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2018-12-15
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Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans
Rules and Regulations
D09002ee1c1d95bf5
D09002ee1c1d95c5c
United States
Department of Veterans Affairs
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United States Government Agency or Subagency
The Department of Veterans Affairs (VA) is amending its rules on VA-guaranteed or insured cash-out refinance loans. The Economic Growth, Regulatory Relief, and Consumer Protection Act requires VA to promulgate regulations governing cash-out refinance loans. This interim final rule defines the parameters of when VA will permit cash-out refinance loans, to include defining net tangible benefit, recoupment, and seasoning requirements.
83 FR 64459
https://www.govinfo.gov/app/details/FR-2018-12-17/2018-27263
2018-27263
fr17de18-8
RIN 2900-AQ42
8320-01-P
https://www.govinfo.gov/app/details/FR-2018-12-17/2018-27263
https://www.govinfo.gov/content/pkg/FR-2018-12-17/html/2018-27263.htm
https://www.govinfo.gov/content/pkg/FR-2018-12-17/pdf/2018-27263.pdf
Condominiums
Housing
Individuals with Disabilities
Loan Programs-Housing and Community Development
Loan Programs-Veterans
Manufactured Homes
Mortgage Insurance
Reporting and Recordkeeping Requirements
Veterans
12 p.
64459
64470
83 FR 64459
Code of Federal Regulations
Title 38 Part 36
38 CFR Part 36
Regulation Identification Number 2900-AQ42
RIN 2900-AQ42
Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans; Federal Register Vol. 83, Issue
RULE
2018-27263
DEPARTMENT OF VETERANS AFFAIRS
2019-02-15
8320-01-P
2018-27263
Interim final rule.
The Department of Veterans Affairs (VA) is amending its rules on VA-guaranteed or insured cash-out refinance loans. The Economic Growth, Regulatory Relief, and Consumer Protection Act requires VA to promulgate regulations governing cash-out refinance loans. This interim final rule defines the parameters of when VA will permit cash-out refinance loans, to include defining net tangible benefit, recoupment, and seasoning requirements.
Effective Date: This rule is effective February 15, 2019.
Greg Nelms, Assistant Director for Loan Policy & Valuation, Loan Guaranty Service (26), Veterans Benefits Administration, Department of Veterans Affairs, 810 Vermont Avenue NW, Washington, DC 20420, (202) 632-8978. (This is not a toll-free number.)
Condominiums
Housing
Individuals with Disabilities
Loan Programs-Housing and Community Development
Loan Programs-Veterans
Manufactured Homes
Mortgage Insurance
Reporting and Recordkeeping Requirements
Veterans
Loan Guaranty:
Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans
,
OIRA_Submission@omb.eop.gov
http://www.regulations.gov
http://www.va.gov/orpm/
https://www.benefits.va.gov/homeloans/appraiser.asp
https://www.benefits.va.gov/HOMELOANS/Lender_Statistics.asp
https://www.hud.gov/sites/documents/4155-1_3_SECB.PDF
https://www.investopedia.com/terms/h/home_equity.asp
https://www.nationalmortgagenews.com/news/slowing-down-va-refi-churn-proving-more-difficult-than-expected
www.Regulations.gov
Federal Register
Vol. 83, no. 241
Office of the Federal Register, National Archives and Records Administration
2018-12-17
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306 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-2018-12-17
P0b002ee19e295468
0097-6326
0042-1219
0364-1406
769-004-00000-9
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https://www.govinfo.gov/app/details/FR-2018-12-17
https://www.govinfo.gov/content/pkg/FR-2018-12-17/pdf/FR-2018-12-17.pdf
https://www.govinfo.gov/content/pkg/FR-2018-12-17/xml/FR-2018-12-17.xml
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64433
64728
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2018-12-15
2023-11-01
FR-2018-12-17
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FR-2018-12-17
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