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         <shortTitle type="measure">Credit Cardholders’ Bill of Rights Act of 2009</shortTitle>
         <officialTitle>To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.</officialTitle>
         <action date="2009-01-22">Mrs. Maloney (for herself, Mr. Frank of Massachusetts, Mr. Jones, Mr. Kanjorski, Ms. Waters, Mr. Gutierrez, Mr. Ackerman, Mr. Capuano, Mr. Ellison, Mr. Davis of Tennessee, Mr. Cleaver, Mr. George Miller of California, Mr. Obey, Mr. DeFazio, Mr. Hinojosa, Mr. McGovern, Mr. Yarmuth, Mr. Olver, Ms. Edwards of Maryland, Mr. Courtney, Ms. DeLauro, Mr. Kennedy, Mrs. Lowey, Mr. Brady of Pennsylvania, Mr. Chandler, Mr. Loebsack, Mr. Pascrell, Mr. Bishop of New York, Mr. Filner, Mr. Carnahan, Mr. Weiner, Mr. Markey of Massachusetts, Mr. Grijalva, Mr. Cummings, Ms. Schakowsky, Mr. Gene Green of Texas, Mr. Moran of Virginia, Ms. Sutton, Mr. Hinchey, Ms. Bordallo, Ms. Lee of California, Mr. Welch, and Mr. Higgins) introduced the following bill; which was referred to the Committee on Financial Services</action>
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              <name type="parsed">Mrs. Maloney</name>
                                
              <name type="authority-fnf">Carolyn B. Maloney</name>
                                
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              <name type="parsed">Mr. Gutierrez</name>
                                
              <name type="authority-fnf">Luis V. Gutierrez</name>
                                
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              <name type="authority-fnf">David R. Obey</name>
                                
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              <name type="authority-other">David Obey</name>
                            
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              <name type="parsed">Mr. McGovern</name>
                                
              <name type="authority-fnf">James P. McGovern</name>
                                
              <name type="authority-lnf">McGovern, James P.</name>
                                
              <name type="authority-other">James Mcgovern</name>
                            
        </congMember>
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              <name type="parsed">Mr. Yarmuth</name>
                                
              <name type="authority-fnf">John A. Yarmuth</name>
                                
              <name type="authority-lnf">Yarmuth, John A.</name>
                                
              <name type="authority-other">Mr. John Yarmuth</name>
                            
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              <name type="parsed">Mr. Olver</name>
                                
              <name type="authority-fnf">John W. Olver</name>
                                
              <name type="authority-lnf">Olver, John W.</name>
                                
              <name type="authority-other">John Olver</name>
                            
        </congMember>
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              <name type="parsed">Ms. Edwards of Maryland</name>
                                
              <name type="authority-fnf">Donna F. Edwards</name>
                                
              <name type="authority-lnf">Edwards, Donna F.</name>
                                
              <name type="authority-other">Ms. Donna Edwards</name>
                            
        </congMember>
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              <name type="parsed">Mr. Courtney</name>
                                
              <name type="authority-fnf">Joe Courtney</name>
                                
              <name type="authority-lnf">Courtney, Joe</name>
                            
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              <name type="parsed">Ms. DeLauro</name>
                                
              <name type="authority-fnf">Rosa L. DeLauro</name>
                                
              <name type="authority-lnf">DeLauro, Rosa L.</name>
                                
              <name type="authority-other">Rosa Delauro</name>
                            
        </congMember>
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              <name type="parsed">Mr. Kennedy</name>
                                
              <name type="authority-fnf">Patrick J. Kennedy</name>
                                
              <name type="authority-lnf">Kennedy, Patrick J.</name>
                                
              <name type="authority-other">Patrick Kennedy</name>
                            
        </congMember>
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              <name type="parsed">Mrs. Lowey</name>
                                
              <name type="authority-fnf">Nita M. Lowey</name>
                                
              <name type="authority-lnf">Lowey, Nita M.</name>
                                
              <name type="authority-other">Nita Lowey</name>
                            
        </congMember>
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              <name type="parsed">Mr. Brady of Pennsylvania</name>
                                
              <name type="authority-fnf">Robert A. Brady</name>
                                
              <name type="authority-lnf">Brady, Robert A.</name>
                                
              <name type="authority-other">Robert Brady</name>
                            
        </congMember>
         <congMember bioGuideId="C001058" chamber="H" congress="111" party="D" role="COSPONSOR" state="KY">
                                
              <name type="parsed">Mr. Chandler</name>
                                
              <name type="authority-fnf">Ben Chandler</name>
                                
              <name type="authority-lnf">Chandler, Ben</name>
                            
        </congMember>
         <congMember bioGuideId="L000565" chamber="H" congress="111" party="D" role="COSPONSOR" state="IA">
                                
              <name type="parsed">Mr. Loebsack</name>
                                
              <name type="authority-fnf">David Loebsack</name>
                                
              <name type="authority-lnf">Loebsack, David</name>
                            
        </congMember>
         <congMember bioGuideId="P000096" chamber="H" congress="111" party="D" role="COSPONSOR" state="NJ">
                                
              <name type="parsed">Mr. Pascrell</name>
                                
              <name type="authority-fnf">Bill Pascrell, Jr.</name>
                                
              <name type="authority-lnf">Pascrell, Bill, Jr.</name>
                                
              <name type="authority-other">William Pascrell</name>
                            
        </congMember>
         <congMember bioGuideId="B001242" chamber="H" congress="111" party="D" role="COSPONSOR" state="NY">
                                
