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        <title>Office of Thrift Supervision Integration Pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act</title>
        <partNumber>Part II</partNumber>
        <partName>Rules and Regulations</partName>
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    <abstract>Pursuant to Title III of the Dodd-Frank Wall Street Reform and Consumer Protection Act, all functions of the Office of Thrift Supervision (OTS) relating to Federal savings associations and the rulemaking authority of the OTS relating to all savings associations are transferred to the Office of the Comptroller of the Currency (OCC) on July 21, 2011 (transfer date). In order to facilitate the OCC's enforcement and administration of former OTS rules and to make appropriate changes to these rules to reflect OCC supervision of Federal savings associations as of the transfer date, the OCC is republishing, with nomenclature and other technical changes, the OTS regulations currently found in Chapter V of Title 12 of the Code of Federal Regulations. The republished regulations will be recodified with the OCC's regulations in Chapter I at parts 100 through 197 (Republished Regulations), effective on July 21, 2011. The Republished Regulations will supersede the OTS regulations in Chapter V for purposes of OCC supervision and regulation of Federal savings associations, and certain of the Republished Rules will supersede the OTS regulations in Chapter V for purposes of the FDIC's supervision of state savings associations. Chapter V of Title 12 of the Code of Federal Regulations will be vacated at a later date.</abstract>
    <identifier type="FR citation">76 FR 48950</identifier>
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    <identifier type="FR Doc No.">2011-17581</identifier>
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    <identifier type="Regulation ID Number">RIN 1557-AD47</identifier>
    <identifier type="billing code">4810-33-P</identifier>
    <identifier type="department code">Docket ID OCC-2011-0016</identifier>
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    <subject>
        <topic>Savings Associations</topic>
        <topic>Administrative Practice and Procedure</topic>
        <topic>Crime</topic>
        <topic>Penalties</topic>
        <topic>Investigations</topic>
        <topic>Reporting and Recordkeeping Requirements</topic>
        <topic>Advertising</topic>
        <topic>Aged</topic>
        <topic>Civil Rights</topic>
        <topic>Credit</topic>
        <topic>Equal Employment Opportunity</topic>
        <topic>Fair Housing</topic>
        <topic>Individuals with Disabilities</topic>
        <topic>Marital Status Discrimination</topic>
        <topic>Mortgages</topic>
        <topic>Religious Discrimination</topic>
        <topic>Sex Discrimination</topic>
        <topic>Signs and Symbols</topic>
        <topic>Confidential Business Information</topic>
        <topic>Freedom of Information</topic>
        <topic>Consumer Protection</topic>
        <topic>Insurance</topic>
        <topic>Reporting and Recordkeeping Requirements; Savings Associations</topic>
        <topic>Electronic Funds Transfers</topic>
        <topic>Investments</topic>
        <topic>Manufactured Homes</topic>
        <topic>Trusts and Trustees</topic>
        <topic>Securities</topic>
        <topic>Accounting</topic>
        <topic>Subsidiaries</topic>
        <topic>Conflict of Interests</topic>
        <topic>Currency</topic>
        <topic>Surety Bonds</topic>
        <topic>Appraisals</topic>
        <topic>Capital</topic>
        <topic>Risk</topic>
        <topic>Privacy</topic>
        <topic>Security Measures</topic>
        <topic>Bank Deposit Insurance</topic>
        <topic>Safety and Soundness</topic>
        <topic>Fair Credit Reporting Act</topic>
        <topic>Flood Insurance</topic>
        <topic>Banks</topic>
        <topic>Banking</topic>
        <topic>Loan Programs-Housing and Community Development</topic>
        <topic>Authority Delegations (Government Agencies)</topic>
        <topic>Community Development</topic>
        <topic>Antitrust</topic>
    </subject>
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    <identifier type="preferred citation">76 FR 48950</identifier>
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            <partNumber>Title 12 Part 112</partNumber>
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            <partNumber>Title 12 Part 172</partNumber>
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            <partNumber>Title 12 Part 174</partNumber>
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            <partNumber>Title 12 Part 190</partNumber>
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            <partNumber>Title 12 Part 193</partNumber>
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            <partNumber>Title 12 Part 194</partNumber>
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            <partNumber>Title 12 Part 195</partNumber>
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            <partNumber>Title 12 Part 196</partNumber>
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            <partNumber>Title 12 Part 197</partNumber>
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        <identifier type="CFR citation">12 CFR Part  197</identifier>
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        <titleInfo>
            <title>Regulation Identification Number 1557-AD47</title>
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        <identifier type="regulation ID number">RIN 1557-AD47</identifier>
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    <extension>
        <searchTitle>Office of Thrift Supervision Integration Pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act; Federal Register Vol. 76, Issue </searchTitle>
        <granuleClass>RULE</granuleClass>
        <accessId>2011-17581</accessId>
        <partNumber>II</partNumber>
        <agency order="1">DEPARTMENT OF THE TREASURY</agency>
        <agency order="2">Office of the Comptroller of the Currency</agency>
        <effectiveDate>2011-07-21</effectiveDate>
        <commentDate>2011-10-11</commentDate>
        <departmentDoc>Docket ID OCC-2011-0016</departmentDoc>
        <rin number="1557-AD47"/>
        <billingCode>4810-33-P</billingCode>
        <frDocNumber>2011-17581</frDocNumber>
        <action>Interim final rule with request for comment.</action>
        <summary>Pursuant to Title III of the Dodd-Frank Wall Street Reform and Consumer Protection Act, all functions of the Office of Thrift Supervision (OTS) relating to Federal savings associations and the rulemaking authority of the OTS relating to all savings associations are transferred to the Office of the Comptroller of the Currency (OCC) on July 21, 2011 (transfer date). In order to facilitate the OCC's enforcement and administration of former OTS rules and to make appropriate changes to these rules to reflect OCC supervision of Federal savings associations as of the transfer date, the OCC is republishing, with nomenclature and other technical changes, the OTS regulations currently found in Chapter V of Title 12 of the Code of Federal Regulations. The republished regulations will be recodified with the OCC's regulations in Chapter I at parts 100 through 197 (Republished Regulations), effective on July 21, 2011. The Republished Regulations will supersede the OTS regulations in Chapter V for purposes of OCC supervision and regulation of Federal savings associations, and certain of the Republished Rules will supersede the OTS regulations in Chapter V for purposes of the FDIC's supervision of state savings associations. Chapter V of Title 12 of the Code of Federal Regulations will be vacated at a later date.</summary>
        <dates>This interim final rule is effective July 21, 2011. Comments must be received on or before October 11, 2011.</dates>
        <contact>Andra Shuster, Senior Counsel, or Heidi Thomas, Special Counsel, Legislative and Regulatory Activities Division, (202) 874-5090, Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219.</contact>
        <cfr title="12">
                                    
