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        <title>Patient Protection and Affordable Care Act; HHS Notice of Benefit and Payment Parameters for 2015</title>
        <partNumber>Part II</partNumber>
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    <abstract>This final rule sets forth payment parameters and oversight provisions related to the risk adjustment, reinsurance, and risk corridors programs; cost sharing parameters and cost-sharing reductions; and user fees for Federally-facilitated Exchanges. It also provides additional standards with respect to composite premiums, privacy and security of personally identifiable information, the annual open enrollment period for 2015, the actuarial value calculator, the annual limitation in cost sharing for stand-alone dental plans, the meaningful difference standard for qualified health plans offered through a Federally-facilitated Exchange, patient safety standards for issuers of qualified health plans, and the Small Business Health Options Program.</abstract>
    <identifier type="FR citation">79 FR 13744</identifier>
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        <topic>Health Care</topic>
        <topic>Health Insurance</topic>
        <topic>Reporting and Recordkeeping Requirements</topic>
        <topic>State Regulation of Health Insurance</topic>
        <topic>Administrative Practice and Procedure</topic>
        <topic>Adverse Selection</topic>
        <topic>Health Records</topic>
        <topic>Organization and Functions (Government Agencies)</topic>
        <topic>Premium Stabilization</topic>
        <topic>Reinsurance</topic>
        <topic>Risk Adjustment</topic>
        <topic>Risk Corridors</topic>
        <topic>Risk Mitigation</topic>
        <topic>State and Local Governments</topic>
        <topic>Health Care Access</topic>
        <topic>Cost-Sharing Reductions</topic>
        <topic>Advance Payments of Premium Tax Credit</topic>
        <topic>Administration and Calculation of Advance Payments of the Premium Tax Credit</topic>
        <topic>Plan Variations</topic>
        <topic>Actuarial Value</topic>
        <topic>Administrative Appeals</topic>
        <topic>Administration and Calculation of Advance Payments of Premium Tax Credit</topic>
        <topic>Advertising</topic>
        <topic>Advisory Committees</topic>
        <topic>Brokers</topic>
        <topic>Conflict of Interest</topic>
        <topic>Consumer Protection</topic>
        <topic>Grant Programs-Health</topic>
        <topic>Grants Administration</topic>
        <topic>Health Maintenance Organization (Hmo)</topic>
        <topic>Hospitals</topic>
        <topic>American Indian/Alaska Natives</topic>
        <topic>Individuals with Disabilities</topic>
        <topic>Loan Programs-Health</topic>
        <topic>Medicaid</topic>
        <topic>Payment and Collections Reports</topic>
        <topic>Public Assistance Programs</topic>
        <topic>Sunshine Act</topic>
        <topic>Technical Assistance</topic>
        <topic>Women</topic>
        <topic>Youth</topic>
        <topic>Claims</topic>
        <topic>Health Plans</topic>
        <topic>Penalties</topic>
        <topic>Premium Revenues</topic>
        <topic>Medical Loss Ratio</topic>
        <topic>Rebating</topic>
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    <part type="Part II">
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            <start>13744</start>
            <end>13843</end>
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    <identifier type="preferred citation">79 FR 13744</identifier>
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        <partNumber>II</partNumber>
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        <action>Final rule.</action>
        <summary>This final rule sets forth payment parameters and oversight provisions related to the risk adjustment, reinsurance, and risk corridors programs; cost sharing parameters and cost-sharing reductions; and user fees for Federally-facilitated Exchanges. It also provides additional standards with respect to composite premiums, privacy and security of personally identifiable information, the annual open enrollment period for 2015, the actuarial value calculator, the annual limitation in cost sharing for stand-alone dental plans, the meaningful difference standard for qualified health plans offered through a Federally-facilitated Exchange, patient safety standards for issuers of qualified health plans, and the Small Business Health Options Program.</summary>
        <dates>These regulations are effective on May 12, 2014.</dates>
        <contact>For general information: Sharon Arnold, (301) 492-4286; Laurie McWright, (301) 492-4311; or Jeff Wu, (301) 492-4305. For matters related to student health insurance coverage and composite premiums: Jacob Ackerman, (301) 492-4179. For matters related to the risk adjustment program: Kelly Horney, (410) 786-0558. For general matters related to the reinsurance program: Adrianne Glasgow, (410) 786-0686. For matters related to reinsurance contributions: Adam Shaw, (410) 786- 1019. For matters related to risk corridors: Jaya Ghildiyal, (301) 492-5149. For matters related to medical loss ratio: Christina Pavlus, (301) 492- 4172. For matters related to cost-sharing reductions and netting of payments and charges: Pat Meisol, (410) 786-1917. For matters related to the premium adjustment percentage: Johanna Lauer, (301) 492-4397. For matters related to Federally-facilitated Exchange user fees: Michael Cohen, (301) 492-4277. For matters related to the annual limitation on cost sharing for stand- alone dental plans, privacy and security of personally identifiable information, the annual open enrollment period for 2015, and the meaningful difference standard: Leigha Basini, (301) 492-4380. For matters related to the Small Business Health Options Program: Christelle Jang, (410) 786-8438. For matters related to the actuarial value calculator: Allison Yadsko, (410) 786-1740. For matters related to patient safety standards for issuers of qualified health plans: Nidhi Singh Shah, (301) 492-5110.</contact>
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            <subject>Reinsurance</subject>
                                    
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            <subject>Health Care Access</subject>
                                    
            <subject>Cost-Sharing Reductions</subject>
                                    
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            <subject>Administration and Calculation of Advance Payments of the Premium Tax Credit</subject>
                                    
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            <subject>Administrative Appeals</subject>
                                    
            <subject>Administration and Calculation of Advance Payments of Premium Tax Credit</subject>
                                    
            <subject>Advertising</subject>
                                    
            <subject>Advisory Committees</subject>
                                    
            <subject>Brokers</subject>
                                    
            <subject>Conflict of Interest</subject>
                                    
            <subject>Consumer Protection</subject>
                                    
            <subject>Grant Programs-Health</subject>
                                    
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            <subject>Women</subject>
                                    
            <subject>Youth</subject>
                                
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            <subject>Claims</subject>
                                    
            <subject>Health Plans</subject>
                                    
            <subject>Penalties</subject>
                                    
            <subject>Premium Revenues</subject>
                                    
            <subject>Medical Loss Ratio</subject>
                                    
            <subject>Rebating</subject>
                                
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        <tocSubject1>Patient Protection and Affordable Care Act:</tocSubject1>
        <tocDoc>Benefit and Payment Parameters for 2015
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