[Weekly Compilation of Presidential Documents Volume 39, Number 42 (Monday, October 20, 2003)]
[Pages 1378-1383]
[Online from the Government Publishing Office, www.gpo.gov]

<R04>
Remarks Following a Roundtable Discussion in Dinuba, California

October 15, 2003

    Como esta? [Applause] Me, too. [Laughter] Thanks for coming. It's an 
honor to be here. Fred, thank you very much for your hospitality on this 
beautiful day. It's been my honor to come to a place that's the 
embodiment of the American Dream. See, what we believe is, we believe 
people in this country ought to be able to work hard and dream big and 
realize their dreams. And the Ruiz family has done that.
    It started with Grandma Rosie's pots and pans and the first batch of 
enchiladas. Fred was just telling me they produce 3 million burritos a 
day. For a man who likes burritos, I'm in heaven. [Laughter] I also like 
to thank the hospitality Louis Ruiz has shown me, the patriarch of this 
great family, the initial dreamer along with his son to build and create 
but, most importantly, to provide jobs for over 1,200 people--a chance 
for 1,200 people to realize their dreams. That's what America is all 
about. We're here to herald the greatness of America, the American 
spirit, the strength of our country.
    I also had the honor of meeting Kim Ruiz Beck, who is the vice 
chairman of Ruiz Foods. I met the entire Ruiz family. They've got a big 
family. [Laughter] My only advice to the kids that were there was, 
``Listen to your mother. I'm listening to mine.'' And she's given me 
plenty of advice, I want you to know. [Laughter]
    I appreciate the president of this company, John Signorino. I want 
to thank my friend Mel Martinez, who you've just met. Mel is the 
Secretary of Housing and Urban Development. He's in my Cabinet. He's got 
a lot to do about the housing initiative I'm going to talk about in a 
minute.
    Mel is a fellow who was raised in Cuba. His mother and dad didn't 
like the idea of their son being raised in a totalitarian state where 
there was no freedom, where there's still no freedom. So you know what 
they did? When he was 15 years old they put him on an airplane to 
America. They found a program where a loving family would be welcoming 
young Mel with open arms. He fled tyranny because his parents love 
freedom, and now he's in the Cabinet of the President of the United 
States. And I'm proud of my friend.
    Congressman Devin Nunes is with us today. Congressman, thank you for 
coming. George Radanovich as well is a Member of the United States 
Congress. Thank you for coming, Jorge. Bienvenidos.
    I had the honor of driving from the airport to this facility with 
the mayor of Fresno, Alan Autry. He's a good man. He cares deeply about 
the people of Fresno. He's doing a great job. I'm proud to call him 
friend. I want to thank Mike Smith, who is the mayor of Dinuba.
    We just had what we call a roundtable discussion--it happened to be 
at a square table--[laughter]--about homeownership, the idea of people 
owning a home is part of the American Dream. Farid Assemi is a 
homebuilder here, was here, and Cara Pierce is the director of Housing 
and Consumer Credit, and the Azel family were all sharing with me their 
stories and what they're doing to help people own a home. I want to 
thank them for coming.
    When I landed at your airport, I met a fellow named Denny Klaseus. 
Denny

[[Page 1379]]

