United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2004_register executive 2010-09-23 article Proposed Rules D09002ee1c8160e40 D09002ee1c8160ecc United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency (OCC) is proposing to extend for three years an OCC pilot program that authorizes new, special lending limits for 1-4 family residential real estate loans and small business loans. Under the program, eligible national banks with main offices located in states that have a lending limit available for residential real estate loans or small business loans that is higher than the current Federal limit, may apply to take part in the pilot and make use of the higher limits. The pilot program will expire on June 11, 2004, although national banks approved to participate in the program as of that date may continue to lend under the higher limits until September 10, 2004. While our preliminary analysis indicates that the pilot program has operated in a safe and sound manner, additional experience with the program is needed before we can make a determination to retain, modify, or rescind these special lending limits. Accordingly, the proposal would extend the pilot program for an additional three years. The proposal also seeks comment on expansion or modification of the scope of the current pilot program. 69 FR 21978 https://www.govinfo.gov/app/details/FR-2004-04-23/04-9360 04-9360 fr23ap04-21 RIN 1557-AC83 4810-33-P Docket No. 04-11 https://www.govinfo.gov/app/details/FR-2004-04-23/04-9360 https://www.govinfo.gov/content/pkg/FR-2004-04-23/html/04-9360.htm https://www.govinfo.gov/content/pkg/FR-2004-04-23/pdf/04-9360.pdf 4 p. 21978 21981 69 FR 21978 Title 12 Part 32 12 CFR Part 32 RIN 1557-AC83 Lending Limits Pilot Program; Federal Register Vol. 69, Issue PRORULE 04-9360 DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 2004-05-24 Docket No. 04-11 4810-33-P 04-9360 Notice of proposed rulemaking.

The Office of the Comptroller of the Currency (OCC) is proposing to extend for three years an OCC pilot program that authorizes new, special lending limits for 1-4 family residential real estate loans and small business loans. Under the program, eligible national banks with main offices located in states that have a lending limit available for residential real estate loans or small business loans that is higher than the current Federal limit, may apply to take part in the pilot and make use of the higher limits. The pilot program will expire on June 11, 2004, although national banks approved to participate in the program as of that date may continue to lend under the higher limits until September 10, 2004. While our preliminary analysis indicates that the pilot program has operated in a safe and sound manner, additional experience with the program is needed before we can make a determination to retain, modify, or rescind these special lending limits. Accordingly, the proposal would extend the pilot program for an additional three years. The proposal also seeks comment on expansion or modification of the scope of the current pilot program.

Comments must be received by May 24, 2004. Tom O'Dea, National Bank Examiner, Credit Risk, (202-874-5170); Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, (202) 874-5090, Mitchell Plave, Counsel, Legislative and Regulatory Activities Division, (202) 874-5090, or Jonathan Fink, Senior Attorney, Bank Activities and Structure, (202) 874-5300. Residential real estate and small business loans; pilot program, foia-pa@occ.treas.gov regs.comments@occ.treas.gov http://www.occ.treas.gov http://www.regulations.gov Vol. 69, no. 79 Office of the Federal Register, National Archives and Records Administration 2004-04-23 continuing daily deposited born digital 447 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2004-04-23 P0b002ee18097d3ec 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr23ap04 https://www.govinfo.gov/app/details/FR-2004-04-23 https://www.govinfo.gov/content/pkg/FR-2004-04-23/pdf/FR-2004-04-23.pdf https://www.govinfo.gov/content/pkg/FR-2004-04-23/xml/FR-2004-04-23.xml fdlp 21941 22376 DGPO 2010-09-23 2024-06-07 FR-2004-04-23 machine generated eng FR FR-2004-04-23 69 79