[Weekly Compilation of Presidential Documents Volume 40, Number 43 (Monday, October 25, 2004)]
[Pages 2508-2515]
[Online from the Government Publishing Office, www.gpo.gov]

<R04>
Remarks in Downingtown, Pennsylvania

October 21, 2004

    The President. Thank you all for coming. I appreciate you all being 
here. Thanks for coming. Thanks for coming. I appreciate such a warm 
welcome. I'm proud to be back in Chester County, Pennsylvania. I'm here 
to ask for your help. We're less than two weeks away, when the people 
get to go express their opinion in the polls. And I believe with your 
help, we're going to win the State of Pennsylvania.
    I know a lot of people are working hard in this campaign, and I am 
here to thank you. I want to thank you for putting up the signs. I want 
to thank you for making the phone calls. I want to thank you for 
reminding our fellow citizens we have a duty to go to the polls in a 
democracy. And when you get them headed to the polls, remind them if 
they want a safer America, a stronger America, and a better America, to 
put me and Dick Cheney back in office.
    So ever since Barbara and Jenna were young, I've been telling them 
we're going to go on the great family camping trip. [Laughter] I'm sure 
they envisioned the Colorado River or the wilds of Alaska, but no, the 
great family camping trip turned out to be the campaign of 2004. And I 
can't tell you--I cannot tell you how great it is to have my daughter 
introduce me in front of you all. I'm proud of Barbara. I love her 
dearly. And I thank you for joining me, darling.
    My only regret, which is I'm sure your regret, is that Laura is not 
here--and Jenna, of course, but she's with Laura. See, when I asked 
Laura to marry me, she said, ``Fine, I will marry you, so long as I 
never have to give a speech.'' [Laughter] I said, ``Okay, you've got a 
deal.'' Fortunately, she did not hold me to that deal. Laura is giving a 
lot of speeches, and when she does, the American people see a warm, 
compassionate, strong First Lady.
    Audience members. Four more years! Four more years! Four more years!
    The President. Thank you all.
    I am proud of my runningmate. I met with the Vice President this 
morning at our national security briefing. It--taking a look at

[[Page 2509]]

him reminded me I didn't pick him because of his hairdo. [Laughter] He 
does not have the waviest hair in the race. [Laughter] But I picked him 
because of his experience and sound judgment. He's doing a great job for 
the American people.
    By the way, a fellow you trained is doing a great job in Washington, 
and that would be your former Governor, Tom Ridge. He is a fine member 
of a very strong Cabinet. And he is doing a fine job of helping protect 
this homeland.
    I want to thank your two United States Senators for their service to 
your State. First, I hope you put Arlen Specter back into office. He's a 
good Senator. And I'm proud to work with your other Senator, Rick 
Santorum.
    I want to thank Congressman Jim Gerlach for his service to this 
district. I appreciate you, Congressman. He's somewhere around here. 
Where--there you are, Congressman. Good to see you. I see you're sitting 
next to a good fellow in Congressman Joe Pitts--appreciate you coming, 
Joe. And Congressman Tom Feeney from the State of Florida is with us. 
Feeney--yes, what are you doing here? Get back to your district and turn 
out the vote. [Laughter] I'll see you down there Saturday. [Laughter]
    I want to thank all the local folks who are here. I want to thank my 
friend Alan Novak, who is the party chairman. I want to thank--
[applause].
    Barbara and I just had a chance to meet with four doctors from the 
area and a patient, Charlene Ware. And the docs were all telling me you 
got a problem here. We're going to talk about health care here today. I 
want to thank the docs for taking time to visit with me to share their 
concerns. And part of my address today is to share their concerns with 
you, because in order to make sure we've got a good health care system, 
we've got to make sure you have good professionals remain right here in 
your neighborhood to help solve the problems you have.
    We have a lot at stake in this election. There are big issues that 
we're discussing. When I ran for President 4 years ago, none of us could 
have ever envisioned the horror of September the 11th. Since that day, I 
have led a comprehensive strategy to defeat the terrorists, to keep the 
homeland safe and secure. I pledged to the American people, we would be 
resolute and determined and do our duty to protect you, and I kept my 
pledge.
    Our economy has been through a lot. When you're out rounding up the 
vote, remind people about what we have been through. The stock market 
was in serious decline 6 months prior to my arrival in Washington, DC. 
And then we went through a recession. We had some corporate scandals. We 
passed tough laws, by the way. We have made it abundantly clear we will 
not tolerate dishonesty in the board rooms of America. And then we got 
attacked. It cost us about a million jobs in the 3 months after 
September the 11th. I pledged to the American people, we would reduce 
your taxes to get our economy going again. I kept my word. Our economy 
is strong, and it is getting stronger.
    I promised to reform our public schools and to challenge the soft 
bigotry of low expectations. I kept my word. We passed the No Child Left 
Behind Act, and we're closing an achievement gap all across America. And 
we're not going to go back to the days of mediocrity and low standards.
    Another major area that needs reform is health care. We have made a 
good start. And in a new term, I will build on our efforts to improve 
America's health care. Health care is an essential issue in this 
campaign. And it's an essential issue in Pennsylvania, and that's why 
I'm delighted to come here to talk about it.
    Across America, small-business owners are struggling with the high 
cost of providing health insurance for their employees. Some workers 
have lost good coverage because they have changed jobs. Women have lost 
doctors they trust because of frivolous lawsuits. We need to act on 
these concerns. And we need to act in a practical, responsible way.
    Here, America faces a clear choice. When it comes to health care, 
Senator Kerry's prescription is bigger Government with higher costs. My 
reforms will lower costs and give more control and choices to the 
American people.
    The United States of America has a world-class health care system 
that leads the world

