[Privacy Act Issuances (1995)]
[From the U.S. Government Publishing Office, www.gpo.gov]

RESOLUTION TRUST CORPORATION

   RTC-1

   System name: Office of Inspector General Investigative Files.

System location: 
  Office of Inspector General, Resolution Trust Corporation, 
  International Place, 1735 North Lynn Street, Rosslyn, VA 22209.
Categories of records in the system: 
  (1) All documents and correspondence relevant to the investigation;
  (2) All internal staff memoranda, copies of all subpoenas issued 
  during the investigation, affidavits, statements from witnesses, 
  transcripts of testimony taken in the investigation and accompanying 
  exhibits;
  (3) Documents and records or copies obtained during the investigation;
  (4) Legal briefs, memoranda, and other working papers of the staff and 
  other documents and records relating to the investigation; and
  (5) Opening reports, progress reports, and closing reports.
Categories of individuals covered by the system: 
  Individuals who are involved in or are the subject of investigations 
  by the OIG relating to the programs and operations of the RTC.
Authority for maintenance of the system: 
  5 U.S.C. 552a, 5 U.S.C. app. 3, 12 U.S.C. 1441a(b).
Routine uses of records maintained in the system, including categories 
    of users and the purposes of such uses: 
  These records may be used as follows:
  (1) In the event that a record from this system of records, by itself 
  or in combination with other information, maintained by the OIG to 
  carry out its functions, indicates a violation or potential violation 
  of law, whether civil, criminal, or regulatory in nature; whether 
  arising by general statute or particular program statute, or by 
  regulation, rule, or order issued pursuant thereto, then the relevant 
  records in the system of records may be referred, as a routine use, to 
  the appropriate agency, whether Federal, foreign, State, or local, 
  charged with enforcing or implementing the statute, regulation, or 
  order.
  (2) Disclosure may be made where necessary to Federal, foreign, State, 
  or local agencies, or non-government parties, in order to obtain 
  records or information in connection with an OIG investigation.
  (3) Disclosure may be made to a Federal, State, or local financial 
  regulatory agency where records in this system of records pertain to 
  an applicant for employment, to a current employee of that agency 
  where an agency decision with regard to the hiring or retention of the 
  employee is pending, or to a current or former employee of a financial 
  institution which is or has been operating as an RTC conservatorship 
  or receivership. The information being transferred consists solely of 
  the fact that OIG has conducted an investigation concerning the 
  particular individual.
  (4) Disclosure may be made to the Office of Special Counsel of 
  information relevant and necessary to carry out its functions and 
  relevant and necessary to carry out OIG operations to detect and 
  prevent fraud, waste, and abuse.
  (5) Disclosure may be made to the Thrift Depositor Protection 
  Oversight Board of information relevant and necessary to carry out its 
  oversight of the RTC and to carry out OIG operations to detect fraud, 
  waste, and abuse.
  (6) Disclosure may be made when OIG contracts with private firms for 
  the purpose of maintaining, collating, analyzing, aggregating or 
  otherwise reviewing records. Disclosure will also be made to 
  independent auditors who, by contract, carry out audits on behalf of 
  OIG. Such contractors will be required to maintain Privacy Act 
  safeguards with respect to such records.
  (7) In the event OIG deems it desirable or necessary to determine 
  whether particular records are required to be disclosed under the 
  Freedom of Information Act, then disclosure may be made to the 
  Department of Justice for the purpose of obtaining its advice on 
  applying the Freedom of Information Act to the record(s) at issue.
  (8) In the event of litigation where one of the parties is:
  (i) A component of the RTC, or any employee of the RTC in his or her 
  official capacity,
  (ii) The United States where the RTC determines that the litigation is 
  likely to directly affect the operations of the RTC or any of its 
  components or,
  (iii) An RTC employee in his or her individual capacity, where the 
  Department of Justice and/or the Legal Division of the RTC has agreed 
  to represent such employee, then the OIG may disclose such records as 
  it deems necessary to the Department of Justice, the RTC Legal 
  Division, other counsel or representative for the RTC, a court, 
  adjudicative body, individual or entity designated by the OIG or the 
  RTC to resolve disputes, and/or a potential witness.
  (9) Disclosure of a record of an individual may be made to a 
  Congressional office in response to an inquiry from that office made 
  at the written request of that individual.
Disclosure to consumer reporting agencies:
  Disclosures pursuant to 5 U.S.C. 552a(b)(12). Disclosures may be made 
  from this system to ``consumer reporting agencies'' as defined in the 
  Fair Credit Reporting Act (15 U.S.C. 1681a(f)) or the Federal Claims 
  Collection Act of 1966 (31 U.S.C. 3701(a)(3)) in accordance with Title 
  31 U.S.C. section 3711(f).
Policies and practices for storing, retrieving, accessing, retaining, 
    and disposing of records in the system:
Storage: 
  The Office of Inspector General Investigative Files consist of 
  automated data and paper records. Paper records are stored in file 
  cabinets and the automated data are maintained in secured offices in 
  OIG.
Retrievability: 
  The records are retrieved by the name of the subject of the 
  investigation or by a unique control number assigned to each 
  investigation.
Safeguards: 
  These records are available only to those persons whose official 
  duties require such access. The records are kept in limited access 
  areas during duty hours and in locked offices at all other times. 
  Access to automated data is controlled by computer access codes.
Retention and disposal: 
  Files containing information or allegations, which are of an 
  investigative nature but do not relate to a specific investigation, 
  are retained for a period of 5 years and then destroyed. All other 
  investigative files are placed in inactive files when the case is 
  closed. From the end of the fiscal year in which the case is closed 
  the files are retained for 10 years and then destroyed unless the 
  record is deemed to have historical significance.
System manager(s) and address: 
  Inspector General, Office of Inspector General, Resolution Trust 
  Corporation, International Place, 1735 North Lynn Street, Rosslyn, VA, 
  22209.
Notification procedure: 
  Individuals seeking to determine whether this system of records 
  contains information about themselves, seeking access to records about 
  themselves in this system of records, or contesting the content of 
  records about themselves, should write to the System Manager at the 
  above address. The request should contain the full name, Social 
  Security Number, signature of the individual, and copies of two forms 
  of identification which contain the signature of the individual. An 
  affidavit attesting to the identity of the individual is suggested.
Record access procedures: 
  See Notification Procedures above.
Contesting record procedures: 
  See Notification Procedures above.
Record source categories: 
  Information in these records is obtained from RTC staff and records, 
  and from non-RTC persons and records, to the extent necessary to carry 
  out OIG investigative operations by 5 U.S.C. app. 3. Individuals to be 
  interviewed and records to be examined are selected based on the 
  nature of the allegations being investigated.
System exempted from certain provisions of the act: 
  Under 5 U.S.C. 552a(j)(2), this system of records is exempt from 5 
  U.S.C. 522a except subsections (b), (c)(1), and (2), (e)(4)(A) through 
  (F), (e)(6), (7), (9), (10), and (11), and (i) to the extent the 
  system of records pertains to the enforcement of criminal laws. 
  Pursuant to 5 U.S.C. 552a(k)(2), this system of records is exempt from 
  5 U.S.C. 552a(c)(3), (d), (e)(1), (e)(4)(G), (H), and (I) and (f) to 
  the extent it consists of investigatory material compiled for law 
  enforcement purposes, other than material within the scope of the 
  exemption at 5 U.S.C. 552a(j)(2), provided, however, that if any 
  individual is denied any right, privilege, or benefit that he would 
  otherwise be entitled to by Federal law, or for which he would 
  otherwise be eligible, as a result of the maintenance of such 
  material, such material shall be provided to such individual, except 
  to the extent that the disclosure of such material would reveal the 
  identity of a source who furnished information to the Government under 
  an express promise that the identity of the source would be held in 
  confidence, or, prior to January 1, 1975, under an implied promise 
  that the identity of the source would be held in confidence. Pursuant 
  to 5 U.S.C. 552a(k)(5), this system of records is also exempted from 5 
  U.S.C. 552a(c)(3), (d), (e)(1), (e)(4)(G), (H), and (I) and (f) to the 
  extent the system of records contains investigatory material compiled 
  solely for the purpose of determining suitability, eligibility, or 
  qualifications for Federal civilian employment, Federal contracts, or 
  access to classified information, but only to the extent that the 
  disclosure of such material would reveal the identity of a source who 
  furnished information to the Government under an express promise that 
  the identity of the source would be held in confidence, or, prior to 
  January 1, 1975, under an implied promise that the identity of the 
  source would be held in confidence. These exemptions are contained at 
  12 CFR 1680.33.

