United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2019_register executive 2019-11-13 article Part III Rules and Regulations D09002ee1c7b988f0 D09002ee1c7b989f8 United States Department of Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency United States Federal Reserve System originator org United States Government Agency or Subagency United States Federal Deposit Insurance Corporation originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are adopting a final rule that permits insured depository institutions and depository institution holding companies not subject to the advanced approaches capital rule to implement certain provisions of the final rule titled Regulatory Capital: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996, which was issued by the agencies in July 22, 2019, (Capital Simplifications Final Rule) on January 1, 2020, rather than April 1, 2020, as initially provided. Consistent with this approach, the transitions provisions of the regulatory capital rule are being amended to provide that banking organizations not subject to the advanced approaches capital rule will be permitted to implement the Capital Simplifications Final Rule as of its revised effective date in the quarter beginning January 1, 2020, or to wait until the quarter beginning April 1, 2020. 84 FR 61804 https://www.govinfo.gov/app/details/FR-2019-11-13/2019-23467 2019-23467 fr13no19-18 RIN 1557-AE70 RIN 7100-AE74 RIN 3064-AF18 6210-01-P Docket ID OCC-2017-0018 Regulation Q Docket No. R-1576 https://www.govinfo.gov/app/details/FR-2019-11-13/2019-23467 https://www.govinfo.gov/content/pkg/FR-2019-11-13/html/2019-23467.htm https://www.govinfo.gov/content/pkg/FR-2019-11-13/pdf/2019-23467.pdf Banks Banking Federal Reserve System Holding Companies Administrative Practice and Procedure Capital National Banks Risk Capital Adequacy Savings Associations State Non-Member Banks 5 p. 61804 61808 84 FR 61804 Title 12 Part 217 12 CFR Part 217 Title 12 Part 324 12 CFR Part 324 Title 12 Part 3 12 CFR Part 3 RIN 1557-AE70 RIN 7100-AE74 RIN 3064-AF18 Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996; Revised Effective Date; Federal Register Vol. 84, Issue RULE 2019-23467 III DEPARTMENT OF TREASURY Office of the Comptroller of the Currency FEDERAL RESERVE SYSTEM FEDERAL DEPOSIT INSURANCE CORPORATION 2020-01-01 Docket ID OCC-2017-0018 Regulation Q Docket No. R-1576 6210-01-P 2019-23467 Final rule, announcement of effective date, early adoption.

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are adopting a final rule that permits insured depository institutions and depository institution holding companies not subject to the advanced approaches capital rule to implement certain provisions of the final rule titled Regulatory Capital: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996, which was issued by the agencies in July 22, 2019, (Capital Simplifications Final Rule) on January 1, 2020, rather than April 1, 2020, as initially provided. Consistent with this approach, the transitions provisions of the regulatory capital rule are being amended to provide that banking organizations not subject to the advanced approaches capital rule will be permitted to implement the Capital Simplifications Final Rule as of its revised effective date in the quarter beginning January 1, 2020, or to wait until the quarter beginning April 1, 2020.

This rule is effective January 1, 2020. The effective date for the amendments to 12 CFR 3.21, 3.22, 3.300(b) and (d), 217.21, 217.22, 217.300(b) and (d), 324.21, 324.22, and 324.300(b) and (d) published on July 22, 2019 (84 FR 35234), is changed from April 1, 2020, to January 1, 2020. OCC: David Elkes, Risk Expert, or JungSup Kim, Risk Specialist, Capital and Regulatory Policy (202) 649-6370; or Carl Kaminski, Special Counsel, or Daniel Perez, Senior Attorney, or Rima Kundnani, Senior Attorney, Chief Counsel's Office, (202) 649-5490, for persons who are deaf or hearing impaired, TTY, (202) 649-5597, Office of the Comptroller of the Currency, 400 7th Street SW, Washington, DC 20219. Banks Banking Federal Reserve System Holding Companies Administrative Practice and Procedure Capital National Banks Risk Capital Adequacy Savings Associations State Non-Member Banks Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996; Revised Effective Date, bbosco@fdic.gov mmaloney@fdic.gov mphillips@fdic.gov regulatorycapital@fdic.gov Vol. 84, no. 219 Office of the Federal Register, National Archives and Records Administration 2019-11-13 continuing daily deposited born digital 310 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2019-11-13 P0b002ee1a38c1f4a 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr13no19 https://www.govinfo.gov/app/details/FR-2019-11-13 https://www.govinfo.gov/content/pkg/FR-2019-11-13/pdf/FR-2019-11-13.pdf https://www.govinfo.gov/content/pkg/FR-2019-11-13/xml/FR-2019-11-13.xml fdlp 61517 61817 DGPO 2019-11-13 2024-05-30 FR-2019-11-13 machine generated eng FR FR-2019-11-13 84 219