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2012-04-03
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Fair Credit Reporting Act Disclosures
Notices
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United States
Bureau of Consumer Financial Protection
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The Bureau of Consumer Financial Protection (``Bureau'') announces that the ceiling on allowable charges under Section 612(f) of the Fair Credit Reporting Act (``FCRA'') will increase from $11.00 to $11.50 effective April 3, 2012. The Bureau is required to increase the $8.00 amount referred to in Section 612(f)(1)(A)(i) of the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index (``CPI''), with fractional changes rounded to the nearest fifty cents. The CPI increased 40.75 percent between September 1997, the date the FCRA amendments took effect, and September 2011. This increase in the CPI, and the requirement that any increase be rounded to the nearest fifty cents, results in a maximum allowable charge of $11.50.
77 FR 20011
https://www.govinfo.gov/app/details/FR-2012-04-03/2012-7916
2012-7916
fr03ap12-37
RIN 3170-AA06
4810-AM-P
Docket No. CFPB-2012-0014
https://www.govinfo.gov/app/details/FR-2012-04-03/2012-7916
https://www.govinfo.gov/content/pkg/FR-2012-04-03/html/2012-7916.htm
https://www.govinfo.gov/content/pkg/FR-2012-04-03/pdf/2012-7916.pdf
2 p.
20011
20012
77 FR 20011
Regulation Identification Number 3170-AA06
RIN 3170-AA06
Fair Credit Reporting Act Disclosures; Federal Register Vol. 77, Issue
NOTICE
2012-7916
BUREAU OF CONSUMER FINANCIAL PROTECTION
2012-04-03
Docket No. CFPB-2012-0014
4810-AM-P
2012-7916
Notice regarding charges for certain disclosures under the Fair Credit Reporting Act.
The Bureau of Consumer Financial Protection (``Bureau'') announces that the ceiling on allowable charges under Section 612(f) of the Fair Credit Reporting Act (``FCRA'') will increase from $11.00 to $11.50 effective April 3, 2012. The Bureau is required to increase the $8.00 amount referred to in Section 612(f)(1)(A)(i) of the FCRA on January 1 of each year, based proportionally on changes in the Consumer Price Index (``CPI''), with fractional changes rounded to the nearest fifty cents. The CPI increased 40.75 percent between September 1997, the date the FCRA amendments took effect, and September 2011. This increase in the CPI, and the requirement that any increase be rounded to the nearest fifty cents, results in a maximum allowable charge of $11.50.
Effective April 3, 2012.
Michael G. Silver, Counsel, Office of Regulations, Bureau of Consumer Financial Protection, 202-435-7700.
Fair Credit Reporting Act Disclosures
,
Federal Register
Vol. 77, no. 64
Office of the Federal Register, National Archives and Records Administration
2012-04-03
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362 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-2012-04-03
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0042-1219
0364-1406
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000582072
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https://www.govinfo.gov/app/details/FR-2012-04-03
https://www.govinfo.gov/content/pkg/FR-2012-04-03/pdf/FR-2012-04-03.pdf
https://www.govinfo.gov/content/pkg/FR-2012-04-03/xml/FR-2012-04-03.xml
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2012-04-03
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