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2015-10-02
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Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)
Part III
Rules and Regulations
D09002ee1c1850126
D09002ee1c1850266
United States
Bureau of Consumer Financial Protection
originator
org
United States Government Agency or Subagency
The Bureau of Consumer Financial Protection (Bureau) is amending certain mortgage rules issued by the Bureau in 2013. This final rule revises the Bureau's regulatory definitions of small creditor, and rural and underserved areas, for purposes of certain special provisions and exemptions from various requirements provided to certain small creditors under the Bureau's mortgage rules.
80 FR 59944
https://www.govinfo.gov/app/details/FR-2015-10-02/2015-24362
2015-24362
fr02oc15-23
RIN 3170-AA43
4810-AM-P
Docket No. CFPB-2015-0004
https://www.govinfo.gov/app/details/FR-2015-10-02/2015-24362
https://www.govinfo.gov/content/pkg/FR-2015-10-02/html/2015-24362.htm
https://www.govinfo.gov/content/pkg/FR-2015-10-02/pdf/2015-24362.pdf
Advertising
Consumer Protection
Credit
Credit Unions
Mortgages
National Banks
Savings Associations
Recordkeeping Requirements
Reporting
Truth in Lending
30 p.
59944
59973
80 FR 59944
Code of Federal Regulations
Title 12 Part 1026
12 CFR Part 1026
Regulation Identification Number 3170-AA43
RIN 3170-AA43
Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z); Federal Register Vol. 80, Issue
RULE
2015-24362
III
BUREAU OF CONSUMER FINANCIAL PROTECTION
2016-01-01
Docket No. CFPB-2015-0004
4810-AM-P
2015-24362
Final rule; official interpretations.
The Bureau of Consumer Financial Protection (Bureau) is amending certain mortgage rules issued by the Bureau in 2013. This final rule revises the Bureau's regulatory definitions of small creditor, and rural and underserved areas, for purposes of certain special provisions and exemptions from various requirements provided to certain small creditors under the Bureau's mortgage rules.
This final rule is effective on January 1, 2016. For additional discussion regarding the effective date of the rule see part VI of the SUPPLEMENTARY INFORMATION below.
Jeffrey Haywood, Paralegal Specialist; Nicholas Hluchyj, Senior Counsel, or Paul Ceja, Senior Counsel and Special Advisor, Office of Regulations, at (202) 435-7700.
Advertising
Consumer Protection
Credit
Credit Unions
Mortgages
National Banks
Savings Associations
Recordkeeping Requirements
Reporting
Truth in Lending
Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)
,
http://factfinder.census.gov/faces/nav/jsf/pages/searchresults.xhtml?ref=addr&refresh=t
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2462128
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2555952
http://www.consumerfinance.gov/guidance/
http://www.consumerfinance.gov/guidance/#ruralunderserved
http://www.ers.usda.gov/data-products/urban-influence-codes/documentation.aspx
http://www.federalreserve.gov/pubs/feds/2011/201109/201109pap.pdf
http://www.ffiec.gov/hmda
http://www2.fdic.gov/call_tfr_rpts/
https://ask.census.gov/faq.php?id=5000&faqId=6405
https://www.census.gov/geo/maps-data/data/tallies/tractblock.html
https://www.census.gov/geo/reference/ua/urban-rural-2010.html
Federal Register
Vol. 80, no. 191
Office of the Federal Register, National Archives and Records Administration
2015-10-02
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486 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-2015-10-02
P0b002ee18da596dd
0097-6326
0042-1219
0364-1406
769-004-00000-9
000582072
f:fr02oc15
https://www.govinfo.gov/app/details/FR-2015-10-02
https://www.govinfo.gov/content/pkg/FR-2015-10-02/pdf/FR-2015-10-02.pdf
https://www.govinfo.gov/content/pkg/FR-2015-10-02/xml/FR-2015-10-02.xml
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2015-10-02
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