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2009-06-01
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Advance Notice of Proposed Rulemaking: Mortgage Acts and Practices
Proposed Rules
D09002ee1bdd35df7
D09002ee1bdd35e54
United States
Federal Trade Commission
originator
org
United States Government Agency or Subagency
President Obama signed the 2009 Omnibus Appropriations Act on March 11, 2009. Section 626 of the Act directed the Commission to initiate, within 90 days of the date of enactment, a rulemaking proceeding with respect to mortgage loans. To implement the Act, the Commission has commenced a rulemaking proceeding in two parts. This Advance Notice of Proposed Rulemaking (ANPR), the Mortgage Acts and Practices Rulemaking, addresses activities that occur throughout the life-cycle of a mortgage loan, i.e., practices with regard to mortgage loan advertising and marketing, origination, appraisals, and servicing. Another ANPR, the Mortgage Assistance Relief Services Rulemaking, addresses the practices of entities (other than mortgage servicers) who offer assistance to consumers in dealing with owners or servicers of their loans to modify them or avoid foreclosure. The Commission is seeking public comment with regard to the unfair and deceptive acts and practices that should be prohibited or restricted pursuant to any rules adopted in these proceedings. Any rules adopted will apply to entities, other than banks, thrifts, federal credit unions, and non-profits, that are engaged in such unfair and deceptive acts and practices.
74 FR 26118
https://www.govinfo.gov/app/details/FR-2009-06-01/E9-12595
E9-12595
FR01JN09-14
6750-01-S
RIN 3084-AB18
https://www.govinfo.gov/app/details/FR-2009-06-01/E9-12595
https://www.govinfo.gov/content/pkg/FR-2009-06-01/html/E9-12595.htm
https://www.govinfo.gov/content/pkg/FR-2009-06-01/pdf/E9-12595.pdf
13 p.
26118
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74 FR 26118
Code of Federal Regulations
Title 16 Part 321
16 CFR Part 321
Code of Federal Regulations
Title 16 Part 322
16 CFR Part 322
Advance Notice of Proposed Rulemaking: Mortgage Acts and Practices; Federal Register Vol. 74, Issue
PRORULE
E9-12595
FEDERAL TRADE COMMISSION
2009-07-30
RIN 3084-AB18
6750-01-S
E9-12595
Advance Notice of Proposed Rulemaking; request for comment.
President Obama signed the 2009 Omnibus Appropriations Act on March 11, 2009. Section 626 of the Act directed the Commission to initiate, within 90 days of the date of enactment, a rulemaking proceeding with respect to mortgage loans. To implement the Act, the Commission has commenced a rulemaking proceeding in two parts. This Advance Notice of Proposed Rulemaking (ANPR), the Mortgage Acts and Practices Rulemaking, addresses activities that occur throughout the life-cycle of a mortgage loan, i.e., practices with regard to mortgage loan advertising and marketing, origination, appraisals, and servicing. Another ANPR, the Mortgage Assistance Relief Services Rulemaking, addresses the practices of entities (other than mortgage servicers) who offer assistance to consumers in dealing with owners or servicers of their loans to modify them or avoid foreclosure. The Commission is seeking public comment with regard to the unfair and deceptive acts and practices that should be prohibited or restricted pursuant to any rules adopted in these proceedings. Any rules adopted will apply to entities, other than banks, thrifts, federal credit unions, and non-profits, that are engaged in such unfair and deceptive acts and practices.
Comments must be received by July 30, 2009.
Laura Johnson, Attorney, 202-326-3224, Division of Financial Practices, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.
Mortgage Acts and Practices
,
http://commerce.appraisalfoundation.org/html/USPAP2008/USPAP_folder/uspap_foreword/DEFINITIONS.htm
http://www.appraisalinstitute.org/newsadvocacy/downloads/ltrs_tstmny/2009/AI-ASA-ASFMRA-NAIFATestimonyonMortgageReform042309final.pdf
http://www.federalreserve.gov/newsevents/press/bcreg/20090508a.htm
http://www.federalreserve.gov/newsevents/speech/bernanke20070831a.htm
http://www.fhfa.gov/Default.aspx?Page=4
http://www.ftc.gov
http://www.ftc.gov/bcp/workshops/mortgage/index.html
http://www.ftc.gov/ftc/privacy.shtm
http://www.ftc.gov/opa/2008/05/freddiemac.shtm
http://www.ftc.gov/os/2007/12/P084800anpr.pdf
http://www.ftc.gov/os/publiccomments.shtm
http://www.oag.state.ny.us/media_center/2008/mar/mar3a_08.html
http://www.publicintegrity.org/investigations/luap/articles/entry/1264
http://www.regulations.gov/search/index.jsp
http://www2.ftc.gov/opa/2008/05/mortgage.shtm
http://www2.ftc.gov/opa/2008/09/emc.shtm
http://www2.ftc.gov/os/2007/06/P025505MortgageDisclosureReport.pdf
https://secure.commentworks.com/ftc-mortgageactsandpractices
regulations.gov
Federal Register
Vol. 74, no. 103
Office of the Federal Register, National Archives and Records Administration
2009-06-01
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https://www.govinfo.gov/app/details/FR-2009-06-01
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https://www.govinfo.gov/content/pkg/FR-2009-06-01/pdf/FR-2009-06-01.pdf
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