[[Page 2510]]

in providing amazing treatments and cures for millions of people. As a 
candidate for President, I had pledged to double the budget of the 
National Institutes of Health to make sure we stay on the leading edge 
of change and reform. I kept my word. We have the most advanced 
hospitals in the world who do the most innovative research. We have the 
finest, most highly trained health care professionals in the world. We 
lead the world because we believe in a system of private medicine that 
encourages innovation and change.
    Yet, rising costs and changes in the way Americans live and work are 
putting affordable health care out of the reach of too many of our 
citizens. Today I want to talk about a commonsense way to make health 
care more affordable and accessible while preserving America's system of 
private medicine.
    Our reforms will help our families and individuals afford health 
insurance and save for health care expenses. They will help more small 
businesses provide health care coverage for their employees. And that's 
important, because more than one-half of the uninsured working Americans 
work for small businesses. My reforms will make sure low-income 
Americans, especially children, get the health care they need. They will 
ensure preventative care and prescription drug coverage for our seniors 
on Medicare and provide quality health care for our Nation's veterans. 
And my reforms address the root causes of rising health care costs, 
which make health care more expensive for everyone.
    In a new term, we'll take five practical steps to make health care 
more affordable and accessible in America. And here they are.
    First, we'll expand health savings accounts or HSAs. An HSA is an 
innovative approach to health care that gives you affordable coverage 
for major illness and allows you to save money, tax-free, up to a set 
limit to use for routine medical expenses. You can make a contribution 
to this account; your government can make a contribution to the account; 
or your employer can make a contribution to the account. If you don't 
use all the money in a year, you can roll it over, tax-free, to meet 
future expenses.
    Health savings accounts protect you against catastrophic medical 
expenses. Because you can take your savings account from job to job, it 
provides you more security if you change jobs. This approach will help 
our Nation confront the rising cost of health care, and this is how.
    One of the reasons why health care costs are on the rise is that 
consumers are not involved in the decisionmaking process. Most health 
care costs are covered by third parties, and therefore, the user of 
health care is really not the purchaser of health care. With HSAs, we 
introduce market forces. It means you can shop around for the health 
care that's best for you. It means you'll be able to get better health 
care at better prices, because you're the decisionmaker.
    To help more people own HSAs, I proposed allowing individuals to 
deduct the cost of their insurance premiums from their taxes. To help 
employers cover more workers, I proposed tax credits for small 
businesses to pay into HSAs for their employees. To help the uninsured, 
I proposed a $3,000 refundable tax credit to help low-income families 
buy their own HSAs. These incentives will allow many more of our fellow 
citizens to have a health care account that they manage and that they 
call their own.
    To help people afford health care, we will pass association health 
plans, which allows small firms to join together, to pool risk so they 
can buy insurance at the same discounts big companies are able to do. 
That means a stand-alone family restaurant in Pennsylvania can join 
together with other small restaurants all around the country so they can 
spread the risk, so they don't have to buy insurance in the market as a 
stand-alone entity. This is a practical way to enable small businesses 
to better afford health care for their employees.
    I view a health savings account or an association health plan as 
commonsense ideas. It makes sense. Yet my opponent is against both of 
them. He doesn't agree. And there's a reason why. Senator Kerry's idea 
of reform always involves bigger and more intrusive Government.
    Audience members. Boo-o-o!
    The President. And his health care proposal proves my point. In one 
of our debates,