brought some of his family with him. [Laughter] You know, there's a 
lot--the reason I bring up Denny is there's a lot of talk about our 
country's military might, and we're strong, and I'm going to keep us 
strong. And there is talk about the economy and the wealth of the 
country, and we'll do everything we can to make sure the economy grows. 
But the true strength of the country is the heart and souls of our 
American citizens. That's our strength. It's the thing that makes this 
country incredibly strong. I bring up Denny because he is what we call a 
soldier in the army of compassion.
    Out of the First Church of the Nazarene, he has become a volunteer, 
see. He has heard the call, the universal call of all religions to love 
a neighbor just like you'd like to be loved yourself. He helps each 
month to organize and pick up food donations. He knows when somebody is 
hungry and hurts, there needs to be love to help that person. Denny sets 
a great example. The Ruiz Company sets a good example by encouraging 
people like Denny to volunteer. My call to our fellow Americans is, love 
a neighbor. When you find somebody who hurts, put your arm around them. 
Mentor a child. Go see shut-ins. Tell somebody you love them on a daily 
basis. America can and will change, one heart, one soul, one conscience 
at a time, thanks to the soldiers in the armies of compassion. And 
Denny, thank you for being here.
    Tomorrow I get to meet the Governor-elect. I'm looking forward to 
it. I'm going to share with him my optimism about the future of this 
country. I can't wait to talk to him about why I believe that America is 
on the right path, is on the path to making sure this Nation is secure 
and the world is more free and peaceful. We're on the right path to make 
sure our fellow citizens can find a job.
    I'm optimistic, and I have reason to be optimistic. Our country has 
overcome a lot during the last couple of years. I want to remind you 
right quick what we have overcome, particularly as it relates to our 
economy.
    First of all, the stock market started to decline in March of 2000. 
And then, just as we were going into office, the country went into a 
recession. That means there was negative growth. It means people were 
being laid off. Things weren't good in our economy. And then, just as 
things began to get better, the enemy hit us, on September the 11th, 
2001, and that hurt us. It hurt the economy. It hurt the psyche of the 
American people. But we're a tough people. We're a determined people. 
And we began to get--it began to get right, and all of a sudden we found 
out that some of the leaders in corporate America forgot what it means 
to be a responsible citizen. They didn't tell the truth, and that hurt 
us. It shook the confidence. And then we had the march to war, both in 
Afghanistan and Iraq. All of these provided great challenges to our 
economy.
    But we acted in Washington, DC. We passed tough laws--tough, new 
laws that says to the corporate criminal, ``You'll be brought to justice 
for not telling the truth to your employee or your shareholders.''
    We also passed taxes. See, I believe that if somebody has more money 
in their pocket, that person is going to demand an additional good or a 
service. And when that person demands a good or a service in our 
marketplace, somebody will produce the good or a service. And when 
somebody produces that good or a service, somebody is more likely to 
find work. The best way to get out of a recession and to encourage job 
creation is to let the people keep more of their own money. And that's 
what we did.
    I took the message to the people, and the Congress heard the 
message, and we passed historic tax relief. We said, ``Everybody who 
pays taxes ought to get tax relief. If you're going to have tax relief, 
let's just treat everybody the same. If you pay taxes, you get tax 
relief. We're not going to try to pick or choose winners.''
    We said we want to encourage marriage in the Tax Code, not 
discourage marriage. So we've reduced the penalty on marriage. We 
understand how tough it is to raise a child in our society, and so we 
increased the child credit from $600 a child to $1,000 a child and put 
the check in the mail last summer.
    We wanted to make sure that people had incentives to invest, so we 
reduced the tax on capital gains and dividends. And we want people, 
whether you're a farmer or a rancher or a small-business owner, to be 
able to pass your assets on from one generation to the

[[Page 1380]]

