United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2012_register executive 2014-05-29 article Part VII Rules and Regulations D09002ee1c7fd7f00 D09002ee1c7fd81da United States Department of the Treasury originator org United States Government Agency or Subagency United States Internal Revenue Service originator org United States Government Agency or Subagency United States Department of Labor originator org United States Government Agency or Subagency United States Employee Benefits Security Administration originator org United States Government Agency or Subagency United States Department of Health and Human Services originator org United States Government Agency or Subagency This document contains final regulations regarding the summary of benefits and coverage and the uniform glossary for group health plans and health insurance coverage in the group and individual markets under the Patient Protection and Affordable Care Act. This document implements the disclosure requirements under section 2715 of the Public Health Service Act to help plans and individuals better understand their health coverage, as well as other coverage options. A guidance document published elsewhere in this issue of the Federal Register provides further guidance regarding compliance. 77 FR 8668 https://www.govinfo.gov/app/details/FR-2012-02-14/2012-3228 2012-3228 fr14fe12-23 RIN 1545-BJ94 RIN 1210-AB52 RIN 0938-AQ73 P TD 9575 CMS-9982-F https://www.govinfo.gov/app/details/FR-2012-02-14/2012-3228 https://www.govinfo.gov/content/pkg/FR-2012-02-14/html/2012-3228.htm https://www.govinfo.gov/content/pkg/FR-2012-02-14/pdf/2012-3228.pdf Excise Taxes Health Care Health Insurance Pensions Reporting and Recordkeeping Requirements Continuation Coverage Disclosure Employee Benefit Plans Group Health Plans Medical Child Support State Regulation of Health Insurance 39 p. 8668 8706 77 FR 8668 Title 26 Part 54 26 CFR Part 54 Title 26 Part 602 26 CFR Part 602 Title 29 Part 2590 29 CFR Part 2590 Title 45 Part 147 45 CFR Part 147 RIN 1545-BJ94 RIN 1210-AB52 RIN 0938-AQ73 Summary of Benefits and Coverage and Uniform Glossary; Federal Register Vol. 77, Issue RULE 2012-3228 VII DEPARTMENT OF THE TREASURY Internal Revenue Service DEPARTMENT OF LABOR Employee Benefits Security Administration DEPARTMENT OF HEALTH AND HUMAN SERVICES 2012-04-16 TD 9575 CMS-9982-F P 2012-3228 Final rule.

This document contains final regulations regarding the summary of benefits and coverage and the uniform glossary for group health plans and health insurance coverage in the group and individual markets under the Patient Protection and Affordable Care Act. This document implements the disclosure requirements under section 2715 of the Public Health Service Act to help plans and individuals better understand their health coverage, as well as other coverage options. A guidance document published elsewhere in this issue of the Federal Register provides further guidance regarding compliance.

Effective date. These final regulations are effective April 16, 2012. Amy Turner or Heather Raeburn, Employee Benefits Security Administration, Department of Labor, at (202) 693-8335; Karen Levin, Internal Revenue Service, Department of the Treasury, at (202) 622-6080; Jennifer Libster or Padma Shah, Centers for Medicare & Medicaid Services, Department of Health and Human Services, at (301) 492-4222. Excise Taxes Health Care Health Insurance Pensions Reporting and Recordkeeping Requirements Continuation Coverage Disclosure Employee Benefit Plans Group Health Plans Medical Child Support State Regulation of Health Insurance Summary of Benefits, Coverage and Uniform Glossary , ebsa.opr@dol.gov Paperwork@cms.hhs.gov cciio.cms.gov/resources/factsheets/aca_implementation_faqs7.html HealthCare.gov http://cciio.cms.gov http://content.healthaffairs.org/content/12/3/204.full.pdf http://content.healthaffairs.org/content/25/3/w226.full.pdf+html http://content.healthaffairs.org/content/early/2003/09/24/hlthaff.w3.449.citation http://finder.healthcare.gov/ http://newsroom.highroads.com/hr-compliance-connection/highroads-study-shows-employers-will-not-eliminate-benefits-coverage-due-to-health-care-reform http://prescriptionforchange.org/wordpress/wp-content/uploads/2011/08/A_New_Way_of_Comparing_Health_Insurance.pdf http://www.bls.gov/oes/current/oes_nat.htm#00-0000 http://www.cms.gov/PaperworkReductionActof1995/PRAL/list.asp#TopOfPage http://www.cms.hhs.gov/HealthInsReformforConsume/01_Overview.asp http://www.commonwealthfund.org/Publications/Issue-Briefs/2011/Feb/Making-Health-Insurance-Cost-Sharing-Clear.aspx http://www.dol.gov/ebsa http://www.dol.gov/ebsa/pdf/ACAReportToCongress032811.pdf http://www.dol.gov/ebsa/publications/AC_1105c_report.html http://www.ebri.org/pdf/notespdf/EBRI_Notes_10-20061.pdf http://www.guideline.gov/about/inclusion-criteria.aspx http://www.healthcare.gov http://www.hhs.gov/ocr/civilrights/resources/specialtopics/lep/policyguidancedocument.html http://www.naic.org/documents/committees_b_consumer_information_101012_ahip_focus_group_summary.pdf http://www.naic.org/documents/committees_b_consumer_information_ppaca_final_materials.pdf http://www.ntia.doc.gov/reports/2010/NTIA_internet_use_report_Feb2010.pdf http://www.reginfo.gov/public/do/PRAMain reginfo.gov www.cciio.cms.gov www.dol.gov/ebsa/faqs/faq-aca7.html www.dol.gov/ebsa/healthreform www.naic.org/committees_b_consumer_information.htm Vol. 77, no. 30 Office of the Federal Register, National Archives and Records Administration 2012-02-14 continuing daily deposited born digital 633 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2012-02-14 P0b002ee1892c66ec 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr14fe12 https://www.govinfo.gov/app/details/FR-2012-02-14 https://www.govinfo.gov/content/pkg/FR-2012-02-14/pdf/FR-2012-02-14.pdf https://www.govinfo.gov/content/pkg/FR-2012-02-14/xml/FR-2012-02-14.xml fdlp 8089 8715 DGPO 2014-05-29 2024-06-03 FR-2012-02-14 machine generated eng FR FR-2012-02-14 77 30