United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2016_register executive 2016-10-05 article Proposed Rules D09002ee1c8583de8 D09002ee1c8583e62 United States Department of Housing and Urban Development originator org United States Government Agency or Subagency HUD is issuing this document to supplement its responses to certain insurance industry comments to HUD's proposed rule implementing the Fair Housing Act's ("Act") discriminatory effects standard. These commenters requested, inter alia, total or partial exemptions or safe harbors from liability under the Act's discriminatory effects standard. After careful reconsideration of the insurance industry comments in accordance with the court's decision in Property Casualty Insurers Association of America (PCIAA) v. Donovan, HUD has determined that categorical exemptions or safe harbors for insurance practices are unworkable and inconsistent with the broad fair housing objectives and obligations embodied in the Act. HUD continues to believe that the commenters' concerns regarding application of the discriminatory effects standard to insurance practices can and should be addressed on a case-by-case basis. 81 FR 69012 https://www.govinfo.gov/app/details/FR-2016-10-05/2016-23858 2016-23858 fr05oc16-17 4210-67-P Docket No. FR-5508-N-03 https://www.govinfo.gov/app/details/FR-2016-10-05/2016-23858 https://www.govinfo.gov/content/pkg/FR-2016-10-05/html/2016-23858.htm https://www.govinfo.gov/content/pkg/FR-2016-10-05/pdf/2016-23858.pdf 8 p. 69012 69019 81 FR 69012 Title 24 Part 100 24 CFR Part 100 Application of the Fair Housing Act's Discriminatory Effects Standard to Insurance; Federal Register Vol. 81, Issue PRORULE 2016-23858 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Docket No. FR-5508-N-03 4210-67-P 2016-23858 Reconsideration of public comments; implementation of the Fair Housing Act's Discriminatory Effects Standard.

HUD is issuing this document to supplement its responses to certain insurance industry comments to HUD's proposed rule implementing the Fair Housing Act's ("Act") discriminatory effects standard. These commenters requested, inter alia, total or partial exemptions or safe harbors from liability under the Act's discriminatory effects standard. After careful reconsideration of the insurance industry comments in accordance with the court's decision in Property Casualty Insurers Association of America (PCIAA) v. Donovan, HUD has determined that categorical exemptions or safe harbors for insurance practices are unworkable and inconsistent with the broad fair housing objectives and obligations embodied in the Act. HUD continues to believe that the commenters' concerns regarding application of the discriminatory effects standard to insurance practices can and should be addressed on a case-by-case basis.

Supplemental Responses issued on October 5, 2016. Jeanine Worden, Associate General Counsel for Fair Housing, Office of General Counsel, U.S. Department of Housing and Urban Development, 451 7th Street SW., Washington, DC 20410-0500; (202) 402-5188 (this is not a toll-free number). Persons with hearing or speech impairments may contact this number via TTY by calling the toll-free Federal Relay Service at 800-877-8399. Application of Fair Housing Act's Discriminatory Effects Standard to Insurance , http://www.naic.org/documents/committees_c_catf_related_price_optimization_white_paper.pdf Vol. 81, no. 193 Office of the Federal Register, National Archives and Records Administration 2016-10-05 continuing daily deposited born digital 442 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2016-10-05 P0b002ee1918c8ae7 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr05oc16 https://www.govinfo.gov/app/details/FR-2016-10-05 https://www.govinfo.gov/content/pkg/FR-2016-10-05/pdf/FR-2016-10-05.pdf https://www.govinfo.gov/content/pkg/FR-2016-10-05/xml/FR-2016-10-05.xml fdlp 68933 69367 DGPO 2016-10-05 2024-06-25 FR-2016-10-05 machine generated eng FR FR-2016-10-05 81 193