United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2004_register executive 2010-09-23 article Rules and Regulations D09002ee1c813ebf9 D09002ee1c813eca4 United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency (OCC) is extending for three years the lending limits pilot program (pilot program or program) that currently authorizes special lending limits for 1-4 family residential real estate loans and small business loans. Under the pilot program, which originated in 2001, eligible national banks with main offices located in states that prescribe a lending limit for residential real estate loans or small business loans that is higher than the current Federal limit may apply to take part in the program and use the higher limits. While the program has operated in a safe and sound manner thus far, we believe that additional experience with the program is needed before we can make a long-term determination whether to retain, modify, or rescind these special lending limits. Accordingly, the final rule extends the pilot program, as revised by this rule, for an additional three years, until June 11, 2007. The final rule also expands the program to include certain agricultural loans. 69 FR 51355 https://www.govinfo.gov/app/details/FR-2004-08-19/04-18888 04-18888 fr19au04-1 RIN 1557-AC83 4810-33-P Docket No. 04-21 https://www.govinfo.gov/app/details/FR-2004-08-19/04-18888 https://www.govinfo.gov/content/pkg/FR-2004-08-19/html/04-18888.htm https://www.govinfo.gov/content/pkg/FR-2004-08-19/pdf/04-18888.pdf National Banks Reporting and Recordkeeping Requirements 4 p. 51355 51358 69 FR 51355 Title 12 Part 32 12 CFR Part 32 RIN 1557-AC83 Lending Limits Pilot Program; Federal Register Vol. 69, Issue RULE 04-18888 DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 2004-08-19 Docket No. 04-21 4810-33-P 04-18888 Final rule.

The Office of the Comptroller of the Currency (OCC) is extending for three years the lending limits pilot program (pilot program or program) that currently authorizes special lending limits for 1-4 family residential real estate loans and small business loans. Under the pilot program, which originated in 2001, eligible national banks with main offices located in states that prescribe a lending limit for residential real estate loans or small business loans that is higher than the current Federal limit may apply to take part in the program and use the higher limits. While the program has operated in a safe and sound manner thus far, we believe that additional experience with the program is needed before we can make a long-term determination whether to retain, modify, or rescind these special lending limits. Accordingly, the final rule extends the pilot program, as revised by this rule, for an additional three years, until June 11, 2007. The final rule also expands the program to include certain agricultural loans.

Effective Date: August 19, 2004. Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, (202) 874-5090; Mitchell Plave, Counsel, Legislative and Regulatory Activities Division, (202) 874-5090; Jonathan Fink, Senior Attorney, Bank Activities and Structure, (202) 874-5300; or Thomas O'Dea, National National Banks Reporting and Recordkeeping Requirements Lending limits: Residential real estate and small business loans; pilot program, http://www.ffiec.gov Vol. 69, no. 160 Office of the Federal Register, National Archives and Records Administration 2004-08-19 continuing daily deposited born digital 202 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2004-08-19 P0b002ee18097a2de 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr19au04 https://www.govinfo.gov/app/details/FR-2004-08-19 https://www.govinfo.gov/content/pkg/FR-2004-08-19/pdf/FR-2004-08-19.pdf https://www.govinfo.gov/content/pkg/FR-2004-08-19/xml/FR-2004-08-19.xml fdlp 51355 51545 DGPO 2010-09-23 2024-06-06 FR-2004-08-19 machine generated eng FR FR-2004-08-19 69 160