next without the Government stepping in the way again. And so we got rid 
of the death tax.
    But inherent in that tax--I want you all to understand that one of 
the things I kept in my mind the entire time that we were proposing this 
policy was the importance of the small-business owner in America. Most 
new jobs in America are created by small businesses. Most small 
businesses pay taxes at the individual income tax rates. And so when you 
hear me talking about cutting individual taxes, I want you to remember 
that it benefits a lot of small-business owners. If you're interested in 
creating jobs, you want to provide incentives for expansion to those who 
create jobs. And that's the small business-owner right here in the 
United States of America.
    We also raised the expensing allowed for small businesses on 
purchases from $25,000 to $100,000 to encourage people to be purchasing 
things in our society. And it's making a difference. These policies are 
making a difference.
    We are overcoming the challenges we have faced. Our economy is 
growing. Last month, we had an increase in net new jobs. The after-tax 
incomes of people are going up. The productivity of the American worker 
is strong. We've got the best workers in the world. The entrepreneurial 
spirit is vibrant. And low interest rates have encouraged a housing boom 
here in America, and that's good--that's good.
    Low interest rates mean that people, for example, have got the 
capacity to refinance their home. And probably some of you all have done 
that. That's helped our economy. The Azels, who I met with today, Kelly 
and Dan--by the way, he's got a scratch handicap. [Laughter]. I told him 
I needed a lesson or two. He said that they were able to take their 
first home--they're newly wed, and the first thing they do is they buy a 
home, thanks to low interest rates. It's a fantastic way to start off 
your marriage. They then were able to refinance, which meant they could 
do some remodeling on their home. They paid off the loan on their car.
    Low interest rates has helped the American citizens. It's helped 
them buy a home. It's helped them refinance if they own a home. It's put 
more money in circulation, which is good for job creation. Low interest 
rates makes it easier to buy a home. And homeownership is at near-record 
highs, and that's good because we need to be an ownership society in 
America. We want people owning their own home. If you own your own home, 
you have a vital stake in the future of this country.
    And even though homeownership is at near-record highs, we've got too 
many of our fellow citizens who happen to be minorities who don't own a 
home. Seventy-five percent of the Anglos in America own a home. The 
minority homeownership in America is below 50 percent. And it seems like 
to me we've got to do something about it. If it's good for America that 
people own a home, we want people from all walks of life owning their 
own home.
    And so I let out a goal. I said over the next decade, we want there 
to be 5.5 million new minority homeowners. That's why Mel is here. He 
helped set the goal. He is going to help implement the Federal policy 
I'm about to describe to you about how to meet that goal. Last year, we 
did a pretty good job. There's now 809,000 new minority homeowners in 
America. And that's positive for the country. It's good for the economy. 
It's also good for the spirit of our country that more people are owning 
a home.
    But here are some of the things that we intend to do, and we 
discussed today earlier. Sometimes people have trouble finding the 
downpayment for a home. It makes them nervous when they hear the 
downpayment. We need to have a downpayment fund to help people with 
downpayments if they qualify. The Congress--the House passed my request 
for $200 million a year. It's stuck in the Senate. The Senate needs to 
act. If they're interested in closing the minority homeownership gap, 
they need to act on the downpayment fund.
    A lot of times, there are people--think about buying a home, and 
they don't like the complexity. They don't understand what it means and 
how to buy a home. It's obviously a big deal when somebody purchases a 
home, but it's confusing. People get nervous about it. And so we need 
more counseling and more education to make sure our fellow citizens know 
what it means to buy a home and

[[Page 1381]]

