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        <title>Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)</title>
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    <abstract>The Bureau of Consumer Financial Protection (Bureau) proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for nonprofit entities that meet certain requirements, amend the existing exemption from the ability-to-repay rule for nonprofit entities that meet certain requirements, and provide a limited cure mechanism for the points and fees limit that applies to qualified mortgages.</abstract>
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    <subject>
        <topic>Advertising</topic>
        <topic>Consumer Protection</topic>
        <topic>Credit</topic>
        <topic>Credit Unions</topic>
        <topic>Mortgages</topic>
        <topic>National Banks</topic>
        <topic>Reporting and Recordkeeping Requirements</topic>
        <topic>Savings Associations</topic>
        <topic>Truth in Lending</topic>
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            <partNumber>Title 12 Part 1026</partNumber>
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        <action>Proposed rule with request for public comment.</action>
        <summary>The Bureau of Consumer Financial Protection (Bureau) proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for nonprofit entities that meet certain requirements, amend the existing exemption from the ability-to-repay rule for nonprofit entities that meet certain requirements, and provide a limited cure mechanism for the points and fees limit that applies to qualified mortgages.</summary>
        <dates>Comments regarding the proposed amendments to 12 CFR 1026.41(e)(4), 1026.43(a)(3), and 1026.43(e)(3) must be received on or before June 5, 2014. For the requests for comment regarding correction or cure of debt-to-income ratio overages and the credit extension limit for the small creditor definition, comments must be received on or before July 7, 2014.</dates>
        <contact>Pedro De Oliveira, Counsel; William R. Corbett, Nicholas Hluchyj, and Priscilla Walton-Fein, Senior Counsels, Office of Regulations, at (202) 435-7700.</contact>
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            <subject>Advertising</subject>
                                    
            <subject>Consumer Protection</subject>
                                    
            <subject>Credit</subject>
                                    
            <subject>Credit Unions</subject>
                                    
            <subject>Mortgages</subject>
                                    
            <subject>National Banks</subject>
                                    
            <subject>Reporting and Recordkeeping Requirements</subject>
                                    
            <subject>Savings Associations</subject>
                                    
            <subject>Truth in Lending</subject>
                                
        </cfr>
        <tocSubject1>Truth in Lending Act:</tocSubject1>
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, </tocDoc>
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            <partNumber>Vol. 79, no. 87</partNumber>
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