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2013-11-23
article
Truth in Lending (Regulation Z)
Rules and Regulations
D09002ee1bdc8d8d5
D09002ee1bdc8dec7
United States
Federal Reserve System
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United States Government Agency or Subagency
United States
Bureau of Consumer Financial Protection
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org
United States Government Agency or Subagency
The Board and the Bureau are publishing final rules amending the official interpretations and commentary for the agencies' regulations that implement the Truth in Lending Act (TILA). The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amended TILA by requiring that the dollar threshold for exempt consumer credit transactions be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Based on the annual percentage increase in the CPI-W as of June 1, 2013, the Board and the Bureau are adjusting the exemption threshold to $53,500, effective January 1, 2014. Because the Dodd-Frank Act also requires similar adjustments in the Consumer Leasing Act's threshold for exempt consumer leases, the Board and the Bureau are making similar amendments to each of their respective regulations implementing the Consumer Leasing Act elsewhere in the Federal Register.
78 FR 70194
https://www.govinfo.gov/app/details/FR-2013-11-25/2013-28195
2013-28195
fr25no13-4
4810-AM-P
Docket No. R-1470
Docket No. CFPB-2013-0035
https://www.govinfo.gov/app/details/FR-2013-11-25/2013-28195
https://www.govinfo.gov/content/pkg/FR-2013-11-25/html/2013-28195.htm
https://www.govinfo.gov/content/pkg/FR-2013-11-25/pdf/2013-28195.pdf
Credit
Credit Unions
Mortgages
National Banks
Savings Associations
Advertising
Consumer Protection
Federal Reserve System
Reporting and Recordkeeping Requirements
Truth in Lending
3 p.
70194
70196
78 FR 70194
Code of Federal Regulations
Title 12 Part 1026
12 CFR Part 1026
Code of Federal Regulations
Title 12 Part 226
12 CFR Part 226
Truth in Lending (Regulation Z); Federal Register Vol. 78, Issue
RULE
2013-28195
FEDERAL RESERVE SYSTEM
BUREAU OF CONSUMER FINANCIAL PROTECTION
2014-01-01
Docket No. R-1470
Docket No. CFPB-2013-0035
4810-AM-P
2013-28195
Final rules, official interpretations and commentary.
The Board and the Bureau are publishing final rules amending the official interpretations and commentary for the agencies' regulations that implement the Truth in Lending Act (TILA). The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amended TILA by requiring that the dollar threshold for exempt consumer credit transactions be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Based on the annual percentage increase in the CPI-W as of June 1, 2013, the Board and the Bureau are adjusting the exemption threshold to $53,500, effective January 1, 2014. Because the Dodd-Frank Act also requires similar adjustments in the Consumer Leasing Act's threshold for exempt consumer leases, the Board and the Bureau are making similar amendments to each of their respective regulations implementing the Consumer Leasing Act elsewhere in the Federal Register.
This final rule is effective January 1, 2014.
Board: Vivian W. Wong, Counsel, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, at (202) 452-3667; for users of Telecommunications Device for the Deaf (TDD) only, contact (202) 263- 4869.
Credit
Credit Unions
Mortgages
National Banks
Savings Associations
Advertising
Consumer Protection
Federal Reserve System
Reporting and Recordkeeping Requirements
Truth in Lending
Truth in Lending (Regulation Z)
,
Federal Register
Vol. 78, no. 227
Office of the Federal Register, National Archives and Records Administration
2013-11-25
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307 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-2013-11-25
P0b002ee18660d1dd
0097-6326
0042-1219
0364-1406
769-004-00000-9
000582072
f:fr25no13
https://www.govinfo.gov/app/details/FR-2013-11-25
https://www.govinfo.gov/content/pkg/FR-2013-11-25/pdf/FR-2013-11-25.pdf
https://www.govinfo.gov/content/pkg/FR-2013-11-25/xml/FR-2013-11-25.xml
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2013-11-23
2023-04-30
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