United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2022_register executive 2022-12-21 article Rules and Regulations D09002ee1c7a035bb D09002ee1c7a0366f United States Bureau of Consumer Financial Protection originator org United States Government Agency or Subagency In April 2020, the Consumer Financial Protection Bureau (Bureau or CFPB) issued a final rule (2020 HMDA Rule) to amend Regulation C to increase the threshold for reporting data about closed- end mortgage loans. The 2020 HMDA Rule increased the closed-end mortgage loan reporting threshold from 25 loans to 100 loans in each of the two preceding calendar years, effective July 1, 2020. On September 23, 2022, the United States District Court for the District of Columbia vacated the 2020 HMDA Rule as to the increased loan-volume reporting threshold for closed-end mortgage loans. As a result of the September 23, 2022 order, the threshold for reporting data about closed-end mortgage loans is 25, the threshold established by the 2015 HMDA Rule. Accordingly, this technical amendment updates the Code of Federal Regulations to reflect the closed-end mortgage loan reporting threshold of 25 mortgage loans in each of the two preceding calendar years. 87 FR 77980 https://www.govinfo.gov/app/details/FR-2022-12-21/2022-27204 2022-27204 fr21de22-4 RIN 3170-AA76 4810-AM-P Docket No. CFPB-2019-0021 https://www.govinfo.gov/app/details/FR-2022-12-21/2022-27204 https://www.govinfo.gov/content/pkg/FR-2022-12-21/html/2022-27204.htm https://www.govinfo.gov/content/pkg/FR-2022-12-21/pdf/2022-27204.pdf Banks Banking Credit Unions Mortgages National Banks Reporting and Recordkeeping Requirements Savings Associations 3 p. 77980 77982 87 FR 77980 Title 12 Part 1003 12 CFR Part 1003 RIN 3170-AA76 Home Mortgage Disclosure (Regulation C); Judicial Vacatur of Coverage Threshold for Closed-End Mortgage Loans; Federal Register Vol. 87, Issue RULE 2022-27204 BUREAU OF CONSUMER FINANCIAL PROTECTION 2022-12-21 Docket No. CFPB-2019-0021 4810-AM-P 2022-27204 Technical amendment.

In April 2020, the Consumer Financial Protection Bureau (Bureau or CFPB) issued a final rule (2020 HMDA Rule) to amend Regulation C to increase the threshold for reporting data about closed- end mortgage loans. The 2020 HMDA Rule increased the closed-end mortgage loan reporting threshold from 25 loans to 100 loans in each of the two preceding calendar years, effective July 1, 2020. On September 23, 2022, the United States District Court for the District of Columbia vacated the 2020 HMDA Rule as to the increased loan-volume reporting threshold for closed-end mortgage loans. As a result of the September 23, 2022 order, the threshold for reporting data about closed-end mortgage loans is 25, the threshold established by the 2015 HMDA Rule. Accordingly, this technical amendment updates the Code of Federal Regulations to reflect the closed-end mortgage loan reporting threshold of 25 mortgage loans in each of the two preceding calendar years.

This technical amendment is effective December 21, 2022. Jaclyn Maier or Alexandra Reimelt, Senior Counsels, Office of Regulations, at 202-435-7700 or https:// reginquiries.consumerfinance.gov. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@cfpb.gov. Banks Banking Credit Unions Mortgages National Banks Reporting and Recordkeeping Requirements Savings Associations Home Mortgage Disclosure: Judicial Vacatur of Coverage Threshold for Closed-End Mortgage Loans, CFPB_Accessibility@cfpb.gov https://reginquiries.consumerfinance.gov Vol. 87, no. 244 Office of the Federal Register, National Archives and Records Administration 2022-12-21 continuing daily deposited born digital 550 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2022-12-21 P0b002ee1b8e2a081 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr21de22 https://www.govinfo.gov/app/details/FR-2022-12-21 https://www.govinfo.gov/content/pkg/FR-2022-12-21/pdf/FR-2022-12-21.pdf https://www.govinfo.gov/content/pkg/FR-2022-12-21/xml/FR-2022-12-21.xml fdlp 77971 78512 DGPO 2022-12-21 2024-05-29 FR-2022-12-21 machine generated eng FR FR-2022-12-21 87 244