[[Page 2511]]

Senator Kerry looked into the television camera with a straight face and 
said, quote, ``Government has nothing to do with it.'' That was in 
reference to his health care plan. I could barely contain myself. In 
fact, Government has a whole lot to do with his plan, and that's 
important for you to know. Senator Kerry's proposal would expand the 
Government health care rolls by nearly 22 million Americans. That would 
be the largest expansion of Government health care in American history. 
Eight out of ten people who get health coverage under his plan would be 
placed on a Government program.
    He would make Medicaid a large--a program so large that employers 
would have the incentive to drop private coverage so the Government 
would pick up the insurance tab for their employees. Now, think about 
that. When you make Medicaid more accessible, the small business will 
have the incentive to say, ``Well, the Government will provide the 
insurance, so I don't have to.'' That's why I say that some 8 million 
Americans will go from private insurance to Government-run insurance. 
And Medicaid is a Government-run program.
    The Senator wants the Federal Government to pick up the tab for 
large medical bills that private employer-sponsored plans now pay for. 
In other words, the Federal Government is going to become like an 
insurance company, a re-insurer, which sounds fine on the surface except 
remember this, when the Federal Government writes the check, the Federal 
Government also writes the rules. And when the Federal Government starts 
to write the rules, the Government decides who's covered and who gets 
the coverage and how much care you get.
    In addition, an independent study estimates that John Kerry's plan 
would impose at least 225 new regulatory mandates on small businesses. 
One group looked at the plan and described it as an overpriced 
albatross. [Laughter] That's being kind. [Laughter] This is a plan that 
will create burdens that our job creators cannot afford and do not 
deserve.
    And the plan costs a lot: $1.2 trillion. That's with a ``T.'' That's 
a lot. [Laughter] And he says, ``Oh, don't worry, I'm going to pay for 
it all by taxing the rich.'' You can't raise enough money by taxing the 
rich to pay for a $1.2 trillion health care plan. Matter of fact, if you 
run up the top two brackets, it raises between 600 billion and 800 
billion dollars, so there is a gap between what he promises and how he 
says he's going to pay for it. And guess who usually fills the gap? Yes, 
you do.
    There's also something else wrong with saying ``to tax the rich.'' 
The rich hire lawyers and accountants for a reason: to slip the tab to 
you. We're not going to let him tax you; we're going to carry 
Pennsylvania on November the 2d.
    Audience members. Four more years! Four more years! Four more years!
    The President. Thank you all.
    When you're out there campaigning and rounding up the vote, remind 
people about the facts of his plan. The Kerry plan would move America 
down the road toward Federal control of health care, which would lead to 
lower quality and health-care rationing. Other countries have tried 
centralized health care, and it didn't work. We have great quality 
health care in America because it is a private-center system. And I 
intend to keep it that way. Health care decisions ought to be between 
doctors and patients, not by officials in Washington, DC.
    Third, we must fix our broken legal system. Junk lawsuits are 
expensive for doctors and hospitals to fight in court. They are 
expensive to settle out of court. They drive up the cost of liability 
insurance for every doctor, and they increase the cost of health care 
for all Americans.
    To avoid junk lawsuits, many doctors practice defensive medicine. 
They order tests and write prescriptions that aren't really necessary 
just to protect themselves from lawsuits. That's what happens in a 
society that has too many lawsuits. The practice of defensive medicine 
raises costs for patients and small businesses and adds about $28 
billion a year to the Federal budget. Remember, the Federal budget takes 
care of Medicare and Medicaid and veterans, and the practice of 
defensive medicine runs up the cost to the Federal Government, which 
really runs up your tab. See, you pay for it. When we're talking about 
the Government's money, we're really talking about your money. We

