United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2014_register executive 2014-05-16 article Rules and Regulations D09002ee1c7fa1047 D09002ee1c7fa115b United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency (OCC) is combining certain rules originally issued jointly with the other Federal banking agencies by the OCC with respect to national banks and by the former Office of Thrift Supervision (OTS) with respect to savings associations. Specifically, the OCC is combining rules relating to consumer protection in insurance sales, Bank Secrecy Act (BSA) compliance, management interlocks, appraisals, disclosure and reporting of Community Reinvestment Act (CRA)-related agreements, and the Fair Credit Reporting Act (FCRA). This rulemaking also makes technical amendments to the OCC's FCRA rule to conform to provisions of the Dodd- Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act). This rulemaking will not result in any substantive changes in the combined rules. It will, however, streamline OCC rules, reduce duplication, and create efficiencies by establishing a single set of these rules for all entities supervised by the OCC. 79 FR 28393 https://www.govinfo.gov/app/details/FR-2014-05-16/2014-11406 2014-11406 fr16my14-2 RIN 1557-AD75 4810-01-P Docket ID OCC-2014-0006 https://www.govinfo.gov/app/details/FR-2014-05-16/2014-11406 https://www.govinfo.gov/content/pkg/FR-2014-05-16/html/2014-11406.htm https://www.govinfo.gov/content/pkg/FR-2014-05-16/pdf/2014-11406.pdf Confidential Business Information Savings Associations Banks Banking Consumer Protection Insurance National Banks Reporting and Recordkeeping Requirements Manufactured Homes Accounting Administrative Practice and Procedure Advertising Conflict of Interests Securities Surety Bonds Appraisals Fair Credit Reporting Act Privacy Crime Currency Security Measures Antitrust Holding Companies Mortgages Community Development Credit Freedom of Information Investments Reporting Recordkeeping Requirements 9 p. 28393 28401 79 FR 28393 Title 12 Part 133 12 CFR Part 133 Title 12 Part 136 12 CFR Part 136 Title 12 Part 14 12 CFR Part 14 Title 12 Part 160 12 CFR Part 160 Title 12 Part 163 12 CFR Part 163 Title 12 Part 164 12 CFR Part 164 Title 12 Part 171 12 CFR Part 171 Title 12 Part 196 12 CFR Part 196 Title 12 Part 21 12 CFR Part 21 Title 12 Part 26 12 CFR Part 26 Title 12 Part 34 12 CFR Part 34 Title 12 Part 35 12 CFR Part 35 Title 12 Part 41 12 CFR Part 41 RIN 1557-AD75 Integration of National Bank and Savings Association Regulations: Interagency Rules; Federal Register Vol. 79, Issue RULE 2014-11406 DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 2014-06-16 Docket ID OCC-2014-0006 4810-01-P 2014-11406 Final rule.

The Office of the Comptroller of the Currency (OCC) is combining certain rules originally issued jointly with the other Federal banking agencies by the OCC with respect to national banks and by the former Office of Thrift Supervision (OTS) with respect to savings associations. Specifically, the OCC is combining rules relating to consumer protection in insurance sales, Bank Secrecy Act (BSA) compliance, management interlocks, appraisals, disclosure and reporting of Community Reinvestment Act (CRA)-related agreements, and the Fair Credit Reporting Act (FCRA). This rulemaking also makes technical amendments to the OCC's FCRA rule to conform to provisions of the Dodd- Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act). This rulemaking will not result in any substantive changes in the combined rules. It will, however, streamline OCC rules, reduce duplication, and create efficiencies by establishing a single set of these rules for all entities supervised by the OCC.

This final rule is effective on June 16, 2014. For additional information, contact Heidi Thomas, Special Counsel, or Stuart Feldstein, Director, Legislative and Regulatory Activities Division, 202-649-5490, for persons who are deaf or hard of hearing, TTY, (202) 649-5597; Office of the Comptroller of the Currency, 400 7th Street SW., Washington, DC 20219. Confidential Business Information Savings Associations Banks Banking Consumer Protection Insurance National Banks Reporting and Recordkeeping Requirements Manufactured Homes Accounting Administrative Practice and Procedure Advertising Conflict of Interests Securities Surety Bonds Appraisals Fair Credit Reporting Act Privacy Crime Currency Security Measures Antitrust Holding Companies Mortgages Community Development Credit Freedom of Information Investments Reporting Recordkeeping Requirements Integration of National Bank and Savings Association Regulations: Interagency Rules , www.appraisalfoundation.org www.helpwithmybank.gov www.occ.gov/publications/publications-by-type/comptrollers-handbook/index-comptrollers-handbook.html Vol. 79, no. 95 Office of the Federal Register, National Archives and Records Administration 2014-05-16 continuing daily deposited born digital 222 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2014-05-16 P0b002ee188f55480 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr16my14 https://www.govinfo.gov/app/details/FR-2014-05-16 https://www.govinfo.gov/content/pkg/FR-2014-05-16/pdf/FR-2014-05-16.pdf https://www.govinfo.gov/content/pkg/FR-2014-05-16/xml/FR-2014-05-16.xml fdlp 28393 28603 DGPO 2014-05-16 2024-06-02 FR-2014-05-16 machine generated eng FR FR-2014-05-16 79 95