Olver, John W. John Olver Ms. Edwards of Maryland Donna F. Edwards Edwards, Donna F. Ms. Donna Edwards Mr. Courtney Joe Courtney Courtney, Joe Ms. DeLauro Rosa L. DeLauro DeLauro, Rosa L. Rosa Delauro Mr. Kennedy Patrick J. Kennedy Kennedy, Patrick J. Patrick Kennedy Mrs. Lowey Nita M. Lowey Lowey, Nita M. Nita Lowey Mr. Brady of Pennsylvania Robert A. Brady Brady, Robert A. Robert Brady Mr. Chandler Ben Chandler Chandler, Ben Mr. Loebsack David Loebsack Loebsack, David Mr. Pascrell Bill Pascrell, Jr. Pascrell, Bill, Jr. William Pascrell Mr. Bishop of New York Timothy H. Bishop Bishop, Timothy H. Mr. Timothy Bishop Mr. Filner Bob Filner Filner, Bob Mr. Carnahan Russ Carnahan Carnahan, Russ Mr. Weiner Anthony D. Weiner Weiner, Anthony D. Anthony Weiner Mr. Markey of Massachusetts Edward J. Markey Markey, Edward J. Mr. Edward Markey Mr. Grijalva Raul M. Grijalva Grijalva, Raul M. Mr. Raul Grijalva Mr. Cummings Elijah E. Cummings Cummings, Elijah E. Elijah Cummings Ms. Schakowsky Janice D. Schakowsky Schakowsky, Janice D. Janice Schakowsky Mr. Gene Green of Texas Gene Green Green, Gene Mr. Moran of Virginia James P. Moran Moran, James P. James Moran Ms. Sutton Betty Sutton Sutton, Betty Mr. Hinchey Maurice D. Hinchey Hinchey, Maurice D. Maurice Hinchey Ms. Bordallo Madeleine Z. Bordallo Bordallo, Madeleine Z. Ms. Madeleine Bordallo Ms. Lee of California Barbara Lee Lee, Barbara Mr. Welch Peter Welch Welch, Peter Mr. Higgins Brian Higgins Higgins, Brian Mr. Lynch Stephen F. Lynch Lynch, Stephen F. Mr. Stephen Lynch Ms. Woolsey Lynn C. Woolsey Woolsey, Lynn C. Lynn Woolsey Mr. Sherman Brad Sherman Sherman, Brad Ms. Matsui Doris O. Matsui Matsui, Doris O. Ms. Doris Matsui Mr. Rahall Nick J. Rahall II Rahall, Nick J., II Nick Rahall Mr. Doggett Lloyd Doggett Doggett, Lloyd Mr. Nye Glenn C. Nye Nye, Glenn C. Glenn Nye Ms. Zoe Lofgren of California Zoe Lofgren Lofgren, Zoe Mr. Stupak Bart Stupak Stupak, Bart Mr. Berman Howard L. Berman Berman, Howard L. Howard Berman Mr. Inslee Jay Inslee Inslee, Jay Mr. Gonzalez Charles A. Gonzalez Gonzalez, Charles A. Charles Gonzalez Ms. Eshoo Anna G. Eshoo Eshoo, Anna G. Anna Eshoo Ms. Shea-Porter Carol Shea-Porter Shea-Porter, Carol Ms. Tsongas Niki Tsongas Tsongas, Niki Mr. Visclosky Peter J. Visclosky Visclosky, Peter J. Peter Visclosky Mr. Wu David Wu Wu, David Ms. Clarke Yvette D. Clarke Clarke, Yvette D. Ms. Yvette Clarke Ms. Hirono Mazie K. Hirono Hirono, Mazie K. Ms. Mazie Hirono Mr. Cohen Steve Cohen Cohen, Steve Mr. Schauer Mark H. Schauer Schauer, Mark H. Mr. Mark Schauer Ms. Norton Eleanor Holmes Norton Norton, Eleanor Holmes Eleanor Norton Mr. Lipinski Daniel Lipinski Lipinski, Daniel Mr. Daniel William Lipinski Mr. Maffei Daniel B. Maffei Maffei, Daniel B. Mr. Daniel Maffei Mr. Kratovil Frank Kratovil, Jr. Kratovil, Frank, Jr. Mr. Frank