   RTC-2

   System name: FDIC/RTC Employee Financial Disclosure Statements 
      System. RTC-2.

System location: 
  Confidential Statements of Employment and Finanical Interests, Reports 
  of Interest in Bank Securities, Confidential Reports of Employment 
  Upon Resignation, Employee Certification and Acknowledgement of FDIC/
  RTC Standards of Conduct Regulation, and any financial disclosure/
  conflict of interest or similar form required to be completed by the 
  Office of Government Ethics, and related records are located in 
  designated divisional, regional, or consolidated offices to which 
  individuals covered by the system are assigned. Duplicate copies of 
  the above records are maintained in the Office of Ethics and Protests, 
  RTC, 801 17th Street, NW, Washington, DC 20434-0001, for the purpose 
  of certification of review and resolution of conflicts of interest 
  disclosed therein. Confidential Reports of Indebtedness and related 
  records are located in the Office of Ethics. A list of the RTC's 
  divisional, regional and consolidated offices is available from the 
  RTC Reading Room, 801 17th Street, NW, Washington, DC 20434-0001, 
  (202) 416-6940.
Categories of individuals covered by the system: 
  Current and former Federal Deposit Insurance Corporation officers and 
  employees who are working for or who have worked for the RTC, and 
  special government employees required to file any of the following 
  forms: (1) Confidential Statement of Employment and Financial 
  Interests; (2) Confidential Report of Indebtedness; (3) Report of 
  Interest in Bank Securities and Interest in RTC Decision; (4) 
  Confidential Report of Employment Upon Resignation; and (5) Employee 
  Certification and Acknowledgement of FDIC/RTC Standards of Conduct 
  Regulation.
Categories of records in the system: 
  Information in this system includes data directly furnished by the 
  individual on the following five forms or related records that may be 
  generated in the course of the RTC`s administration of Executive 
  Orders 12674 and 12731 as amended or as superseded, and/or 12 CFR part 
  1605:
  (1) Confidential Statement of Employment and Financial Interests--
  Contains statements of personal and family holdings, interests in 
  business enterprises and real property, creditors, and outside 
  employment.
  (2) Confidential Report of Indebtedness--Contains information on 
  extensions of credit (loans and credit cards) by insured and non-
  insured depository institutions and their affiliates; and may also 
  contain memoranda and correspondence relating to requests for approval 
  of certain loans extended by insured depository institutions or 
  affiliates thereof.
  (3) Report of Interest in Bank Securities and Interest in RTC 
  Decision--Contains information on whether or not an employee owns or 
  controls, directly or indirectly, any securities of insured depository 
  institutions or affiliates thereof, and if so, lists specific 
  securities, the nature and extent of such interests and the manner of 
  acquisition, contains information on other outside interests which may 
  have an impact on an employee's official duties, and may contain 
  memoranda and correspondence relating to requests for approval of 
  retention of securities of insured depository institutions by 
  employees.
  (4) Confidential Report of Employment Upon Resignation--Contains 
  information as to the employee's prospective employer, the nature of 
  the business or organization activities of the prospective employer, 
  the position the employee will occupy, dates of negotiation for such 
  employment, and the employee's official involvement, if any, with the 
  prospective employer.
  (5) Employee Certification and Acknowledgement of FDIC/RTC Standards 
  of Conduct Regulation--Contains employee's certification and 
  acknowledgement that he or she has received a copy of the standards of 
  conduct, has viewed the FDIC/RTC Orientation Ethics Video, and has a 
  positive responsibility to comply with the standards of conduct.
Authority for maintenance of the system: 
  Section 502 of E.O. 12674, 3 CFR 215 (1989), as amended by E.O. 12731, 
  3 CFR 306 (1990); section 21A of the Federal Home Loan Bank Act of 
  1932 (12 U.S.C. 1441a(b)), as amended. The Financial Institutions 
  Reform, Recovery, and Enforcement Act of 1989, 12 U.S.C. 1441(p).
Routine uses of records maintained in the system, including categories 
    of users and the purposes of such uses: 
  Information in this system may be disclosed where the Director of the 
  U.S. Office of Government Ethics or the RTC's Chief Executive Officer, 
  or designee, determines that good cause has been shown for such use:
  (1) To the appropriate federal, state, or local agency or authority 
  responsible for investigating or prosecuting a violation of or for 
  enforcing or implementing a statute, rule, regulation, or order when 
  the information indicates a violation or potential violation of law 
  whether civil, criminal, or regulatory in nature, and whether arising 
  by general statute or particular program statute or by regulation, 
  rule, or order issued pursuant thereto.
  (2) To a congressional office in response to an inquiry made at the 
  request of the individual to whom the information pertains.
  (3) To any source where necessary to obtain information relevant to a 
  conflict-of-interest investigation or determination.
  (4) To a court, magistrate, or administrative tribunal in the course 
  of presenting evidence, including disclosures to counsel or witnesses 
  in the course of civil discovery, litigation or settlement 
  negotiations, or in connection with the criminal proceedings.
  (5) To the United States Office of Personnel Managment, Office of 
  Government Ethics, the Merit Systems Protection Board, the Office of 
  the Special Counsel, the Federal Labor Relations Authority, an 
  aribtrator, and the Equal Employment Opportunity Commission, to the 
  extent disclosure is necessary to carry out the government-wide 
  personnel management, investigatory, adjudicatory and appellate 
  functions with their respective jurisdiction.
Policies and practices for storing, retrieving, accessing, retaining, 
    and disposing of records in the system: 
Storage: 
  Maintained in file folders in Office of Ethics and Protests and 
  designated divisional, regional, or consolidated offices to which 
  individuals covered by the system are located, and on an automated 
  tracking system.
Retrievability: 
  Indexed by name.
Safeguards: 
  Maintained in lockable metal file cabinets in lockable offices and, on 
  a password-protected automated index system.
Retention and disposal: 
  Retained for six years and then destroyed by shredding except when the 
  documents are relevant and/or needed in an ongoing investigation they 
  will be retained until no longer needed.
System manager(s) and address: 
  Ethics Program Manager (Employees), RTC, 801 17th Street, NW, 
  Washington, DC 20434-0001.
Notification procedure: 
  Requests must be in writing and addressed to the Office of the 
  Secretary, RTC, International Place, 1735 North Lynn Street, Rosslyn, 
  VA 22209. The request must contain the name and office of the 
  individual covered by the system, and a notarized statement attesting 
  to the individual's indentity may be required.
Record access procedure:
  Same as ``Notification'' above.
Contesting record procedures: 
  Same as ``Notification'' above.
Record source categories: 
  The information is obtained from the individual on whom the record is 
  maintained or a person designated by him or her and from the RTC's 
  Ethics Program Manager (Employees) and support personnel. Information 
  may also be obtained from the other parties to whom the RTC has 
  supplied information in connection with evaluating the records 
  maintained in the Employee Financial Disclosure Statements system.
Systems exempted from certain provisions of the act: 
  None.