[[Page 2512]]

want our doctors focused on fighting illness, not on having to fight 
lawsuits.
    The effects of the litigation culture are real in the State of 
Pennsylvania. They are hurting the quality of life in this State. 
Medical liability premiums are skyrocketing in this State, as they are 
in other States. For specialists in high-risk fields like ob-gyn, those 
premiums have doubled or tripled in some counties since 2000. And guess 
what happens? Docs leave the practice of medicine.
    In the past 2 years, Mercy and Methodist Hospitals in Philadelphia 
both stopped delivering babies. The quality of life is deteriorating 
because of these lawsuits. Brandywine's only trauma center was forced to 
close. The quality of life is deteriorating because of these junk 
lawsuits. According to a recent poll, one in four people in Pennsylvania 
have been forced to change doctors in the last year because liability 
costs have forced their doctor to move, to stop practicing, or to 
discontinue procedures. And every time a good doctor is forced out of a 
community by lawsuits or the fear of lawsuits, the quality of life 
deteriorates.
    Not long ago, I met Mary Coar from Honesdale. Her ob-gyn had to give 
up delivering babies because of liability concerns. When Mary was 4 
months pregnant, she started driving 50 miles each way to see a 
different doctor. When Mary's daughter arrived this summer, she was 
delivered by a doctor she had never met. When a mother is looking 
forward to having a baby, the last thing she needs is uncertainty about 
her health care. For the sake of women and families across this State 
and this country, we need medical liability reform.
    The difference between my opponent's point of view and mine is very 
clear on this issue. He has voted 10 times against medical liability 
reform during his Senate career. This year, when the Senate considered 
bills to protect ob-gyns and trauma physicians, Senator Kerry opposed 
them. Now, I know we're in a campaign, and he's paying lip service to 
legal reform. But it's his votes and his actions, not his words, that 
really count. He can run from his record, but he cannot hide.
    In a new term, we'll pass real caps on noneconomic damages. This is 
a national problem requiring a national solution. And I will lead the 
United States Congress to pass medical liability reform.
    Fourth, we'll reduce health care costs by applying modern 
information technology to our medical system. Many doctors' offices 
practice 21st century medicine; many hospitals practice 21st century 
medicine but still have 19th century filing systems. And in hospitals, 
there's more risk of medical error when all the records are handwritten 
on paper instead of cross-checked on a computer. That makes sense. 
Doctors don't write very well, anyway. [Laughter] They write about as 
well as I speak English. [Laughter]
    The current system is costly and is wasteful and sometimes 
horrible--sometimes harmful. And we're on our way to fixing it. I've set 
a goal to make electronic medical records available for most Americans 
within the next decade. We're working with States and private hospitals 
to set standards for information storage and sharing. When the health 
care community fully maximizes the use of information technology, we 
will reduce medical costs by as much as 20 percent. We will cut medical 
errors, and we will save lives.
    Fifth, we're cutting health care costs by moving cheaper generic 
drugs to the market faster. My administration is making sure that drug 
companies do not use delaying tactics to keep cheaper generic 
equivalents from getting to the consumers. Our actions will save 
Americans at least $35 billion on the medicine over the next 10 years. 
And that will make lifesaving drugs more affordable to our seniors.
    As we move forward and make health care more affordable and 
accessible, we'll also keep the commitments we've made, commitments 
necessary for a compassionate country. We have strengthened and 
modernized Medicare. I told the American people we had a problem with 
Medicare when I was campaigning. I brought Republicans and Democrats 
together, and I kept my word in modernizing Medicare.
    Listen, Medicare would pay thousands of dollars for a heart surgery 
but not one dime for the prescription drug that could prevent the heart 
surgery from being needed in the first place. It didn't make any sense. 
And so we've strengthened and modernized Medicare. I signed a bill to 
strengthen the system.

