United States Government Publishing Office
publisher
pbl
distributor
dst
United States
National Archives and Records Administration
Office of the Federal Register
author
aut
Government Organization
text
government publication
eng
FR
Regulatory Information
2016_register
executive
2018-02-02
article
Operations in Rural Areas Under the Truth in Lending Act (Regulation Z); Interim Final Rule
Rules and Regulations
D09002ee1bdc1def0
D09002ee1bdc1e00c
United States
Bureau of Consumer Financial Protection
originator
org
United States Government Agency or Subagency
This interim final rule amends certain provisions of Regulation Z in light of title LXXXIX of the Fixing America's Surface Transportation Act, entitled the Helping Expand Lending Practices in Rural Communities Act, Public Law 114-94. The amendments to Regulation Z concern two matters: The eligibility of certain small creditors that operate in rural or underserved areas for special provisions that permit the origination of balloon-payment qualified mortgages and balloon-payment high cost mortgages and for an exemption from the requirement to establish an escrow account for higher-priced mortgage loans and the determination of whether an area is rural for the purposes of Regulation Z.
81 FR 16074
https://www.govinfo.gov/app/details/FR-2016-03-25/2016-06834
2016-06834
fr25mr16-2
RIN 3170-AA59
4810-AM-P
Docket No. CFPB-2016-0013
https://www.govinfo.gov/app/details/FR-2016-03-25/2016-06834
https://www.govinfo.gov/content/pkg/FR-2016-03-25/html/2016-06834.htm
https://www.govinfo.gov/content/pkg/FR-2016-03-25/pdf/2016-06834.pdf
Advertising
Appraisal
Appraiser
Banking
Banks
Consumer Protection
Credit
Credit Unions
Mortgages
National Banks
Reporting and Recordkeeping Requirements
Savings Associations
Truth in Lending
11 p.
16074
16084
81 FR 16074
Code of Federal Regulations
Title 12 Part 1026
12 CFR Part 1026
Regulation Identification Number 3170-AA59
RIN 3170-AA59
Operations in Rural Areas Under the Truth in Lending Act (Regulation Z); Interim Final Rule; Federal Register Vol. 81, Issue
RULE
2016-06834
BUREAU OF CONSUMER FINANCIAL PROTECTION
2016-03-31
2016-04-25
Docket No. CFPB-2016-0013
4810-AM-P
2016-06834
Interim final rule with request for public comment.
This interim final rule amends certain provisions of Regulation Z in light of title LXXXIX of the Fixing America's Surface Transportation Act, entitled the Helping Expand Lending Practices in Rural Communities Act, Public Law 114-94. The amendments to Regulation Z concern two matters: The eligibility of certain small creditors that operate in rural or underserved areas for special provisions that permit the origination of balloon-payment qualified mortgages and balloon-payment high cost mortgages and for an exemption from the requirement to establish an escrow account for higher-priced mortgage loans and the determination of whether an area is rural for the purposes of Regulation Z.
This final rule is effective on March 31, 2016. Comments may be submitted on or before April 25, 2016.
Carl Owens, Terry J. Randall, or James Wylie, Counsels, Office of Regulations, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552, at (202) 435-7700.
Advertising
Appraisal
Appraiser
Banking
Banks
Consumer Protection
Credit
Credit Unions
Mortgages
National Banks
Reporting and Recordkeeping Requirements
Savings Associations
Truth in Lending
Operations in Rural Areas under the Truth in Lending Act
,
FederalRegisterComments@cfpb.gov
http://files.consumerfinance.gov/f/201508_cfpb_national-survey-of-mortgage-borrowers-technical-report-15-02.pdf
http://transportation.house.gov/uploadedfiles/joint_explanatory_statement.pdf
http://www.consumerfinance.gov/reports/technical-reports-national-survey-of-mortgage-borrowers-and-national-mortgage-database/
http://www.ers.usda.gov/data-products/urban-influence-codes/documentation.aspx
http://www.fhfa.gov/Homeownersbuyer/Pages/National-Survey-of-Mortgage-Borrowers.aspx
http://www.regulations.gov
http://www2.fdic.gov/call_tfr_rpts/
Federal Register
Vol. 81, no. 58
Office of the Federal Register, National Archives and Records Administration
2016-03-25
continuing
daily
deposited
born digital
1016 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-2016-03-25
P0b002ee19834ba90
0097-6326
0042-1219
0364-1406
769-004-00000-9
000582072
f:fr25mr16
https://www.govinfo.gov/app/details/FR-2016-03-25
https://www.govinfo.gov/content/pkg/FR-2016-03-25/pdf/FR-2016-03-25.pdf
https://www.govinfo.gov/content/pkg/FR-2016-03-25/xml/FR-2016-03-25.xml
fdlp
16053
17057
DGPO
2018-02-02
2023-04-29
FR-2016-03-25
machine generated
eng
FR
FR-2016-03-25
81
58