United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2026_register executive 2026-07-01 article Part III Rules and Regulations D09002ee1e4125b56 D09002ee1e4125c6e United States Department of Education originator org United States Government Agency or Subagency The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA) signed into law by President Trump on July 4, 2025. These changes include revisions to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that limits Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This action finalizes regulations to implement the provisions of the WFTCA related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs). 91 FR 40136 https://www.govinfo.gov/app/details/FR-2026-07-01/2026-13286 2026-13286 fr01jy26-12 RIN 1840-AE06 4000-01-P Docket ID ED-2026-OPE-0100 https://www.govinfo.gov/app/details/FR-2026-07-01/2026-13286 https://www.govinfo.gov/content/pkg/FR-2026-07-01/html/2026-13286.htm https://www.govinfo.gov/content/pkg/FR-2026-07-01/pdf/2026-13286.pdf 152 p. 40136 40287 91 FR 40136 Title 34 Part 600 34 CFR Part 600 Title 34 Part 668 34 CFR Part 668 Title 34 Part 685 34 CFR Part 685 RIN 1840-AE06 Accountability in Higher Education and Access Through Demand- Driven Workforce Pell: Student Tuition and Transparency System (STATS) and Earnings Accountability; Federal Register Vol. 91, Issue RULE 2026-13286 III DEPARTMENT OF EDUCATION 2027-07-01 Docket ID ED-2026-OPE-0100 4000-01-P 2026-13286 Final rule.

The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA) signed into law by President Trump on July 4, 2025. These changes include revisions to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that limits Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This action finalizes regulations to implement the provisions of the WFTCA related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs).

Effective dates: This rule is effective July 1, 2027, except for instructions 13 and 14, which are effective August 31, 2026. Joseph Massman, Office of Postsecondary Education, 400 Maryland Ave. SW, 5th Floor, Washington, DC 20202. Telephone: (202) 453-7771. Email: Joe.Massman@ed.gov. Vol. 91, no. 125 Office of the Federal Register, National Archives and Records Administration 2026-07-01 continuing daily deposited born digital 517 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2026-07-01 P0b002ee1e40feaa8 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr01jy26 https://www.govinfo.gov/app/details/FR-2026-07-01 https://www.govinfo.gov/content/pkg/FR-2026-07-01/pdf/FR-2026-07-01.pdf https://www.govinfo.gov/content/pkg/FR-2026-07-01/xml/FR-2026-07-01.xml fdlp 39843 40351 DGPO 2026-07-01 2026-07-01 FR-2026-07-01 machine generated eng FR FR-2026-07-01 91 125