   PRIVACY ACT RULES

   RESOLUTION TRUST CORPORATION

RESOLUTION TRUST CORPORATION

 12 CFR PART 1616--PRIVACY ACT REGULATIONS

Sec.

1616.1  Purpose and scope.
1616.2  Definitions.
1616.3  Procedures for requests pertaining to individual records in a 
    system of records.
1616.4  Times, places and requirements for identification of individuals 
    making requests.
1616.5  Disclosure of requested information to individuals.
1616.6  Special procedures for medical records.
1616.7  Requests for amendment of records.
1616.8  Agency reviews of requests for amendment of records.
1616.9  Appeals of adverse initial agency determinations of access or 
    amendment of records and Statements of Disagreement.
1616.10  Preservation of records.
1616.11  Disclosure of a record to a person other than the individual to 
    whom the record pertains.
1616.12  Fees.
1616.13  Penalties.
1616.14  Exemptions.

Appendix A--RTC Field Offices

  Authority: 5 U.S.C. 552a.
  Source: 58 FR 476, Jan. 6, 1993./

   Sec. 1616.1  Purpose and scope.

  This part sets forth the basic policies of the Resolution Trust 
Corporation (RTC or Corporation), with the exception of the Office of 
Inspector General of the RTC, that implement the provisions of the 
Privacy Act of 1974 (5 U.S.C. 552a) regarding the protection of the 
privacy of individuals on whom the Corporation maintains information 
which is retrieved by reference to an individual's name or an 
identifying particular assigned to the individual. This part also sets 
forth the procedures by which an individual may seek access under the 
Privacy Act to records pertaining to him/her, may request amendment of 
such records, or may seek an accounting of disclosures of such records 
maintained by the Corporation.

   Sec. 1616.2  Definitions.

  For the purposes of this part:
  (a) Corporation means the Resolution Trust Corporation operating in 
its Corporate capacity.
  (b) Individual means a natural person who is either a citizen of the 
United States of America or an alien lawfully admitted for permanent 
residence.
  (c) Maintain includes maintain, collect, use, disseminate, or control.
  (d) Record means any item, collection or grouping of information about 
an individual that is maintained by the RTC in its Corporate capacity 
and contains his/her name, or an identifying number, symbol, or other 
identifying particular assigned to the individual.
  (e) System of records means a group of any records under the control 
of the Corporation from which information is retrieved by the name of 
the individual or some identifying number, symbol or other identifying 
particular assigned to the individual.
  (f) Designated system of records means a system of records which has 
been listed and summarized in the Federal Register pursuant to the 
requirements of 5 U.S.C. 552a(e).
  (g) Routine use means, with respect to disclosure of a record, the use 
of such record for a purpose which is compatible with the purpose for 
which it was created.
  (h) Amend and amendment mean any correction of, addition to or 
deletion from a record.
  (i) System manager means the agency official responsible for a 
designated system of records, as denominated in the Federal Register 
publication of ``Systems of Records Maintained by the Resolution Trust 
Corporation.''

   Sec. 1616.3  Procedures for requests pertaining to individual records 
   in a system of records.

  (a) Any present or former employee of the Federal Deposit Insurance 
Corporation (FDIC) who is working for or has worked for the RTC and who 
is seeking access to his/her official personnel folder or other U.S. 
Office of Personnel Management government-wide personnel-type record, 
including compensation, training, medical information, time and 
attendance and performance, maintained by the RTC in Corporation offices 
should submit his/her request in such a manner as prescribed by the U.S. 
Office of Personnel Management in part 297 of its rules and regulations 
(5 CFR 297.101 through 297.501). Such requests should be submitted to 
the Office of the Secretary, RTC, FOIA/PA Branch, International Place, 
1735 North Lynn Street, Rosslyn, VA 22209. An FDIC employee who is 
presently working for the RTC may also gain access to his/her unofficial 
personnel folder, and other personnel-type record, by visiting, either 
in person or with an authorized representative, the RTC Corporate office 
in which the folder is maintained.
  (b) Written requests by individuals for access to records pertaining 
to them, other than official personnel folders, and maintained within 
one of the Corporation's designated system of records should be 
submitted to the Office of the Secretary, FOIA/PA Branch, RTC, 
International Place, 1735 North Lynn Street, Rosslyn, VA 22209. Each 
such request should contain a reasonable description of the record(s) 
sought, identify the system or systems in which such records may be 
contained, and any additional identifying information, as specified in 
the Corporation's Federal Register ``Notice of Systems of Records'' for 
that particular system, copies of which are available upon request from 
the FOIA/PA Branch, Office of the Secretary.

   Sec. 1616.4  Times, places and requirements for identification of 
   individuals making requests.

  (a) Individuals may request access to records pertaining to themselves 
as provided in Sec. 1616.3 by submitting a written request by mail or in 
person to the office in which the records are maintained or the Office 
of the Secretary, FOIA/PA Branch, RTC, International Place, 1735 North 
Lynn Street, Rosslyn, VA 22209. Before access to records is granted, 
pursuant to this part, reasonable identification, as specified in 
Sec. 1616.4(b), of the person making the request is required to ensure 
that information is given and records are disclosed only to the proper 
individual.
  (b) Employees appearing in person at RTC offices seeking access to or 
amendment of personnel records pertaining to themselves shall present 
two forms of reasonable identification, such as employment 
identification cards, driver's licenses, passports, or credit cards. One 
piece of identification shall contain the individual's photograph and 
signature.
  (c) Individuals submitting written requests seeking access to or 
amendment of records pertaining to themselves shall include copies of 
two forms of identification which contain the signatures of the 
individuals. Except for records that must be publicly disclosed pursuant 
to the Freedom of Information Act (5 U.S.C. 552), where the Corporation 
determines it to be necessary for the individual's protection, a 
certification of a duly commissioned notary public, of any state or 
territory, attesting to the requesting individual's identity may be 
required before a written request seeking access to or amendment of a 
record will be honored. Identification, as described in this section, 
will be required of any individuals visiting RTC offices to inspect 
records after submission of written requests.

   Sec. 1616.5  Disclosure of requested information to individuals.

