United States Government Publishing Office publisher pbl distributor dst United States National Archives and Records Administration Office of the Federal Register author aut Government Organization text government publication eng FR Regulatory Information 2001_register executive 2010-09-24 article Rules and Regulations D09002ee1c81da03d D09002ee1c81da135 United States Department of the Treasury originator org United States Government Agency or Subagency United States Office of the Comptroller of the Currency originator org United States Government Agency or Subagency The Office of the Comptroller of the Currency (OCC) is publishing a final rule amending part 32, the regulation governing the percentage of capital and surplus that a national bank may loan to any one borrower. This final rule establishes a three-year pilot program that creates new special lending limits for 1-4 family residential real estate loans and loans to small businesses. Eligible national banks with main offices located in states that have a lending limit available for residential real estate, small business or unsecured loans that is higher than the current Federal limit may apply to take part in the pilot program. We will review and evaluate national banks' experience with the special limits over the three-year pilot period and determine at the end of the pilot whether to extend the program and retain, modify or rescind the exceptions. The final rule also permanently modifies the lending limit exemption for loans to or guaranteed by obligations of state and local governments. 66 FR 31114 https://www.govinfo.gov/app/details/FR-2001-06-11/01-14529 01-14529 fr11jn01-3 RIN 1557-AB82 4810-33-P Docket No. 01-12 https://www.govinfo.gov/app/details/FR-2001-06-11/01-14529 https://www.govinfo.gov/content/pkg/FR-2001-06-11/html/01-14529.htm https://www.govinfo.gov/content/pkg/FR-2001-06-11/pdf/01-14529.pdf National Banks Reporting and Recordkeeping Requirements 8 p. 31114 31121 66 FR 31114 Title 12 Part 32 12 CFR Part 32 RIN 1557-AB82 Community Bank-Focused Regulation Review: Lending Limits Pilot Program; Federal Register Vol. 66, Issue RULE 01-14529 DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 2001-09-10 Docket No. 01-12 4810-33-P 01-14529 Final rule.

The Office of the Comptroller of the Currency (OCC) is publishing a final rule amending part 32, the regulation governing the percentage of capital and surplus that a national bank may loan to any one borrower. This final rule establishes a three-year pilot program that creates new special lending limits for 1-4 family residential real estate loans and loans to small businesses. Eligible national banks with main offices located in states that have a lending limit available for residential real estate, small business or unsecured loans that is higher than the current Federal limit may apply to take part in the pilot program. We will review and evaluate national banks' experience with the special limits over the three-year pilot period and determine at the end of the pilot whether to extend the program and retain, modify or rescind the exceptions. The final rule also permanently modifies the lending limit exemption for loans to or guaranteed by obligations of state and local governments.

The final rule is effective on September 10, 2001. Deborah Katz, Senior Counsel, or Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, (202) 874-5090; Jonathan Fink, Senior Attorney, Bank Activities and Structure Division (202) 874-5300. National Banks Reporting and Recordkeeping Requirements Community bank-focused regulation review, Vol. 66, no. 112 Office of the Federal Register, National Archives and Records Administration 2001-06-11 continuing daily deposited born digital 279 p. Table of Contents: AE 2.7: GS 4.107: AE 2.106: KF70.A2 https://www.govinfo.gov/app/details/FR-2001-06-11 P0b002ee180a0e2de 0097-6326 0042-1219 0364-1406 769-004-00000-9 000582072 f:fr11jn01 https://www.govinfo.gov/app/details/FR-2001-06-11 https://www.govinfo.gov/content/pkg/FR-2001-06-11/pdf/FR-2001-06-11.pdf https://www.govinfo.gov/content/pkg/FR-2001-06-11/xml/FR-2001-06-11.xml fdlp 31107 31373 DGPO 2010-09-24 2024-06-08 FR-2001-06-11 machine generated eng FR FR-2001-06-11 66 112