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2017-11-16
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Fair Credit Reporting Act Disclosures
Notices
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United States
Bureau of Consumer Financial Protection
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The Bureau of Consumer Financial Protection (Bureau) announces that the ceiling on allowable charges under the Fair Credit Reporting Act (FCRA) will remain unchanged at $12.00, effective for 2018. The Bureau is required to increase the $8.00 amount referred to in the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index for All Urban Consumers (CPI-U), with fractional changes rounded to the nearest fifty cents. The CPI-U increased 53.11 percent between September 1997, when the FCRA amendments took effect, and September 2017. This increase in the CPI-U, and the requirement that any increase be rounded to the nearest fifty cents, result in a maximum allowable charge of $12.00.
82 FR 53481
https://www.govinfo.gov/app/details/FR-2017-11-16/2017-24855
2017-24855
fr16no17-31
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https://www.govinfo.gov/app/details/FR-2017-11-16/2017-24855
https://www.govinfo.gov/content/pkg/FR-2017-11-16/html/2017-24855.htm
https://www.govinfo.gov/content/pkg/FR-2017-11-16/pdf/2017-24855.pdf
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82 FR 53481
Fair Credit Reporting Act Disclosures; Federal Register Vol. 82, Issue
NOTICE
2017-24855
BUREAU OF CONSUMER FINANCIAL PROTECTION
2018-01-01
4810-AM-P
2017-24855
Notice regarding charges for certain disclosures under the Fair Credit Reporting Act.
The Bureau of Consumer Financial Protection (Bureau) announces that the ceiling on allowable charges under the Fair Credit Reporting Act (FCRA) will remain unchanged at $12.00, effective for 2018. The Bureau is required to increase the $8.00 amount referred to in the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index for All Urban Consumers (CPI-U), with fractional changes rounded to the nearest fifty cents. The CPI-U increased 53.11 percent between September 1997, when the FCRA amendments took effect, and September 2017. This increase in the CPI-U, and the requirement that any increase be rounded to the nearest fifty cents, result in a maximum allowable charge of $12.00.
Effective January 1, 2018.
Monique Chenault, Paralegal Specialist, Office of Regulations, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552, at (202) 435-7700.
Fair Credit Reporting Act Disclosures
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Federal Register
Vol. 82, no. 220
Office of the Federal Register, National Archives and Records Administration
2017-11-16
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Table of Contents:
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https://www.govinfo.gov/app/details/FR-2017-11-16
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https://www.govinfo.gov/app/details/FR-2017-11-16
https://www.govinfo.gov/content/pkg/FR-2017-11-16/pdf/FR-2017-11-16.pdf
https://www.govinfo.gov/content/pkg/FR-2017-11-16/xml/FR-2017-11-16.xml
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