            <part number="100"/>
                                    
            <subject>Savings Associations</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="108"/>
                                    
            <subject>Administrative Practice and Procedure</subject>
                                    
            <subject>Crime</subject>
                                
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            <subject>Penalties</subject>
                                
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            <subject>Investigations</subject>
                                
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            <part number="116"/>
                                    
            <subject>Reporting and Recordkeeping Requirements</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="128"/>
                                    
            <subject>Advertising</subject>
                                    
            <subject>Aged</subject>
                                    
            <subject>Civil Rights</subject>
                                    
            <subject>Credit</subject>
                                    
            <subject>Equal Employment Opportunity</subject>
                                    
            <subject>Fair Housing</subject>
                                    
            <subject>Individuals with Disabilities</subject>
                                    
            <subject>Marital Status Discrimination</subject>
                                    
            <subject>Mortgages</subject>
                                    
            <subject>Religious Discrimination</subject>
                                    
            <subject>Sex Discrimination</subject>
                                    
            <subject>Signs and Symbols</subject>
                                
        </cfr>
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            <part number="133"/>
                                    
            <subject>Confidential Business Information</subject>
                                    
            <subject>Freedom of Information</subject>
                                
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            <part number="136"/>
                                    
            <subject>Consumer Protection</subject>
                                    
            <subject>Insurance</subject>
                                
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        <cfr title="12">
                                    
            <part number="141"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="143"/>
                                    
            <subject>Reporting and Recordkeeping Requirements; Savings Associations</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="144"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="145"/>
                                    
            <subject>Electronic Funds Transfers</subject>
                                    
            <subject>Investments</subject>
                                    
            <subject>Manufactured Homes</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="146"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="150"/>
                                    
            <subject>Trusts and Trustees</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="151"/>
                                    
            <subject>Securities</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="152"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="155"/>
                                    
            <subject>Accounting</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="157"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="159"/>
                                    
            <subject>Subsidiaries</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="160"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="161"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="162"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="163"/>
                                    
            <subject>Conflict of Interests</subject>
                                    
            <subject>Currency</subject>
                                    
            <subject>Surety Bonds</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="164"/>
                                    
            <subject>Appraisals</subject>
                                
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        <cfr title="12">
                                    
            <part number="165"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="167"/>
                                    
            <subject>Capital</subject>
                                    
            <subject>Risk</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="168"/>
                                    
            <subject>Privacy</subject>
                                    
            <subject>Security Measures</subject>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="169"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="170"/>
                                    
            <subject>Bank Deposit Insurance</subject>
                                    
            <subject>Safety and Soundness</subject>
                                
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        <cfr title="12">
                                    
            <part number="171"/>
                                    
            <subject>Fair Credit Reporting Act</subject>
                                
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        <cfr title="12">
                                    
            <part number="172"/>
                                    
            <subject>Flood Insurance</subject>
                                
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        <cfr title="12">
                                    
            <part number="174"/>
                                
        </cfr>
        <cfr title="12">
                                    
            <part number="190"/>
                                    
            <subject>Banks</subject>
                                    
            <subject>Banking</subject>
                                    
            <subject>Loan Programs-Housing and Community Development</subject>
                                
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        <cfr title="12">
                                    
            <part number="191"/>
                                
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        <tocDoc> Office of Thrift Supervision Integration Pursuant to DoddFrank Wall Street Reform and Consumer Protection Act
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