Kratovil Ms. Pingree of Maine Chellie Pingree Pingree, Chellie Mr. Delahunt Bill Delahunt Delahunt, Bill Mr. Blumenauer Earl Blumenauer Blumenauer, Earl Mr. Arcuri Michael A. Arcuri Arcuri, Michael A. Mr. Michael Arcuri Mr. Langevin James R. Langevin Langevin, James R. James Langevin Mr. Hall of New York John J. Hall Hall, John J. Mr. John Hall Mr. Davis of Illinois Danny K. Davis Davis, Danny K. Danny Davis Mr. Abercrombie Neil Abercrombie Abercrombie, Neil Mr. Jackson of Illinois Jesse L. Jackson, Jr. Jackson, Jesse L., Jr. Jesse Jackson Mr. Schiff Adam B. Schiff Schiff, Adam B. Adam Schiff Mr. Miller of North Carolina Brad Miller Miller, Brad Mr. Taylor Gene Taylor Taylor, Gene Mr. Braley of Iowa Bruce L. Braley Braley, Bruce L. Mr. Bruce Braley Mr. Bishop of Georgia Sanford D. Bishop, Jr. Bishop, Sanford D., Jr. Sanford Bishop Mr. Waxman Henry A. Waxman Waxman, Henry A. Henry Waxman Mr. Baca Joe Baca Baca, Joe Mr. Honda Michael M. Honda Honda, Michael M. Michael Honda Mr. Serrano Jose E. Serrano Serrano, Jose E. Jose Serrano Mrs. Davis of California Susan A. Davis Davis, Susan A. Susan Davis Mr. Watt Melvin L. Watt Watt, Melvin L. Melvin Watt Mr. Levin Sander M. Levin Levin, Sander M. Sander Levin Mr. Stark Fortney Pete Stark Stark, Fortney Pete Pete Stark Mr. Van Hollen Chris Van Hollen Van Hollen, Chris Mr. Lewis of Georgia John Lewis Lewis, John Ms. Harman Jane Harman Harman, Jane Mr. Hastings of Florida Alcee L. Hastings Hastings, Alcee L. Alcee Hastings Mr. Al Green of Texas Al Green Green, Al Mr. Johnson of Georgia Henry C. "Hank" Johnson, Jr. Johnson, Henry C. "Hank," Jr. Mr. Henry C. "Hank" Johnson Ms. Castor of Florida Kathy Castor Castor, Kathy Ms. Kilroy Mary Jo Kilroy Kilroy, Mary Jo Mr. Massa Eric J. J. Massa Massa, Eric J. J. Mr. Eric Massa Mr. Luján Ben Ray Lujan Lujan, Ben Ray Mr. Ben Lujan Mr. Kissell Larry Kissell Kissell, Larry Mr. Boswell Leonard L. Boswell Boswell, Leonard L. Leonard Boswell Mrs. Dahlkemper Kathleen A. Dahlkemper Dahlkemper, Kathleen A. Ms. Kathleen Dahlkemper Mr. Patrick J. Murphy of Pennsylvania Patrick J. Murphy Murphy, Patrick J. Mr. Patrick Murphy Ms. Markey of Colorado Betsy Markey Markey, Betsy Mr. Walz Timothy J. Walz Walz, Timothy J. Mr. Timothy Walz Ms. Giffords Gabrielle Giffords Giffords, Gabrielle Mr. Pierluisi Pedro R. Pierluisi Pierluisi, Pedro R. Mr. Pedro Pierluisi Mr. Tonko Paul Tonko Tonko, Paul Mr. Quigley Mike Quigley Quigley, Mike Mr. Larson of Connecticut John B. Larson Larson, John B. John Larson Mr. Nadler of New York Jerrold Nadler Nadler, Jerrold Mr. Barrow John Barrow Barrow, John Mr. Connolly of Virginia Gerald E. Connolly Connolly, Gerald E. Mr. Gerald Connolly Ms. Fudge Marcia L. Fudge Fudge, Marcia L. Ms. Marcia Fudge Mr. Teague Harry Teague Teague, Harry false false