  (a) Except to the extent that Corporation records in a system of 
records pertaining to an individual:
  (1) Are exempt from disclosure under Sec. 1616.14, or
  (2) May require special procedures for medical records under 
Sec. 1616.6, or
  (3) Were compiled in reasonable anticipation of a civil action or 
proceeding, the Corporation will make such records available upon 
request for purposes of inspection and copying by the individual about 
whom the information is maintained or, upon the individual's request and 
written authorization, by another person of the individual's own 
choosing (after proper identity verification as provided in 
Sec. 1616.4).
  (b) The Secretary, or designee, will acknowledge receipt of a request 
submitted under this rule within ten (10) working days, and notify, in 
writing, the individual making a request, whenever practicable within 
ten business days following receipt of the request, whether any 
specified, designated system of records maintained by the Corporation 
contains a record pertaining to the individual. Where such a record does 
exist, the Secretary, or designee, with the advice of the System 
Manager, will inform the individual of the decision whether to grant or 
deny, in whole or in part, the request for access. In the event existing 
records are determined not to be disclosable, the notification will 
inform the individual of the reason(s) for which disclosure will not be 
made and will provide a description of the individual's right to appeal 
the denial, as more fully set forth in Sec. 1616.9.
  (c) Individuals will be granted access to records disclosable under 
this part 1616 as soon as is practicable. The Secretary, or designee, 
will give written notification of a reasonable period within which 
individuals may inspect disclosable records pertaining to themselves at 
the Office of the Secretary (FOIA/PA Branch) or the appropriate 
Headquarters, or field offices during normal business hours. 
Alternatively, the Corporation may mail copies of requested records to 
the individual. Fees for copying such records will be assessed as 
provided in Sec. 1616.12.

   Sec. 1616.6  Special procedures for medical records.

  Medical records in a system of records shall be disclosed on request 
to individuals to whom they pertain, except, if in the judgment of the 
Corporation, the transmission of the medical information directly to the 
requesting individual could have an adverse effect upon such individual. 
In the event medical information is withheld from a requesting 
individual because of any possible adverse effect such information may 
have upon the individual, the Corporation shall transmit such 
information to a licensed medical doctor named by the requesting 
individual.

   Sec. 1616.7  Requests for amendment of records.

  The Corporation will maintain all records it uses in making any 
determination about any individual with such accuracy, relevance, 
timeliness, and completeness as is reasonably necessary to assure 
fairness to the individual in the determination. An individual may 
request that the Corporation amend any portion of a record pertaining to 
that individual which the Corporation maintains in a designated system 
of records. Such a request should be submitted in writing to the Office 
of the Secretary, FOIA/PA Branch, RTC, International Place, 1735 North 
Lynn Street, Rosslyn, VA 22209, and should contain the individual's 
reason for requesting the amendment and a description of the record 
(including the name of the appropriate designated system of records) 
sufficient to enable the Corporation to identify the particular record 
or portion thereof with respect to which amendment is sought. If an 
individual has a copy of the record he/she wishes to have amended, it 
should be attached to the request for amendment and the specific portion 
of the record sought to be amended should be clearly identified. The 
individual making the request may be required to provide the information 
specified in Sec. 1616.4 to permit verification of the identify of the 
individual making the request for amendment.

   Sec. 1616.8  Agency reviews of requests for amendment of records.

  (a) Requests by individuals for the amendment of records will be 
acknowledged by the Secretary, or designee, within ten (10) business 
days following receipt of such requests and referred to the System 
Manager of the system of records in which the record is contained for an 
analysis of the request to amend. Promptly thereafter, the Secretary, or 
designee, with the advice of the System Manager, will notify the 
individual of the decision to grant or deny the request to amend. If the 
request to amend is granted in whole or in part, the Secretary, or 
designee, will effect the appropriate amendment.
  (b) If the Secretary, or designee, denies a request to amend a record, 
the notification of such denial shall contain the reason(s) for the 
denial, a description of the individual's right to appeal the denial as 
more fully set forth in Sec. 1616.9, and the address of the Corporation 
officer to whom the appeal should be sent.

   Sec. 1616.9  Appeals of adverse initial agency determinations of 
   access or amendment of records and Statements of Disagreement.

  (a) For RTC records contained within a system of records, the initial 
denial of an individual's request for access to or amendment of a record 
pertaining to him/her may be appealed to the RTC's General Counsel 
within 30 business days following receipt of notification of the denial. 
Such appeals should be mailed to the Office of the Secretary, FOIA/PA 
Branch, RTC, International Place, 1735 North Lynn Street, Rosslyn, VA 
22209, and contain all the information specified for requests for access 
in Sec. 1616.3 or for initial requests to amend in Sec. 1616.7, as well 
as any other additional information the individual deems relevant for 
the consideration by the General Counsel, or designee, of the appeal. 
Both the envelope and the appeal letter should have written on them 
``Privacy Act Appeal.'' The appeal letter should also enclose a copy of 
the initial denial letter.
  (b) The General Counsel, or designee, will normally make a final 
determination with respect to an appeal made under this part within 30 
business days following receipt of the appeal by the Office of the 
Secretary. The General Counsel, or designee may, however, extend this 
30-day time period for good cause shown. When such an extension is 
required, the individual making the appeal will be notified of the 
reason for the extension and the expected date upon which a final 
decision will be given.
  (c) If the General Counsel, or designee, affirms the initial denial of 
a request for access or amendment, he/she will inform the individual 
affected by the decision, the reason(s) therefore and the right of 
judicial review of the decision. With respect to a decision to sustain 
the initial refusal to amend a record, the General Counsel, or designee, 
will also inform the individual of the right to submit a Statement of 
Disagreement under paragraph (d) of this section.
  (d) Upon receipt of a determination to affirm the initial denial of a 
request to amend a record, the individual may submit to the Corporation 
a concise statement (Statement of Disagreement) setting forth his or 
reasons for disagreeing with the Corporation's determination not to 
amend. Such a Statement of Disagreement will be attached to the record 
which was the subject of the request to amend. The General Counsel, or 
designee may, if deemed appropriate, prepare a concise statement 
(Statement of Explanation) of the reason(s) why the requested amendment 
was not made. Any RTC Statement of Explanation will be included in the 
system of records in the same manner as the Statement of Disagreement. A 
copy of the Statement of Explanation and the notation of the dispute as 
marked on the original record will be provided to the individual who 
requested an amendment of the record.
  (e) When a record has been amended or when a Statement of Disagreement 
has been filed, the Secretary, or designee, will provide all prior 
recipients of the affected record, whose identities may be determined 
pursuant to the disclosure accountings required by the Privacy Act (5 
U.S.C. 552a(c)) or any other accounting previously made, a copy of the 
amended or corrected record or the Statement of Disagreement. Any 
disclosure of disputed information occurring after a Statement of 
Disagreement has been filed will clearly identify the specific 
information disputed and be accompanied by a copy of the Statement of 
Disagreement and a copy of any RTC Statement of Explanation.

   Sec. 1616.10  Preservation of records.

  The Corporation will preserve all correspondence relating to the 
written requests it receives under this part, and all records processed 
pursuant to such requests, in accordance with the records retention 
provisions of General Records Schedule 14, Informational Services 
Records. Under no circumstances will records be destroyed while they are 
subject to a pending request for access, amendment, appeal, or lawsuit 
pursuant to the Privacy Act.

   Sec. 1616.11  Disclosure of a record to a person other than the 
   individual to whom the record pertains.