[[Page 2513]]

Now seniors are getting discounts on their medicine with drug discount 
cards. And low-income seniors are getting $600 worth of help a year to 
buy those medicines. And beginning in 2006, all seniors will be able to 
get prescription drug coverage under Medicare.
    We have another difference of opinion on this issue. My opponent 
voted against the Medicare bill that included prescription drug coverage 
for seniors, even though that bill was supported by AARP and other 
seniors' groups. Later, he said, quote, ``If I'm the President, we're 
going to repeal that phony bill.'' Then he said--then he said a little 
later----
    Audience members. Boo-o-o!
    The President. ----``No, I don't want to repeal it.'' That sounds 
familiar.
    Audience members. Flip-flop! Flip-flop! Flip-flop!
    The President. As President for the next 4 years, I will defend the 
reforms we have worked so hard to pass so we can keep the promise to our 
seniors.
    We'll keep our commitment to America's children by helping them get 
a healthy start in life. I'll work with Governors and community leaders 
and religious leaders to make sure every eligible child is enrolled in 
our Government's low-income health insurance program. We will not allow 
a lack of attention or information to stand between millions of children 
and the health care they need.
    I know some of you here are worried about the upcoming flu season. I 
want to assure our seniors and families with young children that our 
Government is doing everything possible to help seniors and children get 
their shots, despite the major manufacturing defect that has caused this 
problem. We have millions of vaccine doses on hand, and millions more 
will be shipped in the coming weeks. We're working closely with State 
and local officials to get the flu vaccine to the most vulnerable 
Americans throughout our country. If you're feeling healthy, like I'm 
feeling healthy these days, don't get in line for the flu shot.
    To make sure health care is available, we will keep our commitment 
to low-income Americans by expanding America's community health centers. 
Community health centers take the pressure off of local emergency rooms, 
improve care for the needy, and lower costs for us all. Since I took 
office, we have opened or expanded more than 600 community health 
centers. In a new term, we'll open or expand 600 more and bring healing 
to areas with the greatest need. Every poor county in America should 
have a rural or community health center.
    And finally, we will keep our commitment to American veterans who 
have served our country so well. We have increased spending for the 
veterans during my time by $22 billion, which is double the amount my 
predecessor did in the 8 years he served as President of the United 
States. We're reducing the backlog in veterans' health care claims. 
We're modernizing our VA health centers and building new ones. Men and 
women who wore this Nation's uniform deserve first-class medical care, 
and we are getting the job done.
    Health care is one of the most important issues facing our country. 
I'm glad you came today to let me talk about it. I'm passionate in 
understanding there is a right way to make sure health care is available 
and affordable and a wrong way. I feel strongly that the way I have 
proposed is the right way for Americans.
    There is a big difference of philosophy in this campaign. If you 
think about it, on issue after issue after issue, my opponent wants the 
Government to dictate to the American people. I want the American people 
to decide. He trusts Government; I trust the people.
    I'm ready for the work ahead. I know what we need to do to make sure 
this country is a more hopeful country and a more secure country. I've 
set out a set of clear priorities based upon a political philosophy that 
says Government will help people realize their dreams, not tell them how 
to live their lives.
    We'll move forward on a health care system that makes sure we got 
the best health care system in the world, a health care system where the 
decisions will be made by doctors and patients, not by officials in our 
Nation's Capital. We'll continue to promote excellence in every public 
school, so no child is left behind. I'll continue to promote a pro-

[[Page 2514]]

