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2014-12-15
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Fair Credit Reporting Act Disclosures
Notices
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United States
Bureau of Consumer Financial Protection
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The Bureau of Consumer Financial Protection (Bureau) announces that the ceiling on allowable charges under section 612(f) of the Fair Credit Reporting Act (FCRA) will increase from $11.50 to $12.00, effective for 2015. The Bureau is required to increase the $8.00 amount referred to in section 612(f)(1)(A)(i) of the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index for All Urban Consumers (CPI-U), with fractional changes rounded to the nearest fifty cents. The CPI-U increased 47.66 percent between September 1997, when the FCRA amendments took effect, and September 2014. This increase in the CPI-U, and the requirement that any increase be rounded to the nearest fifty cents, result in a maximum allowable charge of $12.00.
79 FR 74068
https://www.govinfo.gov/app/details/FR-2014-12-15/2014-29215
2014-29215
fr15de14-38
4810-AM-P
https://www.govinfo.gov/app/details/FR-2014-12-15/2014-29215
https://www.govinfo.gov/content/pkg/FR-2014-12-15/html/2014-29215.htm
https://www.govinfo.gov/content/pkg/FR-2014-12-15/pdf/2014-29215.pdf
2 p.
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79 FR 74068
Fair Credit Reporting Act Disclosures; Federal Register Vol. 79, Issue
NOTICE
2014-29215
BUREAU OF CONSUMER FINANCIAL PROTECTION
2015-01-01
4810-AM-P
2014-29215
Notice regarding charges for certain disclosures under the Fair Credit Reporting Act.
The Bureau of Consumer Financial Protection (Bureau) announces that the ceiling on allowable charges under section 612(f) of the Fair Credit Reporting Act (FCRA) will increase from $11.50 to $12.00, effective for 2015. The Bureau is required to increase the $8.00 amount referred to in section 612(f)(1)(A)(i) of the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index for All Urban Consumers (CPI-U), with fractional changes rounded to the nearest fifty cents. The CPI-U increased 47.66 percent between September 1997, when the FCRA amendments took effect, and September 2014. This increase in the CPI-U, and the requirement that any increase be rounded to the nearest fifty cents, result in a maximum allowable charge of $12.00.
Effective January 1, 2015.
James Wylie, Counsel, Office of Regulations, at (202) 435-7700.
Fair Credit Reporting Act Disclosures
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Federal Register
Vol. 79, no. 240
Office of the Federal Register, National Archives and Records Administration
2014-12-15
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Table of Contents:
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https://www.govinfo.gov/app/details/FR-2014-12-15
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https://www.govinfo.gov/app/details/FR-2014-12-15
https://www.govinfo.gov/content/pkg/FR-2014-12-15/pdf/FR-2014-12-15.pdf
https://www.govinfo.gov/content/pkg/FR-2014-12-15/xml/FR-2014-12-15.xml
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