  (a) Except as provided in paragraph (b) of this section, the 
Corporation will not disclose any record contained in a designated 
system of records to any person or agency except without the prior 
written consent of the individual to whom the record pertains.
  (b) The restrictions on disclosure in paragraph (a) of this section do 
not apply to any disclosures:
  (1) To those officers and employees of the Corporation who have a need 
for the record in the performance of their duties;
  (2) Required under the Freedom of Information Act (5 U.S.C. 552);
  (3) For a routine use, as defined in Sec. 1616.2(g), listed with 
respect to a designated system of records and described in the Federal 
Register notice of the system;
  (4) To the Bureau of the Census for purposes of planning or carrying 
out a census or survey or related activity pursuant to the provisions of 
title 13 of the United States Code;
  (5) To a recipient who has provided the Corporation with advance 
adequate written assurance that the record will be used solely as a 
statistical research or reporting record, and the record is to be 
transferred in a form that is not individually identifiable;
  (6) To the National Archives and Records Administration as a record 
which has sufficient historical or other value to warrant its continued 
preservation by the United States Government, or for evaluation by the 
Archivist of the United States, or designee, to determine whether the 
record has such value;
  (7) To another agency or to an instrumentality of any governmental 
jurisdiction within or under the control of the United States for a 
civil or criminal law enforcement activity if the activity is authorized 
by law, and if the head of the agency or instrumentality has made a 
written request to the Corporation specifying the particular portion 
desired and the law enforcement activity for which the record is sought;
  (8) To a person pursuant to a showing of compelling circumstances 
affecting the health or safety of an individual if, upon such 
disclosure, notification is transmitted to the last known address of the 
individual to whom the record pertains;
  (9) To either House of Congress, or, to the extent of matter within 
its jurisdiction, any committee or subcommittee thereof, any joint 
committee of Congress or subcommittee of any such joint committee;
  (10) To the Comptroller General, or any of his/her authorized 
representatives, in the course of the performance of the duties of the 
General Accounting Office;
  (11) Pursuant to the order of a court of competent jurisdiction; or
  (12) To a consumer reporting agency in accordance with 31 U.S.C. 
3711(f).
  (c) Any Statement of Disagreement with the Corporation's determination 
not to amend a record, filed with the Corporation by an individual 
pursuant to Sec. 1616.9(d) will be included in the disclosure of the 
record under authority of paragraph (b) of this section. The Corporation 
may, in its discretion, also include a copy of the Corporation's 
Statement of Explanation.
  (d) The Corporation, with respect to each system of records under its 
control shall:
  (1) Except for disclosures made under paragraphs (b)(1) or (b)(2) of 
this section, keep an accurate accounting of:
  (i) The date, nature, and purpose of each disclosure of a record to 
any person or to another agency made under paragraph (b) of this 
section; and
  (ii) The name and address of the person or agency to whom the 
disclosure is made; and
  (2) Retain the accounting made under paragraph (d)(1) of this section 
for at least five years or the life of the record, whichever is longer, 
after the disclosure for which the accounting is made;
  (3) Except for disclosures made under paragraph (b)(7) of this 
section, make the accounting made under paragraph (d)(1) of this section 
available to the individual named in the record at his/her request; and
  (4) Inform any person or other agency about any correction or 
Statement of Dispute made by an individual in accordance with 
Sec. 1616.9(d), of any record that has been disclosed to the person or 
agency if an accounting of the disclosure was made.

   Sec. 1616.12  Fees.

  The Corporation, upon a request for records disclosable pursuant to 
the Privacy Act of 1974 (5 U.S.C. 552a), shall charge a fee of $0.20 per 
page for duplicating, except as follows:
  (a) If the Corporation determines that it can grant access to a record 
only by providing a copy of the record, no fee will be charged for 
providing the first copy of the record or any portion thereof; and
  (b) Whenever the aggregate fees computed under this section do not 
exceed $25.00 for any one request, the fee will be deemed waived by the 
Corporation.

   Sec. 1616.13  Penalties.

  Any person who knowingly and willfully requests or obtains any record 
concerning an individual from the RTC under false pretenses shall be 
guilty of a misdemeanor and fined not more than $5,000.

   Sec. 1616.14  Exemptions.

  The following information is exempt from disclosure:
  (a) Investigatory material compiled for law enforcement purposes is 
exempt from Sec. Sec. 1616.3 through 1616.9 and Sec. 1616.11(d)(3), 
Provided, however, that if any individual is denied any right, 
privilege, or benefit to which he/she would otherwise be entitled under 
Federal law, or for which he/she would otherwise be eligible, as a 
result of the maintenance of such material, such material shall be 
disclosed to such individual, except to the extent that the disclosure 
of such material would reveal the identity of a source who furnished 
information to the Government under an express promise that the identity 
of the source would be held in confidence;
  (b) Investigatory material compiled solely for the purpose of 
determining suitability, eligibility, or qualifications for Corporation 
employment to the extent that disclosure of such material would reveal 
the identity of a source who furnished information to the Corporation 
under an express promise that the identity of the source would be held 
in confidence, is exempt from Sec. Sec. 1616.3 through 1616.9 and 
Sec. 1616.11(d)(3); and
  (c) Testing or examination material used solely to determine or assess 
individual qualifications for appointment or promotion in the 
Corporation's service, the disclosure of which would compromise the 
objectivity or fairness of the testing, evaluation, or examination 
process is exempt from Sec. Sec. 1616.3 through 1616.9 and 
Sec. 1616.11(d)(3).

Appendix A--RTC Field Offices

  1. Atlanta Office, 100 Colony Square, Atlanta, GA 30361;
  2. Kansas City Office, 4900 Main Street, Kansas City, MO 64112;
  3. Dallas Office, 3500 Maple Avenue, Dallas, TX 75219;
  4. Denver Office, 1225 17th Street, Denver, CO 80202;
  5. Costa Mesa Office, 4000 MacArthur Boulevard, Newport Beach, CA 
92660;
  6. Valley Forge Office, 1000 Adams Avenue, Norristown, PA 19403.

12 CFR Part 1680

Subpart B--Privacy Act Regulations

Sec.

1680.21  Purpose and scope.
1680.22  Definitions.
1680.23  Procedures for requests pertaining to individual records in a 
    system of records.
1680.24  Times, places and requirements for identification of 
    individuals making requests.
1680.25  Disclosures of requested information to individuals.
1680.26  Special procedures for medical records.
1680.27  Requests for amendment of records.
1680.28  Agency reviews of requests for amendment of records.
1680.29  Appeals of adverse initial agency determinations of access or 
    amendment of records and Statements of Disagreement.
1680.30  Preservation of records.
1680.31  Disclosures of a record to a person other than the individual 
    to whom the record pertains.
1680.32  Fees.
1680.33  Penalties.
1680.34  Exemptions.

Subpart B--Privacy Act Regulations

  Authority: 5 U.S.C. 552a, 5 U.S.C. App., 12 U.S.C. 1441a(b).
  Source: 57 FR 56969, Dec. 2, 1992.

   Sec. 1680.21   Purpose and scope.

  This regulation sets forth the basic policies of the Resolution Trust 
Corporation (RTC) that implement the provisions of the Privacy Act of 
1974 (5 U.S.C. 552a) regarding the protection of the privacy of 
individuals on whom the Corporation's Office of Inspector General (OIG) 
maintains information which is retrieved by reference to an individual's 
name or an identifying particular assigned to the individual. This 
regulation also sets forth the procedures by which an individual may 
seek access under the Privacy Act to records pertaining to him/her, may 
request correction or amendment of such records, or may seek an 
accounting of disclosures of such records maintained by the Office of 
Inspector General.