can get comfortable with the idea of buying a home. And so we've doubled 
the amount of money available for community-based programs, faith-based 
programs to be able to brief their parishioners and/or their fellow 
citizens about the opportunities and the hope and what it takes to be 
able to purchase a home.
    And finally, one other thing we're doing--amongst many, by the way--
is simplifying the process to buy a home. A lot of people thinking about 
buying a home and all of a sudden they take a look at the fine print, 
and it kind of makes you nervous when you see a thick pile of paper with 
fine print. You're not exactly sure what you're buying into. So not only 
do we need to have counseling and education, but we've got to make sure 
the forms are more simple so that people know what they're doing. No, 
we're going to close this gap for the good of America.
    I've also put out a six-point plan I want to share with you right 
quick that the Congress must pass in order to make sure the momentum of 
our economy continues. First and foremost, we've got to do a better job 
of controlling the high cost of health care. Small businesses need to be 
able to come together and form what's called associated health care 
plans to reduce the cost of health care. This country and this State 
must fight off the junk lawsuits that are making it awfully difficult 
for people to expand their businesses and hire people.
    We need a national energy policy. If you're interested in growing 
the economy, people have got to make sure they've got a reliable source 
of energy. We need to encourage more conservation, more environmentally 
friendly ways of using the energy we have in hand. But one thing is for 
certain: For the sake of economic security and national security, we 
need to be less reliant on foreign sources of oil.
    We need to cut out useless regulations and redtape that oftentimes 
come from Washington, and probably Sacramento, for that matter. We need 
to make sure that our trade policy, our trade policy opens up markets 
and creates a level playing field. I want to be selling U.S. farm 
products all over the world.
    And finally, in order to make sure this economy continues to grow, 
there needs to be certainty in the Tax Code. All the tax relief I 
described to you goes away because of a quirk in the rules in the United 
States Senate. In other words, the Senate giveth on the one hand, and 
they taketh away with the other. In order to make sure our economy 
grows, all the tax relief I described needs to be made permanent by the 
United States Congress.
    We're overcoming the challenges to our economy. And I also want you 
to know we're answering the great threats to our security. September the 
11th, 2001, moved this country from grief to action. We made a pledge 
that day, and we have kept that pledge, that we will bring the guilty to 
justice, and we will take the fight to the enemy.
    And we now see the nature of the enemy very clearly. These people 
are terrorists, coldblooded killers. They plot in secret. They target 
the innocent. They defile a great religion, and they hate everything 
America stands for. They're not going to be stopped by negotiations. 
They won't be appeased. Therapy is not going to work on them. [Laughter] 
They must be fought. They must be found, and they must be defeated. We 
are in a new kind of war, and it requires a new kind of strategy. We 
will not wait for further attacks. We will not hope for the best. We 
will strike our enemies before they can strike us again.
    We've taken unprecedented steps to protect this homeland. We have a 
solemn duty to do so. Yet wars are won on the offensive, and America and 
our friends will stay on the offensive. We're hunting down the Al Qaida 
wherever they hide, whether it be from Pakistan or Iraq or the 
Philippines or the Horn of Africa. And we're making good progress. 
Nearly two-thirds of Al Qaida's known leaders have been captured or 
killed.
    The resolve of this Nation is firm, and it is clear. No matter how 
long it takes, all who plot against America will face the justice of 
America. This administration has also sent a message that has been heard 
around the world: ``If you harbor a terrorist, if you support a 
terrorist, if you feed a terrorist, you're just as guilty as the 
terrorists.'' And the Taliban in Afghanistan found out what we meant. 
Thanks to our great military, Afghanistan is no longer a haven for 
terror; America

