    [United States Statutes at Large, Volume 128, 113th Congress, 2nd Session]
    [From the U.S. Government Publishing Office, www.gpo.gov]

    PROCLAMATION 9096--MAR. 31, 2014

    Proclamation 9096 of March 31, 2014

    National Financial Capability Month, 2014

    By the President of the United States of America

    A Proclamation

    Thanks to the grit and determination of the American people, our Nation
    has cleared away the rubble of the worst recession since the Great
    Depression. As we continue to create jobs and grow our economy, families
    strive to rebuild their finances and shore up their futures. During
    National Financial Capability Month, we renew our drive to give all
    Americans the tools to navigate the financial world and gain the
    economic freedom to pursue their own measure of happiness.
    In today's economy, financial capability is essential for some of life's
    biggest transitions--paying for college,
    buying a home, saving for retire- ment. A solid understanding of
    the marketplace makes it easier to avoid scams, spot misleading
    information, and decipher complex paperwork. For free resources on
    managing money and making the best decisions for you, visit
    www.MyMoney.gov and www.ConsumerFinance.gov, or call 1-888-MyMoney.
    My Administration is working alongside businesses, schools, and
    community leaders to empower Americans with financial information. We
    launched the ``Know Before You Owe'' campaign to make student loans more
    transparent and created myRA, an affordable savings bond that encourages
    Americans to begin building nest eggs and allows them to carry their
    account between jobs. And we continue to take action against companies
    that charge hidden fees or deceive consumers with barely understandable
    fine print.
    We must also ensure that Americans have the means to put their financial
    understanding to use. Thanks to the Affordable Care Act, millions can
    finally live secure in the knowledge that they are no longer an illness
    or injury away from bankruptcy. Yet for those who work full-time, make
    minimum wage, and still live in poverty, budgets do not stretch far
    enough to leave room for investments. This month, as we improve
    financial capability throughout our Nation, let us also advance the
    opportunity agenda--new jobs in tomorrow's industries, more access to
    job training, a world-class education for every child, and an economy
    where hard work pays off for every American.
    NOW, THEREFORE, I, BARACK OBAMA, President of the United States of
    America, by virtue of the authority vested in me by the Constitution and
    the laws of the United States, do hereby proclaim April 2014 as National
    Financial Capability Month. I call upon all Americans to observe this
    month with programs and activities to improve their understanding of
    financial principles and practices.
    IN WITNESS WHEREOF, I have hereunto set my hand this thirty-first day of
    March, in the year of our Lord two thousand fourteen, and of

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    the Independence of the United States of America the two hundred and
    thirty-eighth.
    BARACK OBAMA