   Sec. 1680.22  Definitions.

  For the purposes of this part:
  (a) Corporation means the Resolution Trust Corporation.
  (b) Individual means a natural person who is either a citizen of the 
United States of America or an alien lawfully admitted for permanent 
residence.
  (c) Maintain includes maintain, collect, use, disseminate, or control.
  (d) Record means any item, collection or grouping of information about 
an individual that is maintained by the Office of Inspector General and 
contains his/her name, or the identifying number, symbol, or other 
identifying particular assigned to the individual.
  (e) System of records means a group of any records under the control 
of the Office of Inspector General from which information is retrieved 
by the name of the individual or some identifying number, symbol or 
other identifying particular assigned to the individual.
  (f) Designated system of records means a system of records which has 
been listed and summarized in the Federal Register pursuant to the 
requirements of 5 U.S.C. 552a(e).
  (g) Routine use means, with respect to disclosure of a record, the use 
of such record for a purpose which is compatible with the purpose for 
which it was created.
  (h) Amend and amendment mean any correction, addition to or deletion 
from a record.
  (i) System manager means the agency official responsible for a 
designated system of records, as denominated in the Federal Register 
publication of ``Systems of Records Maintained by the Resolution Trust 
Corporation.''
  (j) Inspector General means the Inspector General or Deputy Inspector 
General of the Resolution Trust Corporation.
  (k) Assistant Inspector General means the Assistant Inspector General 
for Audit, Assistant Inspector General for Investigation, Assistant 
Inspector General for Policy, Planning and Resources, or Assistant 
Inspector General for Oversight and Quality Assurance.

   Sec. 1680.23  Procedures for requests pertaining to individual 
   records in a system of records.

  Written requests by individuals for access to records pertaining to 
them and maintained within an Office of Inspector General's designated 
system of records should be signed by the requester and submitted in 
writing to the Office of Inspector General, Resolution Trust 
Corporation, International Place, 1735 North Lynn Street, Rosslyn, VA 
22209. Each such request should contain a reasonable description of the 
record(s) sought, the system or systems in which such record may be 
contained, and any additional identifying information, as specified in 
the Corporation's Federal Register ``Notice of Systems of Records'' for 
that particular system, copies of which are available upon request from 
the Office of Inspector General and the FOIA/PA Branch, Office of the 
Secretary.

   Sec. 1680.24   Times, places and requirements for identification of 
   individuals making requests.

  (a) Individuals may request access to records pertaining to themselves 
by submitting a written request by mail as provided in Sec. 1680.23. 
Before information is given or access to records is granted, the Office 
of Inspector General may require reasonable identification of the person 
making the request to ensure that information is given and records are 
disclosed only to the proper individual.
  (b) Individuals submitting written requests seeking access to or 
amendment of records pertaining to themselves shall include copies of 
reasonable identification which contain the signatures of the 
individuals such as driver's licenses, employment identification cards 
or passports. The identification shall bear the individual's current 
residence or business address. Except for records that must be publicly 
disclosed pursuant to the Freedom of Information Act (5 U.S.C. 552), 
where the Office of Inspector General determines it to be necessary for 
the individual's protection, a certification of a duly commissioned 
notary public, of any state or territory, attesting to the requesting 
individual's identity may be required before a written request seeking 
access to or amendment of a record will be honored.
  (c) Nothing in this section shall preclude the Office of Inspector 
General from requiring such other proof of identity as it deems 
satisfactory in the circumstances of a particular request for Office of 
Inspector General investigative files.

   Sec. 1680.25   Disclosures of requested information to individuals.

  (a) Except to the extent that records pertaining to an individual:
  (1) Are exempt from disclosure under Sec. 1680.33, or
  (2) Were compiled in reasonable anticipation of a civil action or 
proceeding,
  The Office of Inspector General will make such records available upon 
request for purposes of inspection and copying by the individual (after 
proper identity verification as provided in Sec. 1680.24) and, upon the 
individual's request and written authorization, by another person of the 
individual's own choosing.
  (b) The Assistant Inspector General or Regional Inspector General for 
Audit, where a request involves an audit issued in the region, for those 
systems of records under the control of the Office of Inspector General, 
will notify, in writing, the individual making a request, within ten 
business days following receipt of the request, whether any specified, 
designated system of records maintained by the Office of Inspector 
General contains a record pertaining to the individual. Where such a 
record does exist, the Assistant Inspector General or if appropriate, 
Regional Inspector General for Audit, for those systems of records under 
the control of the Office of Inspector General, will inform the 
individual of the decision whether to grant or deny, in whole or in 
part, the request for access. The release of any Corporation documents 
not developed by OIG which are contained in OIG files requires the 
concurrence of the Secretary of the Corporation (or designee). In the 
event existing records are determined not to be disclosable, the 
notification will inform the individual of the reason(s) for which 
disclosure will not be made and will provide a description of the 
individual's right to appeal the denial, as more fully set forth in 
Sec. 1680.28.
  (c) Individuals will be granted access to records disclosable under 
this part 1680, subpart B as soon as is practicable. The Assistant 
Inspector General, or Regional Inspector General for Audit, if 
appropriate, for those systems of records under the control of the 
Office of Inspector General, will give written notification of a 
reasonable period within which individuals may inspect disclosable 
records pertaining to themselves at the headquarters of the Office of 
Inspector General, if appropriate, or the Region in which an audit was 
issued, during normal business hours. Alternatively, individuals granted 
access to records under this subpart may request that copies of such 
records be forwarded to them. Fees for copying such records will be 
assessed as provided in Sec. 1680.31.

   Sec. 1680.26   Special procedures for medical records.

  Medical records shall be disclosed on request to individuals to whom 
they pertain, except, if in the judgment of the Corporation or the 
Office of Inspector General, depending on the manner by which the record 
was generated, the transmission of the medical information directly to 
the requesting individual could have an adverse affect upon such 
individual. In the event medical information is withheld from the 
requesting individual because of any possible adverse affect such 
information may have upon the individual, the Corporation or the Office 
of Inspector General shall transmit such information to a licensed 
medical doctor named by the requesting individual.

   Sec. 1680.27  Requests for amendment of records.

  The Office of Inspector General will maintain all records it uses in 
making any determination about any individual with such accuracy, 
relevance, timeliness, and completeness as is reasonably necessary to 
assure fairness to the individual in the determination. An individual 
may request that the Inspector General amend any portion of a record 
pertaining to that individual which the Office of Inspector General 
maintains in a designated system of records. Such a request should be 
submitted in writing to the Office of Inspector General, Resolution 
Trust Corporation, International Place, 1735 North Lynn Street, Rosslyn, 
VA 22209, and should contain the individual's reason for requesting the 
amendment and a description of the record (including the name of the 
appropriate designated system and category thereof) sufficient to enable 
the Inspector General to identify the particular record or portion 
thereof with respect to which amendment is sought. If an individual has 
a copy of the record he/she wishes to have amended, it should be 
attached to the request for amendment and the specific portion of the 
record sought to be amended should be clearly identified. The individual 
making the request may be required to provide the information specified 
in Sec. 1680.24 to permit verification of the identity of the individual 
making the request for amendment.