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is safer from attack; and the long-suffering people of that country are 
now free. You need to remember, thanks to our Nation and a coalition of 
nations, many young girls now go to school for the first time in 
Afghanistan.
    And we fought the war on terror in Iraq. The regime of Saddam 
Hussein possessed and used weapons of mass destruction. The regime of 
Saddam Hussein sponsored terrorist groups. The regime of Saddam Hussein 
inflicted terror on its own people. Nearly every nation recognize and 
denounce this threat for over a decade. And finally the United Nations 
Security Council, in Resolution 1441, demanded that Saddam Hussein 
disarm, prove his disarmament to the world, or face serious 
consequences. The choice was up to the dictator, and he chose poorly.
    I acted because I was not about to leave the security of the 
American people in the hands of a mad man. I was not about to stand by 
and wait and trust in the sanity and restraint of Saddam Hussein. So we 
acted, in one of the swiftest and most humane military campaigns in 
history.
    Since the liberation of Iraq, our investigators have found evidence 
of a clandestine network of biological laboratories, advanced design 
work on prohibited longer-range missiles, an elaborate campaign to hide 
illegal programs. We've still got more to investigate. Yet it is 
undeniable that Saddam Hussein was in clear violation of United Nations 
Security Resolution 1441, which said he must disarm, prove his 
disarmament, or face serious consequences. It is undeniable that Saddam 
Hussein was a deceiver and a danger. The United Nations Security Council 
was right to demand that Saddam disarm, and we were right to enforce 
that demand.
    Who can possibly think the world would be better off with Saddam 
Hussein still in power? Surely not the dissidents who would be in his 
prisons or end up in the mass graves. Surely not the men and women who 
would fill Saddam's torture chambers or rape rooms. Surely not the 
families of victims he murdered with poison gas. Surely not anyone who 
cares about human rights and democracy and stability in the Middle East. 
There's only one decent and humane reaction to the fall of Saddam 
Hussein: Good riddance!
    Our country now is approaching a choice. After all the action we 
have taken, after all the progress we have made against terror, there is 
a temptation to think the danger has passed. The danger hadn't passed. 
Since September the 11th, 2001, the terrorists have taken lives in 
Casablanca, Mombasa, Jerusalem, Amman, Riyadh, Baghdad, Karachi, New 
Delhi, Bali, Jakarta. Today an American died as a result of a terrorist 
attack in Gaza. No, they continue to plot. They continue to plan against 
our country and our people. America must not forget the lessons of 
September the 11th.
    America cannot retreat from our responsibilities and hope for the 
best. Our security will not be gained by timid measures. Our security 
requires constant vigilance and decisive action. I believe America has 
only one option: We must, and we will, fight the war on terror until our 
work is done.
    We're fighting on many fronts, and Iraq is now the central front. 
Saddam holdouts and foreign terrorists are desperately trying to 
undermine Iraq's progress. See, they hate freedom. They can't stand the 
thought of a peaceful and hopeful society. They want to throw the 
country into chaos. The terrorists believe their attacks on innocent 
people will weaken our resolve. They don't understand our country. See, 
they believe we'll run from a challenge. This country will not be 
intimidated by a group of coldblooded killers. This country will stay 
the course.
    We're making good progress in Iraq. We're after the killers. We've 
got better intelligence now. The Iraqi citizens are coming forward to 
help us secure their own country. We've got great strike teams of brave 
soldiers who are moving on a moment's notice to bring people to justice. 
And at the same time, we're making the country more secure. We're 
opening up hospitals and schools and roads. We're bringing electricity 
to the people who suffered under the hands of a tyrant, who spent his 
money on weapons and palaces and not on the people. Slowly but surely, 
this country is emerging as a peaceful and democratic and hopeful place. 
And that's in our national interest. A peaceful and hopeful Iraq will 
make America more secure, because there will be freedom in the heart of 
a part

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of the world that needs freedom. Free countries don't attack their 
neighbors. Free countries are peaceful countries.
    But we also believe something else about freedom and liberty. We 
don't believe that freedom is America's gift to the world. We believe 
freedom is the God Almighty's gift to each and every person in the 
world.
    No, we're making progress, and we'll do the job the right way. We'll 
make sure that Iraq has got a constitution and free elections. We'll 
make sure the job gets done the right way, so that the Iraqi people will 
show the Middle East and the world that liberty is the hope and the 
right of every land. The work in Iraq and the work on the war against 
terror has been tough, and it's been hard, but we're doing our duty to 
future generations of Americans. We're doing our duty to make sure that 
we spread freedom and peace and, at the same time, make America more 
secure.
    This country has overcome a lot. We've overcome attacks and 
recessions and corporate scandals. We've overcome tyrants, people who 
have harbored terrorists. But there's no doubt in my mind that because 
of who we are and who we--what we stand for, this Nation can not only 
overcome challenges, but we'll do our duty to make sure America is as 
hopeful and secure for every person who is fortunate enough to live in 
this land.
    May God bless you all, and may God continue to bless America.
    Thank you all very much.

Note: The President spoke at 11:30 a.m. at the Ruiz Foods plant. In his 
remarks, he referred to Fred Ruiz, cofounder and chairman, Kim Ruiz 
Beck, vice chairman, and John Signorino, president, Ruiz Foods, Inc.; 
Fred Ruiz' parents, 
Rosie and Louis; Governor-elect Arnold Schwarzenegger of California; and 
former President Saddam Hussein of Iraq.