              <name type="parsed">Mr. Bishop of New York</name>
                                
              <name type="authority-fnf">Timothy H. Bishop</name>
                                
              <name type="authority-lnf">Bishop, Timothy H.</name>
                                
              <name type="authority-other">Mr. Timothy Bishop</name>
                            
        </congMember>
         <congMember bioGuideId="F000116" chamber="H" congress="111" party="D" role="COSPONSOR" state="CA">
                                
              <name type="parsed">Mr. Filner</name>
                                
              <name type="authority-fnf">Bob Filner</name>
                                
              <name type="authority-lnf">Filner, Bob</name>
                            
        </congMember>
         <congMember bioGuideId="C001060" chamber="H" congress="111" party="D" role="COSPONSOR" state="MO">
                                
              <name type="parsed">Mr. Carnahan</name>
                                
              <name type="authority-fnf">Russ Carnahan</name>
                                
              <name type="authority-lnf">Carnahan, Russ</name>
                            
        </congMember>
         <congMember bioGuideId="W000792" chamber="H" congress="111" party="D" role="COSPONSOR" state="NY">
                                
              <name type="parsed">Mr. Weiner</name>
                                
              <name type="authority-fnf">Anthony D. Weiner</name>
                                
              <name type="authority-lnf">Weiner, Anthony D.</name>
                                
              <name type="authority-other">Anthony Weiner</name>
                            
        </congMember>
         <congMember bioGuideId="M000133" chamber="H" congress="111" party="D" role="COSPONSOR" state="MA">
                                
              <name type="parsed">Mr. Markey of Massachusetts</name>
                                
              <name type="authority-fnf">Edward J. Markey</name>
                                
              <name type="authority-lnf">Markey, Edward J.</name>
                                
              <name type="authority-other">Mr. Edward Markey</name>
                            
        </congMember>
         <congMember bioGuideId="G000551" chamber="H" congress="111" party="D" role="COSPONSOR" state="AZ">
                                
              <name type="parsed">Mr. Grijalva</name>
                                
              <name type="authority-fnf">Raul M. Grijalva</name>
                                
              <name type="authority-lnf">Grijalva, Raul M.</name>
                                
              <name type="authority-other">Mr. Raul Grijalva</name>
                            
        </congMember>
         <congMember bioGuideId="C000984" chamber="H" congress="111" party="D" role="COSPONSOR" state="MD">
                                
              <name type="parsed">Mr. Cummings</name>
                                
              <name type="authority-fnf">Elijah E. Cummings</name>
                                
              <name type="authority-lnf">Cummings, Elijah E.</name>
                                
              <name type="authority-other">Elijah Cummings</name>
                            
        </congMember>
         <congMember bioGuideId="S001145" chamber="H" congress="111" party="D" role="COSPONSOR" state="IL">
                                
              <name type="parsed">Ms. Schakowsky</name>
                                
              <name type="authority-fnf">Janice D. Schakowsky</name>
                                
              <name type="authority-lnf">Schakowsky, Janice D.</name>
                                
              <name type="authority-other">Janice Schakowsky</name>
                            
        </congMember>
         <congMember bioGuideId="G000410" chamber="H" congress="111" party="D" role="COSPONSOR" state="TX">
                                
              <name type="parsed">Mr. Gene Green of Texas</name>
                                
              <name type="authority-fnf">Gene Green</name>
                                
              <name type="authority-lnf">Green, Gene</name>
                            
        </congMember>
         <congMember bioGuideId="M000933" chamber="H" congress="111" party="D" role="COSPONSOR" state="VA">
                                
              <name type="parsed">Mr. Moran of Virginia</name>
                                
              <name type="authority-fnf">James P. Moran</name>
                                
              <name type="authority-lnf">Moran, James P.</name>
                                
              <name type="authority-other">James Moran</name>
                            
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              <name type="parsed">Ms. Sutton</name>
                                
              <name type="authority-fnf">Betty Sutton</name>
                                
              <name type="authority-lnf">Sutton, Betty</name>
                            
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              <name type="parsed">Mr. Hinchey</name>
                                
              <name type="authority-fnf">Maurice D. Hinchey</name>
                                
              <name type="authority-lnf">Hinchey, Maurice D.</name>
                                
              <name type="authority-other">Maurice Hinchey</name>
                            
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              <name type="parsed">Ms. Bordallo</name>
                                
              <name type="authority-fnf">Madeleine Z. Bordallo</name>
                                
              <name type="authority-lnf">Bordallo, Madeleine Z.</name>
                                
              <name type="authority-other">Ms. Madeleine Bordallo</name>
                            
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              <name type="parsed">Ms. Lee of California</name>
                                
              <name type="authority-fnf">Barbara Lee</name>
                                
              <name type="authority-lnf">Lee, Barbara</name>
                            
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              <name type="parsed">Mr. Welch</name>
                                
              <name type="authority-fnf">Peter Welch</name>
                                
              <name type="authority-lnf">Welch, Peter</name>
                            
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              <name type="parsed">Mr. Higgins</name>
                                
              <name type="authority-fnf">Brian Higgins</name>
                                
              <name type="authority-lnf">Higgins, Brian</name>
                            
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         <isPrivate>false</isPrivate>
         <isAppropriation>false</isAppropriation>
         <USCode title="15">
                                
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              <section detail="(c)" number="1637"></section>
                                
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