   Sec. 1680.28  Agency reviews of requests for amendment of records.

  (a) Requests by individuals for the amendment of records will be 
acknowledged by the Assistant Inspector General or Regional Inspector 
General for Audit, if appropriate, within ten business days following 
receipt of such requests. Promptly thereafter, the Assistant Inspector 
General or Regional Inspector General for Audit for records contained 
within a system of records under the control of the Office of Inspector 
General, will notify the individual of the decision to grant or deny the 
request to amend. The amendment of any Corporation documents not 
developed by OIG which are contained in OIG Files requires the 
concurrence of the Secretary of the Corporation (or designee). If the 
request to amend is granted, in whole or in part the Assistant Inspector 
General or Regional Inspector General for Audit will effect the 
appropriate amendment .
  (b) If the Assistant Inspector General or Regional Inspector General 
for Audit for records contained within a system of records under the 
control of the Office of Inspector General, denies a request to amend a 
record, the notification of such denial shall contain the reason(s) for 
the denial and a description of the individual's right to appeal the 
denial as more fully set forth in Sec. 1680.29.

   Sec. 1680.29  Appeals of adverse initial agency determinations of 
   access or amendment of records and Statements of Disagreement.

  (a) For records contained within a system of records under the control 
of the Office of Inspector General, the initial denial of an 
individual's request for access to or amendment of a record pertaining 
to him/her may be appealed in writing to the Inspector General, 
International Place, 1735 North Lynn Street, Rosslyn, VA 22209, within 
30 business days following receipt of notification of the denial. Such 
appeals should contain all the information specified for requests for 
access in Sec. 1680.23 or for initial requests to amend in Sec. 1680.27, 
as well as any other additional information the individual deems 
relevant for the consideration by the Inspector General of the appeal. 
Both the envelope and the appeal letter should have written on them 
``Privacy Act Appeal.'' The appeal letter should also enclose a copy of 
the initial denial letter.
  (b) The Inspector General will normally make a final determination 
with respect to an appeal made under this subpart within 30 business 
days following receipt of the appeal. The concurrence of the General 
Counsel of the Corporation (or designee) is required for Corporation 
documents not developed by OIG which are contained in OIG files. The 
Inspector General may extend the 30-day time period for good cause. When 
such an extension is required, the individual making the appeal will be 
notified of the reason for the extension and the expected date upon 
which a final decision will be given.
  (c) If the Inspector General affirms the initial denial of a request 
for access or to amend, he or she will inform the individual affected by 
the decision, the reason(s) therefor, and the right of judicial review 
of the decision. With respect to a decision to sustain the initial 
refusal to amend a record the Inspector General will also inform the 
individual of the right to submit a ``Statement of Disagreement'' under 
paragraph (d) of this section.
  (d) Upon receipt of a determination to affirm the initial denial of a 
request to amend records, the individual may submit to the Inspector 
General a concise statement (``Statement of Disagreement'') setting 
forth his or her reasons for disagreeing with the Inspector General's 
determination not to amend. Such a ``Statement of Disagreement'' will be 
attached to the record which was the subject of the request to amend. 
The Inspector General may, if deemed appropriate, prepare a concise 
statement (``Statement of Explanation'') of the reason(s) why the 
requested amendment or correction was not made. Any Inspector General 
``Statement of Explanation'' will be included in the system of records 
in the same manner as the ``Statement of Disagreement.'' A copy of the 
``Statement of Explanation'' and of the notation of the dispute as 
marked on the original record will be provided to the individual who 
requested correction or amendment of the record.
  (e) When a record has been amended or corrected or when a ``Statement 
of Disagreement'' has been filed, the Inspector General will advise all 
prior recipients of the affected record whose identities may be 
determined pursuant to the disclosure accountings required by the 
Privacy Act (5 U.S.C. 552a(c)), or any other accounting previously made, 
of the amendment or correction or the filing of the ``Statement of 
Disagreement.'' Any disclosure of disputed information occurring after a 
``Statement of Disagreement'' has been filed will clearly identify the 
specific information disputed and be accompanied by a copy of the 
``Statement of Disagreement'' and a copy of the ``Statement of 
Explanation,'' if any, as set forth in paragraph (d) of this section.

   Sec. 1680.30  Preservation of records.

  The Inspector General will preserve all correspondence relating to the 
written requests it receives under this subpart and all records 
processed pursuant to such requests, in accordance with the records 
retention provisions of General Records Schedule 14, Informational 
Services Records, or General Records Schedule 22 for Office of Inspector 
General records. Under no circumstances will records be destroyed while 
they are subject to a pending request for access, amendment, appeal, or 
lawsuit pursuant to the Privacy Act.

   Sec. 1680.31  Disclosures of a record to a person other than the 
   individual to whom the record pertains.

  (a) Except as provided in paragraph (b) of this section, the Inspector 
General will not disclose any record contained in a designated system of 
records to any person or agency except without the prior written consent 
of the individual to whom the record pertains.
  (b) The restrictions on disclosure in paragraph (a) of this section do 
not apply to any disclosures:
  (1) To those officers and employees of the Corporation who have a need 
for the record in the performance of their duties;
  (2) Required under the Freedom of Information Act (5 U.S.C. 552);
  (3) For a routine use listed with respect to a designated system of 
records;
  (4) To the Bureau of the Census for purposes of planning or carrying 
out a census or survey or related activity pursuant to the provisions of 
Title 13 of the United States Code;
  (5) To a recipient who has provided the Corporation with advance 
adequate written assurance that the record will be used solely as a 
statistical research or reporting record, and the record is to be 
transferred in a form that is not individually identifiable;
  (6) To the National Archives and Records Administration as a record 
which has sufficient historical or other value to warrant its continued 
preservation by the United States Government, or for evaluation by the 
Archivist of the United States (or designee) to determine whether the 
record has such value;
  (7) To another agency or to an instrumentality of any governmental 
jurisdiction within or under the control of the United States for a 
civil or criminal law enforcement activity if the activity is authorized 
by law, and if the head of the agency or instrumentality has made a 
written request to the Corporation specifying the particular portion 
desired and the law enforcement activity for which the record is sought;
  (8) To a person pursuant to a showing of compelling circumstances 
affecting the health or safety of an individual if, upon such 
disclosure, notification is transmitted to the last known address of the 
individual to whom the record pertains;
  (9) To either House of Congress, or, to the extent of matter within 
its jurisdiction, any committee or subcommittee thereof, any joint 
committee of Congress or subcommittee of any such joint committee;
  (10) To the Comptroller General, or any of his/her authorized 
representatives, in the course of the performance of the duties of the 
General Accounting Office;
  (11) Pursuant to the order of a court of competent jurisdiction; or
  (12) To a consumer reporting agency in accordance with 31 U.S.C. 
3711(f).
  (c) Any ``Statement of Disagreement'' with the Inspector General's 
determination not to amend a record, filed with the Inspector General by 
an individual pursuant to Sec. 1680.29(d), will be included in the 
disclosure of the record under authority of paragraph (b) of this 
section. The Inspector General may, in his or her discretion, also 
include a copy of the Inspector General's ``Statement of Explanation.''
  (d) The Inspector General, with respect to each system of records 
under his or her control shall:
  (1) Except for disclosures made under paragraphs (b)(1) or (b)(2) of 
this section, keep an accurate accounting of--
  (i) The date, nature, and purpose of each disclosure of a record to 
any person or to another agency made under paragraph (b) of this 
section; and
  (ii) The name and address of the person or agency to whom the 
disclosure is made;
  (2) Retain the accounting made under paragraph (d)(1) of this section 
for at least five years or the life of the record, whichever is longer, 
after the disclosure for which the accounting is made.
  (3) Except for disclosures made under paragraph (b)(7) of this 
section, make the accounting made under paragraph (d)(1) of this section 
available to the individual named in the record at his/her request; and
  (4) Inform any person or other agency about any correction or 
Statement of Dispute made by the agency in accordance with paragraph (b) 
of this section of any record that has been disclosed to the person or 
agency if an accounting of the disclosure was made.

