United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2007_register executive 2010-09-22 article Part II Rules and Regulations D09002ee1c809c4b4 D09002ee1c809c5bd United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency United States Federal Reserve System originator org United States Government Agency or Subagency United States Federal Deposit Insurance Corporation originator org United States Government Agency or Subagency United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of Thrift Supervision originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the Office of Thrift Supervision (OTS) (collectively, the agencies) are adopting a new risk-based capital adequacy framework that requires some and permits other qualifying banks \1\ to use an internal ratings-based approach to calculate regulatory credit risk capital requirements and advanced measurement approaches to calculate regulatory operational risk capital requirements. The final rule describes the qualifying criteria for banks required or seeking to operate under the new framework and the applicable risk-based capital requirements for banks that operate under the framework. --------------------------------------------------------------------------- 72 FR 69288 https://www.govinfo.gov/app/details/FR-2007-12-07/07-5729 07-5729 fr07de07-12 RIN 1557-AC91 RIN 3064-AC73 RIN 1550-AB56 RIN 2007-0021 4810-33-P; 6210-01-P; 6714-01-P; 6720-01-P Docket No. OCC-2007-0018 Regulations H and Y Docket No. R-1261 https://www.govinfo.gov/app/details/FR-2007-12-07/07-5729 https://www.govinfo.gov/content/pkg/FR-2007-12-07/html/07-5729.htm https://www.govinfo.gov/content/pkg/FR-2007-12-07/pdf/07-5729.pdf Confidential Business Information Crime Currency Federal Reserve System Mortgages Reporting and Recordkeeping Requirements Securities Administrative Practice and Procedure Banks Banking Holding Companies Administrative Practices and Procedure Capital National Banks Reporting and Recordkeeping Requirements Risk Capital Adequacy Savings Associations State Nonmember Banks Accounting Advertising Conflict of Interest Surety Bond Subsidiaries Consumer Protection Investments Manufactured Homes 158 p. 69288 69445 72 FR 69288 Title 12 Part 208 12 CFR Part 208 Title 12 Part 225 12 CFR Part 225 Title 12 Part 325 12 CFR Part 325 Title 12 Part 3 12 CFR Part 3 Title 12 Part 559 12 CFR Part 559 Title 12 Part 560 12 CFR Part 560 Title 12 Part 563 12 CFR Part 563 Title 12 Part 567 12 CFR Part 567 RIN 1557-AC91 RIN 3064-AC73 RIN 1550-AB56 RIN 2007-0021 Risk-Based Capital Standards: Advanced Capital Adequacy Framework - Basel II; Federal Register Vol. 72, Issue RULE 07-5729 II DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency FEDERAL RESERVE SYSTEM FEDERAL DEPOSIT INSURANCE CORPORATION DEPARTMENT OF THE TREASURY Office of Thrift Supervision 2008-04-01 Docket No. OCC-2007-0018 Regulations H and Y Docket No. R-1261 4810-33-P; 6210-01-P; 6714-01-P; 6720-01-P 07-5729 Final rule.

The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the Office of Thrift Supervision (OTS) (collectively, the agencies) are adopting a new risk-based capital adequacy framework that requires some and permits other qualifying banks \1\ to use an internal ratings-based approach to calculate regulatory credit risk capital requirements and advanced measurement approaches to calculate regulatory operational risk capital requirements. The final rule describes the qualifying criteria for banks required or seeking to operate under the new framework and the applicable risk-based capital requirements for banks that operate under the framework. ---------------------------------------------------------------------------

This final rule is effective April 1, 2008. OCC: Mark Ginsberg, Risk Expert, Capital Policy (202-927-4580) or Ron Shimabukuro, Senior Counsel, Legislative and Regulatory Activities Division (202-874-5090). Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219. Confidential Business Information Crime Currency Federal Reserve System Mortgages Reporting and Recordkeeping Requirements Securities Administrative Practice and Procedure Banks Banking Holding Companies Administrative Practices and Procedure Capital National Banks Reporting and Recordkeeping Requirements Risk Capital Adequacy Savings Associations State Nonmember Banks Accounting Advertising Conflict of Interest Surety Bond Subsidiaries Consumer Protection Investments Manufactured Homes Risk-based capital: Advanced capital adequacy framework; Basel II, anna.hewko@frb.gov barbara.bouchard@frb.gov mark.vanderweide@frb.gov http://www.bis.org http://www.federalreserve.gov/generalinfo/basel2/whitepapers.htm http://www.occ.treas.gov/ftp/release/2006-23a.pdf http://www.occ.treas.gov/law/basel.htm http://www.philadelphiafed.org/files/wps/2005/wp05-29.pdf Vol. 72, no. 235 Office of the Federal Register, National Archives and Records Administration 2007-12-07 continuing daily deposited born digital 440 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2007-12-07 P0b002ee1809449b5 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr07de07 https://www.govinfo.gov/app/details/FR-2007-12-07 https://www.govinfo.gov/content/pkg/FR-2007-12-07/pdf/FR-2007-12-07.pdf https://www.govinfo.gov/content/pkg/FR-2007-12-07/xml/FR-2007-12-07.xml fdlp 69137 69567 DGPO 2010-09-22 2024-06-05 FR-2007-12-07 machine generated eng FR FR-2007-12-07 72 235