United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2012_register executive 2012-02-07 article Part II Rules and Regulations D09002ee1c7fd8b7b D09002ee1c7fd8c7f United States Bureau of Consumer Financial Protection originator org United States Government Agency or Subagency The Bureau of Consumer Financial Protection is amending Regulation E, which implements the Electronic Fund Transfer Act, and the official interpretation to the regulation, which interprets the requirements of Regulation E. The final rule provides new protections, including disclosures and error resolution and cancellation rights, to consumers who send remittance transfers to other consumers or businesses in a foreign country. The amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act. 77 FR 6194 https://www.govinfo.gov/app/details/FR-2012-02-07/2012-1728 2012-1728 fr07fe12-18 RIN 3170-AA15 4810-AM-P Docket No. CFPB-2011-0009 https://www.govinfo.gov/app/details/FR-2012-02-07/2012-1728 https://www.govinfo.gov/content/pkg/FR-2012-02-07/html/2012-1728.htm https://www.govinfo.gov/content/pkg/FR-2012-02-07/pdf/2012-1728.pdf Banking Banks Consumer Protection Credit Unions Electronic Fund Transfers National Banks Remittance Transfers Reporting and Recordkeeping Requirements Savings Associations 116 p. 6194 6309 77 FR 6194 Title 12 Part 1005 12 CFR Part 1005 RIN 3170-AA15 Electronic Fund Transfers (Regulation E); Federal Register Vol. 77, Issue RULE 2012-1728 II BUREAU OF CONSUMER FINANCIAL PROTECTION 2013-02-07 Docket No. CFPB-2011-0009 4810-AM-P 2012-1728 Final rule; official interpretation.

The Bureau of Consumer Financial Protection is amending Regulation E, which implements the Electronic Fund Transfer Act, and the official interpretation to the regulation, which interprets the requirements of Regulation E. The final rule provides new protections, including disclosures and error resolution and cancellation rights, to consumers who send remittance transfers to other consumers or businesses in a foreign country. The amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.

The rule is effective February 7, 2013. Mandie Aubrey, Dana Miller, or Stephen Shin, Counsels, or Krista Ayoub or Vivian Wong, Senior Counsels, Division of Research, Markets, and Regulations, Bureau of Consumer Financial Protection, 1700 G Street NW., Washington, DC 20006, at (202) 435-7000. Banking Banks Consumer Protection Credit Unions Electronic Fund Transfers National Banks Remittance Transfers Reporting and Recordkeeping Requirements Savings Associations Electronic Fund Transfers , http://directoamexico.com/en/tipodecam.html http://remittanceprices.worldbank.org/Country-Corridors/from-United-States http://webapps.ncua.gov/customquery/ http://www-wds.worldbank.org/external/default/WDSContentServer/IW3P/IB/2005/11/14/000112742_20051114174928/Rendered/PDF/343200GEP02006.pdf http://www.bls.gov/oes/2005/may/naics4_522300.htm http://www.bls.gov/oes/current/naics4_522300.htm http://www.census.gov/population/www/documentation/twps0087/twps0087.html http://www.consumerfinance.gov/wp-content/uploads/2011/07/Report_20110720_RemittanceTransfers.pdf http://www.federalreserve.gov/boarddocs/rptcongress/ACH_report_201107.pdf http://www.federalreserve.gov/newsevents/reform_consumer.htm http://www.fincen.gov/financial_institutions/msb/msbstateselector.html http://www.fincen.gov/financial_institutions/msb/pdf/FinCENfactsheet.pdf http://www.fincen.gov/forms/files/fin107_msbreg.pdf http://www.frbservices.org/files/serviceofferings/pdf/fedach_global_service_orig_manual.pdf http://www.frbservices.org/serviceofferings/fedach/fedach_international_ach_payments.html http://www.migrationinformation.org/Feature/display.cfm?ID=577 http://www.oecd.org/dataoecd/31/52/38821426.pdf http://www.regulations.gov http://www.sba.gov/sites/default/files/Size_Standards_Table.pdf http://www2.fdic.gov/idasp/main_bankfind.asp idbdocs.iadb.org/wsdocs/getdocument.aspx?docnum=35063818 siteresources.worldbank.org/INTPAYMENTREMMITTANCE/Resources/BusinessmodelsFSEseries.pdf siteresources.worldbank.org/INTPAYMENTREMMITTANCE/Resources/New_Remittance_Report.pdf www.abccompany.com www.consumerfinance.gov www.fincen.gov/news_room/rp/reports/pdf/FinCEN_MSB_2005_Survey.pdf www.iadb.org/document.cfm?id=35076501 www.iadb.org/news/docs/internationalflows.pdf www.oecd.org/dataoecd/48/8/42753222.pdf www.stateregulatoryagency.gov Vol. 77, no. 25 Office of the Federal Register, National Archives and Records Administration 2012-02-07 continuing daily deposited born digital 483 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2012-02-07 P0b002ee181dd16d4 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr07fe12 https://www.govinfo.gov/app/details/FR-2012-02-07 https://www.govinfo.gov/content/pkg/FR-2012-02-07/pdf/FR-2012-02-07.pdf https://www.govinfo.gov/content/pkg/FR-2012-02-07/xml/FR-2012-02-07.xml fdlp 5987 6461 DGPO 2012-02-07 2024-06-03 FR-2012-02-07 machine generated eng FR FR-2012-02-07 77 25