   Sec. 1680.32  Fees.

  The Inspector General, upon a request for records disclosable pursuant 
to the Privacy Act of 1974 (5 U.S.C. 552a), shall charge a fee of $.20 
per page for duplicating, except as follows:
  (a) If the Inspector General determines that he or she can grant 
access to a record only by providing a copy of the record, no fee will 
be charged for providing the first copy of the record or any portion 
thereof;
  (b) Whenever the aggregate fees computed under this section do not 
exceed $25.00 for any one request, the fee will be deemed waived by the 
Inspector General.

   Sec. 1680.33  Penalties.

  Subsection (i)(3) of the Privacy Act of 1974 (5 U.S.C. 552a(i)(3)) 
imposes criminal penalties for obtaining Inspector General or 
Corporation records on individuals under false pretenses. The subsection 
provides as follows: ``Any person who knowingly and willfully requests 
or obtains any record concerning an individual from an agency under 
false pretenses shall be guilty of a misdemeanor and fined not more than 
$5,000.''

   Sec. 1680.34  Exemptions.

  These provisions authorize the Inspector General to exempt certain OIG 
Privacy Act systems of records from portions of the requirements of this 
regulation. For those OIG systems of records that are determined to be 
exempt, the system notice shall describe the exemption and the reasons. 
The Inspector General has determined that the following systems of 
records are exempt to the extent provided hereinafter.
  (a) Office of Inspector General Investigative Files--(1) Sections of 
the Act from which exempted. (i) The Office of Inspector General 
Investigative Files system of records is exempt from all sections of the 
Privacy Act (5 U.S.C. 552a) except the following: (b) Relating to 
conditions of disclosure; (c) (1) and (2) relating to keeping and 
maintaining a disclosure accounting; (e)(4) (A) through (F) relating to 
publishing a system notice setting forth name, location, categories of 
individuals and records, routine uses, and policies regarding storage, 
retrievability, access controls, retention and disposal of the records; 
(e) (6), (7), (9), (10), and (11) relating to dissemination and 
maintenance of records, and (i) relating to criminal penalties. This 
system of records is also exempt from 12 CFR 1680.23 through 1680.28 and 
1680.31(d) (3) and (4). This exemption applies to those records and 
information contained in the system of records pertaining to the 
enforcement of criminal laws.
  (ii) To the extent that there may exist within this system of records 
investigative files compiled for law enforcement purposes, other than 
material within the scope of subsection (j)(2) of the Privacy Act, the 
Inspector General Investigative Case Files system of records is exempt 
from the following sections of the Privacy Act (5 U.S.C. 552a): (c)(3) 
relating to access to the disclosure accounting, (d) relating to access 
to records, (e)(1) relating to the type of information maintained in the 
records; (e)(4) (G), (H), and (I) relating to publishing the system 
notice information as to agency procedures for access and amendment and 
information as to the categories of sources or records, and (f) relating 
to developing agency rules for gaining access and making corrections. 
This system of records is also exempt from 12 CFR 1680.23 through 
1680.28 and 1680.31(d)(3).
  (2) Reason for exemptions. (i) The Office of Inspector General is an 
office of RTC a component of which performs, as its principal function, 
activity pertaining to the enforcement of criminal laws, within the 
meaning of 5 U.S.C. 552a(j)(2). This exemption applies only to those 
records and information contained in the system of records pertaining to 
criminal investigations. This system of records is exempt for one or 
more of the following reasons:
  (A) To prevent interference with law enforcement proceedings.
  (B) To avoid unwarranted invasion of personal privacy, by disclosure 
of information about third parties, including other subjects of 
investigation, investigators, and witnesses.
  (C) To protect the identity of Federal employees who furnish a 
complaint or information to OIG, consistent with section 7(b) of the 
Inspector General Act of 1978, as amended, 5 U.S.C. App. 3.
  (D) To protect the confidentiality of non-Federal employee sources of 
information.
  (E) To assure access to sources of confidential information, including 
those contained in Federal, State, and local criminal law enforcement 
information systems.
  (F) To prevent disclosure of law enforcement techniques and 
procedures.
  (G) To avoid endangering the life or physical safety of confidential 
sources and law enforcement personnel.
  (ii) Investigative records within this system of records which are 
compiled for law enforcement purposes, other than material within the 
scope of subsection (j)(2), are exempt under the provisions of 5 U.S.C. 
552a(k)(2); Provided, however, That if any individual is denied any 
right, privilege, or benefit that they would otherwise be entitled by 
Federal law, or for which they would otherwise be eligible, as a result 
of the maintenance of such material, such material shall be provided to 
such individual except to the extent that the disclosure of such 
material would reveal the identity of a source who furnished information 
to the Government under an express promise that the identity of the 
source would be held in confidence, or, prior to January 1, 1975, under 
an implied promise that the identity of the source would be held in 
confidence. This system of records is exempt for one or more of the 
following reasons:
  (A) To prevent interference with law enforcement proceedings.
  (B) To protect investigatory material compiled for law enforcement 
purposes.
  (C) To avoid unwarranted invasion of personal privacy, by disclosure 
of information about third parties, including other subjects of 
investigation, law enforcement personnel, and sources of information.
  (D) To fulfill commitments made to protect the confidentiality of 
sources.
  (E) To protect the identity of Federal employees who furnish a 
complaint or information to OIG, consistent with section 7(b) of the 
Inspector General Act of 1978, as amended, 5 U.S.C. App. 3.
  (F) To assure access to sources of confidential information, including 
those contained in Federal, State, and local criminal law enforcement 
systems.
  (G) To prevent disclosure of law enforcement techniques and 
procedures.
  (H) To avoid endangering the life or physical safety of confidential 
sources and law enforcement personnel.
  (iii) Records within this system of records comprised of investigatory 
material compiled solely for the purpose of determining suitability or 
eligibility for Federal civilian employment, Federal contractors, or 
access to classified information, are exempt under the provisions of 5 
U.S.C. 552a(k)(5), but only to the extent that disclosure would reveal 
the identity of a source who furnished information to the Government 
under an express promise that the identity of the source would be held 
in confidence, or, prior to January 1, 1975, under an implied promise 
that the identity of the source would be held in confidence. This system 
of records is exempt for one or more of the following reasons:
  (A) To fulfill commitments made to protect the confidentiality of 
sources.
  (B) To assure access to sources of confidential information, including 
those contained in Federal, State, and local criminal law enforcement 
information systems.