growth, pro-entrepreneur, pro-small-business, pro-farmer economic agenda 
so people can find work.
    But all progress ultimately depends on the security of our Nation. 
We're in the middle of a global war on terror. We face an enemy that is 
determined to kill the innocent and convert our country into a 
battlefield. In this war on terror, there is no place for confusion, no 
substitute for victory.
    Audience members. Four more years! Four more years! Four more years!
    The President. The most solemn duty of the American President is to 
protect the American people. If America shows uncertainty or weakness in 
this decade, the world will drift toward tragedy. This will not happen 
on my watch.
    Since that terrible morning of September the 11th, 2001, we've 
fought the terrorists across the Earth, not for pride, not for power, 
but because the lives of our citizens are at stake. Our strategy is 
clear. We'll defend the homeland. We'll strengthen our intelligence 
services. We will transform our All-Volunteer Army--I will keep our All-
Volunteer Army an all-volunteer army. We will be relentless. We will 
stay on the offense. We will strike the terrorists abroad so we do not 
have to face them here in America. We will spread freedom and liberty. 
And we will prevail.
    I want to tell you--I want to talk about two quick examples of what 
I'm talking about, about spreading freedom and liberty. I want you to 
remind people, particularly the young, about what is taking place in 
Afghanistan. Three-and-a-half years ago, the Taliban ran that country 
and Al Qaida was using Afghanistan as a place to train killers, some of 
whom came and took lives here in America--3 \1/2\ years ago. Three-and-
a-half years ago, young girls couldn't go to school because the vision 
of the Taliban was so dark. Three-and-a-half years ago, women were 
pulled in the public square and whipped if they didn't toe the 
ideological line of those ideologues of hatred. It was a grim world. And 
we acted to defend ourselves.
    Remember, I set out a doctrine--and when the American President 
speaks, the American President better mean what he says. And I said, 
``If you harbor a terrorist, you're just as guilty as the terrorists.'' 
And I meant what I said. And we removed the Taliban for our own 
security. But because we did, millions of citizens of Afghanistan voted 
in the Presidential election that took place a couple of weeks ago. The 
first voter in the Presidential election was a 19-year-old woman. 
Afghanistan has gone from darkness to light because freedom is on the 
march. And America is better off for it. Free nations will be an ally on 
the war on terror. Free nations will serve as a great example for 
others.
    Iraq will have Presidential elections in January. Think about how 
far that society has come. It's gone from torture chambers and mass 
graves to elections. Freedom is on the march.
    One of my friends--one of our friends--Laura and my friends in the 
world is Prime Minister Koizumi of Japan. That probably doesn't sound 
like much--so what. Well, let me tell you what the ``so what'' is. It 
wasn't all that long ago that we were at war with the Japanese. It's an 
eternity if you're 58 years old, but really, in the march of history it 
wasn't all that long. And after we won the war against the Japanese--and 
it was a brutal war; my dad fought there; your dads and granddads fought 
there as well--Harry S. Truman believed in the power of liberty to 
transform an enemy into an ally.
    There was a lot of people that were skeptical about that. A lot of 
people said, ``Why do we want to care about an enemy?'' or, ``This enemy 
can't conceivably become an democracy. Why should we pay attention to 
somebody who--some country that killed a lot of our citizens?''
    But there was great faith in the power of liberty to transform. 
That's what I believe. I believe in the power of liberty to transform 
societies. And as a result of that belief, I sit down with Prime 
Minister Koizumi, talking about how to achieve the peace we all want, 
talking about tough problems in the world so we can make a better world 
for our children and our grandchildren.
    Someday, an American President will sit down with a duly-elected 
leader from Iraq, talking about the peace in the Middle East. And our 
children and our grandchildren will be better off for it.

[[Page 2515]]

    I believe in the power of liberty. I believe that people in the 
Middle East want to be free. I believe women in the Middle East long to 
live in a free society. I believe mothers and dads in the Middle East 
want to raise their children in a free and peaceful world. I believe all 
these things because freedom is not America's gift to the world; freedom 
is the Almighty God's gift to each man and woman in this world.
    Over the past nearly 4 years, we've done a lot of hard work 
together. We climbed the mountain, and we see the valley below. The 
valley below is of a more peaceful world, of a hopeful America. You 
know, when I campaigned in your State in 2000, I said if you gave me the 
chance to serve, I would uphold the honor and the dignity of the office. 
With your help, I will do so for 4 more years.
    Thanks for coming. God bless. Thank you all. I appreciate your 
coming.

Note: The President spoke at 1:37 p.m. at the United Sports Training 
Center. In his remarks, he referred to Alan Novak, chairman, Republican 
State Committee of Pennsylvania; and Prime Minister Junichiro Koizumi of 
Japan.